Accidents in today's world seem to happen all the time, and often, they happen out of nowhere. Even the most prepared individuals can be caught off guard when by someone else's negligence.RESTAURANT_1
Victims in such scenarios are often left with the ability to earn money and provide for their families when they're injured in car crashes and other personal injury cases. Without the guidance of a personal injury attorney in Ravenel, SC, they give statements to insurance companies by mistake, which compromises settlement agreements. It's only after they struggle that they realize they deserve much, much more than they received.
Have you been injured in an accident that wasn't your fault? Have you asked yourself any of the following questions, like:
Statistics show us that personal injury cases in South Carolina are quite prevalent, making up 36% of civil court filings. It makes sense, then, that injured victims have questions like those listed above. At Cobb Hammett, our collective hearts ache for these people, who must now suffer needlessly.
When you dig deeper, you realize that these victims aren't just struggling to keep going because of being injured. They're trying to put the piece back together mentally as well, all while trying to make ends meet to cover doctor's visits, hospital expenses, and more. The good news is that South Carolina's personal injury laws dictate that those deemed responsible for your pain and suffering have to pay for the aforementioned expenses. With Cobb Hammett leading the way, you've got a true shot at receiving substantial compensation - money that you absolutely deserve.
If you have sustained injuries in an accident in South Carolina, you are entitled to file either an insurance claim or a personal injury lawsuit against the party at fault. Should the insurance provider not present a reasonable settlement, it makes sense to consult with a personal injury lawyer in Ravenel, SC.
At Cobb Hammett, we aim to assist accident victims in South Carolina in securing the highest amount of compensation possible for things like medical bills, recovery, pain and suffering, and more. To do so, we take an approach that assumes your case is unique. That's why we adopt a customized approach for every case that we handle. We want to educate you and put you at ease, and that begins with a complimentary consultation and discussion with an experienced personal injury lawyer. In this first meeting, we will evaluate your accident, assess liability, and suggest the most suitable legal path for you.
Our personal injury lawyers specialize in a range of case types, including but not limited to:
Put simply, we put our clients' needs first before anything, work tirelessly to protect their rights, and fight insurance companies that are intent on minimizing compensation.
You can rest easy knowing your case will be handled by highly experienced and effective attorneys specializing in South Carolina personal injury law. We have years of collective experience and will put our expertise to work for you when it matters most. We collect NO FEES until you are compensated.
LANDMARK_1 We're dedicated to handling your personal injury claim - not one that has similar circumstances. After all, every case and situation is different and requires a nuanced, custom approach.
We'll speak with you one-on-one and keep our phone lines open when you have questions or concerns. We have the proper tools and training to oversee your case with confidence and expertise.
Now that you understand why Cobb Hammett is one of South Carolina's premier personal injury firms, let's dive into more info on workers' compensation and car accident cases - two of the most common types of claims we help oversee.
With a reported incident rate of 1.9 personal injury cases per 100 full-time workers in 2023, it's clear that unfortunate accidents happen on the job in the Palmetto State. In fact, in 2022, 132 fatal injuries occurred in the workplace. These injuries happen at many different companies. In fact, personal injury lawyers in Ravenel, SC, have fought many big-name brands for personal injury issues, including:
Although there isn't a unified federal statute regarding workers' compensation, each state in the U.S. operates its own workers' compensation system. Generally, an injured worker can obtain workers' compensation benefits without having to demonstrate their employer's negligence. In return, the employee relinquishes the right to pursue a personal injury lawsuit against the employer.
Within the state workers' compensation framework, an injured employee will be compensated for all necessary medical care following a workplace incident. If the injury or illness results in more than seven days of missed employment, the employee will receive 66.66% of their average weekly salary, subject to a maximum limit.
Workers may also be eligible for compensation for permanent disabilities or disfigurement. The highest compensation available for death or total disability is 500 weeks of benefits. Lifetime benefits are accessible in cases of quadriplegia, paraplegia, and traumatic brain injuries.
In South Carolina, the majority of workers can receive workers' compensation benefits if they sustain an injury or illness while on the job. Employees are not required to establish fault; they simply need to demonstrate that the injury or illness occurred at work or during activities related to their job. Unfortunately, there are certain exceptions outlined in the SC State Workers' Compensation Act, indicating that some employers are ineligible for workers' compensation coverage.
