Did you know that one in two U.S. citizens have yet to create a plan for their estate? Just about everyone knows they need to get their affairs in order, but most people procrastinate when it comes to estate planning. It's an uncomfortable subject to think about. After all, nobody wants to ponder their death and what happens to their assets when they pass. However, working with an estate planning lawyer in Daniel Island, SC, protects you, your loved ones, and your assets, both while you're alive and after you have died. There isn't a perfect time to plan your estate, but there is a right time and that time is now.
We understand that there is no "one-size-fits-all" solution to your estate planning needs. That's why, at Cobb Hammett Law Firm, we make a concerted effort to speak with our clients personally so that we can create an estate plan that is as unique as they are. Our estate plans are comprehensive, cost-effective, and catered to you. That way, your family is provided if you are incapacitated or pass away.
At the end of the day, our goal is to make sure that every one of our clients leaves our office feeling less stressed and more informed. Peace of mind is valuable currency these days. Why worry about the future of your loved ones when you can use South Carolina law to ensure their stability?
Many of the clients in Daniel Island, SC that walk through our doors have significant questions that require serious answers. They're filled with doubt, stress, and worry. They're worried about their children, their spouse, their relatives, or all the above. They ask questions like:
If these questions sound familiar, know that you are not alone. At Cobb Hammett Law Firm, we have worked with hundreds of clients just like you. Sometimes, these clients are unsatisfied with their current estate planning attorney in Daniel Island, SC. Other times, they have been served with confusing papers or documents that leave them feeling overwhelmed. In either case, clients come to our office knowing they need to manage what is often a sudden, foreign situation.
The good news? We sit down with all new clients for an hour at no extra cost. We do so to get a basic sense of their situation and help steer them in the right direction. That way, they can leave our office feeling a little wiser and a lot better about the future.
Our firm specializes in several areas of estate planning and family law, including:
At Cobb Hammett, LLC, estate planning is like second nature to us. Having worked hundreds upon hundreds of cases, we have the knowledge and experience to assist with all the estate planning needs that you or your family have.
As our client, you will always work directly with your attorney. We do not pass cases off to paralegals or junior associates. Because your concerns and questions don't end when our office closes, we encourage our clients to contact us at any time.
Because we limit the number of cases we accept, we have the time and resources to truly dedicate ourselves to each of our clients. Unlike some competitors, we care about the outcome of every case because we know that our clients' future depends on it.
The word "estate" might make you think of a sprawling mansion in the French countryside. The truth is, you don't have to be rich to have an estate. In fact, most people already have an estate. An estate comprises the assets that a person owns like cars, bank accounts, real estate, businesses, and other possessions. Everyone's estate is different, but we all have one thing in common: none of us can take our estates with us when we die. When that does eventually happen, you will need legal instructions that state who gets what from your estate in plain terms.That, in a nutshell, is estate planning building a framework in advance that names the organizations or people that should receive your assets after you die. Planning your estate now helps make life much easier for your family down the line.
Contrary to popular belief, estate planning isn't just for adults who are approaching retirement age. Estate planning is for everyone. After all, we're all getting older, and none of us know exactly when it will be our time to go.
Although estate planning can be complicated, a well-rounded plan makes a huge difference in what is left to your beneficiaries. Before you start planning your estate, it's important to know a few common topics that may arise as you detail your needs.
Working with a veteran estate planning lawyer is a no-brainer, but you should consider working with a tax advisor too. Your attorney's role is to help guide you through the creation of your estate planning documents. Common documents include your will, health care directives, and power of attorney. Your tax advisor will help guide you through tax issues associated with your estate planning needs.
In this relationship, you make the decisions while your attorney and tax advisor help you understand and think through the options you're considering. As a team, they will help you state your wishes clearly while minimizing mistakes and adjusting your plans as they change. Because significant savings can result from thorough, informed planning, you should seriously consider working with a tax advisor in addition to your estate planning attorney.
If there were one overriding theme of estate planning, it would be maximizing what you plan to leave behind. Thinking through how each of your assets will be distributed is crucial to your estate. Your decisions may change depending on the type of asset, its size, how old you are, and several other factors. With an attorney on your side, you will gain a thorough understanding of what actions you should take to care for your family while minimizing expenses like taxes and court fees.
