Did you know that one in two U.S. citizens have yet to create a plan for their estate? Just about everyone knows they need to get their affairs in order, but most people procrastinate when it comes to estate planning. It's an uncomfortable subject to think about. After all, nobody wants to ponder their death and what happens to their assets when they pass. However, working with an estate planning lawyer in Cross Anchor, SC, protects you, your loved ones, and your assets, both while you're alive and after you have died. There isn't a perfect time to plan your estate, but there is a right time and that time is now.
We understand that there is no "one-size-fits-all" solution to your estate planning needs. That's why, at Cobb Hammett Law Firm, we make a concerted effort to speak with our clients personally so that we can create an estate plan that is as unique as they are. Our estate plans are comprehensive, cost-effective, and catered to you. That way, your family is provided if you are incapacitated or pass away.
At the end of the day, our goal is to make sure that every one of our clients leaves our office feeling less stressed and more informed. Peace of mind is valuable currency these days. Why worry about the future of your loved ones when you can use South Carolina law to ensure their stability?
Many of the clients in Cross Anchor, SC that walk through our doors have significant questions that require serious answers. They're filled with doubt, stress, and worry. They're worried about their children, their spouse, their relatives, or all the above. They ask questions like:
If these questions sound familiar, know that you are not alone. At Cobb Hammett Law Firm, we have worked with hundreds of clients just like you. Sometimes, these clients are unsatisfied with their current estate planning attorney in Cross Anchor, SC. Other times, they have been served with confusing papers or documents that leave them feeling overwhelmed. In either case, clients come to our office knowing they need to manage what is often a sudden, foreign situation.
The good news? We sit down with all new clients for an hour at no extra cost. We do so to get a basic sense of their situation and help steer them in the right direction. That way, they can leave our office feeling a little wiser and a lot better about the future.
Our firm specializes in several areas of estate planning and family law, including:
At Cobb Hammett, LLC, estate planning is like second nature to us. Having worked hundreds upon hundreds of cases, we have the knowledge and experience to assist with all the estate planning needs that you or your family have.
As our client, you will always work directly with your attorney. We do not pass cases off to paralegals or junior associates. Because your concerns and questions don't end when our office closes, we encourage our clients to contact us at any time.
Because we limit the number of cases we accept, we have the time and resources to truly dedicate ourselves to each of our clients. Unlike some competitors, we care about the outcome of every case because we know that our clients' future depends on it.
The word "estate" might make you think of a sprawling mansion in the French countryside. The truth is, you don't have to be rich to have an estate. In fact, most people already have an estate. An estate comprises the assets that a person owns like cars, bank accounts, real estate, businesses, and other possessions. Everyone's estate is different, but we all have one thing in common: none of us can take our estates with us when we die. When that does eventually happen, you will need legal instructions that state who gets what from your estate in plain terms.That, in a nutshell, is estate planning building a framework in advance that names the organizations or people that should receive your assets after you die. Planning your estate now helps make life much easier for your family down the line.
Contrary to popular belief, estate planning isn't just for adults who are approaching retirement age. Estate planning is for everyone. After all, we're all getting older, and none of us know exactly when it will be our time to go.
Although estate planning can be complicated, a well-rounded plan makes a huge difference in what is left to your beneficiaries. Before you start planning your estate, it's important to know a few common topics that may arise as you detail your needs.
Working with a veteran estate planning lawyer is a no-brainer, but you should consider working with a tax advisor too. Your attorney's role is to help guide you through the creation of your estate planning documents. Common documents include your will, health care directives, and power of attorney. Your tax advisor will help guide you through tax issues associated with your estate planning needs.
In this relationship, you make the decisions while your attorney and tax advisor help you understand and think through the options you're considering. As a team, they will help you state your wishes clearly while minimizing mistakes and adjusting your plans as they change. Because significant savings can result from thorough, informed planning, you should seriously consider working with a tax advisor in addition to your estate planning attorney.
