As Sarah prepared to close on her dream home in South Carolina, she felt a rush of excitement, envisioning a new life in a new home in North Charleston. However, in her eagerness, she overlooked the crucial step of hiring a real estate attorney. Unbeknownst to her, navigating the complexities of real estate transactions without legal guidance could lead to significant pitfalls. Without an attorney, she risked missing essential details in the contract, encountering unexpected fees, or facing issues with property liens that could jeopardize her investment. As Sarah soon discovered, the intricacies of South Carolina real estate law are best navigated with professional help to ensure a smooth and legally sound closing process.
The truth is that buying, selling, and managing real estate involves many moving parts and often represents the most complex and important investments most people ever make. Real estate closings in Wadmalaw Island, SC. are rarely black and white - they require an experienced, detail-oriented eye to examine specifics and protect you as the buyer or seller. That's where Cobb Hammett real estate attorneys come into play. We offer comprehensive, efficient, and high-level legal services regarding all facets of real estate and property issues - from closings and refinances to litigation over property disputes and more.
Before we dive into a few areas of our legal real estate expertise, let's examine real estate law in South Carolina, so you can build your knowledge and make an educated purchase decision.
Handling paperwork that needs to be completed promptly and navigating legal issues can be daunting for homeowners in South Carolina who are looking to buy or sell a home. According to data from the South Carolina Realtors, real estate deals in the Charleston area are on the rise, with a 3% increase in single-family closed sales and an impressive 20% rise in townhouse-condo closed sales.
The more you know about real estate law and real estate closings in The Palmetto State, the better off you'll be when it comes time to finally buy or sell your home. Let's take a closer look at a few key elements of residential real estate in South Carolina, including:
In South Carolina, real estate transactions are required to adhere to the Statute of Frauds, which stipulates that all contracts related to real estate must be documented in writing to be enforceable. These agreements generally encompass contracts for purchase, sale, and leases that extend beyond one year. It is crucial to ensure that your contract accurately represents the terms of your agreement to prevent any disputes in the future.
Furthermore, South Carolina law requires sellers to disclose any known defects in residential properties. This disclosure is usually made using the South Carolina Residential Property Condition Disclosure Statement. Neglecting to provide accurate information can lead to legal repercussions, like canceling home closings in Wadmalaw Island, SC., or pursuing lawsuits for damages.
South Carolina operates as a judicial foreclosure state, which requires lenders to utilize the court system for property foreclosures. This procedure involves initiating a lawsuit, informing the borrower, and securing a court order to move forward with the sale of the property. Borrowers have the option to contest the foreclosure in court or pursue alternative solutions like loan modifications or short sales. It is essential for both borrowers and lenders to have a clear understanding of their rights and responsibilities during foreclosure proceedings.
Eminent domain refers to the government's authority to seize private property for public purposes, like constructing roads or schools. In South Carolina, owners of property have the right to receive just compensation if their property is taken under eminent domain. Conflicts frequently arise regarding the compensation amount offered or the validity of the government's claim. If you are confronted with an eminent domain situation, contacting a real estate attorney can help safeguard your rights and ensure you obtain fair compensation.
The South Carolina Landlord-Tenant Act oversees rental agreements and tenants' and landlords' rights and responsibilities. The key provisions you should know about include the following:
Conflicts between property owners and renters frequently occur regarding security deposits, maintenance issues, or eviction processes. Familiarizing oneself with these legal guidelines can assist both sides in settling disputes peacefully or taking necessary legal measures.
Zoning rules significantly influence how properties may be utilized. These regulations determine if a property can be designated for residential, commercial, industrial, or agricultural use. Zoning laws also govern factors like building heights, setbacks, and the kinds of structures allowed on a property. Before entering a real estate closing in South Carolina - especially for buying a home or a piece of land - it's very important to review local zoning ordinances to ensure adherence to relevant regulations. After all, disputes regarding zoning can result in expensive delays or even necessitate changes to your development plans.
