Accidents in today's world seem to happen all the time, and often, they happen out of nowhere. Even the most prepared individuals can be caught off guard when by someone else's negligence.RESTAURANT_1
Victims in such scenarios are often left with the ability to earn money and provide for their families when they're injured in car crashes and other personal injury cases. Without the guidance of a personal injury attorney in Folly Beach, SC, they give statements to insurance companies by mistake, which compromises settlement agreements. It's only after they struggle that they realize they deserve much, much more than they received.
Have you been injured in an accident that wasn't your fault? Have you asked yourself any of the following questions, like:
Statistics show us that personal injury cases in South Carolina are quite prevalent, making up 36% of civil court filings. It makes sense, then, that injured victims have questions like those listed above. At Cobb Hammett, our collective hearts ache for these people, who must now suffer needlessly.
When you dig deeper, you realize that these victims aren't just struggling to keep going because of being injured. They're trying to put the piece back together mentally as well, all while trying to make ends meet to cover doctor's visits, hospital expenses, and more. The good news is that South Carolina's personal injury laws dictate that those deemed responsible for your pain and suffering have to pay for the aforementioned expenses. With Cobb Hammett leading the way, you've got a true shot at receiving substantial compensation - money that you absolutely deserve.
If you have sustained injuries in an accident in South Carolina, you are entitled to file either an insurance claim or a personal injury lawsuit against the party at fault. Should the insurance provider not present a reasonable settlement, it makes sense to consult with a personal injury lawyer in Folly Beach, SC.
At Cobb Hammett, we aim to assist accident victims in South Carolina in securing the highest amount of compensation possible for things like medical bills, recovery, pain and suffering, and more. To do so, we take an approach that assumes your case is unique. That's why we adopt a customized approach for every case that we handle. We want to educate you and put you at ease, and that begins with a complimentary consultation and discussion with an experienced personal injury lawyer. In this first meeting, we will evaluate your accident, assess liability, and suggest the most suitable legal path for you.
Our personal injury lawyers specialize in a range of case types, including but not limited to:
Put simply, we put our clients' needs first before anything, work tirelessly to protect their rights, and fight insurance companies that are intent on minimizing compensation.
You can rest easy knowing your case will be handled by highly experienced and effective attorneys specializing in South Carolina personal injury law. We have years of collective experience and will put our expertise to work for you when it matters most. We collect NO FEES until you are compensated.
LANDMARK_1 We're dedicated to handling your personal injury claim - not one that has similar circumstances. After all, every case and situation is different and requires a nuanced, custom approach.
We'll speak with you one-on-one and keep our phone lines open when you have questions or concerns. We have the proper tools and training to oversee your case with confidence and expertise.
Now that you understand why Cobb Hammett is one of South Carolina's premier personal injury firms, let's dive into more info on workers' compensation and car accident cases - two of the most common types of claims we help oversee.
With a reported incident rate of 1.9 personal injury cases per 100 full-time workers in 2023, it's clear that unfortunate accidents happen on the job in the Palmetto State. In fact, in 2022, 132 fatal injuries occurred in the workplace. These injuries happen at many different companies. In fact, personal injury lawyers in Folly Beach, SC, have fought many big-name brands for personal injury issues, including:
Although there isn't a unified federal statute regarding workers' compensation, each state in the U.S. operates its own workers' compensation system. Generally, an injured worker can obtain workers' compensation benefits without having to demonstrate their employer's negligence. In return, the employee relinquishes the right to pursue a personal injury lawsuit against the employer.
Within the state workers' compensation framework, an injured employee will be compensated for all necessary medical care following a workplace incident. If the injury or illness results in more than seven days of missed employment, the employee will receive 66.66% of their average weekly salary, subject to a maximum limit.
Workers may also be eligible for compensation for permanent disabilities or disfigurement. The highest compensation available for death or total disability is 500 weeks of benefits. Lifetime benefits are accessible in cases of quadriplegia, paraplegia, and traumatic brain injuries.
In South Carolina, the majority of workers can receive workers' compensation benefits if they sustain an injury or illness while on the job. Employees are not required to establish fault; they simply need to demonstrate that the injury or illness occurred at work or during activities related to their job. Unfortunately, there are certain exceptions outlined in the SC State Workers' Compensation Act, indicating that some employers are ineligible for workers' compensation coverage.
Restrictions may include:
Employers covered by the SC State Workers' Compensation Act are required to have the minimum necessary amounts of workers' compensation insurance. If you're working to recover after a workplace injury, reach out to Cobb Hammett today. Our personal injury lawyers will diligently strive to provide you with the assistance you need to restore your life.