If there were one overriding theme of estate planning, it would be maximizing what you plan to leave behind. Thinking through how each of your assets will be distributed is crucial to your estate. Your decisions may change depending on the type of asset, its size, how old you are, and several other factors. With an attorney on your side, you will gain a thorough understanding of what actions you should take to care for your family while minimizing expenses like taxes and court fees.
One of the biggest parts of maximizing what you're leaving behind is to minimize taxes. Federal taxes on estates and gifts are incredibly high. Both forms of taxes usually have exemption limits, which means you can give up to a specific amount without being taxed. Your lawyer can achieve that by using the gift tax exemption to move assets while you are still alive. This strategy maximizes how much your beneficiaries will receive.
Inheritance taxes are often based on the value of your estate and paid prior to asset distribution to your beneficiaries.
The executor of your estate plays a key role in your affairs. Their responsibilities include carrying out the terms of your will and seeing the estate settlement process through until the end. Obviously, such a role demands a qualified person. Choosing your executor isn't an easy decision. The person you select should be great at managing money, be savvy financially, and show an ability to be patient. That's because the executor is tasked with:
If the person that you choose as executor is inexperienced with the estate settlement process, it is recommended that they lean on an estate planning attorney in Cross Anchor, SC for guidance. It should be noted that you may appoint more than a single executor to your estate. This is common when two individuals have complementary personalities or skill sets.
One of the biggest benefits of planning your estate is the peace of mind it brings to you and your family. With the help of our expert estate planning attorneys, you have the power to protect your assets, privacy, and children's welfare. You can also potentially save money on taxes or even avoid probate. By having your wishes legally documented before death or incapacity, you can minimize any impact on your beneficiaries and take control of your legacy. Without a comprehensive estate plan, you're leaving the future of your loved ones in the hands of the South Carolina court system.
With an estate plan in place, you can plan for incapacity by using a power of attorney or advanced medical directives. Doing so relieves your loved ones of the burden of asking the court for the authority to fulfill your wishes.
At Cobb Hammett Law Firm, we are committed to helping you prepare for both the expected and unexpected through years of experience and a fierce dedication to our clients. From establishing trusts to designing business succession plans, we are here to fight for you.
If a husband and wife each purchase reciprocating will packages we give a discount. Reciprocating just means the husband names the wife and the wife names the husband. Those four documents are:
As mentioned above, everyone's estate planning needs will be different. However, most plans include one or more of the following documents:
Your will is an essential piece of documentation and is often considered the cornerstone of a proper estate plan. Generally speaking, your will is a document that dictates the distribution of your assets after your death. Having an iron-clad will is one of the best ways to make sure that your wishes are communicated clearly. As is the case with most estate planning, it is highly recommended that you work with an estate planning attorney in Cross Anchor, SC, to create and update your will.
The contents of a will typically include:
Without a will in place, the State of South Carolina will decide how to distribute assets to your beneficiaries. Allowing the state to distribute your assets is often an unfavorable route to take, since the settlement process may not include what you had in mind for your survivors. Having a will drafted that reflects your wishes will prevent such a situation from happening.
Despite its name, a living will does not instruct your survivors on what assets go where. Also called an advanced directive, your living will allows you to state your end-of-life medical wishes if you have become unable to communicate. This important document provides guidance to family members and doctors and solidifies certain issues like whether you should be resuscitated after an accident.
For example, it's common to direct that palliative care (care to decrease pain and suffering) always be administered if needed. Conversely, you may state that certain measures are not allowed, like CPR.
Traditionally, a trust is used to minimize estate taxes and maximize other benefits as part of a well-rounded estate plan. This fiduciary agreement lets a trustee hold your assets on behalf of your beneficiaries. There are many ways to arrange a trust to specify when and how your assets are distributed.
With a trust in place, your beneficiaries can avoid going to probate. That means they may be able to gain access to your assets quicker than when they are transferred with a standard will. Assets placed in a trust can pass outside of probate, which will save you and your family time, money, and stress.
There are two distinct trust categories that you should be aware of: revocable and irrevocable.