Restrictions may include:
Employers covered by the SC State Workers' Compensation Act are required to have the minimum necessary amounts of workers' compensation insurance. If you're working to recover after a workplace injury, reach out to Cobb Hammett today. Our personal injury lawyers will diligently strive to provide you with the assistance you need to restore your life.
Many injured workers believe that they can cut costs by not hiring a personal injury attorney to manage their workers' compensation claims. However, the reality is that many individuals end up losing money or they fail to receive the full compensation they deserve when they forego legal representation. If you've recently suffered an injury at work and are uncertain about whether to seek legal help for your case, consider these important points.
Skilled workers' compensation lawyers create risk, which insurance companies dislike because it can lead to financial loss. An experienced lawyer develops strategies to maximize your benefits and gathers admissible evidence for hearings. Understanding your entitled benefits and how to prove your case can be complex, even for attorneys. This is why having professional help from a qualified lawyer is essential in workers' compensation cases.
Injured people must file a workers' comp claim to safeguard their rights and help ensure that they get compensated fairly. Despite that, many people submit claims before hiring a lawyer to determine if their claim is valid.
Reasons for this usually include:
It's important to understand that the decisions you make don't automatically exclude you from filing a workers' compensation claim. This is why partnering with an experienced workers' compensation lawyer is crucial. Skilled attorneys, like those at Cobb Hammett, will carefully evaluate your situation and help you determine if you have a valid claim for workers' compensation benefits.
Injured people must file a workers' comp claim to safeguard their rights and help ensure that they get compensated fairly. Despite that, many people submit claims before hiring a lawyer to determine if their claim is valid.
Most drivers agree that getting in a fender bender is a huge headache, even when it's not your fault. The police get called, the other driver gets angry, and insurance companies jump in to facilitate repairs. A small dent is one thing, but a serious car wreck is an entirely different story.
BUSIEST_HIGHWAY_1The impact of such an event can be traumatic and far-reaching, especially when serious injuries are involved. Auto accident survivors often experience PTSD, emotional distress, and many physical challenges that alter their quality of life. In the face of these horrible events, aggressive representation from a personal injury attorney in Ravenel, SC, can increase the chances of obtaining much-needed compensation.
Here's a challenging reality to accept: Insurance companies typically strive to minimize their payouts. Fortunately, you can safeguard yourself from their strategies by obtaining appropriate legal assistance for your personal injury case.
When you notify an insurer about an accident, they will assign an adjuster to your situation. However, adjusters handle numerous cases and may not fully grasp the specifics of yours. If an insurance claims adjuster reaches out to you, proceed with caution. They are not prioritizing your best interests. It's common for adjusters to advocate for settlements that fall short of your claim's true value.
If you communicate with an adjuster, stick to the essential facts and do not give a recorded statement or consent to any settlement. Instead, hold off until after you've consulted with a personal injury lawyer. At Cobb Hammett, our group of car accident attorneys will evaluate the real value of your claim and safeguard you from being exploited by insurance companies.
When you work with a personal injury lawyer in Ravenel, SC, from Cobb Hammett, there's no need to be an expert on South Carolina auto accident laws. That's what we're here for: to be a reliable source of knowledge, expertise, and action. We have the resources and experience to handle any auto accident case in the Lowcountry.
Our long-time auto accident lawyers are happy to oversee legal proceedings on your behalf and strive to provide peace of mind as we negotiate an acceptable resolution. With that said, knowledge is power. Keep these facts in mind so you can better protect your rights.
South Carolina's "Fault" System of Insurance Like other states, South Carolina functions under a "fault" insurance model. This system requires the driver deemed at fault for the accident to compensate the injured party for their damages.
You should be aware that there's a deadline, referred to as the statute of limitations, for submitting an auto accident claim in South Carolina. Generally, you must pursue your claim against the at-fault driver or another involved party within three years of the accident. However, there are specific situations where you need to take action within two years. If you do not lodge your personal injury claim within the designated timeframe, you might lose your opportunity to file a claim permanently.
