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Estate Planning Attorney inTigerville, SC

Did you know that one in two U.S. citizens have yet to create a plan for their estate? Just about everyone knows they need to get their affairs in order, but most people procrastinate when it comes to estate planning. It's an uncomfortable subject to think about. After all, nobody wants to ponder their death and what happens to their assets when they pass. However, working with an estate planning lawyer in Tigerville, SC, protects you, your loved ones, and your assets, both while you're alive and after you have died. There isn't a perfect time to plan your estate, but there is a right time and that time is now.

We understand that there is no "one-size-fits-all" solution to your estate planning needs. That's why, at Cobb Hammett Law Firm, we make a concerted effort to speak with our clients personally so that we can create an estate plan that is as unique as they are. Our estate plans are comprehensive, cost-effective, and catered to you. That way, your family is provided if you are incapacitated or pass away.

At the end of the day, our goal is to make sure that every one of our clients leaves our office feeling less stressed and more informed. Peace of mind is valuable currency these days. Why worry about the future of your loved ones when you can use South Carolina law to ensure their stability?

Many of the clients in Tigerville, SC that walk through our doors have significant questions that require serious answers. They're filled with doubt, stress, and worry. They're worried about their children, their spouse, their relatives, or all the above. They ask questions like:

  • How much does estate planning cost?
  • What kind of results can I expect?
  • How long will this process take?

If these questions sound familiar, know that you are not alone. At Cobb Hammett Law Firm, we have worked with hundreds of clients just like you. Sometimes, these clients are unsatisfied with their current estate planning attorney in Tigerville, SC. Other times, they have been served with confusing papers or documents that leave them feeling overwhelmed. In either case, clients come to our office knowing they need to manage what is often a sudden, foreign situation.

The good news? We sit down with all new clients for an hour at no extra cost. We do so to get a basic sense of their situation and help steer them in the right direction. That way, they can leave our office feeling a little wiser and a lot better about the future.

Our firm specializes in several areas of estate planning and family law, including:

  • Estate Planning
  • Last Will and Testament
  • Living Wills
  • Heath Care Power of Attorney
  • Living Wills
  • Irrevocable Trusts
  • Revocable Trusts
  • Retirement Trusts
  • Special Needs Trusts

The Cobb Hammett
Difference

At Cobb Hammett, LLC, estate planning is like second nature to us. Having worked hundreds upon hundreds of cases, we have the knowledge and experience to assist with all the estate planning needs that you or your family have.

As our client, you will always work directly with your attorney. We do not pass cases off to paralegals or junior associates. Because your concerns and questions don't end when our office closes, we encourage our clients to contact us at any time.

Because we limit the number of cases we accept, we have the time and resources to truly dedicate ourselves to each of our clients. Unlike some competitors, we care about the outcome of every case because we know that our clients' future depends on it.

 Estate Planning Attorney Tigerville, SC The-Cobb-Dill-Hammett-Difference
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What Our Clients Say

What is Estate Planning in
Tigerville, SC?

The word "estate" might make you think of a sprawling mansion in the French countryside. The truth is, you don't have to be rich to have an estate. In fact, most people already have an estate. An estate comprises the assets that a person owns like cars, bank accounts, real estate, businesses, and other possessions. Everyone's estate is different, but we all have one thing in common: none of us can take our estates with us when we die. When that does eventually happen, you will need legal instructions that state who gets what from your estate in plain terms.That, in a nutshell, is estate planning building a framework in advance that names the organizations or people that should receive your assets after you die. Planning your estate now helps make life much easier for your family down the line.

 Estate Planning Lawyer Tigerville, SC
A good estate plan covers more than fiscal assets, however. A comprehensive
estate plan should include the following:
  • If you have children who are minors, instructions as to who will be their guardian when you die.
  • Long-term care insurance if you suffer from an extended injury or illness.
  • Instructions that dictate what happens to you and your financial affairs if you become incapacitated before death.
  • Instructions on the transfer of your business after retirement, incapacity, disability, or death.
  • Instructions on how to provide for loved ones who might need help managing money or who need protection from creditors.
  • Probate and tax avoidance that help minimize court fees, taxes, and legal fees.
  • Planning Medicaid payments.
  • Instructions that help complete or update beneficiary designations.
  • Assist family members who have special needs without disqualifying them from government benefits.

