Estate Planning Attorney inJames Island, SC

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Securing Your Legacy in South
Carolina

Did you know that one in two U.S. citizens have yet to create a plan for their estate? Just about everyone knows they need to get their affairs in order, but most people procrastinate when it comes to estate planning. It's an uncomfortable subject to think about. After all, nobody wants to ponder their death and what happens to their assets when they pass. However, working with an estate planning lawyer in James Island, SC, protects you, your loved ones, and your assets, both while you're alive and after you have died. There isn't a perfect time to plan your estate, but there is a right time and that time is now.

We understand that there is no "one-size-fits-all" solution to your estate planning needs. That's why, at Cobb Hammett Law Firm, we make a concerted effort to speak with our clients personally so that we can create an estate plan that is as unique as they are. Our estate plans are comprehensive, cost-effective, and catered to you. That way, your family is provided if you are incapacitated or pass away.

At the end of the day, our goal is to make sure that every one of our clients leaves our office feeling less stressed and more informed. Peace of mind is valuable currency these days. Why worry about the future of your loved ones when you can use South Carolina law to ensure their stability?

Many of the clients in James Island that walk through our doors have significant questions that require serious answers. They're filled with doubt, stress, and worry. They're worried about their children, their spouse, their relatives, or all the above. They ask questions like:

  • How much does estate planning cost?
  • What kind of results can I expect?
  • How long will this process take?

If these questions sound familiar, know that you are not alone. At Cobb Hammett Law Firm, we have worked with hundreds of clients just like you. Sometimes, these clients are unsatisfied with their current estate planning attorney in James Island. Other times, they have been served with confusing papers or documents that leave them feeling overwhelmed. In either case, clients come to our office knowing they need to manage what is often a sudden, foreign situation.

The good news? We sit down with all new clients for an hour at no extra cost. We do so to get a basic sense of their situation and help steer them in the right direction. That way, they can leave our office feeling a little wiser and a lot better about the future.

Estate Planning Law James Island, SC
Service Areas

Our firm specializes in several areas of estate planning and family law, including:

  • Estate Planning
  • Last Will and Testament
  • Living Wills
  • Heath Care Power of Attorney
  • Living Wills
  • Irrevocable Trusts
  • Revocable Trusts
  • Retirement Trusts
  • Special Needs Trusts

The Cobb Hammett
Difference

At Cobb Hammett, LLC, estate planning is like second nature to us. Having worked hundreds upon hundreds of cases, we have the knowledge and experience to assist with all the estate planning needs that you or your family have.

As our client, you will always work directly with your attorney. We do not pass cases off to paralegals or junior associates. Because your concerns and questions don't end when our office closes, we encourage our clients to contact us at any time.

Because we limit the number of cases we accept, we have the time and resources to truly dedicate ourselves to each of our clients. Unlike some competitors, we care about the outcome of every case because we know that our clients' future depends on it.

 Estate Planning Attorney James Island, SC The-Cobb-Dill-Hammett-Difference
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What Our Clients Say

What is Estate Planning in
James Island, SC?

The word "estate" might make you think of a sprawling mansion in the French countryside. The truth is, you don't have to be rich to have an estate. In fact, most people already have an estate. An estate comprises the assets that a person owns like cars, bank accounts, real estate, businesses, and other possessions. Everyone's estate is different, but we all have one thing in common: none of us can take our estates with us when we die. When that does eventually happen, you will need legal instructions that state who gets what from your estate in plain terms.That, in a nutshell, is estate planning building a framework in advance that names the organizations or people that should receive your assets after you die. Planning your estate now helps make life much easier for your family down the line.

 Estate Planning Lawyer James Island, SC
A good estate plan covers more than fiscal assets, however. A comprehensive
estate plan should include the following:
  • If you have children who are minors, instructions as to who will be their guardian when you die.
  • Long-term care insurance if you suffer from an extended injury or illness.
  • Instructions that dictate what happens to you and your financial affairs if you become incapacitated before death.
  • Instructions on the transfer of your business after retirement, incapacity, disability, or death.
  • Instructions on how to provide for loved ones who might need help managing money or who need protection from creditors.
  • Probate and tax avoidance that help minimize court fees, taxes, and legal fees.
  • Planning Medicaid payments.
  • Instructions that help complete or update beneficiary designations.
  • Assist family members who have special needs without disqualifying them from government benefits.

