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Estate Planning Attorney inCharleston, SC
Did you know that one in two U.S. citizens have yet to create a plan for their estate? Just about everyone knows they need to get their affairs in order, but most people procrastinate when it comes to estate planning. It's an uncomfortable subject to think about. After all, nobody wants to ponder their death and what happens to their assets when they pass. However, working with an estate planning lawyer in Charleston, SC, protects you, your loved ones, and your assets, both while you're alive and after you have died. There isn't a perfect time to plan your estate, but there is a right time and that time is now.
We understand that there is no "one-size-fits-all" solution to your estate planning needs. That's why, at Cobb Hammett Law Firm, we make a concerted effort to speak with our clients personally so that we can create an estate plan that is as unique as they are. Our estate plans are comprehensive, cost-effective, and catered to you. That way, your family is provided if you are incapacitated or pass away.
At the end of the day, our goal is to make sure that every one of our clients leaves our office feeling less stressed and more informed. Peace of mind is valuable currency these days. Why worry about the future of your loved ones when you can use South Carolina law to ensure their stability?
Many of the clients in Charleston, SC that walk through our doors have significant questions that require serious answers. They're filled with doubt, stress, and worry. They're worried about their children, their spouse, their relatives, or all the above. They ask questions like:
- How much does estate planning cost?
- What kind of results can I expect?
- How long will this process take?
If these questions sound familiar, know that you are not alone. At Cobb Hammett Law Firm, we have worked with hundreds of clients just like you. Sometimes, these clients are unsatisfied with their current estate planning attorney in Charleston, SC. Other times, they have been served with confusing papers or documents that leave them feeling overwhelmed. In either case, clients come to our office knowing they need to manage what is often a sudden, foreign situation.
The good news? We sit down with all new clients for an hour at no extra cost. We do so to get a basic sense of their situation and help steer them in the right direction. That way, they can leave our office feeling a little wiser and a lot better about the future.
Our firm specializes in several areas of estate planning and family law, including:
- Estate Planning
- Last Will and Testament
- Living Wills
- Heath Care Power of Attorney
- Living Wills
- Irrevocable Trusts
- Revocable Trusts
- Retirement Trusts
- Special Needs Trusts
The Cobb Hammett
Difference
At Cobb Hammett, LLC, estate planning is like second nature to us. Having worked hundreds upon hundreds of cases, we have the knowledge and experience to assist with all the estate planning needs that you or your family have.
As our client, you will always work directly with your attorney. We do not pass cases off to paralegals or junior associates. Because your concerns and questions don't end when our office closes, we encourage our clients to contact us at any time.
Because we limit the number of cases we accept, we have the time and resources to truly dedicate ourselves to each of our clients. Unlike some competitors, we care about the outcome of every case because we know that our clients' future depends on it.
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What is Estate Planning in
Charleston, SC?
The word "estate" might make you think of a sprawling mansion in the French countryside. The truth is, you don't have to be rich to have an estate. In fact, most people already have an estate. An estate comprises the assets that a person owns like cars, bank accounts, real estate, businesses, and other possessions. Everyone's estate is different, but we all have one thing in common: none of us can take our estates with us when we die. When that does eventually happen, you will need legal instructions that state who gets what from your estate in plain terms.That, in a nutshell, is estate planning building a framework in advance that names the organizations or people that should receive your assets after you die. Planning your estate now helps make life much easier for your family down the line.
A good estate plan covers more than fiscal assets, however. A comprehensive
estate plan should include the following:
- If you have children who are minors, instructions as to who will be their guardian when you die.
- Long-term care insurance if you suffer from an extended injury or illness.
- Instructions that dictate what happens to you and your financial affairs if you become incapacitated before death.
- Instructions on the transfer of your business after retirement, incapacity, disability, or death.
- Instructions on how to provide for loved ones who might need help managing money or who need protection from creditors.
- Probate and tax avoidance that help minimize court fees, taxes, and legal fees.
- Planning Medicaid payments.
- Instructions that help complete or update beneficiary designations.
- Assist family members who have special needs without disqualifying them from government benefits.
Contrary to popular belief, estate planning isn't just for adults who are approaching retirement age. Estate planning is for everyone. After all, we're all getting older, and none of us know exactly when it will be our time to go.
The Basics of Estate Planning
in Charleston, SC
Although estate planning can be complicated, a well-rounded plan makes a huge difference in what is left to your beneficiaries. Before you start planning your estate, it's important to know a few common topics that may arise as you detail your needs.
