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Estate Planning Attorney inJohn's Island, SC

Did you know that one in two U.S. citizens have yet to create a plan for their estate? Just about everyone knows they need to get their affairs in order, but most people procrastinate when it comes to estate planning. It's an uncomfortable subject to think about. After all, nobody wants to ponder their death and what happens to their assets when they pass. However, working with an estate planning lawyer in John's Island, SC, protects you, your loved ones, and your assets, both while you're alive and after you have died. There isn't a perfect time to plan your estate, but there is a right time and that time is now.

We understand that there is no "one-size-fits-all" solution to your estate planning needs. That's why, at Cobb Hammett Law Firm, we make a concerted effort to speak with our clients personally so that we can create an estate plan that is as unique as they are. Our estate plans are comprehensive, cost-effective, and catered to you. That way, your family is provided if you are incapacitated or pass away.

At the end of the day, our goal is to make sure that every one of our clients leaves our office feeling less stressed and more informed. Peace of mind is valuable currency these days. Why worry about the future of your loved ones when you can use South Carolina law to ensure their stability?

Many of the clients in John's Island, SC that walk through our doors have significant questions that require serious answers. They're filled with doubt, stress, and worry. They're worried about their children, their spouse, their relatives, or all the above. They ask questions like:

  • How much does estate planning cost?
  • What kind of results can I expect?
  • How long will this process take?

If these questions sound familiar, know that you are not alone. At Cobb Hammett Law Firm, we have worked with hundreds of clients just like you. Sometimes, these clients are unsatisfied with their current estate planning attorney in John's Island, SC. Other times, they have been served with confusing papers or documents that leave them feeling overwhelmed. In either case, clients come to our office knowing they need to manage what is often a sudden, foreign situation.

The good news? We sit down with all new clients for an hour at no extra cost. We do so to get a basic sense of their situation and help steer them in the right direction. That way, they can leave our office feeling a little wiser and a lot better about the future.

Our firm specializes in several areas of estate planning and family law, including:

  • Estate Planning
  • Last Will and Testament
  • Living Wills
  • Heath Care Power of Attorney
  • Living Wills
  • Irrevocable Trusts
  • Revocable Trusts
  • Retirement Trusts
  • Special Needs Trusts

The Cobb Hammett
Difference

At Cobb Hammett, LLC, estate planning is like second nature to us. Having worked hundreds upon hundreds of cases, we have the knowledge and experience to assist with all the estate planning needs that you or your family have.

As our client, you will always work directly with your attorney. We do not pass cases off to paralegals or junior associates. Because your concerns and questions don't end when our office closes, we encourage our clients to contact us at any time.

Because we limit the number of cases we accept, we have the time and resources to truly dedicate ourselves to each of our clients. Unlike some competitors, we care about the outcome of every case because we know that our clients' future depends on it.

Estate Planning Attorney John's Island, SC The-Cobb-Dill-Hammett-Difference
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What Our Clients Say

What is Estate Planning in
John's Island, SC?

The word "estate" might make you think of a sprawling mansion in the French countryside. The truth is, you don't have to be rich to have an estate. In fact, most people already have an estate. An estate comprises the assets that a person owns like cars, bank accounts, real estate, businesses, and other possessions. Everyone's estate is different, but we all have one thing in common: none of us can take our estates with us when we die. When that does eventually happen, you will need legal instructions that state who gets what from your estate in plain terms.That, in a nutshell, is estate planning building a framework in advance that names the organizations or people that should receive your assets after you die. Planning your estate now helps make life much easier for your family down the line.

Estate Planning Lawyer John's Island, SC
A good estate plan covers more than fiscal assets, however. A comprehensive
estate plan should include the following:
  • If you have children who are minors, instructions as to who will be their guardian when you die.
  • Long-term care insurance if you suffer from an extended injury or illness.
  • Instructions that dictate what happens to you and your financial affairs if you become incapacitated before death.
  • Instructions on the transfer of your business after retirement, incapacity, disability, or death.
  • Instructions on how to provide for loved ones who might need help managing money or who need protection from creditors.
  • Probate and tax avoidance that help minimize court fees, taxes, and legal fees.
  • Planning Medicaid payments.
  • Instructions that help complete or update beneficiary designations.
  • Assist family members who have special needs without disqualifying them from government benefits.

