Estate Planning Attorney inSummerville, SC

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Securing Your Legacy in South
Carolina

Did you know that one in two U.S. citizens have yet to create a plan for their estate? Just about everyone knows they need to get their affairs in order, but most people procrastinate when it comes to estate planning. It's an uncomfortable subject to think about. After all, nobody wants to ponder their death and what happens to their assets when they pass. However, working with an estate planning lawyer in Summerville, SC, protects you, your loved ones, and your assets, both while you're alive and after you have died. There isn't a perfect time to plan your estate, but there is a right time and that time is now.

We understand that there is no "one-size-fits-all" solution to your estate planning needs. That's why, at Cobb Hammett Law Firm, we make a concerted effort to speak with our clients personally so that we can create an estate plan that is as unique as they are. Our estate plans are comprehensive, cost-effective, and catered to you. That way, your family is provided if you are incapacitated or pass away.

At the end of the day, our goal is to make sure that every one of our clients leaves our office feeling less stressed and more informed. Peace of mind is valuable currency these days. Why worry about the future of your loved ones when you can use South Carolina law to ensure their stability?

Many of the clients in Summerville that walk through our doors have significant questions that require serious answers. They're filled with doubt, stress, and worry. They're worried about their children, their spouse, their relatives, or all the above. They ask questions like:

  • How much does estate planning cost?
  • What kind of results can I expect?
  • How long will this process take?

If these questions sound familiar, know that you are not alone. At Cobb Hammett Law Firm, we have worked with hundreds of clients just like you. Sometimes, these clients are unsatisfied with their current estate planning attorney in Summerville. Other times, they have been served with confusing papers or documents that leave them feeling overwhelmed. In either case, clients come to our office knowing they need to manage what is often a sudden, foreign situation.

The good news? We sit down with all new clients for an hour at no extra cost. We do so to get a basic sense of their situation and help steer them in the right direction. That way, they can leave our office feeling a little wiser and a lot better about the future.

Estate Planning Law Summerville, SC
Service Areas

Our firm specializes in several areas of estate planning and family law, including:

  • Estate Planning
  • Last Will and Testament
  • Living Wills
  • Heath Care Power of Attorney
  • Living Wills
  • Irrevocable Trusts
  • Revocable Trusts
  • Retirement Trusts
  • Special Needs Trusts

The Cobb Hammett
Difference

At Cobb Hammett, LLC, estate planning is like second nature to us. Having worked hundreds upon hundreds of cases, we have the knowledge and experience to assist with all the estate planning needs that you or your family have.

As our client, you will always work directly with your attorney. We do not pass cases off to paralegals or junior associates. Because your concerns and questions don't end when our office closes, we encourage our clients to contact us at any time.

Because we limit the number of cases we accept, we have the time and resources to truly dedicate ourselves to each of our clients. Unlike some competitors, we care about the outcome of every case because we know that our clients' future depends on it.

 Estate Planning Attorney Summerville, SC The-Cobb-Dill-Hammett-Difference
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What Our Clients Say

What is Estate Planning in
Summerville, SC?

The word "estate" might make you think of a sprawling mansion in the French countryside. The truth is, you don't have to be rich to have an estate. In fact, most people already have an estate. An estate comprises the assets that a person owns like cars, bank accounts, real estate, businesses, and other possessions. Everyone's estate is different, but we all have one thing in common: none of us can take our estates with us when we die. When that does eventually happen, you will need legal instructions that state who gets what from your estate in plain terms.That, in a nutshell, is estate planning building a framework in advance that names the organizations or people that should receive your assets after you die. Planning your estate now helps make life much easier for your family down the line.

 Estate Planning Lawyer Summerville, SC
A good estate plan covers more than fiscal assets, however. A comprehensive
estate plan should include the following:
  • If you have children who are minors, instructions as to who will be their guardian when you die.
  • Long-term care insurance if you suffer from an extended injury or illness.
  • Instructions that dictate what happens to you and your financial affairs if you become incapacitated before death.
  • Instructions on the transfer of your business after retirement, incapacity, disability, or death.
  • Instructions on how to provide for loved ones who might need help managing money or who need protection from creditors.
  • Probate and tax avoidance that help minimize court fees, taxes, and legal fees.
  • Planning Medicaid payments.
  • Instructions that help complete or update beneficiary designations.
  • Assist family members who have special needs without disqualifying them from government benefits.

