Protect Your Personal Injury Rights with Help from Cobb Hammett

Personal Injury Attorney in Hilton Head Island, SC

Accidents in today's world seem to happen all the time, and often, they happen out of nowhere. Even the most prepared individuals can be caught off guard when by someone else's negligence.RESTAURANT_1

Victims in such scenarios are often left with the ability to earn money and provide for their families when they're injured in car crashes and other personal injury cases. Without the guidance of a personal injury attorney in Hilton Head Island, SC, they give statements to insurance companies by mistake, which compromises settlement agreements. It's only after they struggle that they realize they deserve much, much more than they received.

Have you been injured in an accident that wasn't your fault? Have you asked yourself any of the following questions, like:

  • How will I pay for my hospital bills?
  • Am I going to be terminated from my job because I can't work?
  • Will I ever be able to live an independent life again?
  • Was the person who hit me negligent, and will I get the compensation I deserve?
  • I'm scared about the future. What will happen next now that I'm injured?
Personal Injury Hilton Head Island, SC

Statistics show us that personal injury cases in South Carolina are quite prevalent, making up 36% of civil court filings. It makes sense, then, that injured victims have questions like those listed above. At Cobb Hammett, our collective hearts ache for these people, who must now suffer needlessly.

When you dig deeper, you realize that these victims aren't just struggling to keep going because of being injured. They're trying to put the piece back together mentally as well, all while trying to make ends meet to cover doctor's visits, hospital expenses, and more. The good news is that South Carolina's personal injury laws dictate that those deemed responsible for your pain and suffering have to pay for the aforementioned expenses. With Cobb Hammett leading the way, you've got a true shot at receiving substantial compensation - money that you absolutely deserve.

Get Personal Injury Results and Reliable Representation While You Recover

If you have sustained injuries in an accident in South Carolina, you are entitled to file either an insurance claim or a personal injury lawsuit against the party at fault. Should the insurance provider not present a reasonable settlement, it makes sense to consult with a personal injury lawyer in Hilton Head Island, SC.

At Cobb Hammett, we aim to assist accident victims in South Carolina in securing the highest amount of compensation possible for things like medical bills, recovery, pain and suffering, and more. To do so, we take an approach that assumes your case is unique. That's why we adopt a customized approach for every case that we handle. We want to educate you and put you at ease, and that begins with a complimentary consultation and discussion with an experienced personal injury lawyer. In this first meeting, we will evaluate your accident, assess liability, and suggest the most suitable legal path for you.

Our personal injury lawyers specialize in a range of case types, including but not limited to:

Personal Injury Lawyer Hilton Head Island, SC
Car Wrecks in South Carolina
Car Accident Attorney Hilton Head Island, SC
Workers' Compensation in South Carolina
Law Firm Hilton Head Island, SC
Dog Bites in South Carolina
Personal Injury Hilton Head Island, SC
Trucking Accidents in South Carolina
Personal Injury Lawyer Hilton Head Island, SC
Slip & Fall Accidents in South Carolina
Car Accident Attorney Hilton Head Island, SC
Much More
Law Firm Hilton Head Island, SC

What Makes Cobb Hammett a Top Personal Injury Law Firm?

Put simply, we put our clients' needs first before anything, work tirelessly to protect their rights, and fight insurance companies that are intent on minimizing compensation.

Seasoned Personal Injury Lawyers

You can rest easy knowing your case will be handled by highly experienced and effective attorneys specializing in South Carolina personal injury law. We have years of collective experience and will put our expertise to work for you when it matters most. We collect NO FEES until you are compensated.

Personal Injury Hilton Head Island, SC

Cobb Hammett Works for YOU

LANDMARK_1 We're dedicated to handling your personal injury claim - not one that has similar circumstances. After all, every case and situation is different and requires a nuanced, custom approach.

Personal Injury Lawyer Hilton Head Island, SC

One-on-One Attention

We'll speak with you one-on-one and keep our phone lines open when you have questions or concerns. We have the proper tools and training to oversee your case with confidence and expertise.

Now that you understand why Cobb Hammett is one of South Carolina's premier personal injury firms, let's dive into more info on workers' compensation and car accident cases - two of the most common types of claims we help oversee.