Contrary to popular belief, estate planning isn't just for adults who are approaching retirement age. Estate planning is for everyone. After all, we're all getting older, and none of us know exactly when it will be our time to go.

The Basics of Estate Planning
in Tigerville, SC

Although estate planning can be complicated, a well-rounded plan makes a huge difference in what is left to your beneficiaries. Before you start planning your estate, it's important to know a few common topics that may arise as you detail your needs.

1.

Working with a Tax Advisor and Estate Planning
Attorney in Tigerville, SC

Working with a veteran estate planning lawyer is a no-brainer, but you should consider working with a tax advisor too. Your attorney's role is to help guide you through the creation of your estate planning documents. Common documents include your will, health care directives, and power of attorney. Your tax advisor will help guide you through tax issues associated with your estate planning needs.

In this relationship, you make the decisions while your attorney and tax advisor help you understand and think through the options you're considering. As a team, they will help you state your wishes clearly while minimizing mistakes and adjusting your plans as they change. Because significant savings can result from thorough, informed planning, you should seriously consider working with a tax advisor in addition to your estate planning attorney.

 Law Firm
 Tigerville, SC
2.

Maximizing
Your Estate

If there were one overriding theme of estate planning, it would be maximizing what you plan to leave behind. Thinking through how each of your assets will be distributed is crucial to your estate. Your decisions may change depending on the type of asset, its size, how old you are, and several other factors. With an attorney on your side, you will gain a thorough understanding of what actions you should take to care for your family while minimizing expenses like taxes and court fees.

Estate Planning Law Tigerville, SC
3.

Inheritance, Estate,
and Gift Taxes

One of the biggest parts of maximizing what you're leaving behind is to minimize taxes. Federal taxes on estates and gifts are incredibly high. Both forms of taxes usually have exemption limits, which means you can give up to a specific amount without being taxed. Your lawyer can achieve that by using the gift tax exemption to move assets while you are still alive. This strategy maximizes how much your beneficiaries will receive.

Inheritance taxes are often based on the value of your estate and paid prior to asset distribution to your beneficiaries.

 Estate Planning Attorney Tigerville, SC

Choosing the Executor of Your Will

The executor of your estate plays a key role in your affairs. Their responsibilities include carrying out the terms of your will and seeing the estate settlement process through until the end. Obviously, such a role demands a qualified person. Choosing your executor isn't an easy decision. The person you select should be great at managing money, be savvy financially, and show an ability to be patient. That's because the executor is tasked with:

  • Collecting Your Assets
  • Paying Outstanding Bills
  • Submitting Tax Returns
  • Petitioning the Court for Documents
  • Distributing Assets to Your Beneficiaries

If the person that you choose as executor is inexperienced with the estate settlement process, it is recommended that they lean on an estate planning attorney in Tigerville, SC for guidance. It should be noted that you may appoint more than a single executor to your estate. This is common when two individuals have complementary personalities or skill sets.

The Benefits of Estate Planning
in Tigerville, SC

One of the biggest benefits of planning your estate is the peace of mind it brings to you and your family. With the help of our expert estate planning attorneys, you have the power to protect your assets, privacy, and children's welfare. You can also potentially save money on taxes or even avoid probate. By having your wishes legally documented before death or incapacity, you can minimize any impact on your beneficiaries and take control of your legacy. Without a comprehensive estate plan, you're leaving the future of your loved ones in the hands of the South Carolina court system.

With an estate plan in place, you can plan for incapacity by using a power of attorney or advanced medical directives. Doing so relieves your loved ones of the burden of asking the court for the authority to fulfill your wishes.

At Cobb Hammett Law Firm, we are committed to helping you prepare for both the expected and unexpected through years of experience and a fierce dedication to our clients. From establishing trusts to designing business succession plans, we are here to fight for you.

At Cobb Hammett we offer a "Will Package" that includes 4 necessary documents.