Working with a Tax Advisor and Estate Planning
Attorney in Charleston, SC
Working with a veteran estate planning lawyer is a no-brainer, but you should consider working with a tax advisor too. Your attorney's role is to help guide you through the creation of your estate planning documents. Common documents include your will, health care directives, and power of attorney. Your tax advisor will help guide you through tax issues associated with your estate planning needs.
In this relationship, you make the decisions while your attorney and tax advisor help you understand and think through the options you're considering. As a team, they will help you state your wishes clearly while minimizing mistakes and adjusting your plans as they change. Because significant savings can result from thorough, informed planning, you should seriously consider working with a tax advisor in addition to your estate planning attorney.
Maximizing
Your Estate
If there were one overriding theme of estate planning, it would be maximizing what you plan to leave behind. Thinking through how each of your assets will be distributed is crucial to your estate. Your decisions may change depending on the type of asset, its size, how old you are, and several other factors. With an attorney on your side, you will gain a thorough understanding of what actions you should take to care for your family while minimizing expenses like taxes and court fees.
Inheritance, Estate,
and Gift Taxes
One of the biggest parts of maximizing what you're leaving behind is to minimize taxes. Federal taxes on estates and gifts are incredibly high. Both forms of taxes usually have exemption limits, which means you can give up to a specific amount without being taxed. Your lawyer can achieve that by using the gift tax exemption to move assets while you are still alive. This strategy maximizes how much your beneficiaries will receive.
Inheritance taxes are often based on the value of your estate and paid prior to asset distribution to your beneficiaries.
Choosing the Executor of Your Will
The executor of your estate plays a key role in your affairs. Their responsibilities include carrying out the terms of your will and seeing the estate settlement process through until the end. Obviously, such a role demands a qualified person. Choosing your executor isn't an easy decision. The person you select should be great at managing money, be savvy financially, and show an ability to be patient. That's because the executor is tasked with:
- Collecting Your Assets
- Paying Outstanding Bills
- Submitting Tax Returns
- Petitioning the Court for Documents
- Distributing Assets to Your Beneficiaries
If the person that you choose as executor is inexperienced with the estate settlement process, it is recommended that they lean on an estate planning attorney in Charleston, SC for guidance. It should be noted that you may appoint more than a single executor to your estate. This is common when two individuals have complementary personalities or skill sets.
The Benefits of Estate Planning
in Charleston, SC
One of the biggest benefits of planning your estate is the peace of mind it brings to you and your family. With the help of our expert estate planning attorneys, you have the power to protect your assets, privacy, and children's welfare. You can also potentially save money on taxes or even avoid probate. By having your wishes legally documented before death or incapacity, you can minimize any impact on your beneficiaries and take control of your legacy. Without a comprehensive estate plan, you're leaving the future of your loved ones in the hands of the South Carolina court system.
With an estate plan in place, you can plan for incapacity by using a power of attorney or advanced medical directives. Doing so relieves your loved ones of the burden of asking the court for the authority to fulfill your wishes.
At Cobb Hammett Law Firm, we are committed to helping you prepare for both the expected and unexpected through years of experience and a fierce dedication to our clients. From establishing trusts to designing business succession plans, we are here to fight for you.
At Cobb Hammett we offer a "Will Package" that includes 4 necessary documents.
If a husband and wife each purchase reciprocating will packages we give a discount. Reciprocating just means the husband names the wife and the wife names the husband. Those four documents are:
- Last will and testament
- Healthcare power of attorney
- Durable power of attorney
- living will
Common Documents Included
in Your Estate Plan
As mentioned above, everyone's estate planning needs will be different. However, most plans include one or more of the following documents:
Will
Your will is an essential piece of documentation and is often considered the cornerstone of a proper estate plan. Generally speaking, your will is a document that dictates the distribution of your assets after your death. Having an iron-clad will is one of the best ways to make sure that your wishes are communicated clearly. As is the case with most estate planning, it is highly recommended that you work with an estate planning attorney in Charleston, SC, to create and update your will.
The contents of a will typically include:
- Designation of the executor, who is responsible for adhering to the provisions of your will.
- Designation of beneficiaries the people who will be inheriting your assets
- Instructions that dictate how and when your beneficiaries will receive assets.
- Instructions that assign guardianship for any minor children.
Without a will in place, the State of South Carolina will decide how to distribute assets to your beneficiaries. Allowing the state to distribute your assets is often an unfavorable route to take, since the settlement process may not include what you had in mind for your survivors. Having a will drafted that reflects your wishes will prevent such a situation from happening.
Living Will
Despite its name, a living will does not instruct your survivors on what assets go where. Also called an advanced directive, your living will allows you to state your end-of-life medical wishes if you have become unable to communicate. This important document provides guidance to family members and doctors and solidifies certain issues like whether you should be resuscitated after an accident.
