Did you know that one in two U.S. citizens have yet to create a plan for their estate? Just about everyone knows they need to get their affairs in order, but most people procrastinate when it comes to estate planning. It's an uncomfortable subject to think about. After all, nobody wants to ponder their death and what happens to their assets when they pass. However, working with an estate planning lawyer in Daniel Island, SC, protects you, your loved ones, and your assets, both while you're alive and after you have died. There isn't a perfect time to plan your estate, but there is a right time and that time is now.
We understand that there is no "one-size-fits-all" solution to your estate planning needs. That's why, at Cobb Hammett Law Firm, we make a concerted effort to speak with our clients personally so that we can create an estate plan that is as unique as they are. Our estate plans are comprehensive, cost-effective, and catered to you. That way, your family is provided if you are incapacitated or pass away.
At the end of the day, our goal is to make sure that every one of our clients leaves our office feeling less stressed and more informed. Peace of mind is valuable currency these days. Why worry about the future of your loved ones when you can use South Carolina law to ensure their stability?
Many of the clients in Daniel Island, SC that walk through our doors have significant questions that require serious answers. They're filled with doubt, stress, and worry. They're worried about their children, their spouse, their relatives, or all the above. They ask questions like:
If these questions sound familiar, know that you are not alone. At Cobb Hammett Law Firm, we have worked with hundreds of clients just like you. Sometimes, these clients are unsatisfied with their current estate planning attorney in Daniel Island, SC. Other times, they have been served with confusing papers or documents that leave them feeling overwhelmed. In either case, clients come to our office knowing they need to manage what is often a sudden, foreign situation.
The good news? We sit down with all new clients for an hour at no extra cost. We do so to get a basic sense of their situation and help steer them in the right direction. That way, they can leave our office feeling a little wiser and a lot better about the future.
Our firm specializes in several areas of estate planning and family law, including:
At Cobb Hammett, LLC, estate planning is like second nature to us. Having worked hundreds upon hundreds of cases, we have the knowledge and experience to assist with all the estate planning needs that you or your family have.
As our client, you will always work directly with your attorney. We do not pass cases off to paralegals or junior associates. Because your concerns and questions don't end when our office closes, we encourage our clients to contact us at any time.
Because we limit the number of cases we accept, we have the time and resources to truly dedicate ourselves to each of our clients. Unlike some competitors, we care about the outcome of every case because we know that our clients' future depends on it.
The word "estate" might make you think of a sprawling mansion in the French countryside. The truth is, you don't have to be rich to have an estate. In fact, most people already have an estate. An estate comprises the assets that a person owns like cars, bank accounts, real estate, businesses, and other possessions. Everyone's estate is different, but we all have one thing in common: none of us can take our estates with us when we die. When that does eventually happen, you will need legal instructions that state who gets what from your estate in plain terms.That, in a nutshell, is estate planning building a framework in advance that names the organizations or people that should receive your assets after you die. Planning your estate now helps make life much easier for your family down the line.
Contrary to popular belief, estate planning isn't just for adults who are approaching retirement age. Estate planning is for everyone. After all, we're all getting older, and none of us know exactly when it will be our time to go.
Although estate planning can be complicated, a well-rounded plan makes a huge difference in what is left to your beneficiaries. Before you start planning your estate, it's important to know a few common topics that may arise as you detail your needs.
Working with a veteran estate planning lawyer is a no-brainer, but you should consider working with a tax advisor too. Your attorney's role is to help guide you through the creation of your estate planning documents. Common documents include your will, health care directives, and power of attorney. Your tax advisor will help guide you through tax issues associated with your estate planning needs.
In this relationship, you make the decisions while your attorney and tax advisor help you understand and think through the options you're considering. As a team, they will help you state your wishes clearly while minimizing mistakes and adjusting your plans as they change. Because significant savings can result from thorough, informed planning, you should seriously consider working with a tax advisor in addition to your estate planning attorney.
If there were one overriding theme of estate planning, it would be maximizing what you plan to leave behind. Thinking through how each of your assets will be distributed is crucial to your estate. Your decisions may change depending on the type of asset, its size, how old you are, and several other factors. With an attorney on your side, you will gain a thorough understanding of what actions you should take to care for your family while minimizing expenses like taxes and court fees.