South Carolina is one of 22 states in the US that mandates attorney supervision for real estate closings. In fact, it's one of the few states where the attorney must be physically present during the closing process.
When buying a home, it's important to be aware of all associated costs, which might lead you to consider the least expensive legal representation. However, it's wise to take your time and look for an experienced real estate lawyer in South Carolina for several reasons. Real estate laws in South Carolina are designed to protect you. However, real estate transactions and closings are often complex, and the average buyer may not fully grasp all the intricacies involved without professional guidance.
Moreover, the role of a real estate attorney extends far beyond just clarifying the terms of the contract before you finalize the sale. A skilled South Carolina real estate lawyer will thoroughly investigate any potential issues and ensure you secure the most favorable terms for your home purchase.
Let's look at just a few reasons why you need a real estate lawyer when you're buying or selling a home in South Carolina. Not just because the law demands it - but because it's in your best interests to do so.
If you've bought property in different states, don't presume that your experience in South Carolina will be the same. Real estate regulations differ from one state to another. For instance, while South Carolina does not mandate a comprehensive home inspection, it does require a termite inspection. Additionally, unlike many other states, a lawyer must supervise all real estate closings in South Carolina. Under South Carolina law, a lawyer is required to assist both the buyer and seller in the following circumstances:
This is not an easy procedure. Fortunately, working with a knowledgeable real estate attorney in Wadmalaw Island, SC. from Cobb Hammett LLC helps ensure that every step is executed correctly - safeguarding your financial and legal interests.
Refinancing typically involves the rearrangement of a mortgage. In effect, this means replacing an old mortgage with a new one. Many homeowners in South Carolina choose to refinance their mortgages to reduce their interest rates, shorten their repayment terms, or capitalize on the equity they have accumulated.
With that said, a lawyer's oversight is necessary for closing on a home refinance. The mortgage will be tied to the property and influence the title. After the refinancing documents are signed, a knowledgeable real estate attorney will verify that the lender obtains all original documents, that the new mortgage is registered, and that all title policies are prepared to align with the loan obligations. At Cobb Hammett LLC, we always adhere to South Carolina consumer home loan laws to ensure that all refinancing processes comply with state regulations and standards.
In accordance with the South Carolina Consumer Protection Code, the buyer normally selects the closing attorney. This ensures that the attorney provides the buyer with a clear title to the property as intended. Realtors and lenders must respect the buyer's decision regarding the closing attorney.
At Cobb Hammett, LLC, our firm treats both the buyer and seller equally throughout the transaction process, offering assistance to both parties. Furthermore, the attorney maintains neutrality and will not advocate for either the buyer or the seller in the event of a dispute regarding the closing procedures of the home.
Typically, both the Buyer and Seller will be present at the closing unless documents have been signed ahead of time or remotely. The Buyer and Seller will individually review and sign the necessary documents. It's important to note that if a husband and wife jointly own property in both of their names, both parties must attend the closing. Realtors often choose to attend the closing as well, and sometimes, loan officers may be present, too.
Regardless of whether you're the buyer or seller, you should have two valid forms of identification. Usually, a driver's license and a Social Security card will suffice. You can also present other types of government-issued identification, such as a passport, military ID, or voter registration. The buyer must bring sufficient funds to close the deal in the form of certified funds. Of course, the seller must bring the keys to the property. You might be surprised at how often this last step doesn't happen - most often by accident.
We should state upfront that every real estate law firm in South Carolina may have different fees and pricing structures. At Cobb Hammett, LLC, we provide transparent pricing information for every client who walks through our doors. With that said, residential real estate closing lawyers usually charge a flat fee for handling the closing process. Typically, this fee amounts to several hundred dollars, and in some cases, it can exceed $1,000.
