Did you know that one in two U.S. citizens have yet to create a plan for their estate? Just about everyone knows they need to get their affairs in order, but most people procrastinate when it comes to estate planning. It's an uncomfortable subject to think about. After all, nobody wants to ponder their death and what happens to their assets when they pass. However, working with an estate planning lawyer in Kiawah Island, SC, protects you, your loved ones, and your assets, both while you're alive and after you have died. There isn't a perfect time to plan your estate, but there is a right time and that time is now.
We understand that there is no "one-size-fits-all" solution to your estate planning needs. That's why, at Cobb Hammett Law Firm, we make a concerted effort to speak with our clients personally so that we can create an estate plan that is as unique as they are. Our estate plans are comprehensive, cost-effective, and catered to you. That way, your family is provided if you are incapacitated or pass away.
At the end of the day, our goal is to make sure that every one of our clients leaves our office feeling less stressed and more informed. Peace of mind is valuable currency these days. Why worry about the future of your loved ones when you can use South Carolina law to ensure their stability?
Many of the clients in Kiawah Island, SC that walk through our doors have significant questions that require serious answers. They're filled with doubt, stress, and worry. They're worried about their children, their spouse, their relatives, or all the above. They ask questions like:
If these questions sound familiar, know that you are not alone. At Cobb Hammett Law Firm, we have worked with hundreds of clients just like you. Sometimes, these clients are unsatisfied with their current estate planning attorney in Kiawah Island, SC. Other times, they have been served with confusing papers or documents that leave them feeling overwhelmed. In either case, clients come to our office knowing they need to manage what is often a sudden, foreign situation.
The good news? We sit down with all new clients for an hour at no extra cost. We do so to get a basic sense of their situation and help steer them in the right direction. That way, they can leave our office feeling a little wiser and a lot better about the future.
Our firm specializes in several areas of estate planning and family law, including:
At Cobb Hammett, LLC, estate planning is like second nature to us. Having worked hundreds upon hundreds of cases, we have the knowledge and experience to assist with all the estate planning needs that you or your family have.
As our client, you will always work directly with your attorney. We do not pass cases off to paralegals or junior associates. Because your concerns and questions don't end when our office closes, we encourage our clients to contact us at any time.
Because we limit the number of cases we accept, we have the time and resources to truly dedicate ourselves to each of our clients. Unlike some competitors, we care about the outcome of every case because we know that our clients' future depends on it.
The word "estate" might make you think of a sprawling mansion in the French countryside. The truth is, you don't have to be rich to have an estate. In fact, most people already have an estate. An estate comprises the assets that a person owns like cars, bank accounts, real estate, businesses, and other possessions. Everyone's estate is different, but we all have one thing in common: none of us can take our estates with us when we die. When that does eventually happen, you will need legal instructions that state who gets what from your estate in plain terms.That, in a nutshell, is estate planning building a framework in advance that names the organizations or people that should receive your assets after you die. Planning your estate now helps make life much easier for your family down the line.
Contrary to popular belief, estate planning isn't just for adults who are approaching retirement age. Estate planning is for everyone. After all, we're all getting older, and none of us know exactly when it will be our time to go.
Although estate planning can be complicated, a well-rounded plan makes a huge difference in what is left to your beneficiaries. Before you start planning your estate, it's important to know a few common topics that may arise as you detail your needs.
Working with a veteran estate planning lawyer is a no-brainer, but you should consider working with a tax advisor too. Your attorney's role is to help guide you through the creation of your estate planning documents. Common documents include your will, health care directives, and power of attorney. Your tax advisor will help guide you through tax issues associated with your estate planning needs.
In this relationship, you make the decisions while your attorney and tax advisor help you understand and think through the options you're considering. As a team, they will help you state your wishes clearly while minimizing mistakes and adjusting your plans as they change. Because significant savings can result from thorough, informed planning, you should seriously consider working with a tax advisor in addition to your estate planning attorney.
If there were one overriding theme of estate planning, it would be maximizing what you plan to leave behind. Thinking through how each of your assets will be distributed is crucial to your estate. Your decisions may change depending on the type of asset, its size, how old you are, and several other factors. With an attorney on your side, you will gain a thorough understanding of what actions you should take to care for your family while minimizing expenses like taxes and court fees.