Contrary to popular belief, estate planning isn't just for adults who are approaching retirement age. Estate planning is for everyone. After all, we're all getting older, and none of us know exactly when it will be our time to go.

The Basics of Estate Planning
in John's Island, SC

Although estate planning can be complicated, a well-rounded plan makes a huge difference in what is left to your beneficiaries. Before you start planning your estate, it's important to know a few common topics that may arise as you detail your needs.

1.

Working with a Tax Advisor and Estate Planning
Attorney in John's Island, SC

Working with a veteran estate planning lawyer is a no-brainer, but you should consider working with a tax advisor too. Your attorney's role is to help guide you through the creation of your estate planning documents. Common documents include your will, health care directives, and power of attorney. Your tax advisor will help guide you through tax issues associated with your estate planning needs.

In this relationship, you make the decisions while your attorney and tax advisor help you understand and think through the options you're considering. As a team, they will help you state your wishes clearly while minimizing mistakes and adjusting your plans as they change. Because significant savings can result from thorough, informed planning, you should seriously consider working with a tax advisor in addition to your estate planning attorney.

Law Firm John's Island, SC
2.

Maximizing
Your Estate

If there were one overriding theme of estate planning, it would be maximizing what you plan to leave behind. Thinking through how each of your assets will be distributed is crucial to your estate. Your decisions may change depending on the type of asset, its size, how old you are, and several other factors. With an attorney on your side, you will gain a thorough understanding of what actions you should take to care for your family while minimizing expenses like taxes and court fees.

Estate Planning Law John's Island, SC
3.

Inheritance, Estate,
and Gift Taxes

One of the biggest parts of maximizing what you're leaving behind is to minimize taxes. Federal taxes on estates and gifts are incredibly high. Both forms of taxes usually have exemption limits, which means you can give up to a specific amount without being taxed. Your lawyer can achieve that by using the gift tax exemption to move assets while you are still alive. This strategy maximizes how much your beneficiaries will receive.

Inheritance taxes are often based on the value of your estate and paid prior to asset distribution to your beneficiaries.

Estate Planning Attorney John's Island, SC

Choosing the Executor of Your Will

The executor of your estate plays a key role in your affairs. Their responsibilities include carrying out the terms of your will and seeing the estate settlement process through until the end. Obviously, such a role demands a qualified person. Choosing your executor isn't an easy decision. The person you select should be great at managing money, be savvy financially, and show an ability to be patient. That's because the executor is tasked with:

  • Collecting Your Assets
  • Paying Outstanding Bills
  • Submitting Tax Returns
  • Petitioning the Court for Documents
  • Distributing Assets to Your Beneficiaries

If the person that you choose as executor is inexperienced with the estate settlement process, it is recommended that they lean on an estate planning attorney in John's Island, SC for guidance. It should be noted that you may appoint more than a single executor to your estate. This is common when two individuals have complementary personalities or skill sets.

The Benefits of Estate Planning
in John's Island, SC

One of the biggest benefits of planning your estate is the peace of mind it brings to you and your family. With the help of our expert estate planning attorneys, you have the power to protect your assets, privacy, and children's welfare. You can also potentially save money on taxes or even avoid probate. By having your wishes legally documented before death or incapacity, you can minimize any impact on your beneficiaries and take control of your legacy. Without a comprehensive estate plan, you're leaving the future of your loved ones in the hands of the South Carolina court system.

With an estate plan in place, you can plan for incapacity by using a power of attorney or advanced medical directives. Doing so relieves your loved ones of the burden of asking the court for the authority to fulfill your wishes.

At Cobb Hammett Law Firm, we are committed to helping you prepare for both the expected and unexpected through years of experience and a fierce dedication to our clients. From establishing trusts to designing business succession plans, we are here to fight for you.