One of the biggest parts of maximizing what you're leaving behind is to minimize taxes. Federal taxes on estates and gifts are incredibly high. Both forms of taxes usually have exemption limits, which means you can give up to a specific amount without being taxed. Your lawyer can achieve that by using the gift tax exemption to move assets while you are still alive. This strategy maximizes how much your beneficiaries will receive.
Inheritance taxes are often based on the value of your estate and paid prior to asset distribution to your beneficiaries.
The executor of your estate plays a key role in your affairs. Their responsibilities include carrying out the terms of your will and seeing the estate settlement process through until the end. Obviously, such a role demands a qualified person. Choosing your executor isn't an easy decision. The person you select should be great at managing money, be savvy financially, and show an ability to be patient. That's because the executor is tasked with:
If the person that you choose as executor is inexperienced with the estate settlement process, it is recommended that they lean on an estate planning attorney in Daniel Island, SC for guidance. It should be noted that you may appoint more than a single executor to your estate. This is common when two individuals have complementary personalities or skill sets.
One of the biggest benefits of planning your estate is the peace of mind it brings to you and your family. With the help of our expert estate planning attorneys, you have the power to protect your assets, privacy, and children's welfare. You can also potentially save money on taxes or even avoid probate. By having your wishes legally documented before death or incapacity, you can minimize any impact on your beneficiaries and take control of your legacy. Without a comprehensive estate plan, you're leaving the future of your loved ones in the hands of the South Carolina court system.
With an estate plan in place, you can plan for incapacity by using a power of attorney or advanced medical directives. Doing so relieves your loved ones of the burden of asking the court for the authority to fulfill your wishes.
At Cobb Hammett Law Firm, we are committed to helping you prepare for both the expected and unexpected through years of experience and a fierce dedication to our clients. From establishing trusts to designing business succession plans, we are here to fight for you.
If a husband and wife each purchase reciprocating will packages we give a discount. Reciprocating just means the husband names the wife and the wife names the husband. Those four documents are:
As mentioned above, everyone's estate planning needs will be different. However, most plans include one or more of the following documents:
Your will is an essential piece of documentation and is often considered the cornerstone of a proper estate plan. Generally speaking, your will is a document that dictates the distribution of your assets after your death. Having an iron-clad will is one of the best ways to make sure that your wishes are communicated clearly. As is the case with most estate planning, it is highly recommended that you work with an estate planning attorney in Daniel Island, SC, to create and update your will.
The contents of a will typically include:
Without a will in place, the State of South Carolina will decide how to distribute assets to your beneficiaries. Allowing the state to distribute your assets is often an unfavorable route to take, since the settlement process may not include what you had in mind for your survivors. Having a will drafted that reflects your wishes will prevent such a situation from happening.
Despite its name, a living will does not instruct your survivors on what assets go where. Also called an advanced directive, your living will allows you to state your end-of-life medical wishes if you have become unable to communicate. This important document provides guidance to family members and doctors and solidifies certain issues like whether you should be resuscitated after an accident.
For example, it's common to direct that palliative care (care to decrease pain and suffering) always be administered if needed. Conversely, you may state that certain measures are not allowed, like CPR.
Traditionally, a trust is used to minimize estate taxes and maximize other benefits as part of a well-rounded estate plan. This fiduciary agreement lets a trustee hold your assets on behalf of your beneficiaries. There are many ways to arrange a trust to specify when and how your assets are distributed.
With a trust in place, your beneficiaries can avoid going to probate. That means they may be able to gain access to your assets quicker than when they are transferred with a standard will. Assets placed in a trust can pass outside of probate, which will save you and your family time, money, and stress.
There are two distinct trust categories that you should be aware of: revocable and irrevocable.
Also called a living trust, a revocable trust helps assets circumvent probate. With this trust, you can control your assets while you are still alive. These trusts are flexible and may be dissolved at any point in time. This type of trust becomes irrevocable upon your death. Revocable trusts can help you avoid the pitfalls of probate but be aware that they are usually still taxable.
This kind of trust transfers assets out of your estate so that they are not taxed and do not have to go through probate. However, once an irrevocable trust has been executed, it may not be altered. That means that once you establish this kind of trust, you lose control of its assets and cannot dissolve the trust. If your primary goal is to avoid taxes on your estate, setting up an irrevocable could be a wise choice.