One of the biggest parts of maximizing what you're leaving behind is to minimize taxes. Federal taxes on estates and gifts are incredibly high. Both forms of taxes usually have exemption limits, which means you can give up to a specific amount without being taxed. Your lawyer can achieve that by using the gift tax exemption to move assets while you are still alive. This strategy maximizes how much your beneficiaries will receive.
Inheritance taxes are often based on the value of your estate and paid prior to asset distribution to your beneficiaries.
The executor of your estate plays a key role in your affairs. Their responsibilities include carrying out the terms of your will and seeing the estate settlement process through until the end. Obviously, such a role demands a qualified person. Choosing your executor isn't an easy decision. The person you select should be great at managing money, be savvy financially, and show an ability to be patient. That's because the executor is tasked with:
If the person that you choose as executor is inexperienced with the estate settlement process, it is recommended that they lean on an estate planning attorney in Kiawah Island, SC for guidance. It should be noted that you may appoint more than a single executor to your estate. This is common when two individuals have complementary personalities or skill sets.
One of the biggest benefits of planning your estate is the peace of mind it brings to you and your family. With the help of our expert estate planning attorneys, you have the power to protect your assets, privacy, and children's welfare. You can also potentially save money on taxes or even avoid probate. By having your wishes legally documented before death or incapacity, you can minimize any impact on your beneficiaries and take control of your legacy. Without a comprehensive estate plan, you're leaving the future of your loved ones in the hands of the South Carolina court system.
With an estate plan in place, you can plan for incapacity by using a power of attorney or advanced medical directives. Doing so relieves your loved ones of the burden of asking the court for the authority to fulfill your wishes.
At Cobb Hammett Law Firm, we are committed to helping you prepare for both the expected and unexpected through years of experience and a fierce dedication to our clients. From establishing trusts to designing business succession plans, we are here to fight for you.
If a husband and wife each purchase reciprocating will packages we give a discount. Reciprocating just means the husband names the wife and the wife names the husband. Those four documents are:
As mentioned above, everyone's estate planning needs will be different. However, most plans include one or more of the following documents:
Your will is an essential piece of documentation and is often considered the cornerstone of a proper estate plan. Generally speaking, your will is a document that dictates the distribution of your assets after your death. Having an iron-clad will is one of the best ways to make sure that your wishes are communicated clearly. As is the case with most estate planning, it is highly recommended that you work with an estate planning attorney in Kiawah Island, SC, to create and update your will.
The contents of a will typically include:
Without a will in place, the State of South Carolina will decide how to distribute assets to your beneficiaries. Allowing the state to distribute your assets is often an unfavorable route to take, since the settlement process may not include what you had in mind for your survivors. Having a will drafted that reflects your wishes will prevent such a situation from happening.
Despite its name, a living will does not instruct your survivors on what assets go where. Also called an advanced directive, your living will allows you to state your end-of-life medical wishes if you have become unable to communicate. This important document provides guidance to family members and doctors and solidifies certain issues like whether you should be resuscitated after an accident.
For example, it's common to direct that palliative care (care to decrease pain and suffering) always be administered if needed. Conversely, you may state that certain measures are not allowed, like CPR.
Traditionally, a trust is used to minimize estate taxes and maximize other benefits as part of a well-rounded estate plan. This fiduciary agreement lets a trustee hold your assets on behalf of your beneficiaries. There are many ways to arrange a trust to specify when and how your assets are distributed.
With a trust in place, your beneficiaries can avoid going to probate. That means they may be able to gain access to your assets quicker than when they are transferred with a standard will. Assets placed in a trust can pass outside of probate, which will save you and your family time, money, and stress.
There are two distinct trust categories that you should be aware of: revocable and irrevocable.
Also called a living trust, a revocable trust helps assets circumvent probate. With this trust, you can control your assets while you are still alive. These trusts are flexible and may be dissolved at any point in time. This type of trust becomes irrevocable upon your death. Revocable trusts can help you avoid the pitfalls of probate but be aware that they are usually still taxable.
This kind of trust transfers assets out of your estate so that they are not taxed and do not have to go through probate. However, once an irrevocable trust has been executed, it may not be altered. That means that once you establish this kind of trust, you lose control of its assets and cannot dissolve the trust. If your primary goal is to avoid taxes on your estate, setting up an irrevocable could be a wise choice.
When drafted with the help of an estate planning lawyer in Kiawah Island, SC, your trust can also:
When constructed properly, a trust can protect your estate from your heirs' creditors. This can be a huge relief for beneficiaries who might need to brush up on money management skills.
