Did you know that one in two U.S. citizens have yet to create a plan for their estate? Just about everyone knows they need to get their affairs in order, but most people procrastinate when it comes to estate planning. It's an uncomfortable subject to think about. After all, nobody wants to ponder their death and what happens to their assets when they pass. However, working with an estate planning lawyer in Beaufort, SC, protects you, your loved ones, and your assets, both while you're alive and after you have died. There isn't a perfect time to plan your estate, but there is a right time and that time is now.
We understand that there is no "one-size-fits-all" solution to your estate planning needs. That's why, at Cobb Hammett Law Firm, we make a concerted effort to speak with our clients personally so that we can create an estate plan that is as unique as they are. Our estate plans are comprehensive, cost-effective, and catered to you. That way, your family is provided if you are incapacitated or pass away.
At the end of the day, our goal is to make sure that every one of our clients leaves our office feeling less stressed and more informed. Peace of mind is valuable currency these days. Why worry about the future of your loved ones when you can use South Carolina law to ensure their stability?
Many of the clients in Beaufort that walk through our doors have significant questions that require serious answers. They're filled with doubt, stress, and worry. They're worried about their children, their spouse, their relatives, or all the above. They ask questions like:
If these questions sound familiar, know that you are not alone. At Cobb Hammett Law Firm, we have worked with hundreds of clients just like you. Sometimes, these clients are unsatisfied with their current estate planning attorney in Beaufort. Other times, they have been served with confusing papers or documents that leave them feeling overwhelmed. In either case, clients come to our office knowing they need to manage what is often a sudden, foreign situation.
The good news? We sit down with all new clients for an hour at no extra cost. We do so to get a basic sense of their situation and help steer them in the right direction. That way, they can leave our office feeling a little wiser and a lot better about the future.
Our firm specializes in several areas of estate planning and family law, including:
At Cobb Hammett, LLC, estate planning is like second nature to us. Having worked hundreds upon hundreds of cases, we have the knowledge and experience to assist with all the estate planning needs that you or your family have.
As our client, you will always work directly with your attorney. We do not pass cases off to paralegals or junior associates. Because your concerns and questions don't end when our office closes, we encourage our clients to contact us at any time.
Because we limit the number of cases we accept, we have the time and resources to truly dedicate ourselves to each of our clients. Unlike some competitors, we care about the outcome of every case because we know that our clients' future depends on it.
The word "estate" might make you think of a sprawling mansion in the French countryside. The truth is, you don't have to be rich to have an estate. In fact, most people already have an estate. An estate comprises the assets that a person owns like cars, bank accounts, real estate, businesses, and other possessions. Everyone's estate is different, but we all have one thing in common: none of us can take our estates with us when we die. When that does eventually happen, you will need legal instructions that state who gets what from your estate in plain terms.That, in a nutshell, is estate planning building a framework in advance that names the organizations or people that should receive your assets after you die. Planning your estate now helps make life much easier for your family down the line.
Contrary to popular belief, estate planning isn't just for adults who are approaching retirement age. Estate planning is for everyone. After all, we're all getting older, and none of us know exactly when it will be our time to go.
Although estate planning can be complicated, a well-rounded plan makes a huge difference in what is left to your beneficiaries. Before you start planning your estate, it's important to know a few common topics that may arise as you detail your needs.
Working with a veteran estate planning lawyer is a no-brainer, but you should consider working with a tax advisor too. Your attorney's role is to help guide you through the creation of your estate planning documents. Common documents include your will, health care directives, and power of attorney. Your tax advisor will help guide you through tax issues associated with your estate planning needs.
In this relationship, you make the decisions while your attorney and tax advisor help you understand and think through the options you're considering. As a team, they will help you state your wishes clearly while minimizing mistakes and adjusting your plans as they change. Because significant savings can result from thorough, informed planning, you should seriously consider working with a tax advisor in addition to your estate planning attorney.
