Accidents in today's world seem to happen all the time, and often, they happen out of nowhere. Even the most prepared individuals can be caught off guard when by someone else's negligence. You could be out for dinner with your partner at Frank's Frank's Outback in McClellanville and then, on the way home, you could be sideswiped by a speeding driver on their smartphone.
Victims in such scenarios are often left with the ability to earn money and provide for their families when they're injured in car crashes and other personal injury cases. Without the guidance of a personal injury attorney in McClellanville, SC, they give statements to insurance companies by mistake, which compromises settlement agreements. It's only after they struggle that they realize they deserve much, much more than they received.
Have you been injured in an accident that wasn't your fault? Have you asked yourself any of the following questions, like:
Statistics show us that personal injury cases in South Carolina are quite prevalent, making up 36% of civil court filings. It makes sense, then, that injured victims have questions like those listed above. At Cobb Hammett, our collective hearts ache for these people, who must now suffer needlessly.
When you dig deeper, you realize that these victims aren't just struggling to keep going because of being injured. They're trying to put the piece back together mentally as well, all while trying to make ends meet to cover doctor's visits, hospital expenses, and more. The good news is that South Carolina's personal injury laws dictate that those deemed responsible for your pain and suffering have to pay for the aforementioned expenses. With Cobb Hammett leading the way, you've got a true shot at receiving substantial compensation - money that you absolutely deserve.
If you have sustained injuries in an accident in South Carolina, you are entitled to file either an insurance claim or a personal injury lawsuit against the party at fault. Should the insurance provider not present a reasonable settlement, it makes sense to consult with a personal injury lawyer in McClellanville, SC.
At Cobb Hammett, we aim to assist accident victims in South Carolina in securing the highest amount of compensation possible for things like medical bills, recovery, pain and suffering, and more. To do so, we take an approach that assumes your case is unique. That's why we adopt a customized approach for every case that we handle. We want to educate you and put you at ease, and that begins with a complimentary consultation and discussion with an experienced personal injury lawyer. In this first meeting, we will evaluate your accident, assess liability, and suggest the most suitable legal path for you.
Our personal injury lawyers specialize in a range of case types, including but not limited to:
Put simply, we put our clients' needs first before anything, work tirelessly to protect their rights, and fight insurance companies that are intent on minimizing compensation.
You can rest easy knowing your case will be handled by highly experienced and effective attorneys specializing in South Carolina personal injury law. We have years of collective experience and will put our expertise to work for you when it matters most. We collect NO FEES until you are compensated.
Cobb Hammett Works for YOU Like Hampton Plantation State Historic Site near McClellanville, we stand tall for you when you're at your lowest. We're dedicated to handling your personal injury claim - not one that has similar circumstances. After all, every case and situation is different and requires a nuanced, custom approach.
We'll speak with you one-on-one and keep our phone lines open when you have questions or concerns. We have the proper tools and training to oversee your case with confidence and expertise.
Now that you understand why Cobb Hammett is one of South Carolina's premier personal injury firms, let's dive into more info on workers' compensation and car accident cases - two of the most common types of claims we help oversee.
With a reported incident rate of 1.9 personal injury cases per 100 full-time workers in 2023, it's clear that unfortunate accidents happen on the job in the Palmetto State. In fact, in 2022, 132 fatal injuries occurred in the workplace. These injuries happen at many different companies. In fact, personal injury lawyers in McClellanville, SC, have fought many big-name brands for personal injury issues, including:
Although there isn't a unified federal statute regarding workers' compensation, each state in the U.S. operates its own workers' compensation system. It doesn't take a graduate from Cape Romain Environmental Ed C S near McClellanville to know that this program offers financial assistance to employees who suffer from job-related injuries or illnesses. Generally, an injured worker can obtain workers' compensation benefits without having to demonstrate their employer's negligence. In return, the employee relinquishes the right to pursue a personal injury lawsuit against the employer.
