Discover Reliable, Effective Legal Help for Real Estate Closings in South Carolina

Real Estate Law in Summerville, SC

As Sarah prepared to close on her dream home in South Carolina, she felt a rush of excitement, envisioning a new life in a new home in North Charleston. However, in her eagerness, she overlooked the crucial step of hiring a real estate attorney. Unbeknownst to her, navigating the complexities of real estate transactions without legal guidance could lead to significant pitfalls. Without an attorney, she risked missing essential details in the contract, encountering unexpected fees, or facing issues with property liens that could jeopardize her investment. As Sarah soon discovered, the intricacies of South Carolina real estate law are best navigated with professional help to ensure a smooth and legally sound closing process.

The truth is that buying, selling, and managing real estate involves many moving parts and often represents the most complex and important investments most people ever make. Real estate closings in Summerville, SC. are rarely black and white - they require an experienced, detail-oriented eye to examine specifics and protect you as the buyer or seller. That's where Cobb Hammett real estate attorneys come into play. We offer comprehensive, efficient, and high-level legal services regarding all facets of real estate and property issues - from closings and refinances to litigation over property disputes and more.

Before we dive into a few areas of our legal real estate expertise, let's examine real estate law in South Carolina, so you can build your knowledge and make an educated purchase decision.

Real Estate Closing Summerville, SC

Your Guide to Residential Real Estate Law in Summerville, SC.

Handling paperwork that needs to be completed promptly and navigating legal issues can be daunting for homeowners in South Carolina who are looking to buy or sell a home. According to data from the South Carolina Realtors, real estate deals in the Charleston area are on the rise, with a 3% increase in single-family closed sales and an impressive 20% rise in townhouse-condo closed sales.

The more you know about real estate law and real estate closings in The Palmetto State, the better off you'll be when it comes time to finally buy or sell your home. Let's take a closer look at a few key elements of residential real estate in South Carolina, including:

  • Real Estate Contracts and Transactions in South Carolina
  • South Carolina Foreclosures
  • Property Rights and Eminent Domain Issues in South Carolina
  • Relationships Between Landlords and Tenants in South Carolina
  • Land Use and Zoning Laws in South Carolina
Real Estate Attorney Summerville, SC

Real Estate Contracts and Transactions in South Carolina

In South Carolina, real estate transactions are required to adhere to the Statute of Frauds, which stipulates that all contracts related to real estate must be documented in writing to be enforceable. These agreements generally encompass contracts for purchase, sale, and leases that extend beyond one year. It is crucial to ensure that your contract accurately represents the terms of your agreement to prevent any disputes in the future.

Furthermore, South Carolina law requires sellers to disclose any known defects in residential properties. This disclosure is usually made using the South Carolina Residential Property Condition Disclosure Statement. Neglecting to provide accurate information can lead to legal repercussions, like canceling home closings in Summerville, SC., or pursuing lawsuits for damages.

South Carolina Foreclosures

South Carolina operates as a judicial foreclosure state, which requires lenders to utilize the court system for property foreclosures. This procedure involves initiating a lawsuit, informing the borrower, and securing a court order to move forward with the sale of the property. Borrowers have the option to contest the foreclosure in court or pursue alternative solutions like loan modifications or short sales. It is essential for both borrowers and lenders to have a clear understanding of their rights and responsibilities during foreclosure proceedings.

Property Rights and Eminent Domain Issues in South Carolina

Eminent domain refers to the government's authority to seize private property for public purposes, like constructing roads or schools. In South Carolina, owners of property have the right to receive just compensation if their property is taken under eminent domain. Conflicts frequently arise regarding the compensation amount offered or the validity of the government's claim. If you are confronted with an eminent domain situation, contacting a real estate attorney can help safeguard your rights and ensure you obtain fair compensation.

Relationships Between Landlords and Tenants

The South Carolina Landlord-Tenant Act oversees rental agreements and tenants' and landlords' rights and responsibilities. The key provisions you should know about include the following:

  • Notice Requirements: Tenants have to give notice before they vacate a property. Landlords have to give notice before they enter a unit they're renting, except in emergency situations.
  • Security Deposits: Landlords have to return any security deposit within 30 days of when the tenant's lease ends, minus charges for unpaid rent or damages to the property.
  • Habitability and Repairs: Landlords have to keep rental properties habitable and safe. When a landlord fails to meet this mandate, tenants may be able to take legal action.

Conflicts between property owners and renters frequently occur regarding security deposits, maintenance issues, or eviction processes. Familiarizing oneself with these legal guidelines can assist both sides in settling disputes peacefully or taking necessary legal measures.