Contrary to popular belief, estate planning isn't just for adults who are approaching retirement age. Estate planning is for everyone. After all, we're all getting older, and none of us know exactly when it will be our time to go.

The Basics of Estate Planning
in Summerville, SC

Although estate planning can be complicated, a well-rounded plan makes a huge difference in what is left to your beneficiaries. Before you start planning your estate, it's important to know a few common topics that may arise as you detail your needs.

1.

Working with a Tax Advisor and Estate Planning
Attorney in Summerville, SC

Working with a veteran estate planning lawyer is a no-brainer, but you should consider working with a tax advisor too. Your attorney's role is to help guide you through the creation of your estate planning documents. Common documents include your will, health care directives, and power of attorney. Your tax advisor will help guide you through tax issues associated with your estate planning needs.

In this relationship, you make the decisions while your attorney and tax advisor help you understand and think through the options you're considering. As a team, they will help you state your wishes clearly while minimizing mistakes and adjusting your plans as they change. Because significant savings can result from thorough, informed planning, you should seriously consider working with a tax advisor in addition to your estate planning attorney.

 Law Firm
 Summerville, SC
2.

Maximizing
Your Estate

If there were one overriding theme of estate planning, it would be maximizing what you plan to leave behind. Thinking through how each of your assets will be distributed is crucial to your estate. Your decisions may change depending on the type of asset, its size, how old you are, and several other factors. With an attorney on your side, you will gain a thorough understanding of what actions you should take to care for your family while minimizing expenses like taxes and court fees.

Estate Planning Law Summerville, SC
3.

Inheritance, Estate,
and Gift Taxes

One of the biggest parts of maximizing what you're leaving behind is to minimize taxes. Federal taxes on estates and gifts are incredibly high. Both forms of taxes usually have exemption limits, which means you can give up to a specific amount without being taxed. Your lawyer can achieve that by using the gift tax exemption to move assets while you are still alive. This strategy maximizes how much your beneficiaries will receive.

Inheritance taxes are often based on the value of your estate and paid prior to asset distribution to your beneficiaries.

 Estate Planning Attorney Summerville, SC

Choosing the
Executor of Your Will

The executor of your estate plays a key role in your affairs. Their responsibilities include carrying out the terms of your will and seeing the estate settlement process through until the end. Obviously, such a role demands a qualified person. Choosing your executor isn't an easy decision. The person you select should be great at managing money, be savvy financially, and show an ability to be patient. That's because the executor is tasked with:

  • Collecting Your Assets
  • Paying Outstanding Bills
  • Submitting Tax Returns
  • Petitioning the Court for Documents
  • Distributing Assets to Your Beneficiaries
 Estate Planning Lawyer Summerville, SC

If the person that you choose as executor is inexperienced with the estate settlement process, it is recommended that they lean on an estate planning attorney in Summerville, SC for guidance. It should be noted that you may appoint more than a single executor to your estate. This is common when two individuals have complementary personalities or skill sets.

The Benefits of Estate Planning
in Summerville, SC

One of the biggest benefits of planning your estate is the peace of mind it brings to you and your family. With the help of our expert estate planning attorneys, you have the power to protect your assets, privacy, and children's welfare. You can also potentially save money on taxes or even avoid probate. By having your wishes legally documented before death or incapacity, you can minimize any impact on your beneficiaries and take control of your legacy. Without a comprehensive estate plan, you're leaving the future of your loved ones in the hands of the South Carolina court system.

With an estate plan in place, you can plan for incapacity by using a power of attorney or advanced medical directives. Doing so relieves your loved ones of the burden of asking the court for the authority to fulfill your wishes.

At Cobb Hammett Law Firm, we are committed to helping you prepare for both the expected and unexpected through years of experience and a fierce dedication to our clients. From establishing trusts to designing business succession plans, we are here to fight for you.

At Cobb Hammett we offer a "Will Package" that includes 4 necessary documents.

If a husband and wife each purchase reciprocating will packages we give a discount. Reciprocating just means the husband names the wife and the wife names the husband. Those four documents are:

  • Last will and testament
  • Healthcare power of attorney
  • Durable power of attorney
  • living will

Common Documents Included
in Your Estate Plan

As mentioned above, everyone's estate planning needs will be different. However, most plans include one or more of the following documents:

1.