Probate records are made available for public consumption. With a trust, you may have the choice of having your assets pass outside of probate court so that they remain private. In the process, you may also save money that you would lose to taxes and court fees.
Because you can specify the exact terms of a trust, you have more control over who receives your assets and when they receive them. As an example, you can set up a revocable trust so that your assets are attainable while you're alive. When you pass, remaining assets are distributed, even in complex situations involving children from multiple marriages.
If you know that you need to provide for your family and loved ones after your death, it's time to develop your estate plan. With Cobb Hammett Law Firm by your side, planning your estate doesn't have to be difficult. However, it does need to be accurate and executed exactly to your wishes something that we have been helping clients achieve for years. Don't leave your legacy up to chance contact our office today and secure your future generations.
CONTACT USNew Pacaso Home on Kiawah Island Sells Out Before Launch, Highlighting Demand for Lowcountry Co-Ownership New Pacaso Home on Kiawah Island Sells Out Before Launch, Highlighting Demand for Lowcountry Co-OwnershipPR NewswirePre-launch sellout underscores strong demand for luxury co-ownership on Kiawah Island, South Carolina; more Pacaso homes coming soon in this exclusive vacation enclave.KIAWAH ISLAND, S.C., Dec. 22, 2025 /PRNewswire/ -- Pacaso, th...
New Pacaso Home on Kiawah Island Sells Out Before Launch, Highlighting Demand for Lowcountry Co-Ownership
PR Newswire
Pre-launch sellout underscores strong demand for luxury co-ownership on Kiawah Island, South Carolina; more Pacaso homes coming soon in this exclusive vacation enclave.
KIAWAH ISLAND, S.C., Dec. 22, 2025 /PRNewswire/ -- Pacaso, the leading technology-enabled real estate marketplace for co-owned second homes, today announced that its newest Kiawah Island residence, Sea Marsh, sold out entirely before officially launching to the public. All ownership shares were claimed rapidly, underscoring the growing demand for luxury co-ownership opportunities on one of the East Coast's most sought-after barrier islands.
The swift sellout reflects strong buyer interest in Kiawah Island and the Lowcountry lifestyle. Pacaso plans to add more homes on the island in the coming months.
"Kiawah Island continues to resonate deeply with buyers looking for a refined coastal escape," said Austin Allison, CEO and co-founder of Pacaso. "The fact that Sea Marsh sold out before launch speaks to both the strength of demand here and the appeal of Pacaso's fully managed co-ownership model. We're excited to bring additional homes to Kiawah Island soon to meet that demand."
Sea Marsh pairs modern coastal design with the relaxed rhythm of island living. Expansive windows fill the open-concept great room with natural light, while the chef's kitchen features a large island, premium appliances, and custom finishes. Outside, a private pool, patio, and outdoor kitchen invite long afternoons in the sea breeze.
Every detail at Sea Marsh has been meticulously curated—from designer furnishings to integrated smart home technology—creating a turnkey experience that feels both luxurious and welcoming.
To explore co-ownership opportunities at Sea Marsh or learn more about Pacaso homes on Kiawah Island, visit www.pacaso.com.
About Pacaso
Co-founded by Austin Allison and Spencer Rascoff in 2020, Pacaso® is a technology-enabled marketplace that modernizes real estate co-ownership, enabling families to effortlessly own a luxury vacation home. Pacaso curates private residences in top destinations worldwide, with exceptional design and amenities. After purchase, Pacaso professionally manages the home, handles maintenance and scheduling, and ensures seamless resale through its proprietary platform.
View original content to download multimedia:https://www.prnewswire.com/news-releases/new-pacaso-home-on-kiawah-island-sells-out-before-launch-highlighting-demand-for-lowcountry-co-ownership-302648257.html
SOURCE Pacaso
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KIAWAH ISLAND, S.C. (WCSC) — For residents and visitors on Kiawah Island, emergency medical care is now much closer to home.Medical University of South Carolina Health, in collaboration with Kiawah Partners, has developed a new free-standing emergency room on the island, significantly reducing what has traditionally been a more than 20-mile drive to the nearest hospital-based emergency department.The facility is designed to provide around-the-clock emergency care while also serving as a critical gateway for patients who n...
KIAWAH ISLAND, S.C. (WCSC) — For residents and visitors on Kiawah Island, emergency medical care is now much closer to home.