Land Use and Zoning Laws in South Carolina

Zoning rules significantly influence how properties may be utilized. These regulations determine if a property can be designated for residential, commercial, industrial, or agricultural use. Zoning laws also govern factors like building heights, setbacks, and the kinds of structures allowed on a property. Before entering a real estate closing in South Carolina - especially for buying a home or a piece of land - it's very important to review local zoning ordinances to ensure adherence to relevant regulations. After all, disputes regarding zoning can result in expensive delays or even necessitate changes to your development plans.

The Importance of Hiring an Attorney for Real Estate Closings in Summerville, SC.

South Carolina is one of 22 states in the US that mandates attorney supervision for real estate closings. In fact, it's one of the few states where the attorney must be physically present during the closing process.

When buying a home, it's important to be aware of all associated costs, which might lead you to consider the least expensive legal representation. However, it's wise to take your time and look for an experienced real estate lawyer in South Carolina for several reasons. Real estate laws in South Carolina are designed to protect you. However, real estate transactions and closings are often complex, and the average buyer may not fully grasp all the intricacies involved without professional guidance.

Moreover, the role of a real estate attorney extends far beyond just clarifying the terms of the contract before you finalize the sale. A skilled South Carolina real estate lawyer will thoroughly investigate any potential issues and ensure you secure the most favorable terms for your home purchase.

Let's look at just a few reasons why you need a real estate lawyer when you're buying or selling a home in South Carolina. Not just because the law demands it - but because it's in your best interests to do so.

Property Title Search Summerville, SC

If you've bought property in different states, don't presume that your experience in South Carolina will be the same. Real estate regulations differ from one state to another. For instance, while South Carolina does not mandate a comprehensive home inspection, it does require a termite inspection. Additionally, unlike many other states, a lawyer must supervise all real estate closings in South Carolina. Under South Carolina law, a lawyer is required to assist both the buyer and seller in the following circumstances:

  • Address any title issues (liens, judgments, unpaid taxes, mortgage debts).
  • Outline easements and rights-of-way for access to the property.
  • Complete and sign necessary documents as mandated by state law.
  • Submit these documents to the relevant government agency
  • Make payments according to the terms of the purchase agreement.

This is not an easy procedure. Fortunately, working with a knowledgeable real estate attorney in Summerville, SC. from Cobb Hammett LLC helps ensure that every step is executed correctly - safeguarding your financial and legal interests.

Commercial Real Estate Closing Summerville, SC

Refinancing typically involves the rearrangement of a mortgage. In effect, this means replacing an old mortgage with a new one. Many homeowners in South Carolina choose to refinance their mortgages to reduce their interest rates, shorten their repayment terms, or capitalize on the equity they have accumulated.

With that said, a lawyer's oversight is necessary for closing on a home refinance. The mortgage will be tied to the property and influence the title. After the refinancing documents are signed, a knowledgeable real estate attorney will verify that the lender obtains all original documents, that the new mortgage is registered, and that all title policies are prepared to align with the loan obligations. At Cobb Hammett LLC, we always adhere to South Carolina consumer home loan laws to ensure that all refinancing processes comply with state regulations and standards.

Home Purchase Legal Review Summerville, SC

In accordance with the South Carolina Consumer Protection Code, the buyer normally selects the closing attorney. This ensures that the attorney provides the buyer with a clear title to the property as intended. Realtors and lenders must respect the buyer's decision regarding the closing attorney.

At Cobb Hammett, LLC, our firm treats both the buyer and seller equally throughout the transaction process, offering assistance to both parties. Furthermore, the attorney maintains neutrality and will not advocate for either the buyer or the seller in the event of a dispute regarding the closing procedures of the home.

Refinancing Mortgage Attorney Summerville, SC

Typically, both the Buyer and Seller will be present at the closing unless documents have been signed ahead of time or remotely. The Buyer and Seller will individually review and sign the necessary documents. It's important to note that if a husband and wife jointly own property in both of their names, both parties must attend the closing. Realtors often choose to attend the closing as well, and sometimes, loan officers may be present, too.

Zoning Land Use Attorney Summerville, SC

Regardless of whether you're the buyer or seller, you should have two valid forms of identification. Usually, a driver's license and a Social Security card will suffice. You can also present other types of government-issued identification, such as a passport, military ID, or voter registration. The buyer must bring sufficient funds to close the deal in the form of certified funds. Of course, the seller must bring the keys to the property. You might be surprised at how often this last step doesn't happen - most often by accident.