If a husband and wife each purchase reciprocating will packages we give a discount. Reciprocating just means the husband names the wife and the wife names the husband. Those four documents are:

  • Last will and testament
  • Healthcare power of attorney
  • Durable power of attorney
  • living will

Common Documents Included
in Your Estate Plan

As mentioned above, everyone's estate planning needs will be different. However, most plans include one or more of the following documents:

1.

Will

Your will is an essential piece of documentation and is often considered the cornerstone of a proper estate plan. Generally speaking, your will is a document that dictates the distribution of your assets after your death. Having an iron-clad will is one of the best ways to make sure that your wishes are communicated clearly. As is the case with most estate planning, it is highly recommended that you work with an estate planning attorney in Tigerville, SC, to create and update your will.

The contents of a will typically include:

  • Designation of the executor, who is responsible for adhering to the provisions of your will.
  • Designation of beneficiaries the people who will be inheriting your assets
  • Instructions that dictate how and when your beneficiaries will receive assets.
  • Instructions that assign guardianship for any minor children.

Without a will in place, the State of South Carolina will decide how to distribute assets to your beneficiaries. Allowing the state to distribute your assets is often an unfavorable route to take, since the settlement process may not include what you had in mind for your survivors. Having a will drafted that reflects your wishes will prevent such a situation from happening.

 Estate Planning Lawyer Tigerville, SC
2.

Living Will

Despite its name, a living will does not instruct your survivors on what assets go where. Also called an advanced directive, your living will allows you to state your end-of-life medical wishes if you have become unable to communicate. This important document provides guidance to family members and doctors and solidifies certain issues like whether you should be resuscitated after an accident.

For example, it's common to direct that palliative care (care to decrease pain and suffering) always be administered if needed. Conversely, you may state that certain measures are not allowed, like CPR.

 Law Firm
 Tigerville, SC
3.

Trusts

Traditionally, a trust is used to minimize estate taxes and maximize other benefits as part of a well-rounded estate plan. This fiduciary agreement lets a trustee hold your assets on behalf of your beneficiaries. There are many ways to arrange a trust to specify when and how your assets are distributed.

With a trust in place, your beneficiaries can avoid going to probate. That means they may be able to gain access to your assets quicker than when they are transferred with a standard will. Assets placed in a trust can pass outside of probate, which will save you and your family time, money, and stress.

There are two distinct trust categories that you should be aware of: revocable and irrevocable.

Estate Planning Law Tigerville, SC

Revocable Trust:

Also called a living trust, a revocable trust helps assets circumvent probate. With this trust, you can control your assets while you are still alive. These trusts are flexible and may be dissolved at any point in time. This type of trust becomes irrevocable upon your death. Revocable trusts can help you avoid the pitfalls of probate but be aware that they are usually still taxable.

Irrevocable Trust:

This kind of trust transfers assets out of your estate so that they are not taxed and do not have to go through probate. However, once an irrevocable trust has been executed, it may not be altered. That means that once you establish this kind of trust, you lose control of its assets and cannot dissolve the trust. If your primary goal is to avoid taxes on your estate, setting up an irrevocable could be a wise choice.

When drafted with the help of an estate planning lawyer in Tigerville, SC, your trust can also:

Protect Your Legacy:

When constructed properly, a trust can protect your estate from your heirs' creditors. This can be a huge relief for beneficiaries who might need to brush up on money management skills.

Privacy and Probate:

Probate records are made available for public consumption. With a trust, you may have the choice of having your assets pass outside of probate court so that they remain private. In the process, you may also save money that you would lose to taxes and court fees.

Control Wealth:

Because you can specify the exact terms of a trust, you have more control over who receives your assets and when they receive them. As an example, you can set up a revocable trust so that your assets are attainable while you're alive. When you pass, remaining assets are distributed, even in complex situations involving children from multiple marriages.

The Top Estate Planning Law Firm in the Lowcountry

If you know that you need to provide for your family and loved ones after your death, it's time to develop your estate plan. With Cobb Hammett Law Firm by your side, planning your estate doesn't have to be difficult. However, it does need to be accurate and executed exactly to your wishes something that we have been helping clients achieve for years. Don't leave your legacy up to chance contact our office today and secure your future generations.

