Did you know that one in two U.S. citizens have yet to create a plan for their estate? Just about everyone knows they need to get their affairs in order, but most people procrastinate when it comes to estate planning. It's an uncomfortable subject to think about. After all, nobody wants to ponder their death and what happens to their assets when they pass. However, working with an estate planning lawyer in West Ashley, SC, protects you, your loved ones, and your assets, both while you're alive and after you have died. There isn't a perfect time to plan your estate, but there is a right time and that time is now.
We understand that there is no "one-size-fits-all" solution to your estate planning needs. That's why, at Cobb Hammett Law Firm, we make a concerted effort to speak with our clients personally so that we can create an estate plan that is as unique as they are. Our estate plans are comprehensive, cost-effective, and catered to you. That way, your family is provided if you are incapacitated or pass away.
At the end of the day, our goal is to make sure that every one of our clients leaves our office feeling less stressed and more informed. Peace of mind is valuable currency these days. Why worry about the future of your loved ones when you can use South Carolina law to ensure their stability?
Many of the clients in West Ashley that walk through our doors have significant questions that require serious answers. They're filled with doubt, stress, and worry. They're worried about their children, their spouse, their relatives, or all the above. They ask questions like:
If these questions sound familiar, know that you are not alone. At Cobb Hammett Law Firm, we have worked with hundreds of clients just like you. Sometimes, these clients are unsatisfied with their current estate planning attorney in West Ashley. Other times, they have been served with confusing papers or documents that leave them feeling overwhelmed. In either case, clients come to our office knowing they need to manage what is often a sudden, foreign situation.
The good news? We sit down with all new clients for an hour at no extra cost. We do so to get a basic sense of their situation and help steer them in the right direction. That way, they can leave our office feeling a little wiser and a lot better about the future.
Our firm specializes in several areas of estate planning and family law, including:
At Cobb Hammett, LLC, estate planning is like second nature to us. Having worked hundreds upon hundreds of cases, we have the knowledge and experience to assist with all the estate planning needs that you or your family have.
As our client, you will always work directly with your attorney. We do not pass cases off to paralegals or junior associates. Because your concerns and questions don't end when our office closes, we encourage our clients to contact us at any time.
Because we limit the number of cases we accept, we have the time and resources to truly dedicate ourselves to each of our clients. Unlike some competitors, we care about the outcome of every case because we know that our clients' future depends on it.
The word "estate" might make you think of a sprawling mansion in the French countryside. The truth is, you don't have to be rich to have an estate. In fact, most people already have an estate. An estate comprises the assets that a person owns like cars, bank accounts, real estate, businesses, and other possessions. Everyone's estate is different, but we all have one thing in common: none of us can take our estates with us when we die. When that does eventually happen, you will need legal instructions that state who gets what from your estate in plain terms.That, in a nutshell, is estate planning building a framework in advance that names the organizations or people that should receive your assets after you die. Planning your estate now helps make life much easier for your family down the line.
Contrary to popular belief, estate planning isn't just for adults who are approaching retirement age. Estate planning is for everyone. After all, we're all getting older, and none of us know exactly when it will be our time to go.
Although estate planning can be complicated, a well-rounded plan makes a huge difference in what is left to your beneficiaries. Before you start planning your estate, it's important to know a few common topics that may arise as you detail your needs.
Working with a veteran estate planning lawyer is a no-brainer, but you should consider working with a tax advisor too. Your attorney's role is to help guide you through the creation of your estate planning documents. Common documents include your will, health care directives, and power of attorney. Your tax advisor will help guide you through tax issues associated with your estate planning needs.
In this relationship, you make the decisions while your attorney and tax advisor help you understand and think through the options you're considering. As a team, they will help you state your wishes clearly while minimizing mistakes and adjusting your plans as they change. Because significant savings can result from thorough, informed planning, you should seriously consider working with a tax advisor in addition to your estate planning attorney.
If there were one overriding theme of estate planning, it would be maximizing what you plan to leave behind. Thinking through how each of your assets will be distributed is crucial to your estate. Your decisions may change depending on the type of asset, its size, how old you are, and several other factors. With an attorney on your side, you will gain a thorough understanding of what actions you should take to care for your family while minimizing expenses like taxes and court fees.