Real Estate Closing Summerville, SC

We should state upfront that every real estate law firm in South Carolina may have different fees and pricing structures. At Cobb Hammett, LLC, we provide transparent pricing information for every client who walks through our doors. With that said, residential real estate closing lawyers usually charge a flat fee for handling the closing process. Typically, this fee amounts to several hundred dollars, and in some cases, it can exceed $1,000.

Many clients only interact with their real estate closing attorney during the actual closing and may question the reasons behind the fees. However, there is a significant amount of work that closing attorneys must complete in preparation for the closing to ensure the proper transfer of property from sellers to buyers.

To begin, your closing attorney will conduct a title search to verify the status of the property. The title search will confirm that the seller holds complete ownership of the property and is authorized to transfer it to the buyer. The title search will also reveal any easements, encroachments, or other restrictions that may affect the property. The attorney will also draft a title opinion to be provided to a title company. This document is used if the buyer decides to obtain title insurance.

Residential Property Lawyer Summerville, SC

The role of a closing attorney extends beyond the closing meeting. After the closing, they update the title on the local registry of deeds and record the deed and mortgage, if applicable. They are also responsible for disbursing fees such as brokerage fees, taxes, loan payoffs, seller proceeds, insurance premiums, and inspection fees.

If issues arise after the transaction, the closing attorney may help resolve them. Their guidance is essential for a smooth ownership transfer and ensuring all legal requirements are understood by the parties.

Real Estate Attorney Summerville, SC

Understanding the Process of Real Estate Closings in South Carolina

If you've bought property in different states, don't presume that your experience in South Carolina will be the same. Real estate regulations differ from one state to another. For instance, while South Carolina does not mandate a comprehensive home inspection, it does require a termite inspection. Additionally, unlike many other states, a lawyer must supervise all real estate closings in South Carolina. Under South Carolina law, a lawyer is required to assist both the buyer and seller in the following circumstances:

  • Address any title issues (liens, judgments, unpaid taxes, mortgage debts).
  • Outline easements and rights-of-way for access to the property.
  • Complete and sign necessary documents as mandated by state law.
  • Submit these documents to the relevant government agency
  • Make payments according to the terms of the purchase agreement.

This is not an easy procedure. Fortunately, working with a knowledgeable real estate attorney in Summerville, SC. from Cobb Hammett LLC helps ensure that every step is executed correctly - safeguarding your financial and legal interests.

Property Title Search Summerville, SC

Do You Need a Real Estate Attorney for Refinances in South Carolina?

Refinancing typically involves the rearrangement of a mortgage. In effect, this means replacing an old mortgage with a new one. Many homeowners in South Carolina choose to refinance their mortgages to reduce their interest rates, shorten their repayment terms, or capitalize on the equity they have accumulated.

With that said, a lawyer's oversight is necessary for closing on a home refinance. The mortgage will be tied to the property and influence the title. After the refinancing documents are signed, a knowledgeable real estate attorney will verify that the lender obtains all original documents, that the new mortgage is registered, and that all title policies are prepared to align with the loan obligations. At Cobb Hammett LLC, we always adhere to South Carolina consumer home loan laws to ensure that all refinancing processes comply with state regulations and standards.

Commercial Real Estate Closing Summerville, SC

Who Picks the Lawyer for Real Estate Closings in Summerville, SC.?

In accordance with the South Carolina Consumer Protection Code, the buyer normally selects the closing attorney. This ensures that the attorney provides the buyer with a clear title to the property as intended. Realtors and lenders must respect the buyer's decision regarding the closing attorney.

At Cobb Hammett, LLC, our firm treats both the buyer and seller equally throughout the transaction process, offering assistance to both parties. Furthermore, the attorney maintains neutrality and will not advocate for either the buyer or the seller in the event of a dispute regarding the closing procedures of the home.

Home Purchase Legal Review Summerville, SC

Which Parties Need to Attend Home Closings in South Carolina?

Typically, both the Buyer and Seller will be present at the closing unless documents have been signed ahead of time or remotely. The Buyer and Seller will individually review and sign the necessary documents. It's important to note that if a husband and wife jointly own property in both of their names, both parties must attend the closing. Realtors often choose to attend the closing as well, and sometimes, loan officers may be present, too.

Refinancing Mortgage Attorney Summerville, SC

What Should Home Buyers and Sellers Bring to South Carolina Real Estate Closings?