For example, it's common to direct that palliative care (care to decrease pain and suffering) always be administered if needed. Conversely, you may state that certain measures are not allowed, like CPR.
Trusts
Traditionally, a trust is used to minimize estate taxes and maximize other benefits as part of a well-rounded estate plan. This fiduciary agreement lets a trustee hold your assets on behalf of your beneficiaries. There are many ways to arrange a trust to specify when and how your assets are distributed.
With a trust in place, your beneficiaries can avoid going to probate. That means they may be able to gain access to your assets quicker than when they are transferred with a standard will. Assets placed in a trust can pass outside of probate, which will save you and your family time, money, and stress.
There are two distinct trust categories that you should be aware of: revocable and irrevocable.
Revocable Trust:
Also called a living trust, a revocable trust helps assets circumvent probate. With this trust, you can control your assets while you are still alive. These trusts are flexible and may be dissolved at any point in time. This type of trust becomes irrevocable upon your death. Revocable trusts can help you avoid the pitfalls of probate but be aware that they are usually still taxable.
Irrevocable Trust:
This kind of trust transfers assets out of your estate so that they are not taxed and do not have to go through probate. However, once an irrevocable trust has been executed, it may not be altered. That means that once you establish this kind of trust, you lose control of its assets and cannot dissolve the trust. If your primary goal is to avoid taxes on your estate, setting up an irrevocable could be a wise choice.
When drafted with the help of an estate planning lawyer in Charleston, SC, your trust can also:
Protect Your Legacy:
When constructed properly, a trust can protect your estate from your heirs' creditors. This can be a huge relief for beneficiaries who might need to brush up on money management skills.
Privacy and Probate:
Probate records are made available for public consumption. With a trust, you may have the choice of having your assets pass outside of probate court so that they remain private. In the process, you may also save money that you would lose to taxes and court fees.
Control Wealth:
Because you can specify the exact terms of a trust, you have more control over who receives your assets and when they receive them. As an example, you can set up a revocable trust so that your assets are attainable while you're alive. When you pass, remaining assets are distributed, even in complex situations involving children from multiple marriages.
The Top Estate Planning Law Firm in the Lowcountry
If you know that you need to provide for your family and loved ones after your death, it's time to develop your estate plan. With Cobb Hammett Law Firm by your side, planning your estate doesn't have to be difficult. However, it does need to be accurate and executed exactly to your wishes something that we have been helping clients achieve for years. Don't leave your legacy up to chance contact our office today and secure your future generations.
CONTACT USLatest News in Charleston, SC
Charleston lawyer countersues firm partner over use of credit cards, firm funds
Michael Allisonhttps://www.live5news.com/2025/12/16/charleston-lawyer-countersues-firm-partner-over-use-credit-cards-firm-funds/
CHARLESTON, S.C. (WCSC) — A prominent Lowcountry attorney has countersued his law partner for misusing firm money, months after being accused of doing the same himself.The countersuit, filed on Tuesday by David Hoffman, who is the face of the Hoffman Law Firm, alleges that his firm’s partner, Kevin Smith, put over $500,000 of personal expenses, including “excursions” at a downtown adult entertainment business, on a BP gas card belonging to the firm.The suit goes on to allege Smith would attempt to make p...
CHARLESTON, S.C. (WCSC) — A prominent Lowcountry attorney has countersued his law partner for misusing firm money, months after being accused of doing the same himself.
The countersuit, filed on Tuesday by David Hoffman, who is the face of the Hoffman Law Firm, alleges that his firm’s partner, Kevin Smith, put over $500,000 of personal expenses, including “excursions” at a downtown adult entertainment business, on a BP gas card belonging to the firm.
The suit goes on to allege Smith would attempt to make personal purchases on Amazon appear to be made by the firm’s office manager by changing the recipient’s name to hers.
A receipt from the filing purports to show a charge made on Hoffman’s personal firm credit card to fix Smith’s yacht, which the suit alleges is in relation to a yacht business that Smith owns.
Almost three months before Tuesday’s filing, Smith filed a lawsuit against Hoffman, alleging Hoffman committed “actual fraud” by spending firm funds on Botox, mortgage payments and weapons.
In an affidavit filed in November by Smith’s forensic accountant, Christa Yantis, she alleges that between 2017 and 2025 Hoffman spent $10,041,095 of firm funds on personal expenses or transfers to other business entities owned by Hoffman.
Some other payments alleged to have been made by Hoffman include interior and exterior cleaning of his home and costs relating to legal and accounting work.
The Hoffman Law Firm was founded in 2007, but Smith joined the practice in 2012. Around 2014, he became an owner of 49% of the firm, with Hoffman retaining 51%.