Car Accident Attorney Hilton Head Island, SC

Understanding Workers' Compensation Claims in South Carolina

With a reported incident rate of 1.9 personal injury cases per 100 full-time workers in 2023, it's clear that unfortunate accidents happen on the job in the Palmetto State. In fact, in 2022, 132 fatal injuries occurred in the workplace. These injuries happen at many different companies. In fact, personal injury lawyers in Hilton Head Island, SC, have fought many big-name brands for personal injury issues, including:

Kapstone

Rober Bosch Corporation

Volvo

Boeing

BMW

Medical University of South Carolina

Roper Hospital

College of Hilton Head Island

Many More

Although there isn't a unified federal statute regarding workers' compensation, each state in the U.S. operates its own workers' compensation system. Generally, an injured worker can obtain workers' compensation benefits without having to demonstrate their employer's negligence. In return, the employee relinquishes the right to pursue a personal injury lawsuit against the employer.

Within the state workers' compensation framework, an injured employee will be compensated for all necessary medical care following a workplace incident. If the injury or illness results in more than seven days of missed employment, the employee will receive 66.66% of their average weekly salary, subject to a maximum limit.

Workers may also be eligible for compensation for permanent disabilities or disfigurement. The highest compensation available for death or total disability is 500 weeks of benefits. Lifetime benefits are accessible in cases of quadriplegia, paraplegia, and traumatic brain injuries.

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Are You Eligible for South Carolina Workers' Compensation Benefits?

In South Carolina, the majority of workers can receive workers' compensation benefits if they sustain an injury or illness while on the job. Employees are not required to establish fault; they simply need to demonstrate that the injury or illness occurred at work or during activities related to their job. Unfortunately, there are certain exceptions outlined in the SC State Workers' Compensation Act, indicating that some employers are ineligible for workers' compensation coverage.

Restrictions may include:

  • Casual Employees
  • Small Businesses Employing Three or Fewer Workers
  • Federal Employees
  • Some Realtors
  • Agricultural Workers
  • Railroad Workers
  • Corporate Officers
Personal Injury Hilton Head Island, SC

Employers covered by the SC State Workers' Compensation Act are required to have the minimum necessary amounts of workers' compensation insurance. If you're working to recover after a workplace injury, reach out to Cobb Hammett today. Our personal injury lawyers will diligently strive to provide you with the assistance you need to restore your life.

Why Should You Hire a Workers' Compensation Personal Injury Attorney in Hilton Head Island, SC?

Personal Injury Lawyer Hilton Head Island, SC

Many injured workers believe that they can cut costs by not hiring a personal injury attorney to manage their workers' compensation claims. However, the reality is that many individuals end up losing money or they fail to receive the full compensation they deserve when they forego legal representation. If you've recently suffered an injury at work and are uncertain about whether to seek legal help for your case, consider these important points.

Insurance Companies Know Personal Injury Lawyers Create Risk

Skilled workers' compensation lawyers create risk, which insurance companies dislike because it can lead to financial loss. An experienced lawyer develops strategies to maximize your benefits and gathers admissible evidence for hearings. Understanding your entitled benefits and how to prove your case can be complex, even for attorneys. This is why having professional help from a qualified lawyer is essential in workers' compensation cases.

Car Accident Attorney Hilton Head Island, SC

Personal Injury Lawyers Help Determine if You Have a Valid Workers' Comp Claim

Injured people must file a workers' comp claim to safeguard their rights and help ensure that they get compensated fairly. Despite that, many people submit claims before hiring a lawyer to determine if their claim is valid.

Reasons for this usually include:

  • Job Termination Fear
  • Existing Conditions
  • Desire to Continue Working After Reporting the Injury to Management

It's important to understand that the decisions you make don't automatically exclude you from filing a workers' compensation claim. This is why partnering with an experienced workers' compensation lawyer is crucial. Skilled attorneys, like those at Cobb Hammett, will carefully evaluate your situation and help you determine if you have a valid claim for workers' compensation benefits.

Law Firm Hilton Head Island, SC

Personal Injury Lawyers Help Determine if You Have a Valid Workers' Comp Claim

Injured people must file a workers' comp claim to safeguard their rights and help ensure that they get compensated fairly. Despite that, many people submit claims before hiring a lawyer to determine if their claim is valid.

Don't Let Insurance Companies Win. Fight for Your Rights After an Auto Accident in South Carolina

Most drivers agree that getting in a fender bender is a huge headache, even when it's not your fault. The police get called, the other driver gets angry, and insurance companies jump in to facilitate repairs. A small dent is one thing, but a serious car wreck is an entirely different story.