Regardless of whether you're the buyer or seller, you should have two valid forms of identification. Usually, a driver's license and a Social Security card will suffice. You can also present other types of government-issued identification, such as a passport, military ID, or voter registration. The buyer must bring sufficient funds to close the deal in the form of certified funds. Of course, the seller must bring the keys to the property. You might be surprised at how often this last step doesn't happen - most often by accident.

Zoning Land Use Attorney Summerville, SC

Fees Associated with Home Closings in City, State

We should state upfront that every real estate law firm in South Carolina may have different fees and pricing structures. At Cobb Hammett, LLC, we provide transparent pricing information for every client who walks through our doors. With that said, residential real estate closing lawyers usually charge a flat fee for handling the closing process. Typically, this fee amounts to several hundred dollars, and in some cases, it can exceed $1,000.

Many clients only interact with their real estate closing attorney during the actual closing and may question the reasons behind the fees. However, there is a significant amount of work that closing attorneys must complete in preparation for the closing to ensure the proper transfer of property from sellers to buyers.

To begin, your closing attorney will conduct a title search to verify the status of the property. The title search will confirm that the seller holds complete ownership of the property and is authorized to transfer it to the buyer. The title search will also reveal any easements, encroachments, or other restrictions that may affect the property. The attorney will also draft a title opinion to be provided to a title company. This document is used if the buyer decides to obtain title insurance.

Real Estate Closing Summerville, SC

What Does a Lawyer Do After a Real Estate Closing in South Carolina?

The role of a closing attorney extends beyond the closing meeting. After the closing, they update the title on the local registry of deeds and record the deed and mortgage, if applicable. They are also responsible for disbursing fees such as brokerage fees, taxes, loan payoffs, seller proceeds, insurance premiums, and inspection fees.

If issues arise after the transaction, the closing attorney may help resolve them. Their guidance is essential for a smooth ownership transfer and ensuring all legal requirements are understood by the parties.

Commercial Real Estate Services at Cobb Hammett, LLC

Commercial real estate transactions are distinct from residential real estate dealings in several aspects. Generally, commercial real estate provides less protection for purchasers while enabling more extensive negotiation and deal-making. Due to this dynamic, enlisting a knowledgeable attorney to represent you can be extremely beneficial and can help safeguard your legal and financial interests.

Residential Property Lawyer Summerville, SC

Our team of seasoned real estate attorneys has experience supporting clients in a wide array of commercial closing issues, including:

  • Escrow
  • Creating Legal Entities
  • Assisting During Due Diligence
  • Title and Closing Paperwork
  • Purchase and Sale Contract Drafting and Execution

Commercial real estate closings in South Carolina require a significant amount of documentation, legal formalities, and terminology that can be daunting and confusing for buyers and sellers in real estate. If you require document reviews, assistance in forming a legal entity to facilitate the commercial real estate buying process, or help with negotiating the real estate purchase, Cobb Hammett is ready to assist.

The Trusted Choice for Real Estate Law in Summerville, SC.

At Cobb Hammett, we take pride in assisting clients from diverse backgrounds as they manage real estate transactions, including purchases, sales, and refinancing. As a premier real estate law firm located in Charleston, South Carolina, we provide tailored, high-quality legal services for residential and commercial closings and more. We champion your best interests, making certain that you do not enter into any agreements that could compromise your financial or legal standing.

As your dedicated real estate law attorney, we provide reliable representation for matters like:

  • Preparing Loan Documents
  • Reviewing Sale Contracts
  • Completing Title Searches
  • Supervising Closing Document Execution
  • Verify That All Applicable Documents are Recorded and Indexed Correctly

If you're in search of a proactive, effective real estate attorney who addresses every aspect of your residential or commercial closing in South Carolina, look no further than Cobb Hammett, LLC. Contact our office today with your questions or real estate pain points. We'll take the time to listen and will recommend a tailored approach to your legal real estate needs.

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Latest News in Summerville, SC

Publix’s newest Summerville store gains buzz; Ruby Tuesday shutters North Charleston location

A long-anticipated Publix supermarket is finally turning dirt in Summerville’s Summers Corner development at 1612 Beech Hill Road.First announced in January, the project generated new buzz Nov. 23 after the neighborhood posted the news on its Facebook page that the site is finally under construction. The post garnering 900 likes and more than 200 shares in just days.A spokesperson for the Lakeland, Fla.-based grocer said the store expects to hire about 140 employees.The Publix will...

A long-anticipated Publix supermarket is finally turning dirt in Summerville’s Summers Corner development at 1612 Beech Hill Road.

First announced in January, the project generated new buzz Nov. 23 after the neighborhood posted the news on its Facebook page that the site is finally under construction. The post garnering 900 likes and more than 200 shares in just days.