Will

Your will is an essential piece of documentation and is often considered the cornerstone of a proper estate plan. Generally speaking, your will is a document that dictates the distribution of your assets after your death. Having an iron-clad will is one of the best ways to make sure that your wishes are communicated clearly. As is the case with most estate planning, it is highly recommended that you work with an estate planning attorney in Summerville, SC, to create and update your will.

The contents of a will typically include:

  • Designation of the executor, who is responsible for adhering to the provisions of your will.
  • Designation of beneficiaries the people who will be inheriting your assets
  • Instructions that dictate how and when your beneficiaries will receive assets.
  • Instructions that assign guardianship for any minor children.

Without a will in place, the State of South Carolina will decide how to distribute assets to your beneficiaries. Allowing the state to distribute your assets is often an unfavorable route to take, since the settlement process may not include what you had in mind for your survivors. Having a will drafted that reflects your wishes will prevent such a situation from happening.

 Law Firm
 Summerville, SC
2.

Living Will

Despite its name, a living will does not instruct your survivors on what assets go where. Also called an advanced directive, your living will allows you to state your end-of-life medical wishes if you have become unable to communicate. This important document provides guidance to family members and doctors and solidifies certain issues like whether you should be resuscitated after an accident.

For example, it's common to direct that palliative care (care to decrease pain and suffering) always be administered if needed. Conversely, you may state that certain measures are not allowed, like CPR.

Estate Planning Law Summerville, SC
3.

Trusts

Traditionally, a trust is used to minimize estate taxes and maximize other benefits as part of a well-rounded estate plan. This fiduciary agreement lets a trustee hold your assets on behalf of your beneficiaries. There are many ways to arrange a trust to specify when and how your assets are distributed.

With a trust in place, your beneficiaries can avoid going to probate. That means they may be able to gain access to your assets quicker than when they are transferred with a standard will. Assets placed in a trust can pass outside of probate, which will save you and your family time, money, and stress.

There are two distinct trust categories that you should be aware of: revocable and irrevocable.

 Estate Planning Attorney Summerville, SC

Revocable Trust:

Also called a living trust, a revocable trust helps assets circumvent probate. With this trust, you can control your assets while you are still alive. These trusts are flexible and may be dissolved at any point in time. This type of trust becomes irrevocable upon your death. Revocable trusts can help you avoid the pitfalls of probate but be aware that they are usually still taxable.

Irrevocable Trust:

This kind of trust transfers assets out of your estate so that they are not taxed and do not have to go through probate. However, once an irrevocable trust has been executed, it may not be altered. That means that once you establish this kind of trust, you lose control of its assets and cannot dissolve the trust. If your primary goal is to avoid taxes on your estate, setting up an irrevocable could be a wise choice.

When drafted with the help of an estate planning lawyer in Summerville, SC, your trust can also:

Protect Your Legacy:

When constructed properly, a trust can protect your estate from your heirs' creditors. This can be a huge relief for beneficiaries who might need to brush up on money management skills.

Privacy and Probate:

Probate records are made available for public consumption. With a trust, you may have the choice of having your assets pass outside of probate court so that they remain private. In the process, you may also save money that you would lose to taxes and court fees.

Control Wealth:

Because you can specify the exact terms of a trust, you have more control over who receives your assets and when they receive them. As an example, you can set up a revocable trust so that your assets are attainable while you're alive. When you pass, remaining assets are distributed, even in complex situations involving children from multiple marriages.

The Top Estate Planning Law Firm in the Lowcountry

If you know that you need to provide for your family and loved ones after your death, it's time to develop your estate plan. With Cobb Hammett Law Firm by your side, planning your estate doesn't have to be difficult. However, it does need to be accurate and executed exactly to your wishes something that we have been helping clients achieve for years. Don't leave your legacy up to chance contact our office today and secure your future generations.

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Latest News in Summerville, SC

Watch as dry grass quickly ignites a home's front yard after lawn care tool scrapes cement

A South Carolina man's lifelong dream of becoming a firefighter came true, kind of.Doorbell camera footage captured the moment Chip Googe’s lawn quickly went up in flames on Saturday. Googe said on Facebook the fire sparked after his neighbor’s landscaper hit the concrete with a tool.He said a spark landed in the dry grass in front of his Summerville, South Carolina home, causing the large flames....

A South Carolina man's lifelong dream of becoming a firefighter came true, kind of.