One of the biggest parts of maximizing what you're leaving behind is to minimize taxes. Federal taxes on estates and gifts are incredibly high. Both forms of taxes usually have exemption limits, which means you can give up to a specific amount without being taxed. Your lawyer can achieve that by using the gift tax exemption to move assets while you are still alive. This strategy maximizes how much your beneficiaries will receive.
Inheritance taxes are often based on the value of your estate and paid prior to asset distribution to your beneficiaries.
The executor of your estate plays a key role in your affairs. Their responsibilities include carrying out the terms of your will and seeing the estate settlement process through until the end. Obviously, such a role demands a qualified person. Choosing your executor isn't an easy decision. The person you select should be great at managing money, be savvy financially, and show an ability to be patient. That's because the executor is tasked with:
If the person that you choose as executor is inexperienced with the estate settlement process, it is recommended that they lean on an estate planning attorney in West Ashley, SC for guidance. It should be noted that you may appoint more than a single executor to your estate. This is common when two individuals have complementary personalities or skill sets.
One of the biggest benefits of planning your estate is the peace of mind it brings to you and your family. With the help of our expert estate planning attorneys, you have the power to protect your assets, privacy, and children's welfare. You can also potentially save money on taxes or even avoid probate. By having your wishes legally documented before death or incapacity, you can minimize any impact on your beneficiaries and take control of your legacy. Without a comprehensive estate plan, you're leaving the future of your loved ones in the hands of the South Carolina court system.
With an estate plan in place, you can plan for incapacity by using a power of attorney or advanced medical directives. Doing so relieves your loved ones of the burden of asking the court for the authority to fulfill your wishes.
At Cobb Hammett Law Firm, we are committed to helping you prepare for both the expected and unexpected through years of experience and a fierce dedication to our clients. From establishing trusts to designing business succession plans, we are here to fight for you.
If a husband and wife each purchase reciprocating will packages we give a discount. Reciprocating just means the husband names the wife and the wife names the husband. Those four documents are:
As mentioned above, everyone's estate planning needs will be different. However, most plans include one or more of the following documents:
Your will is an essential piece of documentation and is often considered the cornerstone of a proper estate plan. Generally speaking, your will is a document that dictates the distribution of your assets after your death. Having an iron-clad will is one of the best ways to make sure that your wishes are communicated clearly. As is the case with most estate planning, it is highly recommended that you work with an estate planning attorney in West Ashley, SC, to create and update your will.
The contents of a will typically include:
Without a will in place, the State of South Carolina will decide how to distribute assets to your beneficiaries. Allowing the state to distribute your assets is often an unfavorable route to take, since the settlement process may not include what you had in mind for your survivors. Having a will drafted that reflects your wishes will prevent such a situation from happening.
Despite its name, a living will does not instruct your survivors on what assets go where. Also called an advanced directive, your living will allows you to state your end-of-life medical wishes if you have become unable to communicate. This important document provides guidance to family members and doctors and solidifies certain issues like whether you should be resuscitated after an accident.
For example, it's common to direct that palliative care (care to decrease pain and suffering) always be administered if needed. Conversely, you may state that certain measures are not allowed, like CPR.
Traditionally, a trust is used to minimize estate taxes and maximize other benefits as part of a well-rounded estate plan. This fiduciary agreement lets a trustee hold your assets on behalf of your beneficiaries. There are many ways to arrange a trust to specify when and how your assets are distributed.
With a trust in place, your beneficiaries can avoid going to probate. That means they may be able to gain access to your assets quicker than when they are transferred with a standard will. Assets placed in a trust can pass outside of probate, which will save you and your family time, money, and stress.
There are two distinct trust categories that you should be aware of: revocable and irrevocable.
Also called a living trust, a revocable trust helps assets circumvent probate. With this trust, you can control your assets while you are still alive. These trusts are flexible and may be dissolved at any point in time. This type of trust becomes irrevocable upon your death. Revocable trusts can help you avoid the pitfalls of probate but be aware that they are usually still taxable.
This kind of trust transfers assets out of your estate so that they are not taxed and do not have to go through probate. However, once an irrevocable trust has been executed, it may not be altered. That means that once you establish this kind of trust, you lose control of its assets and cannot dissolve the trust. If your primary goal is to avoid taxes on your estate, setting up an irrevocable could be a wise choice.