Within the state workers' compensation framework, an injured employee will be compensated for all necessary medical care following a workplace incident. If the injury or illness results in more than seven days of missed employment, the employee will receive 66.66% of their average weekly salary, subject to a maximum limit.
Workers may also be eligible for compensation for permanent disabilities or disfigurement. The highest compensation available for death or total disability is 500 weeks of benefits. Lifetime benefits are accessible in cases of quadriplegia, paraplegia, and traumatic brain injuries.
In South Carolina, the majority of workers can receive workers' compensation benefits if they sustain an injury or illness while on the job. Employees are not required to establish fault; they simply need to demonstrate that the injury or illness occurred at work or during activities related to their job. Unfortunately, there are certain exceptions outlined in the SC State Workers' Compensation Act, indicating that some employers are ineligible for workers' compensation coverage.
Restrictions may include:
Employers covered by the SC State Workers' Compensation Act are required to have the minimum necessary amounts of workers' compensation insurance. If you're working to recover after a workplace injury, reach out to Cobb Hammett today. Our personal injury lawyers will diligently strive to provide you with the assistance you need to restore your life.
Many injured workers believe that they can cut costs by not hiring a personal injury attorney to manage their workers' compensation claims. However, the reality is that many individuals end up losing money or they fail to receive the full compensation they deserve when they forego legal representation. If you've recently suffered an injury at work and are uncertain about whether to seek legal help for your case, consider these important points.
Skilled workers' compensation lawyers create risk, which insurance companies dislike because it can lead to financial loss. An experienced lawyer develops strategies to maximize your benefits and gathers admissible evidence for hearings. Understanding your entitled benefits and how to prove your case can be complex, even for attorneys. This is why having professional help from a qualified lawyer is essential in workers' compensation cases.
Injured people must file a workers' comp claim to safeguard their rights and help ensure that they get compensated fairly. Despite that, many people submit claims before hiring a lawyer to determine if their claim is valid.
Reasons for this usually include:
It's important to understand that the decisions you make don't automatically exclude you from filing a workers' compensation claim. This is why partnering with an experienced workers' compensation lawyer is crucial. Skilled attorneys, like those at Cobb Hammett, will carefully evaluate your situation and help you determine if you have a valid claim for workers' compensation benefits.
Injured people must file a workers' comp claim to safeguard their rights and help ensure that they get compensated fairly. Despite that, many people submit claims before hiring a lawyer to determine if their claim is valid.
Most drivers agree that getting in a fender bender is a huge headache, even when it's not your fault. The police get called, the other driver gets angry, and insurance companies jump in to facilitate repairs. A small dent is one thing, but a serious car wreck is an entirely different story.
The impact of such an event can be traumatic and far-reaching, especially when serious injuries are involved. Auto accident survivors often experience PTSD, emotional distress, and many physical challenges that alter their quality of life. In the face of these horrible events, aggressive representation from a personal injury attorney in McClellanville, SC, can increase the chances of obtaining much-needed compensation.
Here's a challenging reality to accept: Insurance companies typically strive to minimize their payouts. Fortunately, you can safeguard yourself from their strategies by obtaining appropriate legal assistance for your personal injury case.
When you notify an insurer about an accident, they will assign an adjuster to your situation. However, adjusters handle numerous cases and may not fully grasp the specifics of yours. If an insurance claims adjuster reaches out to you, proceed with caution. They are not prioritizing your best interests. It's common for adjusters to advocate for settlements that fall short of your claim's true value.
If you communicate with an adjuster, stick to the essential facts and do not give a recorded statement or consent to any settlement. Instead, hold off until after you've consulted with a personal injury lawyer. At Cobb Hammett, our group of car accident attorneys will evaluate the real value of your claim and safeguard you from being exploited by insurance companies.
When you work with a personal injury lawyer in McClellanville, SC, from Cobb Hammett, there's no need to be an expert on South Carolina auto accident laws. That's what we're here for: to be a reliable source of knowledge, expertise, and action. We have the resources and experience to handle any auto accident case in the Lowcountry.