When drafted with the help of an estate planning lawyer in Daniel Island, SC, your trust can also:
When constructed properly, a trust can protect your estate from your heirs' creditors. This can be a huge relief for beneficiaries who might need to brush up on money management skills.
Probate records are made available for public consumption. With a trust, you may have the choice of having your assets pass outside of probate court so that they remain private. In the process, you may also save money that you would lose to taxes and court fees.
Because you can specify the exact terms of a trust, you have more control over who receives your assets and when they receive them. As an example, you can set up a revocable trust so that your assets are attainable while you're alive. When you pass, remaining assets are distributed, even in complex situations involving children from multiple marriages.
If you know that you need to provide for your family and loved ones after your death, it's time to develop your estate plan. With Cobb Hammett Law Firm by your side, planning your estate doesn't have to be difficult. However, it does need to be accurate and executed exactly to your wishes something that we have been helping clients achieve for years. Don't leave your legacy up to chance contact our office today and secure your future generations.
CONTACT USWhether you like to sing at the top of your lungs with 13,000 of your closest friends at the North Charleston Coliseum or prefer a more intimate setting at the Charleston Pour House — an unforgettable year of live music is planned for the 843.No matter your favorite genre, there’s a concert bound to hit the right note. So break open your piggy bank and check out 15+ must-see musicians, bands, and singers set to take the stage this year.We know summer, fall + winter look a little sparse at the moment, but d...
Whether you like to sing at the top of your lungs with 13,000 of your closest friends at the North Charleston Coliseum or prefer a more intimate setting at the Charleston Pour House — an unforgettable year of live music is planned for the 843.
No matter your favorite genre, there’s a concert bound to hit the right note. So break open your piggy bank and check out 15+ must-see musicians, bands, and singers set to take the stage this year.
We know summer, fall + winter look a little sparse at the moment, but don’t fret. We’ll be adding to the setlist as concerts are announced. Want us to add local acts to this list? Let us know.
| With its large size, this stadium welcomes entertainers from all over the country to perform on Daniel Island.
Note: Credit One Stadium has a clear bag policy in place.
Paid Parking
Free Parking
| These venues share a campus and over both a large space that can hold ~13,000 fans + a smaller, quaint location for more intimate performances.
Paid Parking
Note: Both the North Charleston Coliseum + North Charleston Performing Arts Center have a clear bag policy in place.
|The salty, long-standing venue is perfect for beach views, live music, and good eats.
Note: All events at 6 p.m. and earlier are for those 21 and older unless a parent is present. Additionally, all shows starting at 9 p.m. are for those 21 and older.
| The Deck stage offers a lively experience with diverse acts.
| This 19th-century Gothic Revival building is a downtown staple and hosts a variety of concerts and other performances.
Is there a bag policy? What about a dress code? Before you head to the show, check out some of the frequently asked questions.
| This mixed-use development welcomes various national, regional, and local performing acts to the Lowcountry.
DANIEL ISLAND, S.C. (WCSC) — Daniel Island’s Governors Park is getting a $900,000 drainage makeover to solve a persistent problem.Daniel Island’s Governors Park is one of the community’s most-used recreation spots, and for good reason. From weekend soccer games to morning jogs and pickup play, it’s a hub for residents. But all that action has created a challenge: soggy fields that can’t recover quickly, especially during rainy seasons.“It is my go-to spot,” resident Doug Majewski ...
DANIEL ISLAND, S.C. (WCSC) — Daniel Island’s Governors Park is getting a $900,000 drainage makeover to solve a persistent problem.
Daniel Island’s Governors Park is one of the community’s most-used recreation spots, and for good reason. From weekend soccer games to morning jogs and pickup play, it’s a hub for residents. But all that action has created a challenge: soggy fields that can’t recover quickly, especially during rainy seasons.
“It is my go-to spot,” resident Doug Majewski said. “I live around the island, and whenever I can get up here, I love the exercise and I love being outside.”
“It is my go-to spot,” Daniel Island resident Doug Majewsk said. “I live around the island and whenever I can get up here, I love the exercise and I love being outside.”
Still, wet fields can quickly put play on pause.
“If it’s a little bit wet and soggy, we’re going to tear up the field… so we don’t want to be out here in the first place,” Majewski said.
To address the issue, the city of Charleston is investing nearly $900,000 in a drainage improvement project focused solely on the soccer fields at Governors Park.