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The impact of such an event can be traumatic and far-reaching, especially when serious injuries are involved. Auto accident survivors often experience PTSD, emotional distress, and many physical challenges that alter their quality of life. In the face of these horrible events, aggressive representation from a personal injury attorney in Hilton Head Island, SC, can increase the chances of obtaining much-needed compensation.

Insurance Companies Are Not on Your Side

Personal Injury Hilton Head Island, SC

Here's a challenging reality to accept: Insurance companies typically strive to minimize their payouts. Fortunately, you can safeguard yourself from their strategies by obtaining appropriate legal assistance for your personal injury case.

When you notify an insurer about an accident, they will assign an adjuster to your situation. However, adjusters handle numerous cases and may not fully grasp the specifics of yours. If an insurance claims adjuster reaches out to you, proceed with caution. They are not prioritizing your best interests. It's common for adjusters to advocate for settlements that fall short of your claim's true value.

If you communicate with an adjuster, stick to the essential facts and do not give a recorded statement or consent to any settlement. Instead, hold off until after you've consulted with a personal injury lawyer. At Cobb Hammett, our group of car accident attorneys will evaluate the real value of your claim and safeguard you from being exploited by insurance companies.

What You Should Know About Auto Accidents in South Carolina

When you work with a personal injury lawyer in Hilton Head Island, SC, from Cobb Hammett, there's no need to be an expert on South Carolina auto accident laws. That's what we're here for: to be a reliable source of knowledge, expertise, and action. We have the resources and experience to handle any auto accident case in the Lowcountry.

Our long-time auto accident lawyers are happy to oversee legal proceedings on your behalf and strive to provide peace of mind as we negotiate an acceptable resolution. With that said, knowledge is power. Keep these facts in mind so you can better protect your rights.

South Carolina's "Fault" System of Insurance

South Carolina's "Fault" System of Insurance Like other states, South Carolina functions under a "fault" insurance model. This system requires the driver deemed at fault for the accident to compensate the injured party for their damages.

Personal Injury Lawyer Hilton Head Island, SC

The Statute of Limitations in South Carolina

You should be aware that there's a deadline, referred to as the statute of limitations, for submitting an auto accident claim in South Carolina. Generally, you must pursue your claim against the at-fault driver or another involved party within three years of the accident. However, there are specific situations where you need to take action within two years. If you do not lodge your personal injury claim within the designated timeframe, you might lose your opportunity to file a claim permanently.

Car Accident Attorney Hilton Head Island, SC

Comparative Fault Laws in South Carolina

If you find yourself in a car accident that results in a personal injury claim due to someone else's negligence, the court needs to establish that you (the plaintiff) are not more than 50% responsible for the incident. Should you be deemed more than 50% at fault, you will lose the ability to pursue compensation. In contrast, if it's determined that you are 50% or less at fault, you will be entitled to receive some compensation. However, your award will be reduced based on the percentage of fault assigned to you.

Law Firm Hilton Head Island, SC

How Does Negligence Affect Auto Accident Claims in South Carolina?

When drivers are on the road, they must be careful and attentive to their surroundings. This includes being vigilant about other drivers, pedestrians, cyclists, and all road users. However, if a driver decides to text, eat, or talk on the phone while driving, they're most likely acting negligently.

Negligence includes acting carelessly and often ends with other motorists getting injured or worse. Some other examples of negligence in South Carolina include:

  • DUI
  • Improper Lane Changes
  • Speeding
  • Failure to Yield
  • Running Red Lights or Stop Signs
  • Distracted Driving
  • Much More
Personal Injury Hilton Head Island, SC

If you've been in a car accident and need clarity on local laws or how negligence applies to your case, don't hesitate to set up a free claim assessment with Cobb Hammett today.

Understanding your rights and filing a claim promptly allows our lawyers to advocate effectively on your behalf. Our team of accident lawyers is committed to safeguarding your interests, regardless of the challenges posed by insurance companies and the complexities of South Carolina's legal system.

Personal Injury Lawyer Hilton Head Island, SC

Experience the Cobb Hammett Difference

Whether you were just hurt badly in an auto accident or you're struggling after getting injured at work, know that our team of personal injury lawyers is ready to help. As insurance claims experts, we employ effective strategies to negotiate with insurance companies, so you get the maximum amount of compensation available.

Unlike some personal injury firms, we never charge you unless we win and always prioritize compassionate service and hard work. That's the Cobb Hammett difference. Contact our offices in South Carolina today so that we can fight for your rights tomorrow.

