Accidents in today's world seem to happen all the time, and often, they happen out of nowhere. Even the most prepared individuals can be caught off guard when by someone else's negligence. You could be out for dinner with your partner at Terry Black's Barbecue Lockhart in Lockhart and then, on the way home, you could be sideswiped by a speeding driver on their smartphone.
Victims in such scenarios are often left with the ability to earn money and provide for their families when they're injured in car crashes and other personal injury cases. Without the guidance of a personal injury attorney in Lockhart, SC, they give statements to insurance companies by mistake, which compromises settlement agreements. It's only after they struggle that they realize they deserve much, much more than they received.
Have you been injured in an accident that wasn't your fault? Have you asked yourself any of the following questions, like:
Statistics show us that personal injury cases in South Carolina are quite prevalent, making up 36% of civil court filings. It makes sense, then, that injured victims have questions like those listed above. At Cobb Hammett, our collective hearts ache for these people, who must now suffer needlessly.
When you dig deeper, you realize that these victims aren't just struggling to keep going because of being injured. They're trying to put the piece back together mentally as well, all while trying to make ends meet to cover doctor's visits, hospital expenses, and more. The good news is that South Carolina's personal injury laws dictate that those deemed responsible for your pain and suffering have to pay for the aforementioned expenses. With Cobb Hammett leading the way, you've got a true shot at receiving substantial compensation - money that you absolutely deserve.
If you have sustained injuries in an accident in South Carolina, you are entitled to file either an insurance claim or a personal injury lawsuit against the party at fault. Should the insurance provider not present a reasonable settlement, it makes sense to consult with a personal injury lawyer in Lockhart, SC.
At Cobb Hammett, we aim to assist accident victims in South Carolina in securing the highest amount of compensation possible for things like medical bills, recovery, pain and suffering, and more. To do so, we take an approach that assumes your case is unique. That's why we adopt a customized approach for every case that we handle. We want to educate you and put you at ease, and that begins with a complimentary consultation and discussion with an experienced personal injury lawyer. In this first meeting, we will evaluate your accident, assess liability, and suggest the most suitable legal path for you.
Our personal injury lawyers specialize in a range of case types, including but not limited to:
Put simply, we put our clients' needs first before anything, work tirelessly to protect their rights, and fight insurance companies that are intent on minimizing compensation.
You can rest easy knowing your case will be handled by highly experienced and effective attorneys specializing in South Carolina personal injury law. We have years of collective experience and will put our expertise to work for you when it matters most. We collect NO FEES until you are compensated.
Cobb Hammett Works for YOU Like Caldwell County Museum near Lockhart, we stand tall for you when you're at your lowest. We're dedicated to handling your personal injury claim - not one that has similar circumstances. After all, every case and situation is different and requires a nuanced, custom approach.
We'll speak with you one-on-one and keep our phone lines open when you have questions or concerns. We have the proper tools and training to oversee your case with confidence and expertise.
Now that you understand why Cobb Hammett is one of South Carolina's premier personal injury firms, let's dive into more info on workers' compensation and car accident cases - two of the most common types of claims we help oversee.
With a reported incident rate of 1.9 personal injury cases per 100 full-time workers in 2023, it's clear that unfortunate accidents happen on the job in the Palmetto State. In fact, in 2022, 132 fatal injuries occurred in the workplace. These injuries happen at many different companies. In fact, personal injury lawyers in Lockhart, SC, have fought many big-name brands for personal injury issues, including:
Although there isn't a unified federal statute regarding workers' compensation, each state in the U.S. operates its own workers' compensation system. It doesn't take a graduate from Lockhart Elementary and Middle Schools near Lockhart to know that this program offers financial assistance to employees who suffer from job-related injuries or illnesses. Generally, an injured worker can obtain workers' compensation benefits without having to demonstrate their employer's negligence. In return, the employee relinquishes the right to pursue a personal injury lawsuit against the employer.