Doorbell camera footage captured the moment Chip Googe’s lawn quickly went up in flames on Saturday. Googe said on Facebook the fire sparked after his neighbor’s landscaper hit the concrete with a tool.

He said a spark landed in the dry grass in front of his Summerville, South Carolina home, causing the large flames.

The fire came after the South Carolina Forestry Commission issued a statewide red flag alert, saying wildfire conditions in the state were optimal.

“The combination of wind, low relative humidity and dry fuels is very favorable for wildfire ignitions, so we ask that people who don’t have to burn to hold off until these conditions subside,” Fire Chief Darryl Jones said in a press release.

Watch as flames ignite dry grass in home's front yard

In footage captured on Googe’s Ring camera, the flames grow in a blink of an eye.

“The wind was no joke and spread it fast!” Googe said.

He then grabs a hose to attack the fire, which he eventually puts out. He said there was no damage to the house. In the same post following the incident, Googe joked about finally becoming a firefighter.

“So glad my dreams of becoming a fireman came true!” he said.

Fernando Cervantes Jr. is a trending news reporter for USA TODAY. Reach him at [email protected] and follow him on X @fern_cerv_.

Summerville leaders look to bring STEM lab to community, empowering local youth

SUMMERVILLE, S.C. (WCSC) - Summerville leaders are looking to incorporate a new educational opportunity in the community designed to empower local youth and teens.The Town of Summerville is moving forward with installing a STEM lab in the Rollins Edwards Community Center.This is an initiative the Town of Summerville’s Facility Manager Brandon Yeager says he is very passionate about bringing to the community.“Year after year we have continued to add new and exciting programming. Our attendance continues to gro...

SUMMERVILLE, S.C. (WCSC) - Summerville leaders are looking to incorporate a new educational opportunity in the community designed to empower local youth and teens.

The Town of Summerville is moving forward with installing a STEM lab in the Rollins Edwards Community Center.

This is an initiative the Town of Summerville’s Facility Manager Brandon Yeager says he is very passionate about bringing to the community.

“Year after year we have continued to add new and exciting programming. Our attendance continues to grow and we’re trying to reach the community in every way we can, so adding the STEM lab just gives us just another reach into programming that we can offer” Yeager says.

Yeager says the STEM lab would offer hands-on opportunities through various different programs such as robotics, coding, music, along with art, photography, and esports.

Yeager says a lot of their current programming is targeted towards ages 6 to 13. He says while the STEM lab would be available to all age groups, they hope it will target a demographic they don’t usually reach which is ages 13 to 17.

He says not only will the STEM lab help youth learn more digital skills, but also expose them to different career opportunities.

“Technology is a vital part of our lives today and we really want to give access to everyone, but also give an opportunity for just safe instruction, so helping people navigate online interaction,” Yeager says. “It’s helping them discover a new passion for themselves. I believe it’s our responsibility to give as many opportunities to the community that we can.”

He says that a lot of their programs are through third-party contractors, so this would be one of the biggest independent initiatives in the town.

“We feel like the STEM opportunity will give us a chance to reach maybe those hard to reach teens. The teens that don’t normally get out into the community and participate in these events, but when there is esports going on and coding classes and some really cool computer labs going on, we’re hoping we will reach those teens,” Summerville Town Council Member Tiffany Johnson-Wilson says.

The cost for launching the STEM lab is $50,000 which would include 10 computer stations, chairs, and transforming the existing multi-purpose room to function as a computer lab.

The town is currently looking for corporate sponsors to help fund the initiative.

If you’re interested in supporting you can contact [email protected] or 843-514-7384.

Copyright 2025 WCSC. All rights reserved.

Leaders seek community input on Summerville’s North Main Street redevelopment

SUMMERVILLE, S.C. (WCSC) - Summerville leaders are looking for the community’s input on what they would like to see happen to one of the largest tracts of land in downtown Summerville.Plans to redevelop the 5.3 acres on 500 North Main Street have been discussed for years as developers, along with town and county officials, have been trying to figure out the best way to enhance the site while also preserving its history.The Greater Summerville/Dorchester County Chamber Foundation has opened up a community survey that will ...

SUMMERVILLE, S.C. (WCSC) - Summerville leaders are looking for the community’s input on what they would like to see happen to one of the largest tracts of land in downtown Summerville.

Plans to redevelop the 5.3 acres on 500 North Main Street have been discussed for years as developers, along with town and county officials, have been trying to figure out the best way to enhance the site while also preserving its history.