In his September lawsuit, Smith claimed that despite the firm only having two members, Hoffman refused to make “equitable distributions” for years.
A forensic accountant stated in court records that the disproportionate share of funds disbursed is $9,400,237.45 for the benefit of Hoffman and that it is highly likely that fraud has occurred.
In an affidavit filed by Hoffman in September, he said, “Both Mr. Smith and I have used firm monies to pay personal expenses,” and also said, “After this controversy arose, I instructed the accountant retained by [the Hoffman Law Firm] to review the tax returns, and to thoroughly go through Quickbook for the relevant period. He has completed the review and amended the tax returns. Those reflect the correction of the transfers made to other accounts.”
“While these transfers are loans to me, and I am responsible for putting them back in the LLC,” Hoffman said.
The Dec. 16 countersuit filed by Hoffman alleged personal expenses made by Smith included:
Among allegations made in initial filings, Hoffman alleged that Smith had discussed his “contemporaneous use of cocaine and other illegal drugs” while at work.
Hoffman’s December countersuit doubled down on these allegations, stating that, “[Smith] indulges in illegal drugs, and he then cannot help himself from regaling the office staff with tales of these ‘adventures’ and his accompanying unlawful conduct.”
Smith has previously denied using cocaine, responding in an email, “I do not use drugs and I believe these accusations are nothing more than retaliation against me for exposing Hoffman’s financial misconduct.”
In September, multiple affidavits were filed by Hoffman and eight other employees at the Hoffman Law Firm filed affidavits alleging that Smith wasn’t productive at work.
“Mr. Smith has done absolutely nothing with regard to the management of the law firm, and he has done comparatively little in the way of productivity.” Hoffman stated, “For quite some time, I have been dissatisfied with Mr. Smith and his behaviors. I suffered along but was increasingly dissatisfied of the effect it was having on our firm.”
Hoffman paralegal, Tracie Hopkins, said in her affidavit that, “When [Smith] was in the office, he spent an inordinate amount of time focusing upon his charter yacht business to the detriment of his case load. I overheard him talking on the telephone on many occasions about scheduling the charter boat.”
Hoffman office manager Stephanie Mills said, “He travels frequently across the country and internationally, performing at music festivals. He has on occasion discussed with me and others his partying life, including the use of illicit drugs, such as marijuana and cocaine.”
Hoffman claims in court filings that he had discussed with various legal counsel the need for the Hoffman Law Firm to remove Smith from the firm, leading up to August, on the basis of his alleged workplace conduct.
Judge Patrick Fant said in a September order that Hoffman was required to stop restricting financial records from Smith.
Fant addressed the contents of affidavits filed by Hoffman and his employees.
“Mr. Hoffman’s affidavit and those of the Firm employees do not provide a basis for denying the plaintiffs the temporary relief requested,” Fant said.
Hoffman released a statement regarding Tuesday’s countersuit:
Today’s court filing sets forth my response and counterclaims, which detail serious allegations regarding misconduct and financial misuse. I stand firmly behind the allegations set forth in the filing and believe it is important that truth and accountability prevail. While it is unfortunate that this matter has reached this point, addressing it through the proper legal channels is necessary.
Because this is active litigation, I will not litigate these matters in the media and will address them through the court process. This is a private business dispute and does not affect our clients, cases, or the day-to-day operations of Hoffman Law Firm.
Smith released a statement late Tuesday afternoon in response to Hoffman’s countersuit:
This situation has never been about ego, control, or public conflict. My actions have been guided by one obligation above all others. Protect the clients, protect the people who serve them, and protect the integrity of the firm. Clients deserve steady hands, clear communication, and lawyers who put their interests first.
His release continued:
Smith instituted this lawsuit after noticing irregularities on the firm’s tax returns. When Smith requested the firm’s financial records from David Hoffman, he was instructed not to enter the building again and told he would be removed from the law firm due to his “distrust” of Hoffman. Smith filed the lawsuit on behalf of himself and Hoffman Law Firm. The lawsuit seeks a full accounting, an order requiring Hoffman to pay back firm money he used for personal expenses, and an order dissociating David Hoffman from the firm. Shortly after the lawsuit was filed, a Temporary Restraining Order was issued against Hoffman noting Smith was “likely to succeed on the merits of the claim that Defendant Hoffman has breached his duty of loyalty by systematically and routinely using Firm funds for personal use and making unlawful distributions.” The Court went on to find both Smith and Hoffman Law Firm “are likely to succeed on the claims for conversion and fraud.”