If there were one overriding theme of estate planning, it would be maximizing what you plan to leave behind. Thinking through how each of your assets will be distributed is crucial to your estate. Your decisions may change depending on the type of asset, its size, how old you are, and several other factors. With an attorney on your side, you will gain a thorough understanding of what actions you should take to care for your family while minimizing expenses like taxes and court fees.
One of the biggest parts of maximizing what you're leaving behind is to minimize taxes. Federal taxes on estates and gifts are incredibly high. Both forms of taxes usually have exemption limits, which means you can give up to a specific amount without being taxed. Your lawyer can achieve that by using the gift tax exemption to move assets while you are still alive. This strategy maximizes how much your beneficiaries will receive.
Inheritance taxes are often based on the value of your estate and paid prior to asset distribution to your beneficiaries.
The executor of your estate plays a key role in your affairs. Their responsibilities include carrying out the terms of your will and seeing the estate settlement process through until the end. Obviously, such a role demands a qualified person. Choosing your executor isn't an easy decision. The person you select should be great at managing money, be savvy financially, and show an ability to be patient. That's because the executor is tasked with:
If the person that you choose as executor is inexperienced with the estate settlement process, it is recommended that they lean on an estate planning attorney in Beaufort, SC for guidance. It should be noted that you may appoint more than a single executor to your estate. This is common when two individuals have complementary personalities or skill sets.
One of the biggest benefits of planning your estate is the peace of mind it brings to you and your family. With the help of our expert estate planning attorneys, you have the power to protect your assets, privacy, and children's welfare. You can also potentially save money on taxes or even avoid probate. By having your wishes legally documented before death or incapacity, you can minimize any impact on your beneficiaries and take control of your legacy. Without a comprehensive estate plan, you're leaving the future of your loved ones in the hands of the South Carolina court system.
With an estate plan in place, you can plan for incapacity by using a power of attorney or advanced medical directives. Doing so relieves your loved ones of the burden of asking the court for the authority to fulfill your wishes.
At Cobb Hammett Law Firm, we are committed to helping you prepare for both the expected and unexpected through years of experience and a fierce dedication to our clients. From establishing trusts to designing business succession plans, we are here to fight for you.
If a husband and wife each purchase reciprocating will packages we give a discount. Reciprocating just means the husband names the wife and the wife names the husband. Those four documents are:
As mentioned above, everyone's estate planning needs will be different. However, most plans include one or more of the following documents:
Your will is an essential piece of documentation and is often considered the cornerstone of a proper estate plan. Generally speaking, your will is a document that dictates the distribution of your assets after your death. Having an iron-clad will is one of the best ways to make sure that your wishes are communicated clearly. As is the case with most estate planning, it is highly recommended that you work with an estate planning attorney in Beaufort, SC, to create and update your will.
The contents of a will typically include:
Without a will in place, the State of South Carolina will decide how to distribute assets to your beneficiaries. Allowing the state to distribute your assets is often an unfavorable route to take, since the settlement process may not include what you had in mind for your survivors. Having a will drafted that reflects your wishes will prevent such a situation from happening.
Despite its name, a living will does not instruct your survivors on what assets go where. Also called an advanced directive, your living will allows you to state your end-of-life medical wishes if you have become unable to communicate. This important document provides guidance to family members and doctors and solidifies certain issues like whether you should be resuscitated after an accident.
For example, it's common to direct that palliative care (care to decrease pain and suffering) always be administered if needed. Conversely, you may state that certain measures are not allowed, like CPR.
Traditionally, a trust is used to minimize estate taxes and maximize other benefits as part of a well-rounded estate plan. This fiduciary agreement lets a trustee hold your assets on behalf of your beneficiaries. There are many ways to arrange a trust to specify when and how your assets are distributed.
With a trust in place, your beneficiaries can avoid going to probate. That means they may be able to gain access to your assets quicker than when they are transferred with a standard will. Assets placed in a trust can pass outside of probate, which will save you and your family time, money, and stress.
There are two distinct trust categories that you should be aware of: revocable and irrevocable.