Within the state workers' compensation framework, an injured employee will be compensated for all necessary medical care following a workplace incident. If the injury or illness results in more than seven days of missed employment, the employee will receive 66.66% of their average weekly salary, subject to a maximum limit.
Workers may also be eligible for compensation for permanent disabilities or disfigurement. The highest compensation available for death or total disability is 500 weeks of benefits. Lifetime benefits are accessible in cases of quadriplegia, paraplegia, and traumatic brain injuries.
In South Carolina, the majority of workers can receive workers' compensation benefits if they sustain an injury or illness while on the job. Employees are not required to establish fault; they simply need to demonstrate that the injury or illness occurred at work or during activities related to their job. Unfortunately, there are certain exceptions outlined in the SC State Workers' Compensation Act, indicating that some employers are ineligible for workers' compensation coverage.
Restrictions may include:
Employers covered by the SC State Workers' Compensation Act are required to have the minimum necessary amounts of workers' compensation insurance. If you're working to recover after a workplace injury, reach out to Cobb Hammett today. Our personal injury lawyers will diligently strive to provide you with the assistance you need to restore your life.
Many injured workers believe that they can cut costs by not hiring a personal injury attorney to manage their workers' compensation claims. However, the reality is that many individuals end up losing money or they fail to receive the full compensation they deserve when they forego legal representation. If you've recently suffered an injury at work and are uncertain about whether to seek legal help for your case, consider these important points.
Skilled workers' compensation lawyers create risk, which insurance companies dislike because it can lead to financial loss. An experienced lawyer develops strategies to maximize your benefits and gathers admissible evidence for hearings. Understanding your entitled benefits and how to prove your case can be complex, even for attorneys. This is why having professional help from a qualified lawyer is essential in workers' compensation cases.
Injured people must file a workers' comp claim to safeguard their rights and help ensure that they get compensated fairly. Despite that, many people submit claims before hiring a lawyer to determine if their claim is valid.
Reasons for this usually include:
It's important to understand that the decisions you make don't automatically exclude you from filing a workers' compensation claim. This is why partnering with an experienced workers' compensation lawyer is crucial. Skilled attorneys, like those at Cobb Hammett, will carefully evaluate your situation and help you determine if you have a valid claim for workers' compensation benefits.
Injured people must file a workers' comp claim to safeguard their rights and help ensure that they get compensated fairly. Despite that, many people submit claims before hiring a lawyer to determine if their claim is valid.
Most drivers agree that getting in a fender bender is a huge headache, even when it's not your fault. The police get called, the other driver gets angry, and insurance companies jump in to facilitate repairs. A small dent is one thing, but a serious car wreck is an entirely different story.
The impact of such an event can be traumatic and far-reaching, especially when serious injuries are involved. Auto accident survivors often experience PTSD, emotional distress, and many physical challenges that alter their quality of life. In the face of these horrible events, aggressive representation from a personal injury attorney in Lockhart, SC, can increase the chances of obtaining much-needed compensation.
Here's a challenging reality to accept: Insurance companies typically strive to minimize their payouts. Fortunately, you can safeguard yourself from their strategies by obtaining appropriate legal assistance for your personal injury case.
When you notify an insurer about an accident, they will assign an adjuster to your situation. However, adjusters handle numerous cases and may not fully grasp the specifics of yours. If an insurance claims adjuster reaches out to you, proceed with caution. They are not prioritizing your best interests. It's common for adjusters to advocate for settlements that fall short of your claim's true value.
If you communicate with an adjuster, stick to the essential facts and do not give a recorded statement or consent to any settlement. Instead, hold off until after you've consulted with a personal injury lawyer. At Cobb Hammett, our group of car accident attorneys will evaluate the real value of your claim and safeguard you from being exploited by insurance companies.
When you work with a personal injury lawyer in Lockhart, SC, from Cobb Hammett, there's no need to be an expert on South Carolina auto accident laws. That's what we're here for: to be a reliable source of knowledge, expertise, and action. We have the resources and experience to handle any auto accident case in the Lowcountry.