At Cobb Hammett we offer a "Will Package" that includes 4 necessary documents.

If a husband and wife each purchase reciprocating will packages we give a discount. Reciprocating just means the husband names the wife and the wife names the husband. Those four documents are:

  • Last will and testament
  • Healthcare power of attorney
  • Durable power of attorney
  • living will

Common Documents Included
in Your Estate Plan

As mentioned above, everyone's estate planning needs will be different. However, most plans include one or more of the following documents:

1.

Will

Your will is an essential piece of documentation and is often considered the cornerstone of a proper estate plan. Generally speaking, your will is a document that dictates the distribution of your assets after your death. Having an iron-clad will is one of the best ways to make sure that your wishes are communicated clearly. As is the case with most estate planning, it is highly recommended that you work with an estate planning attorney in John's Island, SC, to create and update your will.

The contents of a will typically include:

  • Designation of the executor, who is responsible for adhering to the provisions of your will.
  • Designation of beneficiaries the people who will be inheriting your assets
  • Instructions that dictate how and when your beneficiaries will receive assets.
  • Instructions that assign guardianship for any minor children.

Without a will in place, the State of South Carolina will decide how to distribute assets to your beneficiaries. Allowing the state to distribute your assets is often an unfavorable route to take, since the settlement process may not include what you had in mind for your survivors. Having a will drafted that reflects your wishes will prevent such a situation from happening.

Estate Planning Lawyer John's Island, SC
2.

Living Will

Despite its name, a living will does not instruct your survivors on what assets go where. Also called an advanced directive, your living will allows you to state your end-of-life medical wishes if you have become unable to communicate. This important document provides guidance to family members and doctors and solidifies certain issues like whether you should be resuscitated after an accident.

For example, it's common to direct that palliative care (care to decrease pain and suffering) always be administered if needed. Conversely, you may state that certain measures are not allowed, like CPR.

Law Firm John's Island, SC
3.

Trusts

Traditionally, a trust is used to minimize estate taxes and maximize other benefits as part of a well-rounded estate plan. This fiduciary agreement lets a trustee hold your assets on behalf of your beneficiaries. There are many ways to arrange a trust to specify when and how your assets are distributed.

With a trust in place, your beneficiaries can avoid going to probate. That means they may be able to gain access to your assets quicker than when they are transferred with a standard will. Assets placed in a trust can pass outside of probate, which will save you and your family time, money, and stress.

There are two distinct trust categories that you should be aware of: revocable and irrevocable.

Estate Planning Law John's Island, SC

Revocable Trust:

Also called a living trust, a revocable trust helps assets circumvent probate. With this trust, you can control your assets while you are still alive. These trusts are flexible and may be dissolved at any point in time. This type of trust becomes irrevocable upon your death. Revocable trusts can help you avoid the pitfalls of probate but be aware that they are usually still taxable.

Irrevocable Trust:

This kind of trust transfers assets out of your estate so that they are not taxed and do not have to go through probate. However, once an irrevocable trust has been executed, it may not be altered. That means that once you establish this kind of trust, you lose control of its assets and cannot dissolve the trust. If your primary goal is to avoid taxes on your estate, setting up an irrevocable could be a wise choice.

When drafted with the help of an estate planning lawyer in John's Island, SC, your trust can also:

Protect Your Legacy:

When constructed properly, a trust can protect your estate from your heirs' creditors. This can be a huge relief for beneficiaries who might need to brush up on money management skills.

Privacy and Probate:

Probate records are made available for public consumption. With a trust, you may have the choice of having your assets pass outside of probate court so that they remain private. In the process, you may also save money that you would lose to taxes and court fees.

Control Wealth:

Because you can specify the exact terms of a trust, you have more control over who receives your assets and when they receive them. As an example, you can set up a revocable trust so that your assets are attainable while you're alive. When you pass, remaining assets are distributed, even in complex situations involving children from multiple marriages.