One of the biggest parts of maximizing what you're leaving behind is to minimize taxes. Federal taxes on estates and gifts are incredibly high. Both forms of taxes usually have exemption limits, which means you can give up to a specific amount without being taxed. Your lawyer can achieve that by using the gift tax exemption to move assets while you are still alive. This strategy maximizes how much your beneficiaries will receive.
Inheritance taxes are often based on the value of your estate and paid prior to asset distribution to your beneficiaries.
The executor of your estate plays a key role in your affairs. Their responsibilities include carrying out the terms of your will and seeing the estate settlement process through until the end. Obviously, such a role demands a qualified person. Choosing your executor isn't an easy decision. The person you select should be great at managing money, be savvy financially, and show an ability to be patient. That's because the executor is tasked with:
If the person that you choose as executor is inexperienced with the estate settlement process, it is recommended that they lean on an estate planning attorney in Daniel Island, SC for guidance. It should be noted that you may appoint more than a single executor to your estate. This is common when two individuals have complementary personalities or skill sets.
One of the biggest benefits of planning your estate is the peace of mind it brings to you and your family. With the help of our expert estate planning attorneys, you have the power to protect your assets, privacy, and children's welfare. You can also potentially save money on taxes or even avoid probate. By having your wishes legally documented before death or incapacity, you can minimize any impact on your beneficiaries and take control of your legacy. Without a comprehensive estate plan, you're leaving the future of your loved ones in the hands of the South Carolina court system.
With an estate plan in place, you can plan for incapacity by using a power of attorney or advanced medical directives. Doing so relieves your loved ones of the burden of asking the court for the authority to fulfill your wishes.
At Cobb Hammett Law Firm, we are committed to helping you prepare for both the expected and unexpected through years of experience and a fierce dedication to our clients. From establishing trusts to designing business succession plans, we are here to fight for you.
If a husband and wife each purchase reciprocating will packages we give a discount. Reciprocating just means the husband names the wife and the wife names the husband. Those four documents are:
As mentioned above, everyone's estate planning needs will be different. However, most plans include one or more of the following documents:
Your will is an essential piece of documentation and is often considered the cornerstone of a proper estate plan. Generally speaking, your will is a document that dictates the distribution of your assets after your death. Having an iron-clad will is one of the best ways to make sure that your wishes are communicated clearly. As is the case with most estate planning, it is highly recommended that you work with an estate planning attorney in Daniel Island, SC, to create and update your will.
The contents of a will typically include:
Without a will in place, the State of South Carolina will decide how to distribute assets to your beneficiaries. Allowing the state to distribute your assets is often an unfavorable route to take, since the settlement process may not include what you had in mind for your survivors. Having a will drafted that reflects your wishes will prevent such a situation from happening.
Despite its name, a living will does not instruct your survivors on what assets go where. Also called an advanced directive, your living will allows you to state your end-of-life medical wishes if you have become unable to communicate. This important document provides guidance to family members and doctors and solidifies certain issues like whether you should be resuscitated after an accident.
For example, it's common to direct that palliative care (care to decrease pain and suffering) always be administered if needed. Conversely, you may state that certain measures are not allowed, like CPR.
Traditionally, a trust is used to minimize estate taxes and maximize other benefits as part of a well-rounded estate plan. This fiduciary agreement lets a trustee hold your assets on behalf of your beneficiaries. There are many ways to arrange a trust to specify when and how your assets are distributed.
With a trust in place, your beneficiaries can avoid going to probate. That means they may be able to gain access to your assets quicker than when they are transferred with a standard will. Assets placed in a trust can pass outside of probate, which will save you and your family time, money, and stress.
There are two distinct trust categories that you should be aware of: revocable and irrevocable.
Also called a living trust, a revocable trust helps assets circumvent probate. With this trust, you can control your assets while you are still alive. These trusts are flexible and may be dissolved at any point in time. This type of trust becomes irrevocable upon your death. Revocable trusts can help you avoid the pitfalls of probate but be aware that they are usually still taxable.
This kind of trust transfers assets out of your estate so that they are not taxed and do not have to go through probate. However, once an irrevocable trust has been executed, it may not be altered. That means that once you establish this kind of trust, you lose control of its assets and cannot dissolve the trust. If your primary goal is to avoid taxes on your estate, setting up an irrevocable could be a wise choice.
When drafted with the help of an estate planning lawyer in Daniel Island, SC, your trust can also:
When constructed properly, a trust can protect your estate from your heirs' creditors. This can be a huge relief for beneficiaries who might need to brush up on money management skills.