If you find yourself in a car accident that results in a personal injury claim due to someone else's negligence, the court needs to establish that you (the plaintiff) are not more than 50% responsible for the incident. Should you be deemed more than 50% at fault, you will lose the ability to pursue compensation. In contrast, if it's determined that you are 50% or less at fault, you will be entitled to receive some compensation. However, your award will be reduced based on the percentage of fault assigned to you.
When drivers are on the road, they must be careful and attentive to their surroundings. This includes being vigilant about other drivers, pedestrians, cyclists, and all road users. However, if a driver decides to text, eat, or talk on the phone while driving, they're most likely acting negligently.
Negligence includes acting carelessly and often ends with other motorists getting injured or worse. Some other examples of negligence in South Carolina include:
If you've been in a car accident and need clarity on local laws or how negligence applies to your case, don't hesitate to set up a free claim assessment with Cobb Hammett today.
Understanding your rights and filing a claim promptly allows our lawyers to advocate effectively on your behalf. Our team of accident lawyers is committed to safeguarding your interests, regardless of the challenges posed by insurance companies and the complexities of South Carolina's legal system.
Whether you were just hurt badly in an auto accident or you're struggling after getting injured at work, know that our team of personal injury lawyers is ready to help. As insurance claims experts, we employ effective strategies to negotiate with insurance companies, so you get the maximum amount of compensation available.
Unlike some personal injury firms, we never charge you unless we win and always prioritize compassionate service and hard work. That's the Cobb Hammett difference. Contact our offices in South Carolina today so that we can fight for your rights tomorrow.
Tea Farm subdivision homeowners seeing bills up to $775 for two-person home linked to irrigationRAVENEL, S.C. (WCSC) — Dozens of residents in a small Ravenel neighborhood are frustrated with recent expensive water bills and a reported high usage of water.Neighbors living in the Tea Farm , a new residential area by Ashton Woods, are all experiencing bills up to $775 and seeing tens of thousands of gallons of water allegedly used on their Charleston Water System bills. The bills range from the $200’s to the $700&rsq...
RAVENEL, S.C. (WCSC) — Dozens of residents in a small Ravenel neighborhood are frustrated with recent expensive water bills and a reported high usage of water.
Neighbors living in the Tea Farm , a new residential area by Ashton Woods, are all experiencing bills up to $775 and seeing tens of thousands of gallons of water allegedly used on their Charleston Water System bills. The bills range from the $200’s to the $700’s. However, officials with the Charleston Water System say their meters are working, there are no leaks and the issue seems to be between the developer and the residents in the area.
“We instantly logged on and looked at all the accounts, and we sent some guys out in the field to take a closer look, and we even talked to people in the community to find out what’s going on, and it’s extremely clear to us that the residents or the builder, have been irrigating to an incredible amount, using thousands and thousands of gallons to irrigate the new grass and the new plantings that have gone into these homes,” Mike Saia, Charleston Water System director of communications, says.
Residents say it wasn’t them.
Within the subdivision, residents shared that they were all given four sprinklers and two timers at the time of closing. While many residents realized sprinklers could be the source, they switched them off, but are still experiencing bills in the hundreds. Water officials say the source could be coming from the builders planting and watering new sod within the neighborhood and the costs falling on the homeowners. They revealed their data shows hours of irrigation. The subdivision is brand new and currently only has 63 built homes, with hundreds more to come.
“So what you have is a challenge between the homeowner and the builder over who’s responsible for the water bill,” Saia says. “Unfortunately, Charleston Water System does not have a mechanism to step in and help these people with their bills because they did use the water, and so they have to be charged for the water, just like anyone else who uses water, but we hope that the residents can find a way to work with the builder to resolve their conflicts.”
Water officials broke down what normal rates for residents outside the city of Charleston should look like. They say the average customer uses around 750 gallons of water per bill, but all of the concerned residents had tens of thousands of gallons of water reportedly used.
“Those are bills that you see often when people fill a swimming pool, or in this case, when they irrigate their front yard for about a week straight with four times a day running the hose for a few hours,” Saia says.
The Charleston Water System says they understand the frustrations and hope a resolution comes quickly. They also confirmed the next bills are on the lower end, and the gallons of water have gone down, but they can’t say it won’t happen again with new homeowners.