Contrary to popular belief, estate planning isn't just for adults who are approaching retirement age. Estate planning is for everyone. After all, we're all getting older, and none of us know exactly when it will be our time to go.

The Basics of Estate Planning
in James Island, SC

Although estate planning can be complicated, a well-rounded plan makes a huge difference in what is left to your beneficiaries. Before you start planning your estate, it's important to know a few common topics that may arise as you detail your needs.

1.

Working with a Tax Advisor and Estate Planning
Attorney in James Island, SC

Working with a veteran estate planning lawyer is a no-brainer, but you should consider working with a tax advisor too. Your attorney's role is to help guide you through the creation of your estate planning documents. Common documents include your will, health care directives, and power of attorney. Your tax advisor will help guide you through tax issues associated with your estate planning needs.

In this relationship, you make the decisions while your attorney and tax advisor help you understand and think through the options you're considering. As a team, they will help you state your wishes clearly while minimizing mistakes and adjusting your plans as they change. Because significant savings can result from thorough, informed planning, you should seriously consider working with a tax advisor in addition to your estate planning attorney.

 Law Firm James Island, SC
2.

Maximizing
Your Estate

If there were one overriding theme of estate planning, it would be maximizing what you plan to leave behind. Thinking through how each of your assets will be distributed is crucial to your estate. Your decisions may change depending on the type of asset, its size, how old you are, and several other factors. With an attorney on your side, you will gain a thorough understanding of what actions you should take to care for your family while minimizing expenses like taxes and court fees.

Estate Planning Law James Island, SC
3.

Inheritance, Estate,
and Gift Taxes

One of the biggest parts of maximizing what you're leaving behind is to minimize taxes. Federal taxes on estates and gifts are incredibly high. Both forms of taxes usually have exemption limits, which means you can give up to a specific amount without being taxed. Your lawyer can achieve that by using the gift tax exemption to move assets while you are still alive. This strategy maximizes how much your beneficiaries will receive.

Inheritance taxes are often based on the value of your estate and paid prior to asset distribution to your beneficiaries.

 Estate Planning Attorney James Island, SC

Choosing the
Executor of Your Will

The executor of your estate plays a key role in your affairs. Their responsibilities include carrying out the terms of your will and seeing the estate settlement process through until the end. Obviously, such a role demands a qualified person. Choosing your executor isn't an easy decision. The person you select should be great at managing money, be savvy financially, and show an ability to be patient. That's because the executor is tasked with:

  • Collecting Your Assets
  • Paying Outstanding Bills
  • Submitting Tax Returns
  • Petitioning the Court for Documents
  • Distributing Assets to Your Beneficiaries
 Estate Planning Lawyer James Island, SC

If the person that you choose as executor is inexperienced with the estate settlement process, it is recommended that they lean on an estate planning attorney in James Island, SC for guidance. It should be noted that you may appoint more than a single executor to your estate. This is common when two individuals have complementary personalities or skill sets.

The Benefits of Estate Planning
in James Island, SC

One of the biggest benefits of planning your estate is the peace of mind it brings to you and your family. With the help of our expert estate planning attorneys, you have the power to protect your assets, privacy, and children's welfare. You can also potentially save money on taxes or even avoid probate. By having your wishes legally documented before death or incapacity, you can minimize any impact on your beneficiaries and take control of your legacy. Without a comprehensive estate plan, you're leaving the future of your loved ones in the hands of the South Carolina court system.

With an estate plan in place, you can plan for incapacity by using a power of attorney or advanced medical directives. Doing so relieves your loved ones of the burden of asking the court for the authority to fulfill your wishes.

At Cobb Hammett Law Firm, we are committed to helping you prepare for both the expected and unexpected through years of experience and a fierce dedication to our clients. From establishing trusts to designing business succession plans, we are here to fight for you.