The Top Estate Planning Law Firm in the Lowcountry

If you know that you need to provide for your family and loved ones after your death, it's time to develop your estate plan. With Cobb Hammett Law Firm by your side, planning your estate doesn't have to be difficult. However, it does need to be accurate and executed exactly to your wishes something that we have been helping clients achieve for years. Don't leave your legacy up to chance contact our office today and secure your future generations.

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Latest News in John's Island, SC

Johns Island community shares thoughts on potential sales tax extension

JOHNS ISLAND, S.C. (WCSC) - Johns Island community members shared what they want to see with a potential sales tax extension.Charleston County leaders are gathering ideas from residents on how dollars should be used from a potential extension of the half-cent Transportation Sales Tax.The county’s sales tax approaches an expiry date in 2027. Council leaders are deciding how an estimated $4.2 billion will be used for future transportation, transit and green space improvements if the tax is extended.The Johns Island c...

JOHNS ISLAND, S.C. (WCSC) - Johns Island community members shared what they want to see with a potential sales tax extension.

Charleston County leaders are gathering ideas from residents on how dollars should be used from a potential extension of the half-cent Transportation Sales Tax.

The county’s sales tax approaches an expiry date in 2027. Council leaders are deciding how an estimated $4.2 billion will be used for future transportation, transit and green space improvements if the tax is extended.

The Johns Island community met leaders at Saint Johns High School Wednesday to share their input.

The meeting falls under a series of Charleston County opportunities.

Some residents raised concerns about how leaders will prioritize necessary projects county-wide with the limited amount of funds if the tax is extended.

County leaders say the future of the Mark Clark extension or Interstate 526 from West Ashley would not be considered in the upcoming referendum. Leaders say the county withdrew their hand from the project. This leaves the State Department of Transportation to bring it back to the table.

County leaders are partnering with municipal leaders and the Berkeley-Charleston-Dorchester Council of Governments to put together a model traffic and safety data, along with community input, to bring results to the county council. Feedback will be taken to the council for consideration in December and January.

Residents have until Dec. 1 to submit their thoughts on how the dollars should be spent on the county’s for phase one.

Residents also heard updates on the ongoing Main Road Segment A Project. The project focuses on improving congestion for drivers along Main Road and U.S. Highway 17. A more than $300 million construction contract was awarded to the project from the 2016 Transportation Sales Tax.

County Director of Public Works Eric Adams says community members have shared their concerns for traffic congestion, mobility and greenspace in meetings so far. Adams calls the Main Road project an example of uses for sales tax funds.

“Seventeen and Main is one of our premier projects, being that it is a congestion point and really needs to be addressed,” Adams says. “So it ties directly into what we’re going to talk about with potential improvements. So these types of improvements, if the community feels strongly about other intersections, we want to know about that as well.”

includes adding a roundabout at Main Road and Chisolm and River Roads. Drainage improvements, as well as pedestrian accommodations, are additional pieces of the plan.

County leaders say the project’s right-of-way acquisitions are 90% complete, along with a 95% completion for a temporary bridge access.

Johns Island resident Maria Owens once said “no” to extending the sales tax. She is now reconsidering her decision if the dollars will make Main Road traffic improvements that impact outside of her home.

“Traffic is just terrible out there,” Owens says. “You can’t even get out of your driveway, so we would like for them to improve this Main Road to alleviate some of this traffic coming from Old Pond Road.”

More information on the project and updates on the next quarterly Main Road project meeting are on the project’s website.

Copyright 2025 WCSC. All rights reserved.

New St. John’s fire station to be built after years-long property agreement

JOHNS ISLAND, S.C. (WCSC) - A new fire station is coming to Johns Island thanks to a county property agreement from 2009.Charleston County leaders came to an agreement with developers Kiawah River Investment, LLC, and Ocean Boulevard Properties, L.P., for more than 1,400 acres of property.The soon-to-be Kiawah River community is bringing more than 1,200 homes, along with commercial spaces and storage.A portion of that agreement will lease three highland acres of land to Charleston County for 99 years.St. John&rsqu...