In connection with the litigation, a certified public accountant and certified fraud examiner retained to review available records submitted sworn findings describing significant accounting irregularities, incomplete disclosures, and limitations placed on access to historical financial documentation. The examiner noted “(1) widespread misappropriations and self-dealing of the Firm’s funds by Mr. Hoffman; (2) repeated alteration of the Firm’s financial records with what appears to be an intent to conceal these misappropriations and self-dealing by Mr. Hoffman; (3) years of mis-categorizations of transactions which appear to be a result of a lack of understanding of basic record keeping principles by Mr. Hoffman; and (4) efforts to hide information and hinder our examination.” Her review showed Hoffman would print checks to himself, but then change the payee in the accounting records to make it appear those checks were written to some other business related entity. “This is indicative of an intent to conceal the money Mr. Hoffman was paying to himself and disguise the transaction from anyone who would review the books,” according to the examiner.
It is also alleged that Hoffman spent firm money on Botox injections, firearms, boat expenses, home mortgages, tuition payments for his children, lawyers for his divorce, and that he wrote regular checks to individuals with no known connection to legitimate law firm activities. The examiner noted that in one case, Hoffman made an electronic cash transfer to an account for one of his downtown Charleston apartments which he labeled in the firm’s accounting software as a “charitable contribution.”
Smith also alleges a law firm credit card was issued to a family member of Hoffman, who Smith says appears to be using the card for “unrestricted personal spending” that included 194 separate charges by that family member in July 2025 that comprised purchases made overseas during a trip, Uber Eats charges, and gaming purchases.
Smith alleges that based on limited available resources, the examiner estimated that Hoffman misappropriated over $10 million in law firm money to himself and on personal expenses betwene 2017 and 2025 “with still millions of dollars of records to go through.”
The examiner recommended, Smith said, that an independent third party assume responsibility for maintaining accounting records and overseeing financial decisions while the dispute continue to prevent “further risk to firm assets and operations.”
Smith’s release continued:
David Hoffman recently filed his Answer to the lawsuit and included counter claims against Smith. Smith contends Hoffman’s response is nothing more than retaliation and an attempt to divert attention from his financial wrongdoings. Because Hoffman contends he contributed more to the firm’s success than anyone else, Smith released an accounting of both his and Hoffman’s fees which show Smith brought in over $14,000,000 from 2016-2024. Hoffman produced less than $1,500,000 during that period or about 10% of Smith’s production.
Smith has continued working on client matters, cooperating fully with forensic review, and complying with all court directives. He has also posted the required bond and refrained from any actions that would destabilize the firm or prejudice the interests of clients, staff, or the court.
All allegations remain subject to judicial review and determination. He stated that no further public comment will be made while litigation is ongoing in order to respect the legal process and the court’s role in resolving the matter.
How to watch Charleston (SC) Cougars vs. Citadel Bulldogs: Live stream info, TV channel, game time | Dec. 17
Data Skrivehttps://collegesportswire.usatoday.com/story/sports/college/2025/12/17/charleston-cougars-citadel-bulldogs-17-2025-ncaa-mens-basketball-how-to-watch-live-stream-game-time/87806921007/
The Citadel Bulldogs (3-8) will try to halt a five-game road losing skid at the Charleston (SC) Cougars (5-6) on Wednesday, December 17, 2025 at 7 p.m. ET.In its most recent game, Charleston (SC) were winners at home over Charlotte, 74-67. Its top performers were Martin Kalu (18 PTS, 8 REB, 75.00 FG%, 4-6 from 3PT) and Jlynn Counter (17 PTS, 42.86 FG%). In its previous game, Citadel fell to South Carolina 71-55 on the road, with Carter Kingsbury (18 PTS, 57.14 FG%) and Sola Adebisi (9 PTS, 3 BLK, 25.00 FG%) the standout performers....
The Citadel Bulldogs (3-8) will try to halt a five-game road losing skid at the Charleston (SC) Cougars (5-6) on Wednesday, December 17, 2025 at 7 p.m. ET.
In its most recent game, Charleston (SC) were winners at home over Charlotte, 74-67. Its top performers were Martin Kalu (18 PTS, 8 REB, 75.00 FG%, 4-6 from 3PT) and Jlynn Counter (17 PTS, 42.86 FG%). In its previous game, Citadel fell to South Carolina 71-55 on the road, with Carter Kingsbury (18 PTS, 57.14 FG%) and Sola Adebisi (9 PTS, 3 BLK, 25.00 FG%) the standout performers.
Before watching this matchup, here is what you need to know about Wednesday's college basketball action.