Our long-time auto accident lawyers are happy to oversee legal proceedings on your behalf and strive to provide peace of mind as we negotiate an acceptable resolution. With that said, knowledge is power. Keep these facts in mind so you can better protect your rights.
South Carolina's "Fault" System of Insurance Like other states, South Carolina functions under a "fault" insurance model. This system requires the driver deemed at fault for the accident to compensate the injured party for their damages.
You should be aware that there's a deadline, referred to as the statute of limitations, for submitting an auto accident claim in South Carolina. Generally, you must pursue your claim against the at-fault driver or another involved party within three years of the accident. However, there are specific situations where you need to take action within two years. If you do not lodge your personal injury claim within the designated timeframe, you might lose your opportunity to file a claim permanently.
If you find yourself in a car accident that results in a personal injury claim due to someone else's negligence, the court needs to establish that you (the plaintiff) are not more than 50% responsible for the incident. Should you be deemed more than 50% at fault, you will lose the ability to pursue compensation. In contrast, if it's determined that you are 50% or less at fault, you will be entitled to receive some compensation. However, your award will be reduced based on the percentage of fault assigned to you.
When drivers are on the road, they must be careful and attentive to their surroundings. This includes being vigilant about other drivers, pedestrians, cyclists, and all road users. However, if a driver decides to text, eat, or talk on the phone while driving, they're most likely acting negligently.
Negligence includes acting carelessly and often ends with other motorists getting injured or worse. Some other examples of negligence in South Carolina include:
If you've been in a car accident and need clarity on local laws or how negligence applies to your case, don't hesitate to set up a free claim assessment with Cobb Hammett today.
Understanding your rights and filing a claim promptly allows our lawyers to advocate effectively on your behalf. Our team of accident lawyers is committed to safeguarding your interests, regardless of the challenges posed by insurance companies and the complexities of South Carolina's legal system.
Whether you were just hurt badly in an auto accident or you're struggling after getting injured at work, know that our team of personal injury lawyers is ready to help. As insurance claims experts, we employ effective strategies to negotiate with insurance companies, so you get the maximum amount of compensation available.
Unlike some personal injury firms, we never charge you unless we win and always prioritize compassionate service and hard work. That's the Cobb Hammett difference. Contact our offices in South Carolina today so that we can fight for your rights tomorrow.
News that Hope Hospital would close devastated the small community of Lockhart.Hope Hospital, located in the center of the mill community of 617 residents, opened in 1950 to accommodate the medical needs of the employees of Milliken's Lockhart plant.When the mill closed several years ago, the number of patients declined, leaving a loss of revenue for the 10-bed hospital, administrator Mildred Purvis said."We knew it would be closing," said Purvis, who has worked at the hospital for 26 years. "We haven't ha...
News that Hope Hospital would close devastated the small community of Lockhart.
Hope Hospital, located in the center of the mill community of 617 residents, opened in 1950 to accommodate the medical needs of the employees of Milliken's Lockhart plant.
When the mill closed several years ago, the number of patients declined, leaving a loss of revenue for the 10-bed hospital, administrator Mildred Purvis said.
"We knew it would be closing," said Purvis, who has worked at the hospital for 26 years. "We haven't had many patients since Thanksgiving, and only one since March 6."
When that patient was discharged on April 16, the state's smallest hospital closed its doors for the last time.
"We have a lot of older people in Lockhart, many who are on Medicare or Medicaid," Purvis said. "And the hospital didn't accept either one, so our patient population had really gone down."
Now, to the dismay of many Lockhart residents, they must travel 15 or 20 miles to the nearest hospital in case of an emergency.
Hope Hospital is located practically in Beverly Schrader's back yard.
"It was so close and convenient," Schrader said. "If you ever needed help in a hurry, they were there. Now, I have to call an ambulance or make the drive."