A spokesperson for the Lakeland, Fla.-based grocer said the store expects to hire about 140 employees.

The Publix will be the anchor tenant for the new retail center, with plans calling for a 50,800-square-foot supermarket and eight 1,200-square-foot suites.

At full buildout, Summers Corner is expected to exceed 7,500 homes.

On a related note, Publix will mark its return to Daniel Island next Wednesday at 7 a.m., after a nearly year-long absence that left DI without its own full-service grocery store. The chain closed its original location at 162 Seven Farms Road in late 2024 and rebuilt a larger supermarket in its place in less than 12 months.

Goodbye, Ruby Tuesday

Ruby Tuesday has pulled out of North Charleston leaving the chain with just one Lowcountry restaurant.

A sign on the door at 7400 Northside Drive directs customers to the West Ashley location at 1953 Savannah Highway. Company representatives did not respond to a request for comment.

Maryville, Tenn.-based Ruby Tuesday is owned NRD Capital, a private equity firm. The casual dining closed its Summerville location earlier this year.

Completely floored

Floor & Decor has opened its long-awaited warehouse store and design center at 1155 Holliday Farms Blvd. next to The Home Depot in Highway 17 in Mount Pleasant.

The new store employs about 50 workers and is led by Matthew Peiffer, whose title is chief executive merchant.

The Atlanta-based retailer specializes in flooring for homeowners and professionals. It operates more than 250 warehouse-style outlets nationwide, including South Carolina stores in North Charleston, Columbia, Greenville and Murrells Inlet.

A ribbon cutting is set for Dec. 2 at the Mount Pleasant store, featuring giveaways including a $5,000 floor makeover and 2026 Charleston Southern University football season tickets.

Palm pleasant

Gwynn’s of Mount Pleasant, a mainstay luxury boutique that plans to open a second location in downtown Charleston, has unveiled five holiday window displays with a 1967-era Palm Springs, Calif. theme.

The department store’s inspiration this year is “A Holiday on Holiday” concept, capturing “the golden glow of a retro holiday.”

The mid-century-inspired vignettes include glittering garments, glowing pink flamingos and rotating disco balls that channel holiday department-store spectacles in major cities.

Market to market

A food truck is opening a brick-and-mortar downtown.

Luther’s Market & Eatery, known for its pastas, casseroles and sauces, will take over 227 Rutledge Ave., formerly home to Pinot & Provisions, which closed Oct. 31.

The new tenant is expected to open in January and will offer global comfort foods from the mother-and-son duo of Kiki Luthringshausen and Hudson Luthringshausen. Until then, their pastas and sauces are currently available via their food truck and at Corner Store, a grab-and-go market that opened this summer in West Ashley in the former home of Taco Bartina.

3rd First Watch

First Watch, a breakfast, brunch and lunch spot, will open its third Lowcountry restaurant on Dec. 15 at the Market Place at Carnes Crossroads in Goose Creek. Founded in 1983, the Florida-based chain operates more than 620 restaurants in 32 states, including locations in Summerville, North Charleston and Mount Pleasant.

Mall market

The Joy Market has returned to Citadel Mall in West Ashley with a rotating lineup of local vendors selling holiday goods. It runs Nov. 26–Dec. 30 from 11 a.m. to 7 p.m., with gift-wrapping available.

Very neighborly

Park Circle home-decor shop Neighborly will celebrate its one-year anniversary with a holiday market on Small Business Saturday, Nov. 29 with live music, food trucks and 18 vendors.

The event will run from noon to 5 p.m.

Let it snow

Tanger Outlets in North Charleston will bring winter magic to shoppers with “snow flurries” every Saturday from noon to 3 p.m. from Nov. 29 until Dec. 20 near the shopping center’s 40-foot-tall Christmas tree.

Kids can also leave messages for Santa via the mall’s “Santa Hotline.”

No. 1 pick

A national indoor pickleball club operator that's opening in North Charleston next month has announced a partnership with a fashion brand created for the sport's “court-to-cocktail” lifestyle.

2025 SC high school football state championship schedule is set: Game, ticket info

The schedule is set for the South Carolina High School League’s 2025 state football championships. The games will be held Friday-Saturday (Dec. 5-6) at S.C. State’s Oliver Dawson Stadium in Orangeburg.State Championship ScheduleFriday, Dec. 5——Class 3A——Oceanside Collegiate vs. Belton-Honea Path, 12:06 p.m.——Class A——Bamberg-Ehrhardt vs. Lamar, 4:06 p.m.——Class 5A Division II——...