At Cobb Hammett we offer a "Will Package" that includes 4 necessary documents.

If a husband and wife each purchase reciprocating will packages we give a discount. Reciprocating just means the husband names the wife and the wife names the husband. Those four documents are:

  • Last will and testament
  • Healthcare power of attorney
  • Durable power of attorney
  • living will

Common Documents Included
in Your Estate Plan

As mentioned above, everyone's estate planning needs will be different. However, most plans include one or more of the following documents:

1.

Will

Your will is an essential piece of documentation and is often considered the cornerstone of a proper estate plan. Generally speaking, your will is a document that dictates the distribution of your assets after your death. Having an iron-clad will is one of the best ways to make sure that your wishes are communicated clearly. As is the case with most estate planning, it is highly recommended that you work with an estate planning attorney in James Island, SC, to create and update your will.

The contents of a will typically include:

  • Designation of the executor, who is responsible for adhering to the provisions of your will.
  • Designation of beneficiaries the people who will be inheriting your assets
  • Instructions that dictate how and when your beneficiaries will receive assets.
  • Instructions that assign guardianship for any minor children.

Without a will in place, the State of South Carolina will decide how to distribute assets to your beneficiaries. Allowing the state to distribute your assets is often an unfavorable route to take, since the settlement process may not include what you had in mind for your survivors. Having a will drafted that reflects your wishes will prevent such a situation from happening.

 Law Firm James Island, SC
2.

Living Will

Despite its name, a living will does not instruct your survivors on what assets go where. Also called an advanced directive, your living will allows you to state your end-of-life medical wishes if you have become unable to communicate. This important document provides guidance to family members and doctors and solidifies certain issues like whether you should be resuscitated after an accident.

For example, it's common to direct that palliative care (care to decrease pain and suffering) always be administered if needed. Conversely, you may state that certain measures are not allowed, like CPR.

Estate Planning Law James Island, SC
3.

Trusts

Traditionally, a trust is used to minimize estate taxes and maximize other benefits as part of a well-rounded estate plan. This fiduciary agreement lets a trustee hold your assets on behalf of your beneficiaries. There are many ways to arrange a trust to specify when and how your assets are distributed.

With a trust in place, your beneficiaries can avoid going to probate. That means they may be able to gain access to your assets quicker than when they are transferred with a standard will. Assets placed in a trust can pass outside of probate, which will save you and your family time, money, and stress.

There are two distinct trust categories that you should be aware of: revocable and irrevocable.

 Estate Planning Attorney James Island, SC

Revocable Trust:

Also called a living trust, a revocable trust helps assets circumvent probate. With this trust, you can control your assets while you are still alive. These trusts are flexible and may be dissolved at any point in time. This type of trust becomes irrevocable upon your death. Revocable trusts can help you avoid the pitfalls of probate but be aware that they are usually still taxable.

Irrevocable Trust:

This kind of trust transfers assets out of your estate so that they are not taxed and do not have to go through probate. However, once an irrevocable trust has been executed, it may not be altered. That means that once you establish this kind of trust, you lose control of its assets and cannot dissolve the trust. If your primary goal is to avoid taxes on your estate, setting up an irrevocable could be a wise choice.

When drafted with the help of an estate planning lawyer in James Island, SC, your trust can also:

Protect Your Legacy:

When constructed properly, a trust can protect your estate from your heirs' creditors. This can be a huge relief for beneficiaries who might need to brush up on money management skills.

Privacy and Probate:

Probate records are made available for public consumption. With a trust, you may have the choice of having your assets pass outside of probate court so that they remain private. In the process, you may also save money that you would lose to taxes and court fees.

Control Wealth:

Because you can specify the exact terms of a trust, you have more control over who receives your assets and when they receive them. As an example, you can set up a revocable trust so that your assets are attainable while you're alive. When you pass, remaining assets are distributed, even in complex situations involving children from multiple marriages.

The Top Estate Planning Law Firm in the Lowcountry

If you know that you need to provide for your family and loved ones after your death, it's time to develop your estate plan. With Cobb Hammett Law Firm by your side, planning your estate doesn't have to be difficult. However, it does need to be accurate and executed exactly to your wishes something that we have been helping clients achieve for years. Don't leave your legacy up to chance contact our office today and secure your future generations.