Also called a living trust, a revocable trust helps assets circumvent probate. With this trust, you can control your assets while you are still alive. These trusts are flexible and may be dissolved at any point in time. This type of trust becomes irrevocable upon your death. Revocable trusts can help you avoid the pitfalls of probate but be aware that they are usually still taxable.
This kind of trust transfers assets out of your estate so that they are not taxed and do not have to go through probate. However, once an irrevocable trust has been executed, it may not be altered. That means that once you establish this kind of trust, you lose control of its assets and cannot dissolve the trust. If your primary goal is to avoid taxes on your estate, setting up an irrevocable could be a wise choice.
When drafted with the help of an estate planning lawyer in Cross Anchor, SC, your trust can also:
When constructed properly, a trust can protect your estate from your heirs' creditors. This can be a huge relief for beneficiaries who might need to brush up on money management skills.
Probate records are made available for public consumption. With a trust, you may have the choice of having your assets pass outside of probate court so that they remain private. In the process, you may also save money that you would lose to taxes and court fees.
Because you can specify the exact terms of a trust, you have more control over who receives your assets and when they receive them. As an example, you can set up a revocable trust so that your assets are attainable while you're alive. When you pass, remaining assets are distributed, even in complex situations involving children from multiple marriages.
If you know that you need to provide for your family and loved ones after your death, it's time to develop your estate plan. With Cobb Hammett Law Firm by your side, planning your estate doesn't have to be difficult. However, it does need to be accurate and executed exactly to your wishes something that we have been helping clients achieve for years. Don't leave your legacy up to chance contact our office today and secure your future generations.
CONTACT USCROSS ANCHOR — Four years ago, the Eubanks family lived in a 4,300-square foot antebellum-style home in Florence, with a TV in every room.Sandra Kay Eubanks, 47, said she and her husband, Stephen, stood in front of the home one day, admiring its beauty, with its stately columns and three stories. It was, in many ways, the picture of success, a dream home.“This is it,” the couple said.Wait, what?“This is it?” Sandra Kay asked. The couple had weathered the miscarriage of twins and other...
CROSS ANCHOR — Four years ago, the Eubanks family lived in a 4,300-square foot antebellum-style home in Florence, with a TV in every room.
Sandra Kay Eubanks, 47, said she and her husband, Stephen, stood in front of the home one day, admiring its beauty, with its stately columns and three stories. It was, in many ways, the picture of success, a dream home.
“This is it,” the couple said.
Wait, what?
“This is it?” Sandra Kay asked. The couple had weathered the miscarriage of twins and other family tragedies in recent years. In that moment, looking at their large, comfortable home, Sandra Kay and Stephen realized there was something more out there, waiting for them.
“We started to rethink where we were going,” Sandra Kay said. “We decided we needed to get back to the basics.”
They spent a year looking for land on which to build a new, simplified life. A weekend road trip brought them to a small town in Tennessee, where they met a Mennonite couple who took them in for a weekend and showed them ways to live more simply.
The Eubanks discovered 58 acres in Cross Anchor and the “purging time” began, Sandra Kay said. The family, with six children, all teenagers, packed their belongings into a storage trailer and moved to Spartanburg County. The eight of them built a deck and added a military tent used by soldiers in Afghanistan.
“If it was good enough for our soldiers, it was good enough for us,” Sandra Kay said. “We were off the grid for the first year.”
There was no running water, although an electric well at the nearby home of Stephen's parents, Jim and Linda, supplied water. The Eubanks' oldest sons, Nicholas and Xander, hauled water in 5-gallon jugs every day back to the dwelling affectionately known as the homestead.
There are now milk cows, miniature donkeys, chickens, turkeys, goats, sheep, a peacock and his hen, guinea fowl, bees, emus and five horses on the land, plus a 1-acre organic garden guarded by a gigantic Great Pyrenees named Napoleon.
The Eubanks children, Nicholas, Xander, Anastasia, Melissa, Antony and Jenessa, had been homeschooled, and by the time they moved to Cross Anchor, they had started taking up artisan trades. Xander is a blacksmith, and has a small forge on the property. Anastasia is the “milk maid” and bakes, does farrier work and trains the horses. Melissa is the spinner, “from sheep to shawl,” shearing wool from sheep and a goat, carding the wool and crocheting it into finished pieces. Antony found a talent with glass blowing. Jenessa makes candles and is a potter.