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Latest News in Hilton Head Island, SC

Beaufort County among top areas in SC for HOA complaints. Here’s what residents are saying

Complaints filed against homeowners’ associations in South Carolina have surged in recent years, according to new data from the South Carolina Department of Consumer Affairs.According to the agency, HOA-related complaints increased 176% between 2019 and 2025.In 2025 alone, the department received 586 complaints targeting 339 homeowner associations and property management companies across the state.Beaufort County once again ranked among the top five counties for HOA complaints, tying with Dorchester County with 27 ...

Complaints filed against homeowners’ associations in South Carolina have surged in recent years, according to new data from the South Carolina Department of Consumer Affairs.

According to the agency, HOA-related complaints increased 176% between 2019 and 2025.

In 2025 alone, the department received 586 complaints targeting 339 homeowner associations and property management companies across the state.

Beaufort County once again ranked among the top five counties for HOA complaints, tying with Dorchester County with 27 total complaints. Nearby Jasper County recorded just four complaints, but ranked fifth statewide with complaints per capita, tying with Richland County at 0.13%.

Below is a breakdown of 2025 complaints filed and their status in Beaufort and Jasper County communities, according to state records.

Beaufort County HOA complaints

Hilton Head Island Motorcoach Resort: A homeowner alleged the HOA board was acting as a landlord in violation of zoning restrictions, potentially jeopardizing the resort’s non-profit status. This complaint received a satisfactory response.

Heritage at New Riverside: Residents raised concerns about maintenance and repairs, but due to disputed facts, an undetermined response was received.

A separate complaint involved a lien placed on a property and a request for waiver or adjustment of late fees, which did not receive a response and was left unsatisfied.

The Preserve at Indigo Run: Complaints included concerns over the allocation of HOA funds, failure to produce financial statements and ignored requests to access association documents. This complaint received a satisfactory response.

Pinecrest Property Owners Association: A homeowner alleged the POA failed to comply with a Freedom of Information Act request and conducted secret meetings outside executive session without taking minutes. This complaint received a satisfactory response.

Berkeley Hall Club: Residents cited failure to notify homeowners of board actions, concerns over allocation of funds, denial of the right to attend meetings or vote on subject matter changes, and failure to enforce covenants and bylaws. Due to disputed facts, an undetermined response was received.

Sun City Hilton Head Community: A homeowner requested a waiver or adjustment of a violation assessment. This complaint received a satisfactory response.

Four Seasons Carolina Oaks: A complaint alleged that there were ignored requests to access association information and documents. This complaint received a satisfactory response.

Palmetto Bluff: Multiple complaints were filed in 2025, including concerns regarding maintenance and repairs, disagreement over HOA fees and special assessments, claims of paying for services or amenities not being provided, failure to notify residents of board actions, issues related to board elections, failure to hold regular meetings, concerns about allocation of HOA funds, disputes over how assessment costs are split between homeowners and unsold lots, and dissatisfaction with developer management of the HOA.

All complaints received a satisfactory response.

Mill Creek at Cypress Ridge: One homeowner requested a waiver or adjustment of what they described as an excessive fine related to pool policy violations. This complaint received an undetermined response due to disputed facts.

An additional complaint cited failure to enforce covenants and concerns regarding maintenance, which received a satisfactory response.

Summerfield Villas: One complaint included failure to enforce covenants and bylaws, concerns over allocation of funds and a denial of the right to attend meetings or vote. This received a satisfactory response.

Another complaint stressed there was a failure to notify residents of board actions, which also received a satisfactory response.

Picket Fences: A homeowner alleged selective enforcement of covenants by the HOA president and also cited maintenance concerns and failure to enforce governing documents. This complaint did not receive a response and was left unsatisfied.

Azalea Square: Residents raised concerns regarding open meeting and notice requirements, transparency, failure to enforce covenants and bylaws and failure to notify residents of board actions. This complaint received a satisfactory response.

Palmetto Pointe Townes: Complaints included concerns over maintenance and repairs, allocation of HOA funds and disagreement with fees or special assessments. The complaint received a satisfactory response.

Belfair: A complaint alleged a failure to enforce covenants and bylaws. This complaint received a satisfactory response.

Mariners Cove Club: A homeowner raised concerns regarding maintenance and repairs. Due to pending court action, this complaint is currently undetermined.