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Latest News in Tigerville, SC

Developer takes Greenville County to court after board quashes his housing project

A developer wants his day in court after an energized Greenville County planning board reversed course on a housing project in northern Greenville County, quashing it a month after giving it the green light.In a 4-2 decision at its July 25 meeting to reject Ethan Richard Estates, the Greenville County Planning Commission cited a new rule — Article 3.1 of the county's Land Development Regulations — that allows that body to reject subdivisions that are not "compatible with the surrounding land use density" or the s...

A developer wants his day in court after an energized Greenville County planning board reversed course on a housing project in northern Greenville County, quashing it a month after giving it the green light.

In a 4-2 decision at its July 25 meeting to reject Ethan Richard Estates, the Greenville County Planning Commission cited a new rule — Article 3.1 of the county's Land Development Regulations — that allows that body to reject subdivisions that are not "compatible with the surrounding land use density" or the site's environmental conditions. In June, that same body had approved the project.

Article 3.1, added in March, has given the planning commission broad, unprecedented powers to control the direction of growth in Greenville County. The commission invoked it in the rejection of at least three other proposed subdivisions in July and August.

The Ethan Richard Estates neighborhood was proposed along a rural section of Tigerville Road. Homes in the 31-house subdivision would have lot sizes averaging 0.56 acres within a 23.6-acre footprint. Its 11 neighboring lots average 4.8 acres each.

Critics of the project, more than 30 of whom showed up at the commission's public meeting in June, complained the development would perpetuate urban sprawl in an area where the nearest grocery store, in Travelers Rest, is 5.6 miles away.

The developer, Bruce Niemitalo, challenged the Greenville County Planning Commission's July decision to kill the project, saying in legal documents that the board's original approval of the project in June had prompted him to invest time and money for several weeks.

County records show the development company, Niemitalo Inc., purchased a lion's share of the proporty, 22.7 acres, in April for $330,000.

The commission had placed several conditions on the project's June approval, including widening a cul-de-sac in the subdivision so that fire trucks could get in and out.

Julie Turner, who owns a small horse farm across Tigerville Road from the proposed development, has helped organized grassroots opposition to the Ethan Richard Estates project. She was among those in the packed meeting room when the subdivision application was originally approved. Article 3.1, she said, was not properly considered at that meeting because discussion veered toward whether the 26.8-acre property was zoned.

Article 3.1, planning commission members have since clarified, applies regardless of any zoning-related development restrictions.

"We were livid for obvious reasons," Turner said. "We got together and tried to figure out if there was an appeal process."

Turner said her group approached Greenville County Councilman Joe Dill, who represents the Tigerville area, and learned he could take the matter to the County Council and have them send the subdivision back to the Planning Commission for reconsideration.

He did that on July 17, the County Council supported him unanimously, and the matter was added to the commission's July 25 meeting agenda the next day.

Turner and her neighbors have prepared dozens of pages of supporting documents in their battle against Ethan Richard Estates, including a photo illustration, which The News reviewed and was able to recreate, showing the proposed development in the context of surrounding properties.

"Not to belabor Article 3.1, but a picture can speak 1,000 words," she said in an email.

The county's Land Development Regulations are silent on how the planning commission can reconsider subdivision applications.

The minutes of the July 25 planning commission meeting reflect how unusual the situation was, and commission member Chris Harrison expressed reservations at the time:

Mr. Harrison stated he was an open minded person and was happy to reconsider (the Ethan Richard Estates preliminary subdivision application). He cautioned the Commission, this was the first time this had ever happened ... he felt this should not become a habit by any stretch of the imagination.

Niemitalo received official notice of the commission's reversal on Aug. 22 and filed an appeal in state court Sept. 21.

"The Planning Commission's purported reconsideration and revocation of its prior approval of Plaintiff's application was arbitrary, capricious, unreasonable and beyond its lawfully delegated authority," the appeal documents say.

In the appeal, Niemitalo also complains that his development team did not receive reasonable notice that the planning commission was reconsidering his project at its July meeting.