Medical University of South Carolina Health, in collaboration with Kiawah Partners, has developed a new free-standing emergency room on the island, significantly reducing what has traditionally been a more than 20-mile drive to the nearest hospital-based emergency department.
The facility is designed to provide around-the-clock emergency care while also serving as a critical gateway for patients who need more advanced treatment.
Beyond shortening drive times, the new ER is paired with expanded air medical access. MUSC Health recently introduced a new medical helicopter expected to reduce the time it takes to transport patients from Kiawah Island to MUSC’s main hospital in downtown Charleston. Health leaders say the combination of air transport and on-island emergency care could be a game changer for coastal communities.
The facility is equipped with state-of-the-art technology, including mobile X-ray capabilities, a primary care clinic and physical therapy services. MUSC Health says the site is part of a long-term, 12-year development plan aimed at serving a community that has historically traveled 20 to 50 miles for emergency services, often facing heavy traffic that can significantly delay care.
MUSC Health President David Cole said the travel burden was a major factor in bringing emergency services to the island.
“If you’re somebody who lives on Kiawah, there’s an understanding pretty quickly that you’re about an hour away when you have an emergency,” Cole said. “What this does is provide care minutes away. If you take a fall or have an emergency, you now have a 24-hour emergency room without having to worry about traffic or getting stuck on the highway.”
The free-standing emergency room will operate 24/7 and is expected to be open to the public by Dec. 18.
Just a twenty minute drive from Charleston’s stoic steeples and stately single houses, Sullivan’s Island, with its storybook cottages and pristine beach, is the charmingly sun-bleached answer to the Holy City’s pomp and circumstance. Sullivan’s is also a secret locals are keen to keep. The small island measures only two and a half miles long, but the town punches well above its weight when it comes to natural beauty, historical significance, curb appeal, and places to eat, drink, and shop. Here are the best things to ...
Just a twenty minute drive from Charleston’s stoic steeples and stately single houses, Sullivan’s Island, with its storybook cottages and pristine beach, is the charmingly sun-bleached answer to the Holy City’s pomp and circumstance. Sullivan’s is also a secret locals are keen to keep. The small island measures only two and a half miles long, but the town punches well above its weight when it comes to natural beauty, historical significance, curb appeal, and places to eat, drink, and shop. Here are the best things to do on Sullivan’s Island.
With 2.5 miles of Atlantic Ocean-fronting shoreline, Sullivan’s Island’s main draw is its pristine shoreline, a wide sandy stretch prime for sandcastle-building and sunbathing. Called “Stations” as a nod to the trolley line that once ran in the area, the island’s wayfaring points also serve as easy meet-ups for beach access. Each station has its perks: If you want to stay close to the main drag of Middle Street, with all of its restaurants and shops, Stations 21, 22, and 22 ½ are your best bets; If you want to be a little farther from the action and close to the lighthouse, try Station 18 ½.
Connecting the Charleston Light (the iconic black-and-white lighthouse) to Fort Moultrie (the Revolutionary War-era fort that’s now a National Historic Park), this two-mile trail winds through the island’s maritime forest for a different perspective of the spot’s natural beauty.
The Lowcountry is shrimp country, and at this fish-camp-inspired restaurant, you’ll find the best local ones, pulled straight from nearby Shem Creek. Try them fried with garlic aioli or stirred into fried Carolina Gold rice with fresno chilis and XO sauce. If you’ve got a thirsty crew, wash it all down with the Big Fish Jug of Margs.
sullivansseafoodandbar.com; 2019 Middle St., Sullivan's Island, SC 29482
With a menu inspired by local, seasonal ingredients and surrounds informed by the area’s maritime culture, the self-proclaimed “eclectic Southern” restaurant isn’t dishing what you’d necessarily expect for beach-town fare. That’s due largely in part to its chef, two-time James Beard Award nominee Jacques Larson, whose menu includes house-made pastas and “Lowcountry frites,” polenta fries served with comeback sauce. Not in the mood to come off the beach for dinner? Pick up a wood-fired pizza for a sunset picnic on the sand.
theobstinatedaughter.com; 2063 Middle St., Sullivan's Island, SC 29483
The sister restaurant to concepts first born in St. John and St. Thomas in the U.S. Virgin Islands, The Longboard celebrates seafood in its freshest, lightest forms, with dishes like poke bowls, ceviche, and sushi wraps. Don’t miss Oyster Happy Hour (weekdays 11 a.m. to 5 p.m. and weekends 3 p.m. to 5 p.m.), with its rotating selection of the bivalves, served raw, grilled, dressed, or as shooters.