Also called a living trust, a revocable trust helps assets circumvent probate. With this trust, you can control your assets while you are still alive. These trusts are flexible and may be dissolved at any point in time. This type of trust becomes irrevocable upon your death. Revocable trusts can help you avoid the pitfalls of probate but be aware that they are usually still taxable.
This kind of trust transfers assets out of your estate so that they are not taxed and do not have to go through probate. However, once an irrevocable trust has been executed, it may not be altered. That means that once you establish this kind of trust, you lose control of its assets and cannot dissolve the trust. If your primary goal is to avoid taxes on your estate, setting up an irrevocable could be a wise choice.
When drafted with the help of an estate planning lawyer in Beaufort, SC, your trust can also:
When constructed properly, a trust can protect your estate from your heirs' creditors. This can be a huge relief for beneficiaries who might need to brush up on money management skills.
Probate records are made available for public consumption. With a trust, you may have the choice of having your assets pass outside of probate court so that they remain private. In the process, you may also save money that you would lose to taxes and court fees.
Because you can specify the exact terms of a trust, you have more control over who receives your assets and when they receive them. As an example, you can set up a revocable trust so that your assets are attainable while you're alive. When you pass, remaining assets are distributed, even in complex situations involving children from multiple marriages.
If you know that you need to provide for your family and loved ones after your death, it's time to develop your estate plan. With Cobb Hammett Law Firm by your side, planning your estate doesn't have to be difficult. However, it does need to be accurate and executed exactly to your wishes something that we have been helping clients achieve for years. Don't leave your legacy up to chance contact our office today and secure your future generations.
CONTACT USBy Delayna EarleyThe Island NewsIt looks like Beaufort is going to get snow for the first time since 2018.Snow is exceedingly rare for the Lowcountry, an area more used to dealing with tropical storms, but meteorologists with the National Weather Service (NWS) in Charleston have become increasingly certain that Beaufort County may start to see wintery precipitation on Tuesday, Jan. 21, and continue into Wednesday.When it snowed in January 2018, Beaufort received around four inches...
By Delayna Earley
The Island News
It looks like Beaufort is going to get snow for the first time since 2018.
Snow is exceedingly rare for the Lowcountry, an area more used to dealing with tropical storms, but meteorologists with the National Weather Service (NWS) in Charleston have become increasingly certain that Beaufort County may start to see wintery precipitation on Tuesday, Jan. 21, and continue into Wednesday.
When it snowed in January 2018, Beaufort received around four inches of snow, according to totals reported.
Current reports from NWS meteorologists are calling for the Beaufort area to receive freezing rain that will turn into snow and could result in one to two inches of accumulation.
A Winter Weather Warning has been issued for the Lowcountry beginning on Tuesday, Jan. 21, at 5 p.m. through noon on Wednesday as the risks of accumulating snow and freezing rain, as well as an “extended period of bitterly cold temperatures,” are expected to impact the area.
The area’s low temperatures are expected to be in the 20s, but with the wind chill, especially on Wednesday night, Beaufort could see near-record lows.
High temperatures during the day are expected to stay in the upper 30s and low 40s.
In northern Beaufort County, there is only one cold weather shelter.
Sea Island Presbyterian Church will be open as a cold shelter from 5 p.m. to 8 a.m. Monday through Wednesday nights and will provide showers, dinner and breakfast.
The church is located at 81 Lady’s Island Dr. in Beaufort.
Call 843-525-0696 for more information about this shelter.
Beaufort County School District announced that students would attend school for half a day on Tuesday and have an e-learning day on Wednesday.
According to spokesperson Candace Bruder, decisions about school closures on Thursday will be announced by 1:30 p.m. on Wednesday.
The South Carolina Department of Transportation (SCDOT) began pretreating the interstate and primary routes on Monday and will continue to do so until conditions are unsafe, according to spokesperson Hannah Robinson.
This is a developing story and will be updated.
Delayna Earley, who joined The Island News in 2022, formerly worked as a photojournalist for The Island Packet/The Beaufort Gazette, as well as newspapers in Indiana and Virginia. She can be reached at [email protected].