Beth Brownlee, assistant director of capital projects for the city of Charleston, said the issue isn’t just rainfall, but it’s wear and tear from extended use. When the fields were originally built, they did not have lighting. Now that lights have been installed, play continues later into the evenings, increasing overall traffic and compacting the soil.
“One of the issues that we have is that during rainy seasons, those fields can’t recover the way that they normally would, especially given the additional use,” Brownlee said. “This project will give extended use to this needed facility.”
The solution involves installing a system of 50-mm HDPE perforated pipes, spaced 14 feet apart and buried 16 inches. The pipes will collect water beneath the turf and move it away from the field more efficiently.
“Everything that we’re installing is underground,” Brownlee said. “But what this does is it allows us to have a quicker play. Instead of completely demoing the soccer fields and doing larger pipes, this is something a little bit smaller.”
Crews will dig narrow trenches, about three inches wide, minimizing excavation and reducing restoration time.
The improvements are designed to help water drain more quickly so the turf doesn’t stay saturated after storms. Brownlee said the city has used a similar drainage system at Gadsdenboro Park, where fields have remained playable even during wet conditions.
“We want to make sure that we’re giving the community the same playable fields, whether at Daniel Island or throughout the city,” she said.
Construction is scheduled to begin in June and is expected to last up to three months, weather permitting. During that time, access will be restricted to the soccer fields only. Other areas of Governors Park will remain open.
The project will be funded entirely through the county’s general fund reserves. For Majewski and other regulars, the temporary inconvenience is worth it.
“We would be well-served to receive any type of mitigation or enhancement to support the drainage project,” he said. “Most of the neighbors I’m out here with would really appreciate that.”
Once completed, the upgrades are expected to mean fewer rainouts, quicker recovery after storms, and more time on the field for Daniel Island players of all ages.
DANIEL ISLAND, S.C. – The NC State women's golf team earned a runner-up finish at the Daniel Island Invitational with a 6-over 870 (297-287-286). The 6-over par and second place showing both mark season bests. Marie Eline Madsen picked up her fourth career win with a 7-under 209 (70-71-68). She now has two wins on the season and the four in her career is now a school record.Madsen finished under par in each round, highlighted by a clean card on Tuesday with a 4-under 68 behind four birdies and 14 pars. She now h...
DANIEL ISLAND, S.C. – The NC State women's golf team earned a runner-up finish at the Daniel Island Invitational with a 6-over 870 (297-287-286). The 6-over par and second place showing both mark season bests. Marie Eline Madsen picked up her fourth career win with a 7-under 209 (70-71-68). She now has two wins on the season and the four in her career is now a school record.
Madsen finished under par in each round, highlighted by a clean card on Tuesday with a 4-under 68 behind four birdies and 14 pars. She now has 15 rounds at par or under and seven rounds in the 60s this season. Madsen logged the best par 4s average (3.87), par 5s average (4.58), as well as the most birdies (15) in the field.
Vania Simont followed with a tie for 11th with an even-par 216 (76-66-74). Her showing was highlighted by a career-low 6-under 66 in the second round with seven birdies, 10 pars and one bogey. Simont now has fourth top 20 showings on the season. The 66 is the third lowest round by an NC State player in school history. Simont had the best par 3s average in the field (2.75)
Ellie Hildreth picked up her second career 20th place showing with a tie for 18th behind a 4-over 220 (75-75-70). Her 70 in the third round marked the third at par or under this year, finishing with four birdies, 12 pars and two bogeys in Tuesday's round.
Lindsay McGrath carded a 9-over 225 (76-75-74) to tie for 34th. Lea Ludwig followed with a 17-over 233 (79-78-74) to tie for 66th. She had the fifth best par 5s average in the field (4.67). Leena Stephens played as an individual, her first showing of the season, finishing with a 20-over 236 (82-78-76).
NC State finished with the most birdies (42) and second best par 5s average (4.87).