The schedule is set for the South Carolina High School League’s 2025 state football championships. The games will be held Friday-Saturday (Dec. 5-6) at S.C. State’s Oliver Dawson Stadium in Orangeburg.

State Championship Schedule

Friday, Dec. 5

——Class 3A——

Oceanside Collegiate vs. Belton-Honea Path, 12:06 p.m.

——Class A——

Bamberg-Ehrhardt vs. Lamar, 4:06 p.m.

——Class 5A Division II——

Irmo vs. Northwestern, 7:36 p.m.

Saturday, Dec. 6

——Class 4A——

South Florence vs. South Pointe, 12:06 p.m.

——Class 2A——

Hampton County vs. Strom Thurmond, 4:06 p.m.

——Class 5A Division I——

Summerville vs. Dutch Fork, 7:36 p.m.

Ticket, spectator information

Tickets are $20 can be purchased at gofan.co or through each of the schools before gameday. Tickets are good for the entire day. Everyone must have a ticket — except a toddler or infant who can sit in a lap.

Gates will open for spectators at 11 a.m. each day. Home fans with tickets will enter through Gate 1. Visiting fans with tickets will enter through Gates 1 and 2 and walk across behind the endzone. Upper State schools are the home teams for this year’s games.

A clear bag policy in place for all spectators. No outside food or drink, or coolers allowed into the stadium.

Parking lots open 10 a.m. both days and cost is $10 per car. Parking passes are available through Gofan.co. Vehicles with trailers, pull behind grills and RV’s will cost $50. Restrooms and Power access available.

Entrance for all traffic is Entrance 5 off Highway 21 (Chestnut St) and Entrance 4 (Goff Avenue).

How to Watch: TV and streaming

All six games will be carried on Sinclair Broadcasting stations across South Carolina. Affiliates are WMYA (My40 Asheville-Greenville), WACH Fox digital channel (57.2/1250/Columbia), WCIV (MyTV Charleston) and WWMB (CW21, Florence/Myrtle Beach).

All six games also will be streamed on www.nfhsnetwork.com. A subscription ($11.99) is required but is good for all of the games and a month’s subscription.

High school football: Final scores from this week’s SC playoff games

It is Week 2 of the SCHSL and SCISA high school football playoffs.SCHSL Class 5A Division IUpper StateDutch Fork 42, Boiling Springs 7Byrnes 37, Rock Hill 21Dorman 44, Blythewood 13Ridge View 29, Spartanburg 21Lower StateCarolina Forest 49, Fort Dorchester 0Summerville 48, Ashley Ridge 27James Island 42, Sumter 35Stratford 40, River Bluff 35Nov. 21Upper State(4) Byrnes at (1) Dutch Fork(3) Ridge View at (2) D...

It is Week 2 of the SCHSL and SCISA high school football playoffs.