JOHNS ISLAND, S.C. (WCSC) - A new fire station is coming to Johns Island thanks to a county property agreement from 2009.

Charleston County leaders came to an agreement with developers Kiawah River Investment, LLC, and Ocean Boulevard Properties, L.P., for more than 1,400 acres of property.

The soon-to-be Kiawah River community is bringing more than 1,200 homes, along with commercial spaces and storage.

A portion of that agreement will lease three highland acres of land to Charleston County for 99 years.

St. John’s Fire District leaders expect construction to begin on a new station by the summer of 2026.

Plans detail an around 11,000 square foot station along Kiawah River Drive. Around eight to 10 fire personnel will operate out of the facility.

St. John’s Fire District Ryan Kunitzer says firefighters will have a new space to train for service calls as well as a place to decompress during their 24/48 hour shifts.

“We plan to have a large training room so we can do things like CPR classes,” Kunitzer says. “It’s going to have a state-of-the-art workout room so that our firefighters can maintain their health and wellness. And then also, a great living area as well, too, so that our firefighters can have some downtime between incidents.”

Kunitzer says the overall goal for the new facility is to meet the demand and needs of the growing community.

“In areas where there is growth, and from the size of the buildings, and how many buildings as well, so that we have an effective response force,” Kunitzer says. “It’s not just this station, it’s other stations around it as well that, if there is a fire, that we can meet the needs of what is happening on that scene.”

Charleston County District 8 Councilman Joe Boykin says the property will become a hub for public safety.

“We’re also going to build a new EMS station that will include a small sheriff’s office substation,” Boykin says. “So they will all be co-located right on the same property, and it will be a very strategic area for which they can respond and cover the lower part of Johns Island and also support Kiawah and Seabrook.”

Leaders are hoping for the completed fire facility in 2027.

Johns Island has average of 12 power outages a month. Blamed on rapid construction, it's 'abnormal.'

CHARLESTON — Growing pains on Johns Island have long included traffic woes and infrastructure strain — and now an unusual wave of power outages.Berkeley Electric Cooperative, which provides power for many residents of the area, said an “abnormal” number of outages have affected neighborhoods throughout the summer and fall with recent events occurring Oct. 7 and Oct. 9.A review of the past six months of Johns Island outage activity in the River Road area from Main to Maybank roads found 75 outages, each a...

CHARLESTON — Growing pains on Johns Island have long included traffic woes and infrastructure strain — and now an unusual wave of power outages.

Berkeley Electric Cooperative, which provides power for many residents of the area, said an “abnormal” number of outages have affected neighborhoods throughout the summer and fall with recent events occurring Oct. 7 and Oct. 9.

A review of the past six months of Johns Island outage activity in the River Road area from Main to Maybank roads found 75 outages, each affecting an average of 245 meters.

The average outage lasted 1 hour, 39 minutes, according to Libby Roerig, director of marketing and communications for the utility.

The cause of most of these outages — 73 percent — are related to construction in the area.

“It’s an abnormal cluster (of outages) due to abnormal circumstances,” said Roerig.

In comparison, during this same time period and service territory in 2024, Berkeley Electric Cooperative recorded 40 outages, not including Hurricane Helene, that on average each affected 105 meters and lasted 1 hour, 57 minutes.

Residents have taken to social media to post about the outages, with one poster commenting, “It seems like every other day.”

Utility officials say the interruptions are largely tied to rapid growth and construction projects, including the new Johns Island Elementary School, which opened this fall school year, and the Main Road corridor improvements that will widen the high-traffic artery between River and Chisholm roads.

“Sixty-six percent of that majority (of outages) are related to crews working on live electrical lines that are intentionally placed in a protective mode,” Roerig said. “In this state, the lines become extremely sensitive, and the system’s automatic reset function is disabled to ensure maximum safety for lineworkers.”

When lineworkers are actively working near power lines, even minimal contact — such as a small branch or animal — can trigger a full outage, whereas under normal conditions, it would merely cause a localized ’blink,’ or momentary interruption, Roerig said.