Probate records are made available for public consumption. With a trust, you may have the choice of having your assets pass outside of probate court so that they remain private. In the process, you may also save money that you would lose to taxes and court fees.
Because you can specify the exact terms of a trust, you have more control over who receives your assets and when they receive them. As an example, you can set up a revocable trust so that your assets are attainable while you're alive. When you pass, remaining assets are distributed, even in complex situations involving children from multiple marriages.
If you know that you need to provide for your family and loved ones after your death, it's time to develop your estate plan. With Cobb Hammett Law Firm by your side, planning your estate doesn't have to be difficult. However, it does need to be accurate and executed exactly to your wishes something that we have been helping clients achieve for years. Don't leave your legacy up to chance contact our office today and secure your future generations.
CONTACT USWith 115 acres of land secured by Berkeley County to make way for a riverfront park, what exactly will the recreational area look like?The property, known as the North Island Tract, sits along the Cooper River on the island’s northwestern side, nestled behind a row of apartment buildings at the end of Seven Farms Drive. Berkeley County purchased the parcel in June 2024 from the South Carolina Ports Authority for roughly $4 million and immediately earmarked it for conservation.“The closing on the North Island is comp...
With 115 acres of land secured by Berkeley County to make way for a riverfront park, what exactly will the recreational area look like?
The property, known as the North Island Tract, sits along the Cooper River on the island’s northwestern side, nestled behind a row of apartment buildings at the end of Seven Farms Drive. Berkeley County purchased the parcel in June 2024 from the South Carolina Ports Authority for roughly $4 million and immediately earmarked it for conservation.
“The closing on the North Island is complete,” Berkeley County Councilman Jarrod Brooks said. “The county is in the beginning stages of planning and design.”
Brooks, who represents Daniel Island and parts of Goose Creek, said the park will be maintained as a passive riverfront space, highlighting wetlands, wildlife, and "the unique features of the property's waterfront, undisturbed nature, and ponds."
Specific features have not yet been decided, but ideas include walking trails, boardwalks, and a potential pier – amenities that will be shaped by suggestions from county taxpayers.
“Those elements have been discussed in informal conversations leading up to the purchase,” Berkeley County public information officer Jenna-Ley Walls said. “They’ll be worked out through the master planning process, informed by community feedback. Any firm hired to create the park’s master plan will hold public input sessions."
While no formal timeline is in place for public outreach, groundbreaking, or completion, Brooks said he anticipates the park will eventually complement Daniel Island’s existing green spaces. “Daniel Island is blessed with miles of trails, ponds, and recreation facilities,” he said. “The North Island Tract will add to that legacy."
Former Berkeley councilman Josh Whitley, who helped secure the purchase of the land before leaving office in December of 2024, said, “It was incredibly significant that the county’s first acquisition under the Greenbelt program was this property, which was likely to be developed with more rooftops."
The Berkeley County Greenbelt program was commissioned, in part, to identify privately- and publicly-owned land that could be purchased by the county for preservation and conservation.
“Now, it will be a county park indefinitely and eventually accessible to the public at large,” Whitley said.
Greenbelt commissioner Tory Sullivan said scheduling public discussions prior to the park's concept and design is a number one priority and is not being overlooked, noting that Berkeley County leaders advised him that they are first "focusing on acquiring strategic properties (for the Greenbelt program) as quickly as they can to be able to buy them as affordably as they can as prices for real estate keep escalating."
Once the preservation project does get underway, state leaders said it will be worth the wait.
“South Carolina Ports has worked carefully over the years with Berkeley County and the South Carolina Department of Parks, Recreation and Tourism to preserve 2.5 miles of shoreline along the Cooper River," said South Carolina Ports Authority interim president Phil Padgett, adding it will be "great to see the county transform this portion of the North Island Tract into accessible greenspace.”
DANIEL ISLAND, S.C. (WCSC) - The 9/11 Heroes Run will return to Daniel Island Saturday, offering a way for community members to honor those who lost their lives during the Sept. 11 attacks and the military service members who fought in wars in the years after.The annual event is held on the weekend closest to Sept. 11 and is organized locally and nationally by the Travis Manion Foundation, a nonprofit that empowers veterans and families of the fallen to develop character in future generations.Race organizers say approximately 1...