Purvis said the hospital's board of trustees had no choice but to close the hospital because of declining revenue.
Hope Hospital staffed one full-time doctor, Dr. Robert Wentz, who still has his medical offices inside the building. Four full-time nurses and two part-time nurses were employed by the facility.
Some of those nurses retired, while others have accepted jobs elsewhere.
A pharmacy technician employed by Hope Hospital has decided to open his own pharmacy in Union.
Purvis will stay at the hospital for three months to get records in order.
"(The news) was devastating to us," Lockhart Mayor Ailene Ashe said. "It's a terrible thing to see go because it's so much a part of our lives."
The property and building will revert back to Milliken Corp., which helped open the hospital. No decision has been made on what will happen to the building, Ashe said.
Lynne Powell can be reached at 487-7146 or [email protected].
EDUCATIONLockhart’s lone remaining school graduated its last class of eighth-grade students this week.The Tuesday night ceremony was held ahead of Lockhart School’s last official day of classes for students on Thursday. Union County schools trustees made the call to shutter the school earlier this year.The move means students and teachers will be assigned to other schools within the county when classes resume in the fall.It's a conclusion to a proud chapter in the tiny mill village's history.&ld...
EDUCATION
Lockhart’s lone remaining school graduated its last class of eighth-grade students this week.
The Tuesday night ceremony was held ahead of Lockhart School’s last official day of classes for students on Thursday. Union County schools trustees made the call to shutter the school earlier this year.
The move means students and teachers will be assigned to other schools within the county when classes resume in the fall.
It's a conclusion to a proud chapter in the tiny mill village's history.
“I cannot express how heartbroken I am to see the school go,” Lockhart Mayor Ailene Ashe said. “What we have left is not a whole lot, and most of the buildings are gone. We’ve always wanted to be able to say, ‘You need to come to Lockhart,’ and the school was always an important part of that.”
Ashe has served as the village’s mayor for much of the past two decades, but long before that she was just a girl in love with Lockhart.
She remembers when the school was first built in the mid-1950s after the previous school, which was constructed in the years just after World War I, burned down.
That fire forced the children of Lockhart to take classes for more than a year in an armory up the road, so when the new school opened, Ashe said it was a welcome sight.
Those were thriving years for the community, when textile mills still provided a good living for people in Union County, Ashe said. When those mills closed, much of the work dried up, and Ashe said the community has been on a downward trajectory since.
Citing economic concerns, Union County school trustees authorized Superintendent Bill Roach in February to explore reassigning the school’s 30-plus faculty and staff members to other positions in the district. The call was made in subsequent weeks to close the school, which has served kindergarten through eighth grade students for decades.
Roach declined to be interviewed for this article. Mike Massey, a member of the Union County Schools board of trustees, said he’s sad to see Lockhart lose its school. He voted against the measure in March to close the facility, though he said he understands the reasoning for the decision.
“The school has really been a rally point for this community for a lot of years,” Massey said. “I understand what it means to the town and to its people. I also realize the trustees have to take everything else into consideration, and I don’t have any hard feelings.”
Massey is closer to the situation than most. He attended Lockhart School in his elementary and middle school years, and he graduated from the town’s former high school before beginning his own career in education. He spent his last two years at Lockhart before retiring three years ago.
“They were probably two of my greatest years,” Massey said. “So I guess you could say I started my career and finished it there. Obviously, this affected a lot of people that I know personally.”
Now, Massey said the district must turn its attention to the school’s parents and students, and to its former employees, who will find new homes in the county’s other schools when the academic year resumes this fall.
“How do we get that taken care of with the least amount of fuss and make that as smooth as we can?” Massey asked.
Massey said he believe the students, and especially the parents, will be tremendous assets to the district’s other schools.