One outage on Oct. 7 knocked out power completely for about 20 minutes. Two days later on Oct. 9, power flickered for residents on Johns Island for about 20 minutes, was caused by a construction vehicle that struck an overhead transformer.

The vehicle was involved with working on the Main Road widening project, Roerig said.

“As a utility, we’re working to build the most resilient system possible, but we don’t have control when our equipment is damaged by a third party,” Roerig said. “We strive for having no outages, but things happen with fast-growing areas.”

She said crews have been working “hands-on and energized” lines as they reroute power lines near the school and road construction zones which added to interruptions this summer.

“It’s the nature of being a utility,” she said. “We can’t control when hurricanes or bad afternoon thunderstorms hit, but we can control how we respond.”

When outages occur, Roerig said the utility strives to “isolate” affected areas and reroute power through different substations or circuits to restore service and have local workers on the island who can respond quickly when outages occur.

Several areas, especially newly built neighborhoods on Johns Island have power lines buried, but underground lines can still be impacted.

“Underground lines have to come above ground at some point and you're going to have the same outage as you would in other (above ground) places if someone hits a power pole,” Roerig said. “We are optimistic we’ll be able to return to normal outage activity levels once construction is completed.”

Charleston City Councilman Jim McBride, whose district inlcudes Johns Island, said seven constituents personally reached out to him about the intermittent power issue. He said he has been in discussion with Berkeley Electric directly about it.

“They confirmed they are working on investigating each instance I sent to them and sending me back the result of what they found out,” McBride said. “Due to the many trees and branches near power lines around Johns Island, there is a lot of opportunity for temporary power outages when branches or trees fall into power lines.”

“The good news is that Berkeley Electric has done a lot of reliability investment in the Johns Island area in the past few years to help with faster restoration,” he said, adding that Santee Cooper recently upgraded its transmission line on the sea island to reduce outages and “to provide faster response.”

Meeting to gather feedback on Johns Island’s 1st recreation, aquatic center

JOHNS ISLAND, S.C. (WCSC) - The City of Charleston is seeking public input on plans for Johns Island’s first-ever recreation and aquatic center.Council members say this is a long-awaited project that will bring major amenities to one of the region’s fastest-growing communities.The proposed design includes two swimming pools, an indoor gymnasium with two basketball courts, fitness rooms, classrooms, multipurpose spaces, a catering kitchen, outdoor pickleball and basketball courts and an inclusive playground and splas...

JOHNS ISLAND, S.C. (WCSC) - The City of Charleston is seeking public input on plans for Johns Island’s first-ever recreation and aquatic center.

Council members say this is a long-awaited project that will bring major amenities to one of the region’s fastest-growing communities.

The proposed design includes two swimming pools, an indoor gymnasium with two basketball courts, fitness rooms, classrooms, multipurpose spaces, a catering kitchen, outdoor pickleball and basketball courts and an inclusive playground and splash pad.

The project, located off Maybank Highway, will be funded by the City’s $70 million parks bond referendum that was overwhelmingly approved by voters in 2023.

City officials say the preliminary design incorporates nearly all the amenities that residents have requested so far. Their primary interest in seeking feedback lies in the number of multipurpose rooms, noting the island’s limited meeting spaces.

Charleston District 3 Councilmember Jim McBride says the new center will provide convenient, much-needed recreation opportunities for residents who currently must travel long distances to access similar facilities.

“These kinds of things are needed public services,” McBride says. “When they’re on the island, people don’t have to drive a long way to get that. Right now, if someone wants to use a pool, they have to drive 20 or 30 minutes away and that’s a barrier for some people.”

City leaders believe expanding recreational options on Johns Island will help reduce traffic congestion by giving families more reasons to stay on the island for activities.

The public feedback meeting will be held Monday from 5:30 p.m. to 7 p.m. at Haut Gap Middle School, where city officials and the design team will present preliminary plans for the 50,000-square-foot facility.

Construction of the recreation and aquatic facility is expected to begin within the next two years.

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Estate Planning Attorney John's Island, SC
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