“Our heart absolutely goes out to people every time they get an exorbitant bill,” Saia says. “But unfortunately, there’s no mechanism for them to recoup any costs because they did use the water and whether the builder used the water or the homeowner, it still came from the residents’ taps and so they are fully responsible for that bill.”
Judi Guerrero remembers getting her first water bill and feeling in shock when seeing that her home had reportedly used nearly 22,500 gallons of water in only 13 days, resulting in a $562 bill. Although Guerrero’s second bill she received was $257, she says she’s never received a bill that high anywhere else in the Lowcountry. She even stopped watering the lawn and cut down on showering multiple times a day.
“The entire neighborhood is literally talking about this,” Guerrero says.
There are many residents just like her experiencing the same jaw-dropping moment when reviewing their bills.
Pam Paternoster moved into the subdivision on June 23 and received a five-day bill for $374.
“We just have to get this rectified because this is crazy,” she says. “This is a huge problem. The mayor is aware of it. The Charleston Water Department is aware of it. We need answers and we need resolutions.”
Now the question is: will this keep happening to new residents and who will ultimately be held responsible for the water they allegedly used?
Kristine Goodrich is a first-time homeowner and says the bills have been “especially discouraging.” Goodrich and her husband closed on their home in May, but have already been billed $775.93 for a reported 15,668 gallons of water usage.
“Saving enough for a down payment and purchasing our first home was already a major financial hurdle, even with both of us working good, full-time jobs,” Goodrich says. “We were incredibly excited to become homeowners after years of renting apartments, but now we’re dealing with unexpectedly high water bills without a clear explanation for why our usage is so high.”
Goodrich has attempted to get answers throughout the process, but has been told it would cost $40 to have officials check for leaks and an additional $75 to receive daily consumption reports.
She was also told that installing a separate irrigation meter could help reduce sewer charges on outdoor water usage. The second meter would track outdoor water usage and homeowners would only pay sewer charges based on their indoor water usage, which typically decreases when the irrigation meter is used for outdoor watering. The total cost to install a ¾” domestic irrigation meter is $535.
However, she says for a two-person household that does not have an in-ground irrigation system and only hand-waters plants every other day, investing in a separate irrigation meter is currently not an affordable solution.
Cathleen and Anthony Derhovanesian are other residents reporting the same issue. They moved into their home at the end of May and their latest water bill from June was $472 with a reported usage of 21,857 gallons of water.
“When the usage is calculated over a full month, it equates to well over 30,000 gallons of water and sewer service, which we believe is unreasonable for our household,” Derhovanesian says.
They also compare it to their bill from their previous residence in Goose Creek, where, during the same amount of time, number of occupants and size of the home, they only used 3,600 gallons of water.
The Derhovanesians had a Charleston Water System representative inspect the property, but they found no leaks or any other issues with their plumbing.
“Personally, to the builder, I think if there is something on their end, they do need to confront with it and say, ‘Hey, we understand this is going on, we’re trying to figure it out,’ but they’re not trying to help us at all,” Katie McCants, another Tea Farm subdivision homeowner, says. “They’re just putting the blame on the water company, just like the water company is kind of doing to the builder.”
Many of the residents in the area say they are frustrated and are desperate for answers.
Ravenel Mayor Stephen Tumbleston says he’s pushing for the answers the new residents are looking for.
“I’m here to advocate for the new residents and the town staff is doing research on our end to confirm numbers are correct and there was a clean cut off when the homes were under the builders versus the homeowners,” Tumbleston says. “My office will be back in touch with Ashton Woods, Charleston Water System and the Tea Farm subdivision.”
The developer known as Ashton Woods says:
“Tea Farm has no community-wide automated irrigation system. The homes in the community were provided above-ground watering equipment, including garden hoses, sprinklers and battery-operated hose timers that connect to the home’s outdoor spigot. That equipment belongs to the homeowner and can be adjusted, reset, reprogrammed, or removed at any time. Water service is provided by Charleston Water System and transfers to the homeowner at closing. Ashton Woods has no access to a home’s water service after closing and does not have any control over individual homeowner water bills.”