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Latest News in James Island, SC

5 water buffaloes die from cold weather at Legare Farms on Johns Island

The recent winter weather blast has not only affected drivers but has also taken a toll on local farmers, including those at Legare Farms on Johns Island. The farm has faced significant challenges due to the sudden drop in temperatures. (WCIV)JOHNS ISLAND, S.C. (WCIV) — The recent winter weather blast has not only affected drivers but has also taken a toll on local farmers, including those at Legare Farms on Johns Island. The farm has faced significant challenges due to the sudden drop in temperatures."It was like a ...

The recent winter weather blast has not only affected drivers but has also taken a toll on local farmers, including those at Legare Farms on Johns Island. The farm has faced significant challenges due to the sudden drop in temperatures. (WCIV)

JOHNS ISLAND, S.C. (WCIV) — The recent winter weather blast has not only affected drivers but has also taken a toll on local farmers, including those at Legare Farms on Johns Island. The farm has faced significant challenges due to the sudden drop in temperatures.

"It was like a sleet," Thomas Legare, a farmer at Legare Farms, said. "I walked outside about eight o'clock to get him, bring him in the house, it was pelting you. It was hurting when it was hitting you."

Legare explained, "Between myself and my crew-- we've had to put in a lot of overtime here in the last couple of days. Feeding animals, getting ice out of water troughs, making sure everything's got feed and hay."

The cold weather has led to the loss of five water buffaloes on the farm. "All of a sudden this storm hit and temperatures dropped below freezing and I think that's what caused the fatalities in some of our buffaloes," Legare said.

READ MORE | "Dorchester roads slowly improving but black ice remains a danger, officials warn drivers"

Despite the harsh conditions, Legare emphasized the relentless nature of farming. "We're busy 365 days out of the year," he said.

The winter weather's remnants, including snow and sleet, may impact upcoming crops and have already affected the farm's workload. "Our business is down big time this week," Legare said, noting that the farm's mobile markets have been shut due to rough roads.

However, there is hope on the horizon as temperatures rise, melting some of the ice and snow. Legare Farms is preparing to celebrate 300 years of serving the Lowcountry. "I've probably seen more in my lifetime in the last 60 years than in the first 240 years we were here," Legare said.

He is preparing to start planting winter and spring vegetables soon. The impact on crops will depend on how wet the fields remain and for how long.

AmeriCorps members help James Island with drainage issues

JAMES ISLAND, S.C. (WCSC) - The Town of James Island is working with AmeriCorps volunteers for the first time to alleviate stormwater drainage issues.Town of James Island Mayor Brook Lyon says the team is working to help a neighborhood that is prone to flooding issues.“We have a lot of big rain events and the water has nowhere to go,” Lyon said.That means the potential for flooding is greater when pipes are clogged or culverts are blocked. That’s why AmeriCorps volunteers are helping out alongside Town ...

JAMES ISLAND, S.C. (WCSC) - The Town of James Island is working with AmeriCorps volunteers for the first time to alleviate stormwater drainage issues.

Town of James Island Mayor Brook Lyon says the team is working to help a neighborhood that is prone to flooding issues.

“We have a lot of big rain events and the water has nowhere to go,” Lyon said.

That means the potential for flooding is greater when pipes are clogged or culverts are blocked. That’s why AmeriCorps volunteers are helping out alongside Town of James Island staff. They dug ditches and cleared pipes so seven homes could have working stormwater drainage.

“Whenever we set up a ditch we have to set up the streamlines from one end to another to make sure that it’s even all the way down so when water does flow through it doesn’t get stuck in a certain spot,” AmeriCorps member Hazely Mckeever says.

“Getting everything cleared out and connected again hopefully allows the system as designed initially and flow all the way out to the ocean and away from all these houses,” AmeriCorps Team Leader Theo Faucher says.