thelongboardsullivans.com; 2213-B Middle St., Sullivan's Island, SC 29482
When you’ve tired of seafood, settle into this local favorite for a pulled pork sandwich or perfect smoked wings. Better yet, order “The Board” for your crew of beach bums; it’s a sampler of wings, sausage, ribs, pulled pork, and turkey, served with a trio of their memorable sides, like the mac & cheese or collard greens. Be sure to try their signature sipper, the Gamechanger, a frozen fruity concoction with two kinds of rum. They even sell the mix, should you want to make it at home.
hometeambbq.com; 2209 Middle St.; Sullivan’s Island, SC 29482
So named for Edgar Allen Poe, the famed poet who was stationed on Sullivan’s Island with the U.S. Army in 1827 and 1828, the gastropub is the town’s destination for burgers and fish tacos. Roll off the beach in your cover-up and flip flops for lunch at one of the umbrella-shaded picnic tables out front.
poestavern.com; 2210 Middle St., Sullivan’s Island, SC 29482
Rethink the kitschy airbrushed-tee-filled surf shops you’re accustomed to seeing in beach towns. Generally speaking, that’s not the vibe on Sullivan’s, but especially not at this thoughtfully curated boutique, where Vogue veteran and owner Katie Poole sells effortlessly stylish women’s clothing (think hand-blocked prints and flirty silhouettes) and accessories, along with some kids’ offerings.
bennieandcoco.com; 2213 Middle St., Sullivan's Island, SC, 29482
Forget the stuffy gallery experiences you’ve had in the past. At this spot on the island’s main drag, you can shop everything from paintings to ceramics. And given that the welcoming spot highlights pieces at a variety of prices, you’re sure to find a memorable keepsake of your time in the Lowcountry. And should you make a detour to Charleston, be sure to visit its downtown counterpart Dare Gallery, on Broad Street, which has a contemporary sculpture garden.
sandpipergallery.net; 2201 Middle St., Sullivan's Island, SC, 29482
Shop handmade jewelry by SCAD grad Ashley Reid Martin, along with other giftable finds, like natural beauty finds and hand-painted greeting cards, at this bright and airy outpost that’s positioned in the middle of all the action.
shopgoldbug.com; 2205-E Middle St., Sullivan's Island, SC 29482
This special community gathering spot has a little something for everybody, peddling a wide-ranging collection of art and home and garden goods. Plus, they offer plant-potting services for the green-thumb-challenged and host creative events like sourdough workshops and Mahjong lessons.
makers-post.com; 2019 B. Middle St., Sullivan's Island, SC 29482
First settled in the late 17th century, Sullivan’s Island has its own Historic District that’s listed on the National Register. Stroll Middle Street, I’on Avenue, and Central Avenue between Stations 17 and 18 ½ to see private homes that once served as both military properties and residential dwellings and were built between 1870 (like the Dr. John B. Patrick House on Middle Street) through about 1950 (like the Fort Moultrie Chapel on Central Avenue, built in 1944). For true, stop-in-your-stroll cottage charm, make sure to walk past circa-1900 1808 I’On Avenue—a prime example of the architectural type. (Just don’t stare or linger for too long! It’s a private residence.)
Built in 1962 and officially called the Charleston Light, the black-and-white lighthouse that rises above the beach has become synonymous with the island—with most locals referring to it as the Sullivan’s Island Lighthouse. While it’s not open to the public, you can read the explanatory markers on your way to the beach at Station 18 ½. It also makes for a great photo opp from the sand.
Still under construction as the Revolutionary War began, this coastal garrison (the island’s first) was notably built from palmetto logs and sand. Even so, the British advance was thwarted by the defensive efforts there, saving Charleston from a 1776 occupation (it eventually fell in 1780) and it was renamed for its victorious Commander William Moultrie. The original fell into disrepair, as did the second that was built in its place. Finally, a third brick iteration was completed in 1809. It served as a garrison for the Federal troops, and once they abandoned it, by the Confederacy. It was modernized in the 1870s and was used until World War II. Operated by the National Park Service, it’s worth a visit for anyone interested in military history, as it’s been restored to showcase its various functions from 1809 to 1947.
nps.gov; 1214 Middle St., Sullivan's Island, SC 29482