“Almost to a parent it’s always been, ‘I’m here for my child, tell me what I need to do,'” Massey said. “It’s a great group of engaged people. They really care about what’s going on, and to a certain extent I think the school’s size helped foster that. It’s my belief they’ll continue that on when they switch schools.”
Ashe said her attention will turn to finding a way to preserve the school property, which she said the school district has been willing to turn over to town leaders. She said upkeep costs could make that prohibitively expensive.
“We’re going to do everything we can to keep this a part of this community,” Ashe said.
She said former Lockhart School students and staff will gather at the school for a reunion from 11 a.m. to 1 p.m. on June 23.
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The anger in Jonesville and Lockhart over the loss of their high schools has faded with time, but the sense of loss still lingers.“Friday night football was the main event up there,” Lockhart business owner Bernice Canupp said.Games were major social gatherings, with residents in both towns coming out to cheer on the Wildcats and Red Devils. School events were supported by the whole community.But that ended 10 years ago, when the high schools in Jonesville and Lockhart were combined with Union High School to ...
The anger in Jonesville and Lockhart over the loss of their high schools has faded with time, but the sense of loss still lingers.
“Friday night football was the main event up there,” Lockhart business owner Bernice Canupp said.
Games were major social gatherings, with residents in both towns coming out to cheer on the Wildcats and Red Devils. School events were supported by the whole community.
But that ended 10 years ago, when the high schools in Jonesville and Lockhart were combined with Union High School to form Union County High.
The decision to consolidate was a divisive one. Many residents of the two communities argued the move would hurt their towns and rob them of a piece of their identity.
The two high schools were estimated to need somewhere in the range of $13 million in repairs. Consolidating the three high schools would save about $1 million annually, the Union County School District estimated.
In the end, economics prevailed, and most residents came to accept the change. But many still miss the institutions that helped bring everyone together.
'A tough decision'
The vote came in March 2007.
“It goes without saying that there was a feeling of loss in the Jonesville community as well as the Lockhart community. Those schools were an important part of the fabric of Union County,” said David Eubanks, who served as Union County's interim superintendent about a month after the vote. “It was a tough decision and it was an emotional decision.”
Consolidation came down to money, he said. Renovating the two high schools would have been costly, and enrollment was declining at all three of the county’s high schools.
“The school board did make that decision, in my opinion, just months before they probably would have had to make it because of the economic downturn,” Eubanks said.
After the 2006-07 school year, 364 Jonesville High students and 117 Lockhart High students became part of the consolidated Union County High School, according to S.C. Department of Education records.
Elementary and middle school students continue to use the Lockhart High building. Even before consolidation, all grade levels shared one facility, but because the lower grades don't require as much technology and lab space as the high school would have needed, the district has been able to focus funds on maintenance.
Jonesville High now houses the town's municipal complex, but still bears banners and logos with the school's old colors and Wildcat mascot.
Current Union County Superintendent Bill Roach said while the decision has come to be accepted by many, it remains an "open wound" for some residents.
“What happened then was, you’re shutting a page of history for a lot of those folks,” he said.
Small town voices
Bernice Canupp owns Lockhart Café, one of only a handful of businesses operating in the town limits.
“I hated it,” Canupp said of the consolidation effort.
Lockhart Café is surrounded by old mill houses that have outlived the mill that was once the heart of the community.
In 1994, Milliken & Co., the town’s major employer, pulled out. Since then, new development has come slowly.
Recently, a Dollar General — referred to by some as “mini Walmart” — was built on the outskirts of town. Rounding out the local businesses are Bailey’s Café, another small restaurant, and two gas stations.
A grocery store, pharmacy or doctor’s office are at least a 20-minute drive away in either Union or Chester County.
In front of the old mill pond, a painted red wall reads, “Welcome to the Beautiful Town of Lockhart.”
“Now, there’s really nothing here,” said Lockhart resident Ronnie Swanger as he passed a recent afternoon fishing at the pond. “It’s just a little forgotten mill village now.”
Swanger, a 1965 Lockhart High graduate, has lived in the town all his life.