Many clients only interact with their real estate closing attorney during the actual closing and may question the reasons behind the fees. However, there is a significant amount of work that closing attorneys must complete in preparation for the closing to ensure the proper transfer of property from sellers to buyers.
To begin, your closing attorney will conduct a title search to verify the status of the property. The title search will confirm that the seller holds complete ownership of the property and is authorized to transfer it to the buyer. The title search will also reveal any easements, encroachments, or other restrictions that may affect the property. The attorney will also draft a title opinion to be provided to a title company. This document is used if the buyer decides to obtain title insurance.
The role of a closing attorney extends beyond the closing meeting. After the closing, they update the title on the local registry of deeds and record the deed and mortgage, if applicable. They are also responsible for disbursing fees such as brokerage fees, taxes, loan payoffs, seller proceeds, insurance premiums, and inspection fees.
If issues arise after the transaction, the closing attorney may help resolve them. Their guidance is essential for a smooth ownership transfer and ensuring all legal requirements are understood by the parties.
If you've bought property in different states, don't presume that your experience in South Carolina will be the same. Real estate regulations differ from one state to another. For instance, while South Carolina does not mandate a comprehensive home inspection, it does require a termite inspection. Additionally, unlike many other states, a lawyer must supervise all real estate closings in South Carolina. Under South Carolina law, a lawyer is required to assist both the buyer and seller in the following circumstances:
This is not an easy procedure. Fortunately, working with a knowledgeable real estate attorney in Wadmalaw Island, SC. from Cobb Hammett LLC helps ensure that every step is executed correctly - safeguarding your financial and legal interests.
Refinancing typically involves the rearrangement of a mortgage. In effect, this means replacing an old mortgage with a new one. Many homeowners in South Carolina choose to refinance their mortgages to reduce their interest rates, shorten their repayment terms, or capitalize on the equity they have accumulated.
With that said, a lawyer's oversight is necessary for closing on a home refinance. The mortgage will be tied to the property and influence the title. After the refinancing documents are signed, a knowledgeable real estate attorney will verify that the lender obtains all original documents, that the new mortgage is registered, and that all title policies are prepared to align with the loan obligations. At Cobb Hammett LLC, we always adhere to South Carolina consumer home loan laws to ensure that all refinancing processes comply with state regulations and standards.
In accordance with the South Carolina Consumer Protection Code, the buyer normally selects the closing attorney. This ensures that the attorney provides the buyer with a clear title to the property as intended. Realtors and lenders must respect the buyer's decision regarding the closing attorney.
At Cobb Hammett, LLC, our firm treats both the buyer and seller equally throughout the transaction process, offering assistance to both parties. Furthermore, the attorney maintains neutrality and will not advocate for either the buyer or the seller in the event of a dispute regarding the closing procedures of the home.
Typically, both the Buyer and Seller will be present at the closing unless documents have been signed ahead of time or remotely. The Buyer and Seller will individually review and sign the necessary documents. It's important to note that if a husband and wife jointly own property in both of their names, both parties must attend the closing. Realtors often choose to attend the closing as well, and sometimes, loan officers may be present, too.
Regardless of whether you're the buyer or seller, you should have two valid forms of identification. Usually, a driver's license and a Social Security card will suffice. You can also present other types of government-issued identification, such as a passport, military ID, or voter registration. The buyer must bring sufficient funds to close the deal in the form of certified funds. Of course, the seller must bring the keys to the property. You might be surprised at how often this last step doesn't happen - most often by accident.
We should state upfront that every real estate law firm in South Carolina may have different fees and pricing structures. At Cobb Hammett, LLC, we provide transparent pricing information for every client who walks through our doors. With that said, residential real estate closing lawyers usually charge a flat fee for handling the closing process. Typically, this fee amounts to several hundred dollars, and in some cases, it can exceed $1,000.
Many clients only interact with their real estate closing attorney during the actual closing and may question the reasons behind the fees. However, there is a significant amount of work that closing attorneys must complete in preparation for the closing to ensure the proper transfer of property from sellers to buyers.