On July 4, 2012, Simple Times Farm was officially born, offering a holiday event that drew about 50 people. The Eubanks children displayed their various trades.
Since then, Sandra Kay has worked to establish the farm's brand as a colonial/early American experience. The family dresses in colonial-style clothing for tours and events at Simple Times. They sell the various produce from their garden, including squash, broccoli, zucchini, corn, tomatoes, lettuce, brussels sprouts and herbs, at the Woodruff Farmers' Market. They also make appearances at the Union and Greenwood county fairs.
“Teaching kids about this era is something she loves to do,” Anastasia said of her mother. “We all love it, sharing knowledge.”
Through a grant from Laurens County, disabled residents come work in the garden, and Sandra Kay, an interpreter for the deaf, teaches them nutrition and exercise. The farm is a “WWOOFer,” or part of the World Wide Opportunities for Organic Farmers, and interns come there to learn about sustainable living. Simple Times also has Good Agricultural Practices certification, and Sandra Kay wants to partner with school districts to grow food to be served in school cafeterias in the future.
“The kids will be able to see where their lunch is being grown,” Sandra Kay said.
On Thursday, Melissa performed spinning demonstrations on the front porch of a small cabin in the activities area, as a cat lounged nearby. She opened a trunk to display wool she dyed using a variety of materials like bark, insects, onion skins and other plants.
Hiccup, a turkey, puffed out his chest and spread his tail feathers to signal to the other turkeys in the yard that he's the top tom.
As Anastasia headed to feed one of the milk cows, Annabelle, she found a chicken sitting atop an egg in the feed bucket. Annabelle gobbled down her feed, as three mini-donkeys quickly grabbed the grains she dropped. Annabelle often provides visitors to Simple Times their very first experiences milking a cow.
“Annabelle was once milked by 200 Girl Scouts in one day,” Anastasia said proudly.
For young visitors to Simple Times, their favorite activity isn't milking the cow, however.
“They love the washing station,” Anastasia said, which includes a handcranked wringer, washboard and tub. “You can go to a museum and see this stuff, but to actually use it, hands on... It's a new experience for them.”
The Eubanks children, who range in age from 18 to mid-20s now, all live on the property. The five youngest still live in the homestead tent, which now has a shower and running water, and sleep in bunk beds. Sandra Kay and Stephen now live in a 220-square-foot shed, also with running water. The family's electricity comes from a solar-powered generator. Everyone uses outhouses on the property.
After the spinning, milking and blacksmithing demonstrations Thursday morning, the children change into contemporary clothing. Xander and Anastasia work as correctional guards — Xander at Tyger River and Anastasia at the juvenile facility in Union County. Melissa works at the Laurens County Library. Nicholas, the oldest at 24, lives in a separate, simple dwelling on the land with his wife, Rebecca, and their 1-month-old, Adielynn.
“The children are adults and can leave,” Sandra Kay said. “But they all want to build on the property.”
Stephen Eubanks is a manager at a plant in Fountain Inn and formerly served in the Navy. When he retires, he wants to devote his time to woodworking.
Last year, Simple Times had 277 visitors. This year, that number was topped by March, with 525 visitors. The family hopes to host 400 guests at the farm's Fourth of July event Saturday, from 7 to 9:30 p.m. Hot dogs will be served, and there will be a variety of activities, including a hayride, blacksmithing, spinning, woodworking, Indian trick riders, re-enactors on horseback, and fireworks. Cost is $10.
Since new roadside signs for the farm with the “Certified SC Grown” seal on them went up this week, the farm has received more than 1,000 new hits on social media, Sandra Kay said. Eventually, the Eubanks plan a general store and coffee shop on the property, where the farm's artisan goods, raw milk, eggs and produce will be sold.
“People can get a cup of coffee, sit on the porch and watch the barnyard,” Sandra Kay said. “I can't think of anything better.”