Three Beaufort County food businesses and one Jasper County business were cited with “B” grades in February’s health inspections by the S.C. Department of Health and Environmental Control.Here is a rundown of restaurants that received the lowest ratings in February:Chophouse 119 scored 86% (B) on Feb. 13 in a ...
Three Beaufort County food businesses and one Jasper County business were cited with “B” grades in February’s health inspections by the S.C. Department of Health and Environmental Control.
Here is a rundown of restaurants that received the lowest ratings in February:
Chophouse 119 scored 86% (B) on Feb. 13 in a routine inspection. Issues noted by inspectors included:
Chophouse 119 was reinspected on Feb. 21 and scored 100% (A).
Dolphin Head Golf Club scored 79% (B) on Feb. 11 in a routine inspection. Issues noted by inspectors included:
Dolphin Head Golf Club was reinspected on Feb. 21 and scored 100% (A).
Taqueria El Primo scored 85% (B) on Feb. 25 in a routine inspection. Issues noted by inspectors included:
Taqueria El Primo has not been reinspected as of March 7, but one is required within 10 days.
Bryan’s Country Store scored 79% (B) on Feb. 11 in a routine inspection. Issues noted by inspectors included:
Bryan’s Country Store was reinspected on Feb. 20 and scored 100% (A).
Inspectors give restaurants a grade of A, B or C, depending on the conditions found at the time. Points are docked for various infractions, and restaurants have a chance to correct the problems and improve their score in a reinspection.
The grade scale is as follows:
During February, SCDA recorded 227 inspections of restaurants, schools, stores and other food establishments in Beaufort County and 43 in Jasper County.
The agency publishes the results of these health inspections on its website.
Newer food-grade decals include a QR code that customers can scan with their phones to see a food establishment’s latest report.
This story was originally published March 7, 2025 at 6:00 AM.
Every Wednesday morning at 7:30 a.m., a group of men gather for breakfast at Blackstone’s Cafe on Scott Street in Beaufort, South Carolina. They range in...
Every Wednesday morning at 7:30 a.m., a group of men gather for breakfast at Blackstone’s Cafe on Scott Street in Beaufort, South Carolina. They range in age—Steve Lanier just entered his eighties, while Ray Stocks is 100 years old. Many of the men have served in the military; the group spans all wars from World War II to present. Combined, they have 980 years of life experience.
And those are stories worth sharing.
That’s the heart behind “Breakfast in Beaufort: Journeys Through Life,” a new short documentary film produced and directed by Raymond Smith of Modos Media alongside his son, Andrew, the film’s editor and Director of Photography.
“Breakfast in Beaufort: Journeys Through Life” opens with the group of men enjoying company together each week—a continuation of small-town tradition, Robert DeLoach, 98, shares on camera, where men used to gather and talk over a cup of coffee. Their breakfast club covers all kinds of topics, providing a bit of “a history lesson” from the elders to the younger men in the group.
“We share a culture of respect, of learning—you can share who you are and help them grow, but much more importantly, you grow yourself by listening to them,” Lanier, 80, shares in the film.
Eleven men are featured in “Breakfast in Beaufort: Journeys Through Life,” each with their own words of wisdom as interviewed in their homes: W.R. “Skeet” von Harten, Pat Garrett, Guy McSweeney, Steve Lanier, Mike Keyserling, Merle Mulvaney, Ray Stocks, Carter Swenson, Robert DeLoach, Daryl Fergusen, and Tom Mikell. They speak on themes and life lessons they remember from their own parents, including advocacy, kindness, responsibility, and hard work.
The film is airing at the 19th annual Beaufort International Film Festival, which runs through February 23, 2025 at the University of South Carolina Beaufort Center for the Arts. With its local connection and timely message of turning a listening ear to elders, the film’s screening—happening Saturday, February 22—is already sold out.
“This film is about elders, not a phrase often used in our society—some see older people as past their ‘sell-by date’ or irrelevant,” Smith shared with Southern Living. “In this film, we see a combined 980 years of experience, learning, and wisdom of a group of older men who join each other each week to share breakfast and their stories and thoughts. We see their energy, humor and care for us all.”