To begin, your closing attorney will conduct a title search to verify the status of the property. The title search will confirm that the seller holds complete ownership of the property and is authorized to transfer it to the buyer. The title search will also reveal any easements, encroachments, or other restrictions that may affect the property. The attorney will also draft a title opinion to be provided to a title company. This document is used if the buyer decides to obtain title insurance.
The role of a closing attorney extends beyond the closing meeting. After the closing, they update the title on the local registry of deeds and record the deed and mortgage, if applicable. They are also responsible for disbursing fees such as brokerage fees, taxes, loan payoffs, seller proceeds, insurance premiums, and inspection fees.
If issues arise after the transaction, the closing attorney may help resolve them. Their guidance is essential for a smooth ownership transfer and ensuring all legal requirements are understood by the parties.
Commercial real estate transactions are distinct from residential real estate dealings in several aspects. Generally, commercial real estate provides less protection for purchasers while enabling more extensive negotiation and deal-making. Due to this dynamic, enlisting a knowledgeable attorney to represent you can be extremely beneficial and can help safeguard your legal and financial interests.
Our team of seasoned real estate attorneys has experience supporting clients in a wide array of commercial closing issues, including:
Commercial real estate closings in South Carolina require a significant amount of documentation, legal formalities, and terminology that can be daunting and confusing for buyers and sellers in real estate. If you require document reviews, assistance in forming a legal entity to facilitate the commercial real estate buying process, or help with negotiating the real estate purchase, Cobb Hammett is ready to assist.
At Cobb Hammett, we take pride in assisting clients from diverse backgrounds as they manage real estate transactions, including purchases, sales, and refinancing. As a premier real estate law firm located in Charleston, South Carolina, we provide tailored, high-quality legal services for residential and commercial closings and more. We champion your best interests, making certain that you do not enter into any agreements that could compromise your financial or legal standing.
As your dedicated real estate law attorney, we provide reliable representation for matters like:
If you're in search of a proactive, effective real estate attorney who addresses every aspect of your residential or commercial closing in South Carolina, look no further than Cobb Hammett, LLC. Contact our office today with your questions or real estate pain points. We'll take the time to listen and will recommend a tailored approach to your legal real estate needs.
JOHNS ISLAND — The owners of a Blackfish Road home dumped so much trash and debris on a city of Charleston-owned lot behind their house that it cost Charleston more than $140,000 to remove it all, according to a lawsuit.Now the city is suing Jose and Rosalinda Martinez for that amount and potentially more, saying they made the mess and should be held responsible. The complaint was filed Jan. 30.“I don’t know how I’m going to pay this,” said Jose Martinez, who told a reporter he’s a disabled m...
JOHNS ISLAND — The owners of a Blackfish Road home dumped so much trash and debris on a city of Charleston-owned lot behind their house that it cost Charleston more than $140,000 to remove it all, according to a lawsuit.
Now the city is suing Jose and Rosalinda Martinez for that amount and potentially more, saying they made the mess and should be held responsible. The complaint was filed Jan. 30.
“I don’t know how I’m going to pay this,” said Jose Martinez, who told a reporter he’s a disabled man in his late 50s. “It’s way, way too much.”
Martinez returned a Post and Courier reporter’s phone message left at a number listed for J & J Masonry Contracting, which is registered at the same Blackfish Road address in a residential subdivision on the north side of Maybank Highway.
Behind that property sits about six acres of city-owned vacant land where Charleston is working on the $5.8 million Barberry Woods Drainage Improvement Project. When work began on the project in 2025, the city discovered the construction debris and trash.
On aerial images included in Charleston County’s property records system, tire tracks and piles of debris are clearly visible, going back years.
The county had received complaints about the same property in 2014 and code enforcement found construction debris on the Martinez’s property, which was prohibited. That case ended with the county mailing a violation letter.