When drafted with the help of an estate planning lawyer in West Ashley, SC, your trust can also:
When constructed properly, a trust can protect your estate from your heirs' creditors. This can be a huge relief for beneficiaries who might need to brush up on money management skills.
Probate records are made available for public consumption. With a trust, you may have the choice of having your assets pass outside of probate court so that they remain private. In the process, you may also save money that you would lose to taxes and court fees.
Because you can specify the exact terms of a trust, you have more control over who receives your assets and when they receive them. As an example, you can set up a revocable trust so that your assets are attainable while you're alive. When you pass, remaining assets are distributed, even in complex situations involving children from multiple marriages.
If you know that you need to provide for your family and loved ones after your death, it's time to develop your estate plan. With Cobb Hammett Law Firm by your side, planning your estate doesn't have to be difficult. However, it does need to be accurate and executed exactly to your wishes something that we have been helping clients achieve for years. Don't leave your legacy up to chance contact our office today and secure your future generations.
CONTACT USCharleston County is set to begin construction on a project that will alleviate traffic for West Ashley and Johns Island residents, officials told residents at the first quarterly update meeting for the road improvements March 13.The project encompasses a number of improvements to help with traffic including construction of flyovers at the intersection of Main Road and U.S. Highway 17, an interchange at Main Road and Highway 17 for drivers who want to avoid the intersection, a bridge over CSX Railroad, a roundabout at the intersection...
Charleston County is set to begin construction on a project that will alleviate traffic for West Ashley and Johns Island residents, officials told residents at the first quarterly update meeting for the road improvements March 13.
The project encompasses a number of improvements to help with traffic including construction of flyovers at the intersection of Main Road and U.S. Highway 17, an interchange at Main Road and Highway 17 for drivers who want to avoid the intersection, a bridge over CSX Railroad, a roundabout at the intersection of Main, Chisholm and River roads, and a widening of Main Road from River and Chisholm roads to the interchange ramps.
The improvements were originally part of a bigger project for Main Road, from Bees Ferry Road to Betsy Kerrison Parkway. The project was then split into three segments, with this segment first estimated to cost $130 million in 2020.
This now $354 million project — the largest infrastructure project in Charleston County history — is funded by the 2016 half-cent transportation sales tax.
Herb Nimz, county project manager, said during the county's quarterly project meeting on March 13 that they're still in the permitting process, but have worked on securing right-of-way acquisition. They're also currently doing test piles, or assessing the strength and stability of the columns that will support the interchange and flyovers. Plans are in the works to relocate utilities, like Charleston Water System and Dominion Energy, before construction starts in May, he said.
Most of the road work on Main Road and Highway 17 will take place at night, but residents should still expect some backup during construction, Nimz said.
"It's going to get worse before it gets better," Nimz said.
Residents in West Ashley and on Johns Island who live around the roads slated for changes have mixed feelings.
Jacob Andrew, a Johns Island resident, said he's excited about how the road project will help with traffic.
"It’s going to work," he said. "They could get it 50 percent right, and it would be better than the way it is now."
However, he worries about how traffic volume will only continue to increase around where he lives off Main Road as more people continue to move to the Lowcountry.
Census data shows the population of Johns Island's specifically surged from roughly 15,100 people in 2010 to almost 22,900 in 2021. More than 25,000 people are estimated to live on the island today.
The county will most likely be back to the drawing board in 10 years to come up with another solution, Andrew said.
Andrew is also unhappy the county cut plans for a bike and pedestrian bridge adjacent to the Limehouse Bridge that was previously included in the project. Nimz said he's met with the state Department of Transportation and is working to add at least a sidewalk to the bridge.
West Ashley resident Jamie Jacobs is looking forward to the changes, but worries congestion may remain as Main Road and Highway 17 are highly trafficked roads for people coming from West Ashley, Ravenel and Johns Island.
Ultimately, she said if the flyovers and interchange allow for commuters to no longer wait at the red light at the intersection of Main Road and Highway 17 for an hour, residents will be much happier.
Officials expect the project to be complete late September 2028.