As reported by The Island Packet, Smith clarified that while the documentary features many veterans, it is not just focused on wartime experiences. The idea was first brought to Smith by the film’s executive producer, Richard Sribnick—a doctor who lives part-time just northeast of Beaufort on Lady’s Island.
After coming across the men at Blackstone’s one Wednesday, Sribnick approached Raymond and Andrew with the original idea to share stories of World War II, Korea, and Vietnam. To Smith, there was a greater opportunity to unearth wisdom from around the breakfast table.
“[Our elders] encourage us to be better toward each other and show that small gestures can bring about surprising impact, sometimes even on a global scale,” Smith told SL. “So next time you see an older person sitting alone, just say hello and you may be surprised by what you will learn.”
This ties into one key lesson that the men themselves share in the film. “Pay attention,” says 92-year-old W.R. “Skeet” von Harten on screen. “Enjoy what you’ve got. Be kind to others. Be kind to yourself. If you get tired, sit down and rest. If you want to go, go…Be happy, be kind, be productive, and don’t complain. That’s what this 92-year-old says.”
The director is also working on sharing the short documentary film on SCETV, the state’s public educational broadcast network.
It's a good reminder—whether you're able to catch the screening or not—to cherish the words and memories that are so quickly lost from generation to generation, with thoughtful questions and intentional listening. You may want to digitize some of your old family photos to go along with Nana and Grandpa's stories, as well.
With South Carolina quickly becoming one of the top spots for moving and Beaufort County ranked in the top five best counties to raise a family, it’s important to know some of the basics of living in a new place.Although not the most exciting aspect of moving, waste collection is a critical function for any city.Here’s everything you need to know about trash pick-up, convenience centers and tras...
With South Carolina quickly becoming one of the top spots for moving and Beaufort County ranked in the top five best counties to raise a family, it’s important to know some of the basics of living in a new place.
Although not the most exciting aspect of moving, waste collection is a critical function for any city.
Here’s everything you need to know about trash pick-up, convenience centers and trash burn laws for areas within Beaufort County.
For the City of Beaufort, Capital Waste Services provides residents with weekly household trash collection.
They also provide once per week yard waste collection, every other week mixed recyclables collection and bulk item collection by appointment, which you can schedule by phone or online.
For the unincorporated areas of Beaufort County and contracted curbside locations, the following companies provide trash pick-up:
For Beaufort County residents of apartments and condominiums, your complex may provide bulk pick-up from a complex dumpster, but recycling collection may not be offered.
Beaufort County offers convenience centers for residents to dispose of their residential trash. Four of these locations offer recycling options.
To use the Beaufort County convenience centers, you must have a recycling decal and solid waste pass. You can register for one or both online here.
All nine centers are open 7:30 a.m. to 6 p.m., but different centers are open on different days:
When it comes to burning trash, the state of South Carolina bans burning residential and household trash items.
Open burning can pose environmental and safety risks, according to the South Carolina Department of Environmental Services. In addition to causing brush, residential and forest fires, open burning can release toxic pollutants into the air and produce ash containing toxic metals.
These toxic materials can then be inhaled, ingested by children in contaminated soil or absorbed by produce through soil, resulting in potential health risks.
In South Carolina, it’s illegal to burn:
However, Beaufort County does permit residents to burn certain items.
According to the City of Beaufort Fire Department, these items include natural vegetation, yard debris, limbs, leaves and other natural items.
It is recommended that before you burn any natural vegetation items, you request a permit by calling the burn request line at 843-525-7032 on each day on which burning will be conducted.
For first-time burns, the permit holder must have their property and burn area inspected by a fire official before the permit is issued.
Beaufort County states that all burning must be done before 3 p.m. and that there must be a nearby water source.
However, certain requirements, contact numbers and burn ordinances vary by municipality, so it’s important to check with your nearest fire department for those protocols.