He says he learned about the planning commission's decision to take another look at his project at 3:30 p.m. July 25 — one hour before the meeting. The appeal documents include an email from Paula Gucker, the county's assistant administrator for community planning:

Hey there. Just in case no one in Subdivisions told you. [sic] Mr Dill sent Ethan Richards back for PC to reconsider. It is the last item on the agenda today. Mtg starts at 4:30.

The project's reconsideration was included in an agenda posted online a week before the July planning commission meeting. Dill's request to send the project back to the planning commission for reconsideration was also listed in the County Council's July 17 agenda.

In his appeal, Niemitalo asks the planning commission to stick to its original approval of the project and to pay damages.

Stokely Holder, an attorney for Niemitalo, declined to comment on details of the case.

"With all due respect to you and your profession, I have no intention of trying to litigate this matter in the media," Holder said in an email to The News.

County Attorney Mark Tollison also declined comment. The county has a couple more weeks to respond to the appeal in court.

"We are reviewing the appeal and are in the process of filing an appropriate response to Circuit Court on behalf of the Planning Commission," Tollison said in an email.

After dozens of accidents, State 290 and Tigerville Road might get a traffic signal

For years, residents who travel the intersection of State 290 and Tigerville Road north of Greer have been asking for changes to make the intersection safer. At first they wanted a four-way stop, only to be denied, not once but twice.Now, after dozens of accidents, including one fatality, their efforts might yield a traffic signal after the Greenville County Legislative Delegation Transportation Committee approved $150,000 to fund it.The funding is contingent upon the state Department of Transportation's approval and permitting...

For years, residents who travel the intersection of State 290 and Tigerville Road north of Greer have been asking for changes to make the intersection safer. At first they wanted a four-way stop, only to be denied, not once but twice.

Now, after dozens of accidents, including one fatality, their efforts might yield a traffic signal after the Greenville County Legislative Delegation Transportation Committee approved $150,000 to fund it.

The funding is contingent upon the state Department of Transportation's approval and permitting of the project by Aug. 30.

Residents who live in and around the intersection of State 290 and Tigerville Road, along with state legislators who represent that area, want the improvements to make their community safer.

State Senators Tom Corbin, R-17 and Dwight Loftis, R-6, in a letter to the committee, said there have been more than 60 motor vehicle accidents there in the last five years, one of which involved a fatality during this past December.

“State 290 is one of the 10 most traveled routes in Greenville County and with the support of the committee, we believe that the red light will drastically cut down on motor vehicle accidents,” Corbin and Loftis said in their jointly signed letter.

Stephen Cannon, senior pastor at Locust Hill Baptist Church on State 290 (also Locust Hill Road), said his family — wife and three children — live at the intersection.

He said in their five years there, they’ve seen both the number and the severity of the wrecks increase.

Additionally, he said, he has a 14-year-old daughter who’s about to start driving soon and "I’m telling you, it scares me to death to put her on the road multiple times in that intersection.”

Dangerous

A reason it’s dangerous, he said, is that the two sections of Tigerville Road don’t correctly align.

“You end up trying to cross over to Tigerville Road, many times having to go out and around a vehicle to try to cross over the road,” he said.

And just from "living there and having so much experience" with that intersection, Cannon said he’s found that there’s no room for driver error.

“If a car is pulling down that road at 55 to 60 miles an hour, you’re going to bail out down an embankment (southbound), you’re going to bail out northbound 290 into a retention pond,” he said.

And, he said, “It’s not as if you’re pulling out from Tigerville Road onto State 290 and speeding up to 55 miles an hour all the time.”

A lot of residents pull out onto that road, having to slow back down to turn into the church parking lot, to go the restaurant there, and to the Dollar General store -all three of which are at or close to the intersection.

“You’re having to pull out onto a busy road, cars are flying down the road, and then you immediately have to slow back down which makes the intersection even more dangerous,” Cannon said.

State 290 takes northbound traffic directly to U.S. 25 North and its southbound traffic to Wade Hampton Boulevard in Greer. Westbound Tigerville Road also leads to U.S. 25 North, just outside the Travelers Rest city limits. Eastbound Tigerville Road is a popular route to North Greenville University.