SCHSL Class 5A Division I

Upper State

Dutch Fork 42, Boiling Springs 7

Byrnes 37, Rock Hill 21

Dorman 44, Blythewood 13

Ridge View 29, Spartanburg 21

Lower State

Carolina Forest 49, Fort Dorchester 0

Summerville 48, Ashley Ridge 27

James Island 42, Sumter 35

Stratford 40, River Bluff 35

Nov. 21

Upper State

(4) Byrnes at (1) Dutch Fork

(3) Ridge View at (2) Dorman

Lower State

(5) Summerville at (1) Carolina Forest

(6) James Island at (2) Stratford

SCHSL Class 5A Division II

Upper State

Northwestern 42, Catawba Ridge 7

Gaffney 38, Greenwood 31

Indian Land 40, Hillcrest 10

TL Hanna 38, Greenville 14

Lower State

Irmo 41, Lugoff-Elgin 16

White Knoll 14, Lucy Beckham 10

Myrtle Beach 24, West Florence 21

Berkeley 48, Westwood 20

Nov. 21

Upper State

(5) Gaffney at (1) Northwestern

(3) Indian Land at (2) TL Hanna

Lower State

(4) White Knoll at (1) Irmo

(3) Berkeley at (2) Myrtle Beach

SCHSL Class 4A

Upper State

South Pointe 49, Fountain Inn 0

AC Flora 34, Seneca 21

Westside 55, Wren 20

Camden 52, Daniel 14

Lower State

South Florence 43, Bishop England 0

North Augusta 35, Gilbert 7

Gray Collegiate 49, Hartsville 28

Hilton Head 31, Wilson 7

Nov. 21

Upper State

(5) AC Flora at (1) South Pointe

(7) Camden at (3) Westside

Lower State

(4) North Augusta at (1) South Florence

(3) Gray Collegiate at (2) Hilton Head Island

SCHSL Class 3A

Upper State

Powdersville 30, Pendleton 7

Mountain View Prep 50, Crescent 49

Belton-Honea Path 52, Southside Christian 6

Woodruff 40, Christ Church 37

Lower State

Oceanside Collegiate 24, Marlboro County 7

Dillon 42, Silver Bluff 7

Loris 56, Orangeburg-Wilkinson 20

Newberry 41, Hanahan 21

Nov. 21

Upper State

(5) Mountain View Prep at (1) Powdersville

(3) Belton-Honea Path at (2) Woodruff

Lower State

(4) Dillon at (1) Oceanside Collegiate

(3) Loris at (2) Newberry

SCHSL Class 2A

Upper State

Clinton 35, Saluda 26

Fairfield Central 36, Andrew Jackson 0

Chester 42, Batesburg-Leesville 28

Strom Thurmond 48, Liberty 21

Lower State

Hampton County 28, Cheraw 10

Manning 46, Timberland 24

Central 49, East Clarendon 28

Philip Simmons 17, Atlantic Collegiate 7

Nov. 21

Upper State

Fairfield Central at Clinton

Chester at Strom Thurmond

Lower State

Hampton County vs. Manning

Central at Philip Simmons

SCHSL Class A

Upper State

Lewisville 29, Abbeville 28

CA Johnson 28, Blackville-Hilda 0

Hunter-Kinard-Tyler 36, Ware Shoals 12

Lamar 36, Wagener-Salley 6

Lower State

Cross 38, Bethune Bowman 0

Johnsonville 38, Scott’s Branch 14

Carvers Bay 56, Lake View 8

Bamberg-Ehrhardt 49, Latta 6

Nov. 21

Upper State

CA Johnson at Lewisville

Hunter-Kinard Tyler at Lamar

Lower State

Johnsonville at Cross

Carvers Bay at Bamberg-Ehrhardt

SCISA Class 4A

Northwood 34, Porter-Gaud 20

Heathwood 16, Hammond 13

SCISA Class 3A

Wilson Hall 50, Hilton Head Christian 29

Pinewood Prep 45, Florence Christian 6

SCISA Class 2A

Pee Dee Academy 34, Hilton Head Prep 33

Bethesda 32, Greenwood Christian 14

SCISA Class A

Colleton Prep 22, Dorchester Academy 16

Williamsburg Academy 37, Thomas Heyward 20

SCISA 8-Man

WW King 74, Jefferson Davis 28

Laurens Academy 30, Holly Hill 24

SCISA Championships

Nov. 21

At Calhoun Academy

8-Man: WW King vs. Laurens Academy, 7:30 p.m.

At South Carolina State

Nov. 21

Class 4A: Heathwood Hall vs. Northwood, 7 p.m.

Nov. 22

Class 2A: Pee Dee Academy vs. Bethesda, noon

Class A: Colleton Prep vs. Williamsburg Academy, 3:30 p.m.

Class 3A: Wilson Hall vs. Pinewood Prep, 7:30 p.m.

Ellavoz Impact Capital Acquires Residential Units in Summerville, South Carolina

BELMAR, N.J.–(BUSINESS WIRE)–A partnership between Ellavoz Impact Capital, Tesatura Capital, EQ Housing Advisors, and Reinvestment Fund has helped preserve 56 units of naturally occurring affordable housing (NOAH) in the rapidly appreciating housing market of Summerville, SC, a suburb and employment hub in the Charleston area.For Jeffrey Crum, president of Ellavoz Impact Capital, and Allie Zamfir, founder of Tesatura Capital, impact investing means far more than just financial returns. It’s about aligning capital to ...

BELMAR, N.J.–(BUSINESS WIRE)–A partnership between Ellavoz Impact Capital, Tesatura Capital, EQ Housing Advisors, and Reinvestment Fund has helped preserve 56 units of naturally occurring affordable housing (NOAH) in the rapidly appreciating housing market of Summerville, SC, a suburb and employment hub in the Charleston area.

For Jeffrey Crum, president of Ellavoz Impact Capital, and Allie Zamfir, founder of Tesatura Capital, impact investing means far more than just financial returns. It’s about aligning capital to preserve housing for existing residents who would likely be displaced by an alternatively motivated buyer.