CHARLESTON, S.C. (WCSC) - Charleston County School District staff could shift certain operations in West Ashley as families begin to feel the impacts of current and projected city growth.The City of Charleston reported a total population of 162,499 in 2024, with 71,648 people located in West Ashley. This nearly doubles the peninsula, sitting at 36,867.City leaders project West Ashley to reach 1 million inhabitants within the next few decades with changes in commercial and residential development on the way.“Most of...
CHARLESTON, S.C. (WCSC) - Charleston County School District staff could shift certain operations in West Ashley as families begin to feel the impacts of current and projected city growth.
The City of Charleston reported a total population of 162,499 in 2024, with 71,648 people located in West Ashley. This nearly doubles the peninsula, sitting at 36,867.
City leaders project West Ashley to reach 1 million inhabitants within the next few decades with changes in commercial and residential development on the way.
“Most of the complaints I’ve heard have been related to the mobility issue, the inability to move. When you go places, it is very crowded,” Board of Trustees member Leah Whatley said.
West Ashley sits within Constituent District 10 and is the foundation for 10 schools.
Families within public education say the increase in traffic holds a trickle-down effect. One parent, with children in third and fourth grade, said the traffic can impact their students’ route to school by doubling the drive times. This can lead to issues with tiredness and interfere with extracurricular activities.
“It goes well beyond West Ashley; the growth throughout Charleston County has affected a number of our schools. With traffic to and from school, it’s affected bus routes and the duration of time people are on buses. We’ve seen it across the district, West Ashley has been rising as of late,” Chief Operating Officer Jeff Borowy said.
The district believes increasing bus ridership could be a mediator. The district is among the few with a large number of bus drivers, but Borowy said the students on board only fit half the capacity.
Borowy said any student on a late bus would not be penalized, and the district records which buses are consistently tardy to monitor “hot spots.”
“The ultimate goal is to want parents to be comfortable and safe and say, ‘I’m going to put my kid on the bus, I’m good to go’ to reduce the number of cars on the road,” Borowy said.
Parents suggested in the summer of 2024 and again in March 2025 that the district consider building a new school or redrawing district lines to allow zoning that eases transportation concerns.
The district is not considering either option because none of the schools are at a point of overcapacity.
“When I moved here 11 years ago, I was told right away, ‘You’ve got to build a new school on Savannah Long, because the kids are coming.’ The homes are not there. We would have had an empty school if we built one back in the day,” Borowy said.
Borowy said there is property, formerly the C.E. Williams Middle School, to use as a backup if space is needed to build a new school. The district would also consider the Savannah Long property near Drayton Hall as a short-term expansion option.
The district is offering community input for projects in a special buildings funding program through 2029.
If needed, Borowy said any project within the new program could be started two years before. The master plan will be released in Spring 2026.
“The school district isn’t directly responsible for the roads’ situation. We don’t have the authority to widen roads or add additional roads,” Whatley said. “These days, everyone is frustrated by the traffic. If something goes wrong in the area, it creates a nightmare for everybody.”
Whatley expects to bring the topic up through a board discussion and public comment period in April.
Copyright 2025 WCSC. All rights reserved.
When Charleston annexed Long Savannah in 2007, the massive planned subdivision came with promises of developer-funded roads.That was meant to alleviate concerns about the congestion that would come with the city’s biggest expansion since Daniel Island.Nearly two decades later, the 4,500-home development is finally on the way — but without the “h” in “Savanna,” as The Post and Courier’s Teri Errico Griffis notes.And without any new roads.As Griffis recently reported, there ...
When Charleston annexed Long Savannah in 2007, the massive planned subdivision came with promises of developer-funded roads.
That was meant to alleviate concerns about the congestion that would come with the city’s biggest expansion since Daniel Island.
Nearly two decades later, the 4,500-home development is finally on the way — but without the “h” in “Savanna,” as The Post and Courier’s Teri Errico Griffis notes.
And without any new roads.
As Griffis recently reported, there are nearly 6,000 new housing units planned for the outer rim of Charleston’s largest suburb. Which is scary.
That's because there are no accompanying plans for new highways or parkways to handle all the new traffic that will follow. Studies suggest that many houses will add thousands of car trips to existing roads every day.
Locals are rightly concerned.
In the past few years, West Ashley has grown three times as fast as the national average, as anyone who drives around the area knows. Look at the numbers.