A picnic pavilion, which could be rented for special events, is in the plans, and eventually, the Eubanks will build a family farmhouse with an industrial kitchen, where they will hold cheese and soap making classes. Farm-to-fork dinners will also be held there (and yes, the family plans to have indoor plumbing and bathrooms in the future).
Sandra Kay realizes the family might seem a little different to some. They've heard the rumors — that they're in the witness protection program, having moved around so much (that comes from the family's military background) or that they're trying to start a commune. They've been asked if they're Mormon, Mennonite or Amish.
“We're not any of those things,” Sandra Kay said. “We're just holistic and simplified.”
For the Eubanks family, Cross Anchor is home now, after many years of moving place to place. They have found less is more, as God orchestrated their path there, Sandra Kay said.
“It's been an amazing journey,” she said, with her ever-present smile. “I love Cross Anchor. I love the people here. We decided to jump off the cliff, and we all jumped together. We're here for good, and put down roots which we've never had before.”
For more, visit Simple Times Farm on Facebook, www.facebook.com/SimpleTimesFarm, at the website, www.mysimpletimesfarm.com or call 864-909-4669. The farm is located at 651 New Hope Church Road, Cross Anchor.
Donald Keith "Little Man" White Jr. ObituaryDonald K. White Jr.“Little Man”ENOREE- Donald Keith “Little Man” White Jr.,46, of 260 Buncombe Road passed away Monday, June 23, 2025, at his residence.He was born on September 16, 1978, in Gaffney, S.C. He was a member of Cross Anchor Masonic Lodge #262 AFM.Surviving is his wife, Joni Sullivan White of the home; father and Donald White (Joan) of Cross Anchor; four daughters, Krista White of Woodruff,...
Donald K. White Jr.
“Little Man”
ENOREE- Donald Keith “Little Man” White Jr.,46, of 260 Buncombe Road passed away Monday, June 23, 2025, at his residence.
He was born on September 16, 1978, in Gaffney, S.C. He was a member of Cross Anchor Masonic Lodge #262 AFM.
Surviving is his wife, Joni Sullivan White of the home; father and Donald White (Joan) of Cross Anchor; four daughters, Krista White of Woodruff, Ashlyn Rogers of Woodruff, Caitlyn Wagner (Trevor) of Pacolet and Olivia White of Enoree; two sons, Braydon White of Enoree and Bryan Grubbs of Pauline; seven sisters, Windy Tatum (Josh) of Union, Sheila Greene of Gaffney, Christy Moore of Louisiana, Mary Bragg of Woodruff, Crystal Bragg of New Mexico, June Bragg of Texas and Sandy Lanier of Blacksburg; one brother, Bo Bragg of Woodruff; 5 grandchildren. He was predeceased by his mother, Shirley Wilson White Moore.
A Celebration of Life Service will be held Sunday, June 29, 2025, at 2:00 p.m. at Lanford-Gwinn Mortuary Chapel by family and friends.
The family would like to extend special thanks to VIA Hospice and his nurses that became family, Brantley and Kenzie, and to Heartland Hospice along with his nurse Meredith for staying with the family the entire day of his final hours. We love all these ladies. Unk Man to all his nieces and nephews he gave suckers to his Houdini. To his niece Kayla Bost thank you for taking special care of your uncle and being our strength. A special thank you to Candy and Cherry, Huuuuuuh.
Sho nuff he took his last ride in the black El Camino, Huuuuuuuh.
Lanford-Gwinn Mortuary
There are no events scheduled.
You can still show your support by sending flowers directly to the family, or plant a tree in memory of Donald Keith "Little Man" White Jr..
TREVOR ANDERSON [email protected] odds were stacked against 21-month-old Jason Elijah Burton.At 1:30 p.m. on Friday, his mother, Brittany Burton, reported the toddler missing from the family's home at 250 E. Blackstock Road in a rural area of Spartanburg County near Cross Anchor.Burton was wearing only a long sleeve pajama top and shorts, and did not have on shoes. Temperatures dipped into the low 50s as the search continued overnight.Saturday morning dawned with renewed hope for a positive...