The average daily traffic count on State 290 near that intersection rose to 6,600 in 2018 from 5,100 in 2014, according to DOT figures. Traffic on State 14, also a two-lane main connector route from Wade Hampton Boulevard in Greer and northern the reaches of the county — grew to 3,700 in 2018 from 3,300 in 2014.

Sections of Wade Hampton Boulevard average more than 30,000 vehicles a day depending on the intersections near it.

Denied

State Representative Mike Burns, R-17, said the community asked for a four-way stop at the intersection four years ago “when we couldn’t get anything else and were denied.”

“The reason we were denied is there was too much unequal traffic and it would be fool’s gold to do that,” he said. “Then we started having the plethora of accidents.”

“We again asked for the four-way stop and we again were told ‘No, we can’t have it. it would be fool’s gold because the traffic was too unequal.’”

An email statement credited to District Engineering Administrator, Stephanie Jackson-Amell said, "a 4 way stop sign that was warranted by our recent intersection study. Traffic volumes have increased since our previous studies which did not meet warrants."

The project was most recently re-submitted under a different scope — the request for a traffic signal.

An emailed comment attributed to Brandon Davis, DOT District 3 traffic engineer, said the traffic in the area (Tigerville Road and State 290) has increased by 18% from 2016-2018 according to the SCDOT traffic counts.

"We pulled the crash data for the intersection and the number of right angle collisions over the same time frame had increased approximately 50%," Davis said.

"I say approximately because we only had about half of 2019 crash data, we know of a two right angles that were not picked up due to the date of the incident," he said. "We felt, at the district, that the implementation of a four-way stop could greatly help the number of right angle collisions we are seeing at this intersection.

"The intersection does not have the recommended left turn lanes for the installation of a signal and the volumes do not indicate a signal is necessary," Davis said. "Our intention is to determine if the implementation of the four-way stops makes the intersection safer for the traveling public before moving to signalization without all the lanes we would recommend for signalization."

The DOT wants five to six months to evaluate the impact a four-way stop has on that intersection, said Terry Bragg, director of operations for CoTransCo, the contractor that works with the transportation committee.

If that does not stop the accidents or if it causes undue delays to either one of the roads, then they’d approve a signal without turning lanes at the intersection, he said.

The state owns all of those roads, he said, and the state would have to grant encroachment permits before any work can be done on them.

"We have partnered with Greenville CTC to allow a signal installation without left turn lanes if it is then determined needed," Jackson-Arnell said. "There is a waiting time on the signal for the four- way to be reviewed before signal will be installed."

Stop sign fears

Burns and Cannon said the community doesn’t mind a four -way stop being put up until a red light got installed.

But both cited concerns.

There’s a grade from this intersection on both sides of State 290 and “it is in the belly at the bottom of the hill,” Burns said.

“Our fear is you’re going to back traffic up at a four way stop, back up to the church during rush hour times and on the other end you’re going to back it up to that hill," he said. "Those gravel trucks, logging trucks and all of these trucks coming from North Carolina cutting through to go to (Interstate) 85, they’re going to pop that hill and there that four-way stop’s going to be."

“We believe a signalized intersection is much safer,” he said.

The potential for traffic backup on southbound 290, especially when there’s a blind hill, Cannon believes, “could create an even more dangerous situation than what we face right now.”

'More safe, not less safe'

In support of the community, “we want to make it more safe, not less safe,” he said.

When the DOT transforms the intersection to a four-way stop, there will be advance “stop ahead” signs warning traffic about the new stop signs “before you pop over that hill,” Bragg said.

Burns told the committee that he can speak to Corbin, Loftis and the folks in Columbia. He said he believes they can get the DOT to grant the permit.

“It’s not a done deal, but we will diligently do that if we can get your approval,” he said.

A petition of more than 2,200 signatures from community residents supported the traffic signal there, Cannon said.

Close to 100 people filled a Greenville County Square conference room Thursday to witness the committee’s vote and show their support.

They erupted into applause after the committee’s vote approval of the funding.

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 Estate Planning Attorney Tigerville, SC
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