Old House Creek: Complaints included failure to enforce covenants, failure to notify residents of board actions, maintenance concerns and denial of the right to attend meetings or vote. These complaints received a satisfactory response.

Brighton Bay: A complaint cited ignored requests to access information and failure to produce financial statements, which received a satisfactory response.

Hampton Lake: Residents alleged failure to notify homeowners of board actions and raised concerns regarding allocation of HOA funds. No response was received, leaving this complaint unsatisfied.

Oldfield: One complaint involved maintenance concerns and issues related to decisions made by the architectural review committee, which received a satisfactory response.

Another complaint cited failure to enforce covenants, concerns about allocation of funds and ignored requests to access HOA documents. This complaint received an undetermined response due to disputed facts.

The Haven at New Riverside: Complaints included failure to enforce covenants, disagreement with HOA fees or special assessments and failure to produce financial statements. These complaints received a satisfactory response.

Harbor Island: Residents alleged that requests for information were ignored, failure to notify homeowners of board actions and failure to enforce governing documents. These complaints received a satisfactory response.

Jasper County HOA complaints

Although Jasper County recorded only four complaints in 2025, it ranked among the higher counties per capita.

Issues submitted by homeowners included:

Hilton Head Lakes: One complaint alleged that residents were paying for services or amenities not being provided. A second complaint involved disagreement with HOA fees or special assessments and a request to opt out of irrigation services paid for through the HOA. Both complaints received a satisfactory response.

Latitude Margaritaville: A complaint involved access to HOA amenities. Due to no response, this complaint was left unsatisfied.

Riverton Pointe: A complaint included issues with decisions made by the architectural review committee, maintenance concerns, actions taken by the property management company and failure to enforce covenants and bylaws. This complaint received a satisfactory response.

The full list of complaints can be viewed on the Excel sheet in the SCDCA’s 2026 report.

How do these complaints work?

The SCDCA categorizes complaints by status to determine appropriate responses. In many cases, the department refers disputes back to the HOA for internal resolution rather than taking direct enforcement action.

The statuses are outlined as follows:

Residents can file complaints with the agency, which then reviews documentation, contacts the association for a response and tracks the outcome. However, the department does not typically have authority to overturn HOA decisions, instead serving as a mediator and record-keeper for consumer concerns.

To learn more about the different types of complaint statuses, the SCDCA has a complaint label video.

To learn more about South Carolina’s HOA guidelines and complaints, visit the SCDCA webpage.

Here’s why helicopters have been flying low over Hilton Head Island recently

A barrage of helicopters flying low over the north-end of Hilton Head over the past week has been disturbing the peace for some residents.Port Royal Plantation resident Chris Garmston told The Packet the noise started early last week and has persisted daily, except for Sunday. Every 20 minutes, from about 9 a.m. to 6 p.m., Garmston said, he and his wife have heard a helicopter flying low over their neighborhood.The Hilton Head resident of 30 years called the noise “irritating.”“We’re used to livin...

A barrage of helicopters flying low over the north-end of Hilton Head over the past week has been disturbing the peace for some residents.

Port Royal Plantation resident Chris Garmston told The Packet the noise started early last week and has persisted daily, except for Sunday. Every 20 minutes, from about 9 a.m. to 6 p.m., Garmston said, he and his wife have heard a helicopter flying low over their neighborhood.

The Hilton Head resident of 30 years called the noise “irritating.”

“We’re used to living in this lovely, peaceful island,” Garmston said. “It was just noisy and irritating.”

Port Royal Plantation is close to the Hilton Head Island Airport, where commercial airplanes take off and land daily. Garmston said he’s used to the sound of planes coming and going, but they’re not as disruptive, since they’re typically “one and done” and don’t fly directly overhead his neighborhood.

The reason for the helicopters over Hilton Head

Garmston said residents didn’t initially receive any kind of notice about the noise and helicopters. But in a Facebook post Sunday evening, the Hilton Head Island Airport shared the reason for the noise.

According to the post, the U.S. Navy is conducting helicopter training that is expected to continue through the end of the week.

“Crews are doing their best to avoid noise-sensitive areas while following required training procedures,” the airport wrote on Facebook.

Calls and emails from The Packet to Beaufort County Airports Director Jon Rembold and Marine Corps Air Station Beaufort were unsuccessful Tuesday morning.

Why the training happened over land instead of water

Garmston provided The Packet with an email he received from Ward 6 Council Member Melinda Tunner Tuesday morning. Garmston said he also spoke with Tunner.