Mr. Crum spoke about the impact these acquisitions will have on the local community and current residents: “Purchasing these three small apartment buildings which are all within a tenth of a mile of each other helps Summerville preserve much needed price-attainable housing. While this area has exploded in terms of job growth and opportunity, this has led to rapid increases in real estate values and rent prices. Ellavoz is excited to partner with Tesatura and Reinvestment Fund to ensure these 56 units remain affordable to low- and moderate-income households that might otherwise be forced to move or see their rents increase drastically.”

With more than 40 years of experience directing capital into underserved communities, Reinvestment Fund is bringing both funding and expertise to the project. Their experience was central during the acquisition of the three townhome communities: Canopy at Pine Landing, Canopy at Cypress Square, and Canopy at Oak Bend.

Located near the planned Lowcountry Rapid Transit line and major employers such as Volvo and Walmart, the properties provide affordable homes in a fast-developing corridor where rising rents threaten long-time residents. NOAH properties are older, unsubsidized apartments which are classified as affordable due to age or condition and are increasingly vulnerable to market-rate conversion.

Through this investment, affordability is preserved via a covenant that reserves a portion of units for households earning between 50% and 80% of Area Median Income (AMI). Residents will experience more than just sustained affordability. Both communities will receive thoughtful renovations and essential building system upgrades, along with new community features such as a playground, gardens, and improved laundry facilities. Together, these enhancements will elevate the daily living experience for more than 100 residents—many of whom are working families and seniors.

This investment marks a major milestone for Reinvestment Fund who has lent billions in capital for affordable housing and community development projects throughout the country. This investment represents Reinvestment Fund’s first limited partner equity investment in decades. Ellavoz and Tesatura applaud Reinvestment Fund’s ability to find creative and unique ways to deploy capital into affordable housing transactions that meet the demands of the field today.

“We’re charting the path and creating new models for what community-centered investment can look like here in Charleston,” said Allie Zamfir, Founder of Tesatura Capital. “That means collaborating with partners like Reinvestment Fund to design tools that are both financially resilient and socially impactful.”

As housing pressures grow nationwide, this collaboration offers a model for safeguarding affordability without reliance on public subsidy. Ultimately, Canopy at Pine Landing, Canopy at Cypress Square, and Canopy at Oak Bend embody more than preserved housing—they illustrate how mission-driven capital can protect homes and strengthen communities for generations to come.

About Ellavoz Impact Capital:

Ellavoz Impact Capital, LLC, (EIC) is a social impact investor, advisor, asset manager, and real estate developer focused on creating and preserving workforce and affordable housing and other community-oriented real estate properties. EIC’s strategy concentrates investments into price-attainable housing and economic development projects by working with socially aligned operators, local nonprofits, and governmental agencies to deliver positive community outcomes and double bottom line returns.

Based in Belmar and Newark, New Jersey, EIC currently has total managed and controlled assets with a value exceeding $300 million. EIC is comprised of certified public accountants, attorneys, as well as real estate, finance, and economic development professionals. The team has both private sector experience and decades-long experience leading large community development financial institutions and nonprofit organizations. Collectively, the management team has led transactions with a total capitalization value of nearly $3 billion.

For more information about Ellavoz Impact Capital, visit our website at Ellavoz.com.

About Tesatura Capital:

Founded in 2023, Tesatura Capital is an emerging investment management firm focused on creating and preserving high-quality workforce and affordable housing in South Carolina with an initial focus on infill missing middle essential housing in Charleston. Tesatura executes on this mission by directly investing in and operating multifamily properties via partnerships with mission-aligned investors and non-profits. The firm believes that by focusing on community needs, both at the property and neighborhood level, they can help families and individuals live vibrant lives. Managing Principal Allie Zamfir brings deep institutional investment and asset management experience both in impact investing and managing a large portfolio of multifamily assets throughout the region.

To learn more about Tesatura Capital, visit tesaturacap.com.

About Reinvestment Fund:

Reinvestment Fund is a mission-driven financial institution committed to making communities work for all people. We bring financial and analytical tools to partnerships that work to ensure that people in communities across the country have the opportunities they strive for: affordable places to live, access to nutritious food and health care, schools where their children can flourish, and strong, local businesses that support jobs. We use data to understand markets and how transactions can have the most powerful impact, which has consistently earned us the top Aeris rating of AAA for financial strength and four stars for impact management. Our asset and risk management systems have also earned us an AA-rating from S&P. Since our inception in 1985, Reinvestment Fund has provided over $3.2 billion in financing to strengthen neighborhoods, scale social enterprises, and build resilient communities.

Learn more at reinvestment.com.

Contacts

Chris Ferry at [email protected] or call direct at 732.616.8847.

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