DANIEL ISLAND, S.C. (WCSC) - The 9/11 Heroes Run will return to Daniel Island Saturday, offering a way for community members to honor those who lost their lives during the Sept. 11 attacks and the military service members who fought in wars in the years after.
The annual event is held on the weekend closest to Sept. 11 and is organized locally and nationally by the Travis Manion Foundation, a nonprofit that empowers veterans and families of the fallen to develop character in future generations.
Race organizers say approximately 1,200 participants are registered for the Daniel Island event. Nationwide, the run spans more than 70 cities and includes over 60,000 runners.
The event is not structured as a competition but as a community run meant to encourage participation at any pace. Runners, walkers and families are welcome.
“For me personally it’s amazing. It’s a family event. My kids have grown up in it. They’ve all taken roles in it. This year they’re actually participating in some of the planning and set up and that kind of stuff in addition to running it,” Race Director Travis Dodd said.
The main purpose is to unify the community and bring members of the Lowcountry together to never forget this significant day, even 24 years later.
Dodd, a veteran Lowcountry law enforcement officer of over 20 years, said the event hits closer to home.
“I can’t even imagine what some of those families go through,” Dodd said. “It’s one of those things that you wish never would happen to anybody, let alone somebody you know. And for it to happen to my family or anybody else’s family that I’m friends with it’s just a devastating tragedy that we never want to experience. But it’s reassuring knowing that there’s something like this out there that celebrates the lives of those that gave the ultimate sacrifice.”
Dodd said many local first responders are expected to attend or participate, with some even running in uniform.
Registration remains open and will continue through check-in at 8 a.m. Saturday. Registration is available here.
Ben Waring has been named as fire services manager, a new position within Berkeley County Government. Waring’s first day in the position was Oct. 20.Waring is a Summerville native and Berkeley County resident with more than 25 years of experience in the fire service industry. In this new role, he will work collaboratively with the countywide and municipal fire departments to help further strengthen the fire service throughout the county.“I’m honored to join Berkeley County Government and build on my decades of...
Ben Waring has been named as fire services manager, a new position within Berkeley County Government. Waring’s first day in the position was Oct. 20.
Waring is a Summerville native and Berkeley County resident with more than 25 years of experience in the fire service industry. In this new role, he will work collaboratively with the countywide and municipal fire departments to help further strengthen the fire service throughout the county.
“I’m honored to join Berkeley County Government and build on my decades of fire service experience in a new and impactful role, continuing to serve the communities I’m familiar with and alongside the local fire agencies who keep our county safe,” said Waring, in a statement.
Waring most recently served as fire chief of Pine Ridge Fire Rescue, where he started as a volunteer firefighter in 1997 before rising to volunteer fire chief in 2007 and paid full-time chief in 2021. While at Pine Ridge Fire Rescue, he helped oversee the successful formation of the South Berkeley Fire District in September 2025, a merger between Pine Ridge Fire Rescue and Goose Creek Rural Fire Department.
Waring’s fire career began with Summerville Fire Department in 1995. After two years volunteering there as a junior firefighter, he joined full-time with Charleston Fire Department where he served for 15 years, attaining the rank of captain.
Waring transitioned to Dorchester County Fire Rescue in 2012 to take on the role of battalion chief until 2021. While there, he was instrumental in the formation of countywide fire services in Dorchester County.
“Ben Waring brings a wealth of experience, proven leadership, vast operational knowledge, and a trustworthy commitment to public safety. He knows Berkeley County and Berkeley County communities know and trust him. We are confident that in this new and vital role, Waring will accomplish great things for the county and continue to work collaboratively with our municipal and volunteer agencies to strengthen service, safety, and resilience throughout our communities,” said Johnny Cribb, Berkeley County supervisor, in a statement.
Waring additionally serves as vice chair of the Berkeley County Fire Chiefs Association and is a member of the SC Fire Chiefs Association, and member and trustee of the SC Firefighters Association. His community involvement spans Berkeley and Dorchester counties, including membership at Summerville Presbyterian Church, Summerville Masonic Lodge #234 and the Omar Shrine Temple.
Provided by Berkeley County
As the Lowcountry prepares for its municipal elections on Tuesday, Nov. 4, voters will have the opportunity to select the city’s next Commissioner of Public Works, a role central to maintaining the city’s infrastructure.Two candidates, Kathleen Wilson and Barbara Acobe, are seeking the nonpartisan office, which oversees the installation, upkeep and repair of water and sewer infrastructure. The six-year term gives the winner a long horizon to shape Charleston priorities surrounding public health and environmental protection...