The Greater Summerville/Dorchester County Chamber Foundation has opened up a community survey that will be facilitated by a consultant group, asking residents to rank their priorities for the redevelopment plans as leaders and developers move forward.

“We want community input because we want to get this right for future generations. It’s a very important part of Summerville. It’s the gateway into our town and we want to make sure we get it right,” President and CEO of the Greater Summerville/Dorchester County Chamber of Commerce Rita Berry says.

The current zoning of the property is downtown-mixed use, which permits housing, retail, office space, and lodging.

However, the building on site, currently the county services building, used to be a hospital which community members have expressed wanting to see preserved. There is also a Veterans memorial honoring branches of the military and public service, including name-dedicated bricks, that sits in front of the building.

County officials say this project is an opportunity to expand the downtown Summerville experience from Hutchinson Square up to 500 North Main.

“The idea of putting something on this site that generates tax revenue that supports the county, that supports the town, is important for the long term vision. This is not a short-term, we’re going to do this and walk away and everything is going to be great,” Dorchester County Chairman David Chinnis says.

Chinnis says plans so far do include a park and keeping the county office building on site. He says there is also discussion about possible affordable housing.

“That is one of the things that we’ve told the developer we need. That needs to be in here,” Chinnis says.

Chinnis says that keeping the center portico of the old hospital is a top goal, but that with it sitting in the middle of the site it does make things more difficult.

“Quite frankly, it would be much simpler if we weren’t trying to conserve that central building. You clear the site off and you develop it the way it looks, the way some people say, well, I want it to look like this, I want it to look like that. That being in the center of the lot makes it challenging because now everything is being built around the outside edges,” Chinnis says.

Chinnis says ultimately the town has the final approval on what happens to the site.

The deadline for Summerville’s Board of Architectural Review to approve any plans has been extended to June 30.

The deadline for community members to fill out the survey is April 4. You can find the link here.

Leaders from the Chamber Foundation say that all responses are confidential. The survey does ask for name and address to make sure the responses are coming from constituent communities.

Copyright 2025 WCSC. All rights reserved.

Summerville restaurant closes its doors after opening more than 8 decades ago

CHARLESTON, S.C. (WCSC) - A Summerville restaurant staple is closing its doors after more than eight decades of serving Southern hospitality.Eva’s on Main opened in 1944 and Wednesday was their last day open. The owner and customers reflected on the bittersweet end to a long-standing favorite in the community.The Southern food restaurant has a long history starting in 1944 with Eva Hensen.“We felt that it was important to carry on that legacy,” Eva’s Restaurant owner Whitney Easler said.The...

CHARLESTON, S.C. (WCSC) - A Summerville restaurant staple is closing its doors after more than eight decades of serving Southern hospitality.

Eva’s on Main opened in 1944 and Wednesday was their last day open. The owner and customers reflected on the bittersweet end to a long-standing favorite in the community.

The Southern food restaurant has a long history starting in 1944 with Eva Hensen.

“We felt that it was important to carry on that legacy,” Eva’s Restaurant owner Whitney Easler said.

The current owners have been running Eva’s for six years.

“We’ve had a number of longtime customers that have dined with us from back in the day when they were young, and they remember Eva snapping peas in the kitchen,” Easler said.

General manager Tina Howard has been serving friendly faces here for a decade.

“Customers are family to me. We have customers that eat here twice a day,” Howard said.

“This was our home away from home. We came here to feel like we were still back in Delaware. We love the food and the people that work here,” long-time customer Bonnie Booth said.

Owner Whitney Easler said those Southern roots that customer loves are what make it special.

“Making everybody feel like they’re eating at grandma‘s house and we’ve come to know so many of our customers by name. They know who we are and we know who they are. It’s like an old home when you dine at Eva’s,” Easler said.

While it’s a tough last call for many, the final dishes were served Wednesday with no regrets.

“It’s hard to let go, but we’re ready to retire and spend more time with family,” Easler said.

“It’s bittersweet, it’s a part of history gone but now it’s time for change,” Howard said.

Howard said much of the staff will still be working here, for the longtime customers who may want to stop by and visit. But they’ll have to change their taste, as an Italian deli is moving in. Howard said they’re expected to open their doors in three to four weeks.

Copyright 2025 WCSC. All rights reserved.

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