Individual Scores 1 - Marie Eline Madsen: 70-71-68=209 (-7) T11 - Vania Simont: 76-66-74=216 (E) T18 - Ellie Hildreth: 75-75-70=220 (+4) T34 - Lindsay McGrath: 76-75-74 (+2) T66 - Lea Ludwig: 79-78-76=233 (+17) 72 - Leena Stephens*: 82-78-76=236 (+20) * - played as an individual
Team Scores 1 - High Point: 294-286-284=864 (E) 2 - No. 46 NC State: 297-287-286=870 (+6) T3 - East Carolina: 291-298-287=876 (+12) T3 - Xavier: 292-291-293=876 (+12) 5 - Furman: 298-284-295=877 (+13) 6 - Oral Roberts: 298-292-290=880 (+16) T7 - College of Charleston: 302-288-299=889 (+25) T7 - James Madison: 295-299-295=889 (+25) 9 - Charleston Southern: 298-301-296=895 (+31) T10 - Charlotte: 299-291-306=896 (+32) T10 - Delaware: 301-294-301=896 (+32) 12 - WKU: 308-295-296=899 (+35) 13 - Coastal Carolina: 292-297-311=900 (+36) 14 - Elon: 309-300-302=911 (+47) 15 - Georgetown: 312-310-309=931 (+67)
Upcoming NC State will play at the Briar's Creek Invitational at the Club at Briar's Creek from Monday, March 16 to Tuesday, March 17.
CINCINNATI - Xavier women's golf continues its spring season at the Daniel Island Invitational on March 2-3. The two-day tournament is being hosted by the College of Charleston at Daniel Island Club - Ralston Creek Course.Round one begins at 8:45 a.m. on Monday morning.TOURNAMENT INFORMATION Name: Daniel Island Invitational Dates: March 2-3 Course: Daniel Island Club - Ralston Creek Course Location: Charleston, S.C. Course Par/Ya...
CINCINNATI - Xavier women's golf continues its spring season at the Daniel Island Invitational on March 2-3. The two-day tournament is being hosted by the College of Charleston at Daniel Island Club - Ralston Creek Course.
Round one begins at 8:45 a.m. on Monday morning.
TOURNAMENT INFORMATION Name: Daniel Island Invitational Dates: March 2-3 Course: Daniel Island Club - Ralston Creek Course Location: Charleston, S.C. Course Par/Yardage: 72 / 6,166 Participating Teams (15): Charlotte, Delaware, Oral Roberts, Western Kentucky, Charleston Southern, College of Charleston, Elon, Coastal Carolina, East Carolina, Xavier, Georgetown, N.C. State, James Madison, High Point, Furman Format: Two-day, 54-hole tournament Tee Times: Monday, March 2: 8:45 a.m. shotgun start; Tuesday, March 3: 9 a.m. shotgun start
LIVE SCORING: bit.ly/3OH552h
XAVIER LINEUP 1. Isabel Brozena 2. Madison Reemsnyder 3. Darrelyn Webster 4. Ashley Kirkland 5. Ivanna Flores
LAST TIME OUT
BIG EAST WEEKLY HONORS
Feb. 26 - Isabel Brozena - Golfer of the Week Oct. 23 - Madison Reemsnyder - BIG EAST Golfer of the Week Sept. 24 - Darrelyn Webster - BIG EAST Golfer of the Week
2025-26 SCHEDULE
FALL SCHEDULE Sept. 1-2 - Boilermaker Classic - West Lafayette, Ind. (Brick Boilermaker Golf Complex/Kampen Course) Sept. 19-21 - Lady Paladin Invitational - Greenville, S.C. (Furman University Golf Club) Oct. 3-5 - Ron Moore Intercollegiate - Denver, Colo. (University of Denver Golf Club at Highlands Ranch) Oct. 20-22 - The Ally - Starkville, Miss. (Mississippi State University Golf Couse)
SPRING SCHEDULE Feb. 20-22 - WMU Rio Verde Invitational - Rio Verde, Ariz. (Rio Verde Country Club) March 2-3 - Daniel Island Invitational - Charleston, S.C. (Daniel Island Club) March 14-15 - Valspar Augusta Invitational - Augusta, Ga. (Forest Hills Golf Course) April 5-7 - ECU Ironwood Invitational - Greenville, N.C. (Ironwood Golf and Country Club) April 17-18 - Therese Hession Buckeye Invitational - Columbus, Ohio (OSU Golf Club/Scarlet Course) April 25-27 - BIG EAST Championships - Okatie, S.C. (Callawassie Island)
ABOUT THE MUSKETEERS
XAVIER NCAA HISTORY
2025 NCAA COLUMBUS REGIONAL OSU Golf Club - Scarlet Course - May 5-7 Team Finish: 10 of 12 (893, +29) Top Individual: Isabel Brozena (tied for 18th; 220 [+4] )
2024 NCAA LAS VEGAS REGIONAL Spanish Trail Country Club - May 6-8 Team Finish: 12 of 12 (932, +68) Top Individual: Madison Reemsnyder (tied for 50th; 232 [+16] )