“We had our own school, our own teachers," he said. "When I graduated, we only had about 17 seniors."
A 15-minute drive down Highway 9 from Lockhart is Jonesville, a larger and less centralized town.
Jonesville has more residents and businesses than Lockhart, but shared its feelings about consolidation.
Kolby Gage, a lifelong Jonesville resident, was in the school’s final graduating class in 2007. He said he didn’t think much about consolidation at the time. A decade later, he said he’s proud to have been part of history.
“There’s never another class coming from that building,” he said. “It’s part of the culture, even still today.”
Losing an identity
A lingering sore spot for Jonesville and Lockhart residents is how the consolidation plan was executed.
When the high schools were combined, school trustees decided to keep Union High's Yellow Jackets mascot at Union County High. That upset residents who had supported a plan proposed by a group of students, teachers and community members that would have created a new mascot, the Wolfpack, and new school colors to go with the new name.
But school trustees said redoing the signs at the school and elsewhere in the county would cost too much.
“I was disappointed in the way they did that,” lifelong Lockhart resident Gerald Gregory said.
Gage agreed.
“If they were going to combine the schools, they should’ve had a new mascot,” he said. “They shut down Jonesville, they shut down Lockhart, and just made Union bigger.”
Coming together
Some efforts were made to honor the connection the two last high school classes in the Jonesville and Lockhart buildings felt to their old schools.
The Jonesville and Lockhart high classes of 2008 and 2009 were allowed to be academically ranked with both Union County High students and with the Jonesville and Lockhart high groups, respectively. For two years, three high school valedictorians were recognized in Union County.
Students also could choose a transcript bearing the name of Union County, Jonesville or Lockhart high school.
“When it was all said and done, people wanted it to work,” Eubanks said. “And, over time, those people are the reason it worked.”
Eubanks understands why residents were upset. He said he told district staff to be ready to listen to people's concerns.
“We had to have empathy for those folks who had a sense of loss. A sense of healing had to be there,” he said. “The administration, the school board, everyone had to be a good listener. You weren’t going to talk anyone into understanding or accepting the schools were closed.”
A Cowpens High School graduate, Eubanks is no stranger to consolidation. He became principal of Broome High School one year after Spartanburg School District 3 merged Cowpens and Pacolet high schools.
Community members more readily accepted that consolidation because the new school was a fresh start with a new name and mascot, Eubanks said.
“I didn’t disagree with them. I tried to approach it like, ‘I know exactly what you’re talking about. I know those schools are a big part of your community,’” he said. “I think the greatest concern I heard was, ‘We will lose our identity.’ I said, ‘Try to help develop a new identity with that Union County High School.’ I feel there has been an attempt to do that, and just by virtue of the fact I didn’t hear anyone say the consolidation was a problem the last time I was down there, I think a lot of people did that.”
Acceptance
Even though the high school is gone, Gregory said he remains proud of Lockhart schools.
“We all still love and support that school and try to go to about everything they have,” Gregory said.
Students from Lockhart have benefited from going to Union County High, and have more opportunities there now than they would have had at the old school, Swanger said.
“I really didn’t like it to start with, but I really think it’s a good thing now,” he said.
There was also no way the district could've sustained three high schools in the long run, given the declining enrollment, aging facilities and small tax base, Eubanks said.
Roach said in the decade since consolidation, the district has worked hard for its students and its residents. The district has increased the programs offered at Union County High to accommodate students from across the county.
Gregory said while he thinks the process should’ve been handled differently, the bitterness many once felt has long since disappeared.
“You’ve got some with grudges from the start, but it has been good for the kids,” he said.
Eubanks said that sentiment is what has ultimately prevailed.
“There are a lot of people who still have a lot of value for those two schools in their soul, and that’s not going away,” Eubanks said. “I think everyone has come to accept, to a great degree, that it was in the best interest of the students in Union County so they could be better provided for academically.”