According to the 2026 legal complaint, Charleston County put Martinez on notice more than a year ago and issued a ticket, and he removed some of the waste from the city’s land. County records show the process was delayed because of Martinez’ health, the amount of waste and a family medical emergency.
The ticket the county issued was dismissed in May 2025 and the case was closed. But then the full extent of the waste was discovered as the city cleared its adjacent property for the drainage project, according to the county and the city.
It was a roughly 10,000-square-foot area where the waste was between two and eight feet deep, the city claimed.
A contractor hauled it all away, finishing in September 2025, at a cost of $140,862.61, according to the lawsuit.
“I don’t know why they are claiming it’s all my debris,” Martinez said. “Some of it is.”
He said one of the city’s contractors told him not to worry about it, that they would clean it up.
On Jan. 30 the city filed the lawsuit seeking to recoup the cost, plus legal fees and potentially additional damages, along with an injunction barring the couple from trespassing and dumping on city property.
Charleston’s attorney Julia Copeland said the city expects to win a judgment and put a lien on the Martinez’ property, so that the government would get the money it expects to be owed when the property is eventually sold.
The Barberry Woods drainage project is expected to be finished this year.
Drivers along Maybank Highway on Johns Island have been passing a bright green, retro-style sign promising miniature golf is “coming soon.”The wait is almost over.Sea Island Mini Golf & Arcade is slated to open in late February, bringing two full 18-hole micro-layouts and a large indoor arcade with several dozen games.The family-friendly entertainment hub at 3414 Maybank Highway features two separate courses — Alligator Alley and Swampville — ...
Drivers along Maybank Highway on Johns Island have been passing a bright green, retro-style sign promising miniature golf is “coming soon.”
The wait is almost over.
Sea Island Mini Golf & Arcade is slated to open in late February, bringing two full 18-hole micro-layouts and a large indoor arcade with several dozen games.
The family-friendly entertainment hub at 3414 Maybank Highway features two separate courses — Alligator Alley and Swampville — complete with fountains, sand traps and mini bridges behind a warehouse-style building and parking area.
More than 40 arcade games will be installed indoors, along with multiple televisions for watching sports, including golf and a concessions counter inside will serve up soft pretzels, ice cream, slushies, nachos and pretzels.
Pending a permit, the food truck will offer pizza, fries and chicken fingers. The owners have also applied for a beer and wine license.
Each hole on the courses is sponsored by a local business, and the first nine holes on each course are wheelchair accessible. The design allows players to complete a full 18-hole round by combining accessible holes across both courses. A practice putting green is included on site.
Co-owners Sandie and Michael Albenesius, who also own and operate St. John’s Kayaks and Boat Tours, said the idea grew out of a desire to offer more activities for teens and families on the island and nearby James Island. They own the Sea Island Mini Golf with two additional co-owners.
Transforming the former storage warehouse took several years.
Players on the mini golf course will receive putters, golf balls, a scorecard and a tiny pencil upon signing up to play the courses.
Outdoor seating, picnic tables and televisions — including coverage from the Golf Channel — are also part of the setup.
Initially, Sea Island Mini Golf & Arcade plans to operate Wednesday through Sunday from noon to 8 p.m. but will fluctuate based on weather or demand. The owners said hours will likely expand as demand grows, particularly heading into the summer season.
Beyond casual play, the venue plans to host birthday parties, corporate events, themed nights and group outings for kids and adults alike.
A national retailer of farm and rural lifestyle supplies is eyeing a new stire at Foxbank Plantation in Moncks Corner, near a community slated for nearly 3,000 homes.
Tractor Supply and PetSense by Tractor Supply have submitted plans to the S.C. Department of Environmental Services for a 21,930-square-foot retail outpost at 219 Foxbank Town Center. The project’s owner and developer is Twin Rivers Capital.