2023 NCAA WESTFIELD REGIONAL The Club at Chatham Hills Golf Course - May 8-10 Team Finish: T-7 of 12 (863, -1) Top Individual: Emma McMyler (tied for ninth; 211 [-5] )
2022 NCAA ANN ARBOR REGIONAL University of Michigan Golf Course - May 9-11 Team Finish: 10 of 12 (905, +23) Top Individual: Emma McMyler (tied for ninth; 216 [+3] )
2021 NCAA LOUISVILLE REGIONAL Simpsonville, Ky. - May 10-12 Team Finish: 17 of 18 (907, +43) Top Individual: Emma McMyler (tied for seventh; 215 [-1] )
2019 NCAA EAST LANSING REGIONAL East Lansing, Mich. - May 6-8 Team Finish: t-14 of 18 (911, +47) Top Individual: Mikayla Fitzpatrick (tied for sixth; 216 [E] )
2019 NCAA CHAMPIONSHIPS Fayetteville, Ark. - May 17-20 t-90. Mikayla Fitzpatrick - 78 (+5), 78 (+5), 82 (+9): 238 (+19)
UP NEXT
Many U.S. residents were either on the move last year or thinking about a move, and we know which states, counties and cities were the most popular destinations in 2025. Using online search data and accounting for population size, this U.S. News & World Report. research revealed the top 50 state, county and city destinations in the U.S. by their move-in to move-out ratios.Not surprisingly, South Carolina was a popular move destination, with its city of Conway topping the list of migration interest. Also, Horry County, where...
Many U.S. residents were either on the move last year or thinking about a move, and we know which states, counties and cities were the most popular destinations in 2025. Using online search data and accounting for population size, this U.S. News & World Report.
research revealed the top 50 state, county and city destinations in the U.S. by their move-in to move-out ratios.
Not surprisingly, South Carolina was a popular move destination, with its city of Conway topping the list of migration interest. Also, Horry County, where Conway is located, landed in the second spot in our county list of popular move locations.
Other sought-after state destinations ranged from some in the Northeast to the South and West, with less interest in Midwest states like Ohio and Indiana.
Most Sought-After States: Six of Top 10 in South
The appeal of South Carolina is easy to understand, with its mild weather and proximity to the Atlantic Ocean coastline, but some of the other states in the top 10 offer much more rugged conditions, including Idaho, Alaska, Maine and South Dakota. Besides the Palmetto State, other Southern states attracting considerable interest in 2025 included North Carolina, Tennessee, Alabama and Arkansas, with Delaware rounding out the top 10 in migration interest (the U.S. Census Bureau includes Delaware in the South region, specifically the South Atlantic region, though many in the U.S. would consider it a Northeastern state).
The 50 states in our research are shown below. Washington, D.C., is included, with the only state excluded being Hawaii, which came in at No. 51.
1. South Carolina
2. Idaho
3. Alaska
4. North Carolina
5. Maine
6. Tennessee
7. Delaware
8. South Dakota
9. Alabama
10.Arkansas
Most Sought-After Counties
Here are the top 50 counties with the highest migration interest:
1. Brunswick County, North Carolina
2. Horry County, South Carolina
3. Washington County, Tennessee
4. Sumter County, Florida
5. Marion County, Florida
6. Ellis County, Texas
7. Catawba County, North Carolina
8. Greenville County, South Carolina
9. Dorchester County, South Carolina
10. Gaston County, North Carolina
Most Sought-After Cities
The top 50 U.S. cities generating relocation interest in 2025 included:
1. Conway, South Carolina
2. Johnson City, Tennessee
3. Myrtle Beach, South Carolina
4. The Villages, Florida
5. Ocala, Florida
6. Bend, Oregon
7. Portland, Maine
8. New Braunfels, Texas
9. Bluffton, South Carolina
10. Apex, North Carolina
Provided by U.S. News & World Report.