According to the email, Rembold informed Tunner that the standard protocol is for the training exercises to be executed over the water, but when that airspace is being used, those flights happen over Hilton Head communities. The airport is required to accommodate military activity, Tunner wrote.

5 Chain Restaurants With the Best Appie Pie, According to Pastry Chefs

When an apple pie craving strikes, you’re probably not reaching for a peeler and pastry cutter; you’re instead heading to the nearest bakery. But convenience doesn’t have to mean compromise. Some chains have perfected their recipes, turning out pies with flaky crusts and well-spiced fillings that taste homemade. To find the best, Eat This, Not That! asked pastry chefs to share their go-to spots. From beloved favorites to local haunts, here are five must-try places.Known for Southern comfort homestyle meals, Cracker B...

When an apple pie craving strikes, you’re probably not reaching for a peeler and pastry cutter; you’re instead heading to the nearest bakery. But convenience doesn’t have to mean compromise. Some chains have perfected their recipes, turning out pies with flaky crusts and well-spiced fillings that taste homemade. To find the best, Eat This, Not That! asked pastry chefs to share their go-to spots. From beloved favorites to local haunts, here are five must-try places.

Known for Southern comfort homestyle meals, Cracker Barrel is a spot you want to save room for dessert. During the holidays, the chain offers its famous Apple Streusel Pie that everyone raves about.

“Cracker Barrel leans into comfort, tender apples and familiar spice,” says Eleni Louca, pastry chef at Hello Halloumi in the West Village, NYC.

Costco shoppers know the bakery has many standout items, including its apple pie.

“Costco does scale well, with generous apple pieces and a buttery crust,” says Chef Eleni. “Apple pie should feel honest, not overdesigned.”

Hilton Head Social Bakery

Hilton Head Island in South Carolina is a premier coastal destination renowned for its 12 miles of beautiful beaches, world-class golf and over 60 miles of biking trails. There’s also a great bakery there; you have to try the Hilton Head Social Bakery, which has two locations.

“It’s known for its classic and awesome French pastries, but a true gem hidden in their bakery cases is their Apple Pie disguised as a Rustic Apple Tart,” says Chef Philippe, Hilton Head Social Bakery, Hilton Head Island, SC. “Truly ingenious and delicious, with sparkling apple and cinnamon flavors, and a buttery crust that makes it unmistakably Southern!”

Another bakery to check out in South Carolina is Pie King Cafe in Charleston.

“No shortcuts” is the motto, according to Chef Toby, The Pie King Cafe, Charleston, South Carolina.

He explains, “With several varieties available, all are delicious and feature generous apples, gentle spices, a tender crust and a feeling of home.”

Four & Twenty Blackbirds

Four & Twenty Blackbirds is a legend in Brooklyn, New York, for its wow-factor desserts. The bakery delivers nationwide and will quickly become your new favorite bakery, according to ​​Gabrielle Marie Yap, pastry sous chef.

“The Salted Caramel Apple pie strikes the perfect balance between sweet and tart,” she says. “There’s a reason why it’s one of the most popular items–it’s incredible.”

Cheapest gas stations in Hilton Head Island

Anyone who drives a car understands the sting of having to fill up their tank and pulling into the gas station, only to discover that gas prices have skyrocketed. Paying extra for gas means you have less to spend on other things, which, over time, can really put a crimp in your budget.Cheap Insurance explored some of the reasons behind major changes in gas prices, and compiled a list of the cheapest gas stations in Hilton Head Island using data from Gas Buddy.Gas prices fluctuate based on several factors, including the cost of ...

Anyone who drives a car understands the sting of having to fill up their tank and pulling into the gas station, only to discover that gas prices have skyrocketed. Paying extra for gas means you have less to spend on other things, which, over time, can really put a crimp in your budget.

Cheap Insurance explored some of the reasons behind major changes in gas prices, and compiled a list of the cheapest gas stations in Hilton Head Island using data from Gas Buddy.

Gas prices fluctuate based on several factors, including the cost of the key ingredient, crude oil, as well as the available supply and demand for gasoline. If the price of oil rises, a major refinery goes offline, or more drivers are hitting the road, for example, then the cost will increase.

In the first half of 2022, a unique confluence of events led to a surge in gas prices. The increased demand stemming from the COVID-19 pandemic, Russia's invasion of Ukraine, and a slowdown in oil production all contributed to a national all-time high of $4.93 per gallon on average in June 2022.