Tractor Supply carries farm supplies, pet and animal feed, clothing, tools, fencing and other rural essentials. PetSense offers grooming services and pet prescriptions.
Brentwood, Tenn.-based Tractor Supply is described as the largest rural lifestyle retailer in the U.S. The chain operates 2,364 namesake stores in 49 states, along with 206 PetSense locations in 23 states.
The company has opened seven stores in the Charleston area since expanding to South Carolina in 2007.
Gold Digger, an antique jewelry store, repair shop and jewelry design studio, will open Feb. 7 in North Charleston's Park Circle area.
The address is 1080 E. Montague Ave.
Gold Digger is owned by Lisa Thomas and daughter Emma, who source pieces during their travels. Each item is inspected and prepared by a master jeweler.
Thomas also owns DIGS Charleston and DIGS Imports, a curated furniture shop located at the same address, as well as Out of Hand in the Old Village in Mount Pleasant.
In addition to antique and vintage jewelry, the shop will offer repair services and custom, one-of-a-kind jewelry design.
A Cajun-style seafood boil restaurant has opened near Tanger Outlets in North Charleston. Happy Crab Seafood is now serving at 4950 Centre Pointe Drive.
The Habitat for Humanity ReStore on the peninsula is now open on Mondays.
The home goods-focused shop at 731 Meeting St., accepts donations and sells discounted building materials, furniture and home products, with proceeds supporting affordable housing efforts in the Charleston area.
Updated store hours are Monday from 9 a.m. to 5 p.m., Tuesday from 10 a.m. to 5 p.m., Wednesday through Friday from 9 a.m. to 5 p.m. and Saturday from 9 a.m. to 4 p.m.
The wait is over for diners in Goose Creek to get their own outpost of a Johns Island-based diner.
Sunrise Bistro officially opened Feb. 3 at 216 St. James Ave., in the former Ti-Ney Bangkok II Restaurant.
Co-owner Brian Appelt launched the eatery in 2009 with business partner Jessica Welenteichick after the pair spent years working together at Hege’s Restaurant on Johns Island. Other Sunrise Bistro locations are in Mount Pleasant, Johns Island, Aiken and Summerville.
JOHNS ISLAND — It’s beginning to look at lot like Lowes Foods.After months of construction, shoppers on Johns Island are starting to see visible changes at the former KJ’s Market, which is in the process of being converted into a Lowes Foods grocery store.Work started at the grocery store at Maybank Highway and Bohicket Road about eight months ago, when parent company Alex Lee Inc. announced last May the transition from the KJ’s to Lowes to better serve the community’s growing, changing demographic...
JOHNS ISLAND — It’s beginning to look at lot like Lowes Foods.
After months of construction, shoppers on Johns Island are starting to see visible changes at the former KJ’s Market, which is in the process of being converted into a Lowes Foods grocery store.
Work started at the grocery store at Maybank Highway and Bohicket Road about eight months ago, when parent company Alex Lee Inc. announced last May the transition from the KJ’s to Lowes to better serve the community’s growing, changing demographic.
From the outside, the change is clear: new Lowes signage now greets shoppers rather than the KJ’s logo and the construction scaffolding has been removed.
Inside, Lowes' private-label products are steadily appearing on the shelves along with a new THC-infused beverage section.
There are even seasonal King Cakes shipped directly from New Orleans, a signature offering at all locations from the North Carolina-based grocer.
While the location is open and operating, company officials say the conversion is still underway and the full Lowes experience is expected to roll out over the next couple of months. That includes adding a bar that allows customers to drink and shop.
“It's not a fully effective Lowes Foods with everything up and running yet, that's going to be a couple months,” said Kelly Davis, senior director of guest engagement with the grocery chain. “We've got a ways to go inside.”
Davis said the method of staying open during transitions was the same when the company took over the location and transitioned it to KJ’s from Bi-Lo, as construction continued and new products hit the shelves.