Check out: USA TODAY Sports Coaches Poll
Charleston (SC) vs. Citadel: How to watch on TV or live stream
Check out the all new PLAY hub with puzzles, games and more!Cougars vs. Bulldogs odds and spread
College basketball odds courtesy of BetMGM Sportsbook. Odds updated Wednesday at 9:34 a.m. ET. For a full list of sports betting odds, access USA TODAY Sports Betting Scores Odds Hub.
Our team of savvy editors independently handpicks all recommendations. If you purchase through our links, the USA Today Network may earn a commission. Prices were accurate at the time of publication but may change.
Gambling involves risk. Please only gamble with funds that you can comfortably afford to lose. While we do our utmost to offer good advice and information we cannot be held responsible for any loss that may be incurred as a result of gambling. We do our best to make sure all the information that we provide on this site is correct. However, from time to time mistakes will be made and we will not be held liable. Please check any stats or information if you are unsure how accurate they are. No guarantees are made with regards to results or financial gain. All forms of betting carry financial risk and it is up to the individual to make bets with or without the assistance of information provided on this site and we cannot be held responsible for any loss that may be incurred as a result of following the betting tips provided on this site. Past performances do not guarantee success in the future and betting odds fluctuate from one minute to the next. The material contained on this site is intended to inform, entertain and educate the reader and in no way represents an inducement to gamble legally or illegally or any sort of professional advice.
Gannett may earn revenue from sports betting operators for audience referrals to betting services. Sports betting operators have no influence over nor are any such revenues in any way dependent on or linked to the newsrooms or news coverage. Terms apply, see operator site for Terms and Conditions. If you or someone you know has a gambling problem, help is available. Call the National Council on Problem Gambling 24/7 at 1-800-GAMBLER (NJ, OH), 1-800-522-4700 (CO), 1-800-BETS-OFF (IA), 1-800-9-WITH-IT (IN). Must be 21 or older to gamble. Sports betting and gambling are not legal in all locations. Be sure to comply with laws applicable where you reside. It is your sole responsibility to act in accordance with your local laws.
How to watch Charleston (SC) Cougars vs. Charlotte 49ers: Live stream info, TV channel, game time | Dec. 14
Data Skrivehttps://collegesportswire.usatoday.com/story/sports/college/2025/12/14/charleston-cougars-charlotte-49ers-14-2025-ncaa-mens-basketball-how-to-watch-live-stream-game-time/87760778007/
The Charlotte 49ers (4-6) travel to face the Charleston (SC) Cougars (4-6) after losing three consecutive road games. It starts at 4 p.m. ET on Sunday, December 14, 2025.In its previous game, Charleston (SC) lost on the road to South Florida 81-75, with Jlynn Counter (19 PTS, 6 AST, 50.00 FG%, 2-4 from 3PT) and Connor Hickman (15 PTS, 2 STL, 33.33 FG%, 3-10 from 3PT) leading the way. Charlotte lost to Utah State 79-53 at home in its most recent game. Its top scorers were Ben Bradford (13 PTS, 40.00 FG%) and Dezayne Mingo (10 PTS, 40.0...
The Charlotte 49ers (4-6) travel to face the Charleston (SC) Cougars (4-6) after losing three consecutive road games. It starts at 4 p.m. ET on Sunday, December 14, 2025.
In its previous game, Charleston (SC) lost on the road to South Florida 81-75, with Jlynn Counter (19 PTS, 6 AST, 50.00 FG%, 2-4 from 3PT) and Connor Hickman (15 PTS, 2 STL, 33.33 FG%, 3-10 from 3PT) leading the way. Charlotte lost to Utah State 79-53 at home in its most recent game. Its top scorers were Ben Bradford (13 PTS, 40.00 FG%) and Dezayne Mingo (10 PTS, 40.00 FG%, 2-4 from 3PT).
Ahead of this matchup, here's what you need to get ready for Sunday's college basketball action.
Check out: USA TODAY Sports Coaches Poll
Charleston (SC) vs. Charlotte: How to watch on TV or live stream
Check out the all new PLAY hub with puzzles, games and more!Cougars vs. 49ers odds and spread
College basketball odds courtesy of BetMGM Sportsbook. Odds updated Sunday at 3:33 p.m. ET. For a full list of sports betting odds, access USA TODAY Sports Betting Scores Odds Hub.
Our team of savvy editors independently handpicks all recommendations. If you purchase through our links, the USA Today Network may earn a commission. Prices were accurate at the time of publication but may change.