Our long-time auto accident lawyers are happy to oversee legal proceedings on your behalf and strive to provide peace of mind as we negotiate an acceptable resolution. With that said, knowledge is power. Keep these facts in mind so you can better protect your rights.
South Carolina's "Fault" System of Insurance Like other states, South Carolina functions under a "fault" insurance model. This system requires the driver deemed at fault for the accident to compensate the injured party for their damages.
You should be aware that there's a deadline, referred to as the statute of limitations, for submitting an auto accident claim in South Carolina. Generally, you must pursue your claim against the at-fault driver or another involved party within three years of the accident. However, there are specific situations where you need to take action within two years. If you do not lodge your personal injury claim within the designated timeframe, you might lose your opportunity to file a claim permanently.
If you find yourself in a car accident that results in a personal injury claim due to someone else's negligence, the court needs to establish that you (the plaintiff) are not more than 50% responsible for the incident. Should you be deemed more than 50% at fault, you will lose the ability to pursue compensation. In contrast, if it's determined that you are 50% or less at fault, you will be entitled to receive some compensation. However, your award will be reduced based on the percentage of fault assigned to you.
When drivers are on the road, they must be careful and attentive to their surroundings. This includes being vigilant about other drivers, pedestrians, cyclists, and all road users. However, if a driver decides to text, eat, or talk on the phone while driving, they're most likely acting negligently.
Negligence includes acting carelessly and often ends with other motorists getting injured or worse. Some other examples of negligence in South Carolina include:
If you've been in a car accident and need clarity on local laws or how negligence applies to your case, don't hesitate to set up a free claim assessment with Cobb Hammett today.
Understanding your rights and filing a claim promptly allows our lawyers to advocate effectively on your behalf. Our team of accident lawyers is committed to safeguarding your interests, regardless of the challenges posed by insurance companies and the complexities of South Carolina's legal system.
Whether you were just hurt badly in an auto accident or you're struggling after getting injured at work, know that our team of personal injury lawyers is ready to help. As insurance claims experts, we employ effective strategies to negotiate with insurance companies, so you get the maximum amount of compensation available.
Unlike some personal injury firms, we never charge you unless we win and always prioritize compassionate service and hard work. That's the Cobb Hammett difference. Contact our offices in South Carolina today so that we can fight for your rights tomorrow.
An elusive solution for a persistent problem is flickering to life again for one of the most idyllic fishing villages along the South Carolina coast.A new high-voltage line that would help keep the power on for residents and businesses in outage-prone McClellanville is inching toward its eventual completion.It's only been in the works since the 1990s.After years of fits and starts, the project rounded an important turn a few weeks ago, when an arm of the U.S. Department of Agriculture that's expected to help finance the ...
An elusive solution for a persistent problem is flickering to life again for one of the most idyllic fishing villages along the South Carolina coast.
A new high-voltage line that would help keep the power on for residents and businesses in outage-prone McClellanville is inching toward its eventual completion.
It's only been in the works since the 1990s.
After years of fits and starts, the project rounded an important turn a few weeks ago, when an arm of the U.S. Department of Agriculture that's expected to help finance the line signed off on a new environmental impact analysis. It marked the last major approval required from the federal government.
"To me, that's good news," said McClellanville native and Carolina Seafood owner Rutledge Leland III, who'll mark his 50th year as mayor in 2026.
It's been more than a decade since Leland noted that his historic hometown had lived with the "nagging problem" of fickle electricity service "for all of my years in office" — a public-service streak that began in 1973.
But the flip won't be switched anytime soon. Central Electric Power Cooperatives Inc., which is spearheading the project with Berkeley Electric Cooperative, said the recent federal approvals allow it to proceed with "finalizing, designing and building this electric transmission line."
For instance, the group must still clear permitting hurdles at the state level and secure a loan from the Agriculture Department's Rural Utilities Service.