The S.C. Department of Transportation’s average daily traffic count for Savannah Highway between Interstate 526 and Savage Road rose by 5,000 cars — to nearly 57,000 — between 2021 and 2023.
At the same time, Glenn McConnell Parkway and S.C. Highway 61 are up 4,000 cars each.
More than 20% of West Ashley roads are over-capacity already, and all this new building isn't going to help. In fact, it’s about to bring the bustling suburb to a standstill.
There’s little DOT can do here — Savannah Highway and 61 can’t be widened, and Glenn McConnell recently got a decent upgrade. Plans call for intersection improvements throughout the area, and barriers to prohibit left-hand turns to keep traffic flowing.
Some local officials have encouraged more mass transit, and suggested more people walk or ride bikes. But Savannah Highway is dangerous enough for people in cars — a disturbing number of people often don't even brake for its numerous red lights.
All this uncertainty and overcrowding adds to the consternation of residents. They are griping pretty loudly, which is understandable.
But they also rejected plans to extend 526 onto Johns Island, which would have gotten an estimated 15,000 cars off West Ashley roads every day. Don’t expect to see those plans resurface again anytime soon.
So what’s a growing Charleston suburb to do?
Lacking any better alternatives, many folks simply blame local officials for allowing all this development without the accompanying infrastructure. Sometimes that’s even appropriate.
South Carolina is a state that foolishly doesn’t require necessary infrastructure to be in place before development like, say, Georgia.
But many of these plans — including Long Savanna, which accounts for 75% of the new homes planned for West Ashley — were approved years ago, back when the region was hungry for an expanded tax base … and long before serious gridlock was an issue.
There's one solution, which Charleston County Councilman and West Ashley native Brantley Moody explains quite well.
“Eighty-four percent of our residents leave West Ashley at 7:30 every morning and come back at 5 p.m. The longer they have to commute, it keeps exacerbating our traffic problems,” he says. “I’m an infill guy. I believe we need to build where there’s already infrastructure, where people have grocery stores, shops and restaurants nearby, even within walking distance.”
The site of the former Ryan’s restaurant and Food Lion on St. Andrew’s Boulevard (Highway 61) is the sort of redevelopment Moody is talking about.
Developers want to convert that property, just a couple of miles from downtown on a well-established thoroughfare, into a mixed-use development.
You know, like the Sumar Street plan, which the city of Charleston is shepherding along off Sam Rittenberg Boulevard. Which is an infinitely better idea than continuing to throw up new houses toward Jacksonboro.
“Somebody redevelop the Chuck E. Cheese, somebody build at Citadel Mall,” Moody says. “This is where our new development belongs.”
Not, he says, along Church Creek — where more homes only increase flooding … which in turn requires expensive fixes that take money away from other infrastructure.
The county is helping the St. Andrews Fire Department build a new station near the creek, which redevelops a property that otherwise might've been filled with dozens of new single-family homes.
That’s smart. The city and county need to do more to discourage development in such areas, mostly by encouraging it in places in serious need of suburban renewal.
All it takes is a private developer with a lot of capital and a little vision … and it really doesn’t even take much of that. West Ashley has already proved it's a popular choice for new residents.
But if its traffic woes continue, that won’t always be the case.
CHARLESTON, S.C. (WCSC) - The Charleston County Planning Commission will be taking another look at a potential rezoning for a farmland property to allow for a multi-family residential community.The 10-acre Storybook Farm property sits at the intersection of Bees Ferry Road and Bear Swamp Road and is currently zoned R-4, which allows for 4 homes per acre. If the rezone were to happen, it would be changed to the Storybook Farm Planned Development and would allow up to 144 housing units total.The plans say that this will be a cond...
CHARLESTON, S.C. (WCSC) - The Charleston County Planning Commission will be taking another look at a potential rezoning for a farmland property to allow for a multi-family residential community.
The 10-acre Storybook Farm property sits at the intersection of Bees Ferry Road and Bear Swamp Road and is currently zoned R-4, which allows for 4 homes per acre. If the rezone were to happen, it would be changed to the Storybook Farm Planned Development and would allow up to 144 housing units total.
The plans say that this will be a condominium community and include six four-story buildings with 24 units in each.