Gambling involves risk. Please only gamble with funds that you can comfortably afford to lose. While we do our utmost to offer good advice and information we cannot be held responsible for any loss that may be incurred as a result of gambling. We do our best to make sure all the information that we provide on this site is correct. However, from time to time mistakes will be made and we will not be held liable. Please check any stats or information if you are unsure how accurate they are. No guarantees are made with regards to results or financial gain. All forms of betting carry financial risk and it is up to the individual to make bets with or without the assistance of information provided on this site and we cannot be held responsible for any loss that may be incurred as a result of following the betting tips provided on this site. Past performances do not guarantee success in the future and betting odds fluctuate from one minute to the next. The material contained on this site is intended to inform, entertain and educate the reader and in no way represents an inducement to gamble legally or illegally or any sort of professional advice.
Gannett may earn revenue from sports betting operators for audience referrals to betting services. Sports betting operators have no influence over nor are any such revenues in any way dependent on or linked to the newsrooms or news coverage. Terms apply, see operator site for Terms and Conditions. If you or someone you know has a gambling problem, help is available. Call the National Council on Problem Gambling 24/7 at 1-800-GAMBLER (NJ, OH), 1-800-522-4700 (CO), 1-800-BETS-OFF (IA), 1-800-9-WITH-IT (IN). Must be 21 or older to gamble. Sports betting and gambling are not legal in all locations. Be sure to comply with laws applicable where you reside. It is your sole responsibility to act in accordance with your local laws.
Charleston (SC) vs. Charlotte Prediction: Expert Picks, Odds, Stats and Best Bets – Sunday, December 14, 2025
Bleacher Nationhttps://www.bleachernation.com/picks/2025/12/13/charleston-sc-vs-charlotte-prediction-spread-total-points-moneyline-picks-sunday-december-14-2025/
The Charlotte 49ers (4-6) are 5.5-point underdogs as they attempt to break a three-game road slide when they take on the Charleston (SC) Cougars (4-6) on Sunday, December 14, 2025 at TD Arena. The matchup airs at 4 p.m. ET on FloCollege. The matchup’s over/under is set at 140.5.Charleston (SC) vs. Charlotte OddsCharleston (SC) vs. Charlotte Promo CodesGame Time and InformationWho Will Win Charleston (SC) vs. Charlotte?Charleston (SC) is 2-1 against the spread when favored by 5.5 points or more...
The Charlotte 49ers (4-6) are 5.5-point underdogs as they attempt to break a three-game road slide when they take on the Charleston (SC) Cougars (4-6) on Sunday, December 14, 2025 at TD Arena. The matchup airs at 4 p.m. ET on FloCollege. The matchup’s over/under is set at 140.5.
Charleston (SC) vs. Charlotte Odds
Charleston (SC) vs. Charlotte Promo Codes
Game Time and Information
Who Will Win Charleston (SC) vs. Charlotte?
Charleston (SC) is 2-1 against the spread when favored by 5.5 points or more this season.
Charlotte has a 2-2 record against the spread in games when it was an underdog by 5.5 points or more this season.
These two teams average 144 points per game combined, 3.5 more than the over/under of 140.5.
Opponents of these two teams have averaged a combined 146.6 points per game, 6.1 more than the over/under for this matchup.
The average point total in Charleston (SC)’s games this year is 8.3 more points than the total of 140.5 in this matchup.
49ers games this season have averaged a total of 141.8 points, 1.3 more than the point total in this matchup.
The Cougars have gone 4-5-0 ATS this season.
The 49ers’ ATS record is 4-5-0 this season.
Charleston (SC) has a -10 scoring differential, putting up 73.9 points per game (258th in college basketball) and allowing 74.9 (221st in college basketball).
Charleston (SC) wins the rebound battle by 3.4 boards on average. It records 35.7 rebounds per game, which ranks 82nd in college basketball, while its opponents grab 32.3 per contest.
The Cougars connect on 6.6 three-pointers per game (287th in college basketball) at a 26.8% rate (357th in college basketball), compared to the 9.1 per contest their opponents make while shooting 35.7% from deep.
Charleston (SC)’s 93.2 points per 100 possessions on offense rank 264th in college basketball, and the 94.5 points it allows per 100 possessions rank 236th in college basketball.
Charlotte has been outscored by 1.6 points per game (posting 70.1 points per game, 317th in college basketball, while giving up 71.7 per outing, 147th in college basketball) and has a -16 scoring differential.
The 31.7 rebounds per game Charlotte accumulates rank 249th in the country, 4.6 more than the 27.1 its opponents grab.
Charlotte makes 7.7 three-pointers per game (198th in college basketball) compared to its opponents’ 7.5. It shoots 33.5% from deep, and its opponents shoot 34.4%.
Charlotte scores 96.1 points per 100 possessions (204th in college basketball), while conceding 98.3 points per 100 possessions (302nd in college basketball).