Lyon says it’s been a challenge keeping up with maintenance and thanks to an AmeriCorps grant, the Town of James Island was awarded a team of AmeriCorps members who have been extremely helpful. AmeriCorps member Madeleine Ball says it’s a win-win situation.

“It’s been a huge learning experience, especially the different projects we’ve done. I’ve learned more about construction. I would never have known how to dig a ditch,” Ball said.

“Very difficult, but a lot of fun. It’s hard work but it’s good work,” AmeriCorps member Finley Carlson said.

Lyon says the hard work is greatly appreciated by the neighborhood.

“They came out in droves, they met them, they thanked them. We are so grateful for all their hard work and all they’ve done,” Lyon said.

Lyon said if you live in the neighborhood, you can help by keeping the diches and these concrete pipes clear of trash and debris. She said making sure you don’t blow leaves in them will help keep the system running smoothly. She said if you’re having drainage issues and live on the island to contact town hall.

The team is wrapping up their work on James Island. Next, they’ll be headed to Newport, Kentucky to work with the Brighton Center, a community center, with a variety of services.

Copyright 2025 WCSC. All rights reserved.

How city leaders are planning to preserve and repurpose Fort Pemberton

JAMES ISLAND, S.C. (WCSC) - Underneath the overgrowth and rubble left behind from what was once an active Confederate fort is the promise of something new.Charleston City Council discussed a contract on Tuesday with Bluetide Marine Construction, which would use $1.2 million to complete public access improvements at Fort Pemberton Park. This precedes the construction of a project several years in the making.The city purchased the roughly six-acre, Yates Avenue property in 2019 for more than $6 million. The goal was to follow a c...

JAMES ISLAND, S.C. (WCSC) - Underneath the overgrowth and rubble left behind from what was once an active Confederate fort is the promise of something new.

Charleston City Council discussed a contract on Tuesday with Bluetide Marine Construction, which would use $1.2 million to complete public access improvements at Fort Pemberton Park. This precedes the construction of a project several years in the making.

The city purchased the roughly six-acre, Yates Avenue property in 2019 for more than $6 million. The goal was to follow a city master plan of improving greenspace and waterfront access for the public good.

“If this property would’ve come up anywhere in the city limits, we would’ve tried to purchase it. It’s a very special place. Hundreds of years of history,” City Parks Director Jason Kronsberg said. “This was somewhat of a once-in-a-lifetime chance to preserve this type of property in perpetuity for the public.”

Fort Pemberton was built to be used as one of several defense systems during the American Civil War, although it never saw combat. The historic landmark is one of a few “earthwork” forts in the Lowcountry, being made mostly of mounded dirt.

Much of the fort is still distinguishable if you know what to look for, including walls and moats that once surrounded a center of defense, outlooking the Stono River from higher ground. Many history buffs know the property for its pentagonal shape.

While one can stand at the top and picture its historic integrity, the city of Charleston wants to repurpose the property into something the public can enjoy, while also preserving its past value.

“We always anticipated this as a passive park. Interpretive in nature. Two entrance points, one entrance point getting you into the middle of the old fort, another one down here the lower land,” Kronsberg said. “Passive open space, like you see behind me. Come out, throw your frisbee, kick a ball, take a walk and enjoy the sunset.”

The city plans to construct minimally on the property, simply adding a picnic shelter near the foundation of the former home, restrooms, a supply of parking spaces, small park site furnishings and revamping the old two fishing docks.

One of the docks will be intended as a kayak launch point.

The group is also discussing long-term efforts to provide better connectivity between the different county parks and connection points lining the Stono River. This would provide a “blue trail” for travelers on water to make pit stops.

The city plans to preserve the fort’s remaining structure and create signage that tells its history.

“Gives you another place to come, the view here is incredible on the Stono River, especially at sunset. It’s kind of a hidden-away spot. Riverland Terrace is the oldest subdivision on James Island and part of the city. I’d be interested to see how many people start utilizing it,” neighbor Adam Friend said.

The funding for the project includes grants from water and land conservation, greenbelt and the city’s general funds.

The property is not open to the public at this time. The city advises it is considered private property and being on-site without city permission is considered trespassing.

Copyright 2025 WCSC. All rights reserved.

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