Seasons also affect gas prices. Demand tends to drop in winter, but the cost also falls because gas stations switch to a different blend of gasoline that's optimal for lower temperatures—and has cheaper ingredients.

Location also matters. The South and Midwest tend to have the lowest gas prices, while the West, including Hawai'i, has the highest. Californians, in particular, pay more for gas on average than any other state. That's because of its high state excise taxes; its isolation from the country's major pipelines, which causes supply issues; and its requirements that mandate a more environmentally friendly blend of gas that costs more to produce and adds to the price per gallon.

No matter where you live, read on to see if you can get a deal on gas near you.

#1. NEX- Address: 4 Sanders Rd, Beaufort, SC- Price: $2.45

#2. Shell- Address: 2327 Boundary St, Beaufort, SC- Price: $2.49

#2. Shop N Go (tie)- Address: 430 Parris Island Gateway, Beaufort, SC- Price: $2.49

#2. Shell (tie)- Address: SC-170, Okatie, SC- Price: $2.49

#2. Sam's Club (tie)- Address: 14 Bluffton Rd, Bluffton, SC- Price: $2.49

#6. Parker's- Address: 307 US-17, Hardeeville, SC- Price: $2.50

#7. Shell- Address: 3551 S Okatie Hwy, Hardeeville, SC- Price: $2.55

#8. BP- Address: 1190 Ribaut Rd, Beaufort, SC- Price: $2.59

#8. Amoco (tie)- Address: 6194 S Okatie Hwy, Hardeeville, SC- Price: $2.59

#8. Kroger (tie)- Address: 115 Innovation Dr, Bluffton, SC- Price: $2.59

Kenny B’s has permanently closed near Hilton Head. Here’s what we know

Kenny B’s French Quarter Cafe, a longtime Hilton Head restaurant known for its New Orleans–style cooking and festive Creole atmosphere, has permanently closed.The restaurant first opened in January 1999 at 70 Pope Avenue, becoming a go-to destination for locals and visitors seeking Cajun seafood and Southern hospitality.Owned and operated by husband-and-wife duo Ken and Lavern Ballard, Kenny B’s was the result of a concept the couple created together at their kitchen table.While originally from Ohio, Ke...

Kenny B’s French Quarter Cafe, a longtime Hilton Head restaurant known for its New Orleans–style cooking and festive Creole atmosphere, has permanently closed.

The restaurant first opened in January 1999 at 70 Pope Avenue, becoming a go-to destination for locals and visitors seeking Cajun seafood and Southern hospitality.

Owned and operated by husband-and-wife duo Ken and Lavern Ballard, Kenny B’s was the result of a concept the couple created together at their kitchen table.

While originally from Ohio, Ken worked as a chef in New Orleans before relocating to Hilton Head, bringing his own flair to the menu.

After nearly 25 years at the Pope Avenue location, Kenny B’s relocated in December 2023 to the Bridge Center Shopping Center at 1534 Fording Island Road. The move followed an extensive renovation of the former Thai Smile Cuisine building, which took nearly a year to complete.

Inside, walls were lined with framed mementos and posters honoring the restaurant’s original Hilton Head location.

Now, a different poster hangs taped on the front door: “Kenny B’s is permanently closed!”

What we know about the closure

In May of last year, Ballard sold the business due to personal health reasons and relocated to Lake Thurmond. Despite the change, he continued making the three-hour drive back each Sunday to assist with the transition under the new ownership.

“After all the investment we made to move to Bluffton from Pope Avenue, I felt the business deserved every opportunity it needed to continue on the path Lavern and I set in place for it almost 30 years ago,” he said.

But after about two years in the Bluffton location, the new owner made the decision to close the restaurant.

From Mardi Gras parties to fried Cajun turkey packages at Thanksgiving, the Bluffton location gave ample space for Ballard and his team to grow. It also made room for a vivid red “Dawghouse” room celebrating his beloved University of Georgia Bulldogs.

While the reason for the closure remains unclear, Ballard described it as “one of the most emotional days in my life.”

What’s next?

According to Ballard, a new tenant is already in place at the Bridge Center location, with plans to open sometime in April.

“The building deserves a new start and somebody who has that vision and energy to see it through,” he said.

The incoming operators are experienced restaurant owners, though the concept, name and details of what the space will offer have not yet been announced.

“Kenny B’s will always be a part of me,” Ballard said.

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