Despite the ongoing work and visible construction inside, store traffic has increased steadily each week, Davis said.
Once the conversion is complete, the store is expected to feature signature Lowes offerings such as a community table section with wine and beer tastings, a “chicken kitchen,” kids events and a "Pick & Prep" option that allows customers to buy partial portions of produce that can be chopped, diced and sliced to order, whether its half an onion or half a watermelon.
The overhaul will include a refreshed interior and more higher-end items, like dry-aged beef, more locally sourced products and a bigger specialty cheese section.
The store is also actively hiring as new departments come online and Matt Nowlin, a Lowes division director who lives on Johns Island, will continue to tailoring the store to local shoppers.
A formal grand opening celebration is planned once the full conversion is complete.
The supermarket remains one of the main food-shopping destinations on the island. The next-closest option for residents is a Food Lion about three miles away on Maybank Highway.
In 2020, Alex Lee Inc. acquired 20 Bi-Lo stores from Winn Dixie parent Southeastern Grocers. The Johns Island store is the third former Bi-Lo in the area to become a Lowes Food, following prior conversions in Hanahan and West Ashley.
The other Lowcountry Lowes Foods store is in Mount Pleasant, which opened in 2019 on Highway 41 in a newly built shopping center.
JOHNS ISLAND, S.C. (WCSC) — Charleston city leaders are racing against the clock to find a way to pay for long-needed road and intersection improvements on Johns Island, as traffic congestion continues to worsen and state funding falls short.City council has until February to decide whether to move forward with a Municipal Improvement District (MID), a tool that would allow the city to collect fees from new development to help fund infrastructure upgrades.Charleston City Councilman Jim McBride says the issue isn’t t...
JOHNS ISLAND, S.C. (WCSC) — Charleston city leaders are racing against the clock to find a way to pay for long-needed road and intersection improvements on Johns Island, as traffic congestion continues to worsen and state funding falls short.
City council has until February to decide whether to move forward with a Municipal Improvement District (MID), a tool that would allow the city to collect fees from new development to help fund infrastructure upgrades.
Charleston City Councilman Jim McBride says the issue isn’t the condition of the roads, but their capacity.
“Our population growth has exceeded our infrastructure to support it,” McBride said. “The main reason for that is all the traffic bottlenecks on Johns Island are on state roads — and the state does not have enough money to improve roads and intersections to keep up with the growth.”
Statewide transportation needs total about $70 billion, while projected revenue sits at just $27 billion, leaving a $42 billion funding gap, according to the South Carolina Department of Transportation’s revenue forecast through 2040.
That shortfall has pushed city leaders to consider alternatives like a Municipal Improvement District, which would focus on funding projects the state cannot.
McBride says the idea is to reinvest money from new development back into the community.
“It generates income based on new development on Johns Island that goes back to Johns Island,” he said. “That could be intersection improvements, traffic lights, sidewalks, or pathways connecting neighborhoods to business centers.”
Municipal Improvement Districts allow cities to assess fees on developers whose properties meet specific criteria, helping pay for infrastructure or stormwater drainage improvements tied to growth.
McBride says traffic congestion is already taking a toll on the local economy.
“People aren’t driving to businesses on Johns Island as often because of the traffic,” he said. “That hurts small businesses.”
This is not the first time Charleston has explored the idea. A similar proposal was paused in 2021 while the federal government reviewed its legality. The plan resurfaced at a city council meeting last November, and leaders are now gathering public input before any decision is made.
However, Mayor William Cogswell says timing could limit how effective the district would be.
“It would have been great if this was done 10 years ago,” Cogswell said. “You would’ve had a lot more revenue coming in because it would only be taxing new businesses — and much of Johns Island’s commercial development has already happened.”
The mayor says the city is also considering a Tax Increment District, which would use future growth in property values to pay for infrastructure improvements.
For now, city leaders say no final decision has been made — and traffic on Johns Island remains a growing challenge.