TREVOR ANDERSON [email protected]
The odds were stacked against 21-month-old Jason Elijah Burton.
At 1:30 p.m. on Friday, his mother, Brittany Burton, reported the toddler missing from the family's home at 250 E. Blackstock Road in a rural area of Spartanburg County near Cross Anchor.
Burton was wearing only a long sleeve pajama top and shorts, and did not have on shoes. Temperatures dipped into the low 50s as the search continued overnight.
Saturday morning dawned with renewed hope for a positive outcome, but by 2:30 p.m., the situation was growing more desperate. Nighttime temperatures were expected to drop into the 30s and search dogs, a small army of searchers and a rescue helicopter from the Spartanburg County Sheriff's office equipped with heat sensors had not found a trace of the boy.
Suddenly, a call came in to Sheriff Chuck Wright's mobile command unit that changed everything. A hearty cheer rose up among rescuers and family members who were holding vigil.
"They got him," a family member cried out. "He's alive!"
A few moments later, Burton was brought out of the woods by helicopter and placed back into his mother's arms more than 24 hours after he wandered away.
They boarded an ambulance in a field across from their home until Spartanburg Regional Hospital's Region One helicopter landed to take the boy in as a precaution.
"I'm just glad he is found," Brittany Burton said. "Thank you Jesus. Thank you."
Burton's grandmother, Armenda Vinson, was crying tears of joy as she clutched a small blue teddy bear belonging to the boy.
"I want to thank everyone (who searched) from the bottom of my heart," said Robert Vinson, Burton's grandfather. "They love children and to see their passion for finding my grandson was a blessing to me and my family. This community is fortunate to have men and women like them. To have him returned to us is an answer to our prayers."
Wright said the toddler was found by deputy Jamie Tate and David Fox with the S.C. Department of Natural Resources.
Wright said they found him sitting on a sand bar in the middle of the Tyger River. The boy was wet, cold and exhausted, but he was otherwise in good health.
He said the department's helicopter had flown over the river twice. Tate and Fox were using kayaks to search the river.
"This is a miracle," Wright said. "A 21-month-old is not supposed to survive a river. This is the best Christmas gift this family or I could've gotten."
As he reflected on the day, Wright said the outcome could have been much different. He recalled the case of 2-year-old William Eschenbach, who disappeared from his family's backyard on March 17, 2009. His body was found two days later in the South Tyger River after he drowned.
Wright called for members of the community to remember the Eschenbach family in their prayers even as they say their thanks for Burton's safe return.
Emergency personnel from Spartanburg and Union counties helped in the rescue efforts.
Wright said Union Sheriff David Taylor slept overnight on the county's mobile command bus. Many other volunteers worked all night to find Burton.
Cross Anchor resident Stephanie O'Dell, 21, arrived at the Burton home at 10 p.m. on Friday to help with the search.
"I have a 2 year old," O'Dell said. "These woods are very dense. You can't even walk through them. It's hard to imagine a child getting far in this. It's like finding a needle in a haystack."
Brig. Gen. James Burt with the S.C. National Guard's 2nd Brigade said 66 guardsmen and women from all over the Upstate were involved in the search. Burt said he was leading a team just upriver from Burton when he was found.
"I believed he was out there. It was just a matter of getting to him," Burt said. "God took care of him."
Family members said Brittany Burton left her son sitting on the living room sofa Friday afternoon and stepped out of the room for a moment. When she returned, he was gone. The family dog is able to open the back door and may have opened the door and Burton got out.
His mother called 911 at 1:30 p.m. Burton's father, Michael Burton, was at work at the time.
The sheriff's office sent out a reverse 911 call to homes in the area, informing residents that the child was missing and to be on the lookout.
Spotty cell phone reception in the area hampered communications, but rescue workers used radios to communicate with each other and air units. At least 200 people helped search for Burton.
"We are ecstatic that we found (Burton) alive," Wright said. "We're so grateful to everyone who helped. I'm very proud of the team we had… We've got a lot of people who care about children and family."