The leader in points and assists for the Cougars is Jlynn Counter, who scores 12.0 points and dishes out 3.6 assists per game.
Christian Reeves is Charleston (SC)’s best rebounder, hauling in an average of 5.9 boards in each contest while scoring 7.2 points per game.
Martin Kalu makes more threes per game than any other member of the Cougars, knocking down shots from beyond the arc at a clip of 1.5 per contest.
The Charleston (SC) steals leader is Kalu, who averages 1.1 takeaways per game, while its blocks leader is Chol Machot, who compiles 2.6 rejections per contest.
Ben Bradford sits at the top of the 49ers scoring leaderboard with 15.1 points per game. Bradford also grabs 3.2 rebounds and racks up 2.1 assists per game.
Charlotte’s leader in rebounds is Anton Bonke with 9.1 per game, and its leader in assists is Dezayne Mingo with 2.9 per game.
Major Freeman is the most prolific from distance for the 49ers, hitting 1.4 threes per game.
Charlotte’s leader in steals is Bradford with 1.2 per game, and its leader in blocks is Bonke with 1.8 per game.
Charleston (SC) vs. Charlotte Prediction
How to Bet on Charleston (SC) vs. Charlotte
And for more CBB game previews, NCAA basketball picks or even how to bet on college basketball check out the latest NCAAB lines on Betsperts.
Florida State vs. Charleston (SC) TV & Stream – Dec. 14
95.3 WDAEhttps://953wdae.iheart.com/content/2025-12-14-florida-state-vs-charleston-sc-tv-stream-dec-14/
The Florida State Seminoles (4-7) will try to break a three-game losing streak when they host the Charleston (SC) Cougars (6-2) on December 14, 2025 at Donald L. Tucker Civic Center.Watch women's college basketball, other live sports and more on Fubo. What is Fubo? Fubo is a streaming service that gives you access to your favorite live sports and shows on demand. Use our link to sign up. Stat Rank Field Goal % 40.0 196 Opp. Field...
The Florida State Seminoles (4-7) will try to break a three-game losing streak when they host the Charleston (SC) Cougars (6-2) on December 14, 2025 at Donald L. Tucker Civic Center.
Watch women's college basketball, other live sports and more on Fubo. What is Fubo? Fubo is a streaming service that gives you access to your favorite live sports and shows on demand. Use our link to sign up.
| Stat | Rank | |
|---|---|---|
| Field Goal % | 40.0 | 196 |
| Opp. Field Goal % | 43.5 | 311 |
| Rebounds Per Game | 34.9 | 117 |
| Opp. Rebounds Per Game | 35.4 | 286 |
| Turnovers Per Game | 16.0 | 185 |
| Opp. Turnovers Per Game | 13.7 | 306 |
| Stat | Rank | |
|---|---|---|
| Field Goal % | 40.9 | 164 |
| Opp. Field Goal % | 35.4 | 40 |
| Rebounds Per Game | 44.3 | 5 |
| Opp. Rebounds Per Game | 33.3 | 222 |
| Turnovers Per Game | 12.9 | 37 |
| Opp. Turnovers Per Game | 17.0 | 155 |
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| Date | Opponent | Score | Home/Away |
|---|---|---|---|
| 11/23/2025 | Illinois | L 86-63 | Home |
| 11/28/2025 | Missouri State | W 85-75 | Neutral site |
| 11/30/2025 | Oklahoma | L 109-91 | Neutral site |
| 12/3/2025 | Georgia | L 80-60 | Home |
| 12/7/2025 | Notre Dame | L 93-58 | Home |
| 12/14/2025 | Charleston (SC) | - | Home |
| 12/18/2025 | Virginia Tech | - | Home |
| 12/20/2025 | South Carolina State | - | Home |
| 1/1/2026 | Syracuse | - | Away |
| 1/4/2026 | Virginia | - | Home |
| 1/11/2026 | Miami (FL) | - | Away |
| Date | Opponent | Score | Home/Away |
|---|---|---|---|
| 11/18/2025 | North Carolina Central | W 75-60 | Away |
| 11/21/2025 | Quinnipiac | W 75-71 | Away |
| 11/27/2025 | New Mexico State | W 72-42 | Neutral site |
| 11/29/2025 | High Point | L 70-59 | Neutral site |
| 12/2/2025 | Colorado | L 66-47 | Away |
| 12/14/2025 | Florida State | - | Away |
| 12/19/2025 | Cleveland State | - | Neutral site |
| 12/20/2025 | UPR-Mayagüez | - | Neutral site |
| 1/2/2026 | Hofstra | - | Home |
| 1/4/2026 | Northeastern | - | Home |
| 1/9/2026 | William & Mary | - | Away |
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