For additional information about burn permits and requirements in Beaufort County, refer to the burn ordinances or contact the City of Beaufort Fire Marshal’s office at 843-525-7055.
This story was originally published January 28, 2025 at 6:00 AM.
BEAUFORT — It's been nearly two days since several inches of frozen precipitation started to fall across Beaufort County. With daytime temperatures hovering in the 30s over the intervening days, the hard-packed snow and ice remains stubbornly in place on the region's roads, prompting schools, businesses and government offices to announce their intentions t...
BEAUFORT — It's been nearly two days since several inches of frozen precipitation started to fall across Beaufort County. With daytime temperatures hovering in the 30s over the intervening days, the hard-packed snow and ice remains stubbornly in place on the region's roads, prompting schools, businesses and government offices to announce their intentions to remain closed Jan. 24.
"After consultation with Emergency Management regarding current and expected road conditions impacted by ice, frozen sleet, and snow, there will be no school or E-learning tomorrow, Friday, January 24, 2025, and district buildings will be closed," wrote Beaufort County School District spokesperson Candace Bruder in an email, adding that all extracurricular activities planned through Jan. 26 will be rescheduled.
Classes are expected to resume Jan. 27.
Across the border in Jasper County, schools will have an e-learning day Jan. 24 and all evening activities will be rescheduled.
Beaufort, Bluffton, Hilton Head and Port Royal municipal offices will all be closed, as will county government offices.
"After consultation with Emergency Management regarding tonight's forecast and road conditions, county offices will remain closed on Friday, January 24, 2025. This includes the convenience centers," wrote Beaufort County spokesperson Hannah Nichols in an email to The Post and Courier.
Ferry service to Daufuskie Island is expected to resume Jan. 24, though that could change depending up weather conditions. Due to accumulations of ice, both Hilton Head Island Airport and Beaufort Executive Airport remain closed, and travelers are encouraged to check with their respective carriers for more information.
Hours for warming shelters in Beaufort County have been extended as a result of the unusually long cold spell.
In Beaufort, Sea Island Presbyterian Church, located at 81 Lady’s Island Drive, opened its cold weather shelter at 5 p.m. Jan. 19. The shelter will operate from 5 p.m. until 8 a.m. through the morning of Jan. 25. Service animals are allowed, but pets are not permitted.
On Hilton Head Island, Christ Lutheran Church, 829 William Hilton Parkway, opened a cold weather shelter Jan. 20. It will remain open through the morning of Jan. 24 from 5:30 p.m. to 7:30 a.m. Service animal are allowed, but pets are not permitted.
The National Weather Service reported that 2 to 4 inches of snow and sleet fell over the county overnight Jan. 21 into the early morning Jan. 22. Temperatures rose above freezing Jan. 22, but plummeted with nightfall, leaving new layers of dangerous ice on county roads.
Any number of public safety agencies have issued warnings about the potential for the formation of black ice as melting ice refreezes when overnight temperatures drop. The Beaufort County Sheriff's Office issued a statement Jan. 23 requesting that drivers stay off the roads unless travel cannot be avoided. Travel on primary roads like U.S. 278 and S.C. 170, the advisory said, is improving, but some hazards remain. However, travel on secondary, rural and private roads remains hazardous.
"Please keep in mind, that regardless of conditions improving on certain roads, shaded areas could potentially still be frozen," read the advisory in part.
Up to this point, residents appear to be heeding the warnings and staying off the roads. The Bluffton Township Fire District reported that it had only received a single call for an auto accident since the winter storm set in during then evening of Jan. 21. North of the Broad River, the Beaufort/Port Royal Fire Depart responded to a single multivehicle accident with injuries and two noninjury auto accidents.
"Thankfully, residents are listening to public safety officials and staying off the road," said Stephen Combs, public information officer for the Bluffton Township Fire District.
The National Weather Service has advised that the cold weather that has gripped the area in recent days will likely continue through the weekend, though daytime highs will begin to creep up. The warming trend is expected to continue into next week, when highs in the 60s are forecast.