At the initial presentation to the planning commission in February, the proposal said that Storybook Farm is designed to meet the demand for both workforce and market-rate housing, with a focus on the “missing middle” price point.
The developer said that the units would be for sale only, not for rent with a goal of keeping prices attainable. He said the starting price point could be $300,000.
Proposed plans also say that 5% of the units would be deed-restricted as workforce housing, which means that those units would remain attainable even if market prices increase over time.
The proposal also includes amenities that tie in the farm property’s features. Those include a farmstand gathering space where residents will be able to purchase produce as well as community gardens where residents can grow their own plants and vegetables.
Other amenities proposed include a dog park, walking trails and enhanced parking and access for Light of Christ Ministries Church, which sits next to the property.
West Ashley resident LaDon Paige says she has lived off of Bees Ferry Road for almost 20 years and is not against development, but would like to see it done responsibly.
“I just don’t know that increasing density is going to do us any favors. We have a lot of traffic already, there are concerns with that. There is concern about losing greenspace,” Paige says. “There is already zoning in place in R-4. I am opposed to rezoning that. I think there could be better uses for that property. I don’t know what the county could do. I mean, maybe even a fire station would be great. We have that small little fire station for St Andrews, but that would be something that would not allow as much density, would not allow as much traffic, but could also be an asset to the entire community.”
Angie Murto, another long-time West Ashley resident and local realtor, says she believes that the area could support homes with the current R-4 zoning, but that the number of units proposed in the planned development is too much.
“They have the R-4 zoning there for single-family homes, four per acre, which I think we can handle that. When we’re trying to do the multi-family, I just think it’s too much density for that area,” Murto says. “As a realtor I am looking at the market all the time and you know we want development cause we need it and Charleston is a very hot place to move to but we need to do it responsibly and pay attention to the infrastructure and make sure we have enough resources for those who are coming here and those who already live here.”
Justin James grew up in West Ashley and says he has long-term concerns if more development is brought to the area.
“What is traffic going to look like right? What is all of this going to look like 10, 15 years from now? I’m going to tell you, if you think today is terrible with the amount of kids to one teacher in a classroom. If you think it’s terrible trying to get I-526 to I-26 and get to your job on time by 7:30 or 8 a.m. without leaving three hours early, it’s just going to get worse,” James says.
The public is able to fill out a survey about the potential rezoning up until April 10. You can find the link to it here.
This rezoning will be brought before the planning commission again on April 14.
Copyright 2025 WCSC. All rights reserved.
WEST ASHLEY — The Charleston County Sheriff's Office has released new details about a March 3 incident when a toddler was found alone in a vacant lot near a busy intersection during rush hour.According to the incident report provided March 5, deputies responded just after 5 p.m. on March 3 after being called by a woman who spotted the child whi...
WEST ASHLEY — The Charleston County Sheriff's Office has released new details about a March 3 incident when a toddler was found alone in a vacant lot near a busy intersection during rush hour.
According to the incident report provided March 5, deputies responded just after 5 p.m. on March 3 after being called by a woman who spotted the child while driving to work.
The Good Samaritan stopped to take care of the toddler until emergency workers arrived. She told law enforcement the child was walking — without shoes — through the vacant lot at the corner of Old Parsonage and Ashley River roads.
The lot is across Old Parsonage Road from Wolf Track Bar & Grill and less than 600 feet from Church Creek.
The report said the child is a little girl believed to be about a year old. She was only wearing a long-sleeve shirt and a soiled diaper.
The child had some minor cuts and scratches from walking around, the report said, but no other visible injuries.
Emergency medical personnel took her to MUSC Shawn Jenkins Children’s Hospital. Hospital staff informed deputies that the child tested positive for fentanyl.
A Charleston County Department of Social Services worker took the child into her custody, according to the sheriff's incident report.
The child’s mother, Taylor Gallagher, arrived at the scene after the child had been taken to the hospital, according to a March 4 news release from the sheriff's office.
Both she and her boyfriend, Elio Acanfora Jr., were found to have been complicit in the lack of supervision of Gallagher's daughter. They were both arrested and charged with unlawful conduct toward a child.
Gallagher had a bond hearing on March 4 and received a $100,000 surety bond. Acanfora received a surety bond of $50,000. Both were still detained at Al Cannon Detention Center as of publication.