Also, Central Electric has yet to nail down a precise cost estimate or construction schedule, partly because it still needs to identify and acquire the specific 75-foot-wide strips of land where the power poles will be placed.
While the marathon process started in the 1990s, it picked up steam around 2005.
"We've supported it from the beginning," Mayor Leland said last week.
He also recalled the previous fractious attempts to map out a palatable pathway for a major infrastructure project that will alter the landscape in a rural and ecologically sensitive area teeming with wetlands and wildlife.
At one point, a dozen potential routes were in the mix at a projected average cost of $438,000 a mile. The most controversial among them was a proposal to run the power line from Belle Isle in Georgetown County to McClellanville through the pristine Santee Delta refuge.
"Every time there'd be a public hearing there’d be some opposition to just about anything they chose," Leland said.
Central Electric appears to be past that point now. It hit a critical milestone in September when the federal government's environmental review singled out the final "preferred" route. The study included two alternatives. Both were eliminated.
The line will carry up to 115 kilovolts of power and measure about 23⅓ miles in length, linking a new substation to be built off Highway 45 in McClellanville with an existing inland connection point near Highway 41 in Jamestown.
Maps show the overhead line snaking from upper Berkeley County toward Honey Hill and onto the coast.
Along the way, it will cross four named creeks. It also will require the use of existing and new rights-of-way — on both privately owned land and 13½ miles of property inside the Francis Marion National Forest.
The high-voltage wires would be strung along as many as 280 heavy-duty utility poles standing about 75-feet tall.
The S.C. Coastal Conservation League, which challenged previous routing ideas, isn't opposed to the latest iteration, though it's urging Central Electric to "take all reasonable measures to limit impacts to endangered species."
"There is a legitimate need to enhance electrical service reliability in McClellanville, and planning has been in the works for 20 years now," Taylor Allred, the Charleston advocacy group's energy and climate program director, said in a statement last week. "While the project has some points of environmental concern, including 13.5 miles of its route running through the Francis Marion National Forest, it avoids the most environmentally harmful alternatives."
Most McClellanville residents and small businesses fall within Dominion Energy South Carolina's territory. The rest are served by Moncks Corner-based Berkeley Electric.
The source of the rural area's power struggles is an aging, inefficient and vulnerable transmission setup. A lone line ties into a Dominion substation about 40 miles away in Mount Pleasant that bleeds voltage the farther north it goes.
And it provides no backup in the event of an outage.
"The long line exposure is through forested properties, increasing the likelihood of service interruption," according to the government's environmental report, which pointed to downed trees, falling limbs and wildfires, as well as severe storms and saltwater corrosion.
"Given that this is a single source of electricity to McClellanville, all these factors render this source inherently unreliable and fail to meet ... the threshold industry standard for acceptable power system reliability," the study continued.
The new and existing lines will provide three electrical circuits rather than one, leading to fewer outages and creating a backup power loop. A similar project that state-owned Santee Cooper started building on Johns Island in June required about 10 years of planning, including delicate negotiations with irate landowners.
Central Electric estimated that McClellanville, on average, has lost power for about 11 hours each year since 2020, or 38 times longer than all other parts of South Carolina served by the cooperative system. The group also projected demand from the area's existing "delivery point" is on track to grow 22 percent.
Central Electric CEO Rob Hochstetler said McClellanville's residents and small businesses experience "by far the least reliable electric service in the state."
"They deal with flickering lights and frequent, lengthy power outages — the kind of problems most consumers haven’t faced in several decades," he said in a written statement last week. "Central and Berkeley Electric Cooperative have worked for 25 years to address this problem, and, finally, we have the federal government’s approval for a plan to fix it."
He added that the painstaking process yielded "a solution that is proven to have the least impact on the environment and local communities. Through multiple rounds of ... engagement and plan revisions, we explored every possible route and exhausted every available option."
The new line is expected to take about three years to complete, once construction begins.
Leland, closing in on his 50th year as mayor of McClellanville, which dates to 1685, has learned to take the long view.
"We've always been optimistic," he said.