As the Lowcountry prepares for its municipal elections on Tuesday, Nov. 4, voters will have the opportunity to select the city’s next Commissioner of Public Works, a role central to maintaining the city’s infrastructure.
Two candidates, Kathleen Wilson and Barbara Acobe, are seeking the nonpartisan office, which oversees the installation, upkeep and repair of water and sewer infrastructure. The six-year term gives the winner a long horizon to shape Charleston priorities surrounding public health and environmental protection.
Kathleen Wilson: Experience and forward planning
Current commissioner Kathleen Wilson, who has served on the Charleston Water System board since 2020, emphasizes preparation and infrastructure reliability.
“Charleston Water System has multiple challenges on multiple fronts. Customers often ask why rates are going up each year. There are the obvious causes, such as increased costs in everything that we do – goods and services purchased and the huge cost of maintaining our thousands of miles of infrastructure – but we constantly seek new and better materials in every aspect of this infrastructure, from new materials for water and sewage lines to reliable pump stations and ensuring that our product – finished, treated water – is as pristine as we can make it.”
Wilson highlighted the complexity of keeping water flowing in a growing city.
“We test constantly throughout our system, 120 or so tests each month, and the CWS operation runs 24/7/365. We anticipate issues, whether it is a sudden line break or strategically thinking through major capital projects.” She also noted the ongoing replacement of lead lines on the peninsula, ensuring homeowners receive new lines at no cost.
Facing future pressures, Wilson pointed to the Lowcountry Rapid Transit project, which will require costly relocations of water mains.
“This tremendous unfunded liability will force CWS to go to the bond markets. This greatly alters our capital projects plans and the ability to get smaller projects, less urgent, completed for several years.
"It will also result in additional rate hikes for all existing customers. We have no choice, and this will most likely fall to us. It is these types of occurrences that the public is not aware of that result in truly difficult decisions and increased rates that are not ours but rather poor planning on the part of another governmental agency.”
On balancing infrastructure growth with sustainability and affordability, Wilson stressed careful planning and financial oversight. She cited the $117 million West Ashley sewer tunnel extension, which she described as “a game changer," saying it will serve the area for the next 150 years.
In her bid for re-election, Wilson said, “I am proud to serve this utility and our customer base. We are fiscally sound, we think and plan well, and our staff is second to none. I would like to remain a commissioner and continue doing the quiet work of providing an excellent product, protecting the environment, and doing all at the most efficient cost to our customers.”
Barbara Acobe: Transparency and community-focused planning
Barbara Acobe, a former Charleston Water System employee of over 40 years, centers her campaign on proactive planning, community engagement, and balancing growth with affordability. She highlighted aging infrastructure and water quality concerns as her top priorities.
“(The city’s biggest challenges are) the depletion of our water south, conservation, and the replacement of many of the commissioner's water and sewer mains, which are nearing 100 years old,” she said. “To tackle this, I propose a thorough assessment of how growth affects our systems to guide us in identifying key areas for improvement and implementation.”
Acobe also emphasized the need to monitor chemical levels and aging pipes at the Plum Island facility while maintaining compliance with Environmental Protection Agency standards. She outlined a vision for a comprehensive and transparent approach.
“I recommend establishing a comprehensive plan that emphasizes transparency, keeping residents informed about water quality, safety, and any health risks. It's important to equip residents with proactive measures they can take to ensure they have safe water.”
On affordability, she believes in balancing preservation with growth. “I would advocate for a comprehensive plan that predicts future growth rates, has a sensible rate increase structure for all new businesses, seeks more federal and/or state funding for major projects, and funds reasonable solutions to reduce labor and material costs that contribute to rate increases.”
Acobe stressed the importance of coordination with city departments to guide development responsibly. “The city should adopt a transparent and collaborative approach, actively engaging the Department of Health and Environmental Control, as well as the zoning, planning, and preservation departments, to provide input on future development. This collaboration will help address any potential changes in rates that could impact affordability for ratepayers.”
She also emphasized the importance of effective waste management and ongoing maintenance of sewer systems to meet growing demands and control costs.
“I would advocate for gathering input from customers by conducting a comprehensive feasibility analysis of growth trends. This will help address community needs and concerns about affordable rates,” Acobe said, underscoring her focus on practical solutions that balance infrastructure, growth, and affordability.