Many injured workers believe that they can cut costs by not hiring a personal injury attorney to manage their workers' compensation claims. However, the reality is that many individuals end up losing money or they fail to receive the full compensation they deserve when they forego legal representation. If you've recently suffered an injury at work and are uncertain about whether to seek legal help for your case, consider these important points.
Skilled workers' compensation lawyers create risk, which insurance companies dislike because it can lead to financial loss. An experienced lawyer develops strategies to maximize your benefits and gathers admissible evidence for hearings. Understanding your entitled benefits and how to prove your case can be complex, even for attorneys. This is why having professional help from a qualified lawyer is essential in workers' compensation cases.
Injured people must file a workers' comp claim to safeguard their rights and help ensure that they get compensated fairly. Despite that, many people submit claims before hiring a lawyer to determine if their claim is valid.
Reasons for this usually include:
It's important to understand that the decisions you make don't automatically exclude you from filing a workers' compensation claim. This is why partnering with an experienced workers' compensation lawyer is crucial. Skilled attorneys, like those at Cobb Hammett, will carefully evaluate your situation and help you determine if you have a valid claim for workers' compensation benefits.
Injured people must file a workers' comp claim to safeguard their rights and help ensure that they get compensated fairly. Despite that, many people submit claims before hiring a lawyer to determine if their claim is valid.
Most drivers agree that getting in a fender bender is a huge headache, even when it's not your fault. The police get called, the other driver gets angry, and insurance companies jump in to facilitate repairs. A small dent is one thing, but a serious car wreck is an entirely different story.
BUSIEST_HIGHWAY_1The impact of such an event can be traumatic and far-reaching, especially when serious injuries are involved. Auto accident survivors often experience PTSD, emotional distress, and many physical challenges that alter their quality of life. In the face of these horrible events, aggressive representation from a personal injury attorney in Folly Beach, SC, can increase the chances of obtaining much-needed compensation.
Here's a challenging reality to accept: Insurance companies typically strive to minimize their payouts. Fortunately, you can safeguard yourself from their strategies by obtaining appropriate legal assistance for your personal injury case.
When you notify an insurer about an accident, they will assign an adjuster to your situation. However, adjusters handle numerous cases and may not fully grasp the specifics of yours. If an insurance claims adjuster reaches out to you, proceed with caution. They are not prioritizing your best interests. It's common for adjusters to advocate for settlements that fall short of your claim's true value.
If you communicate with an adjuster, stick to the essential facts and do not give a recorded statement or consent to any settlement. Instead, hold off until after you've consulted with a personal injury lawyer. At Cobb Hammett, our group of car accident attorneys will evaluate the real value of your claim and safeguard you from being exploited by insurance companies.
When you work with a personal injury lawyer in Folly Beach, SC, from Cobb Hammett, there's no need to be an expert on South Carolina auto accident laws. That's what we're here for: to be a reliable source of knowledge, expertise, and action. We have the resources and experience to handle any auto accident case in the Lowcountry.
Our long-time auto accident lawyers are happy to oversee legal proceedings on your behalf and strive to provide peace of mind as we negotiate an acceptable resolution. With that said, knowledge is power. Keep these facts in mind so you can better protect your rights.
South Carolina's "Fault" System of Insurance Like other states, South Carolina functions under a "fault" insurance model. This system requires the driver deemed at fault for the accident to compensate the injured party for their damages.
You should be aware that there's a deadline, referred to as the statute of limitations, for submitting an auto accident claim in South Carolina. Generally, you must pursue your claim against the at-fault driver or another involved party within three years of the accident. However, there are specific situations where you need to take action within two years. If you do not lodge your personal injury claim within the designated timeframe, you might lose your opportunity to file a claim permanently.
If you find yourself in a car accident that results in a personal injury claim due to someone else's negligence, the court needs to establish that you (the plaintiff) are not more than 50% responsible for the incident. Should you be deemed more than 50% at fault, you will lose the ability to pursue compensation. In contrast, if it's determined that you are 50% or less at fault, you will be entitled to receive some compensation. However, your award will be reduced based on the percentage of fault assigned to you.
When drivers are on the road, they must be careful and attentive to their surroundings. This includes being vigilant about other drivers, pedestrians, cyclists, and all road users. However, if a driver decides to text, eat, or talk on the phone while driving, they're most likely acting negligently.
Negligence includes acting carelessly and often ends with other motorists getting injured or worse. Some other examples of negligence in South Carolina include:
If you've been in a car accident and need clarity on local laws or how negligence applies to your case, don't hesitate to set up a free claim assessment with Cobb Hammett today.
Understanding your rights and filing a claim promptly allows our lawyers to advocate effectively on your behalf. Our team of accident lawyers is committed to safeguarding your interests, regardless of the challenges posed by insurance companies and the complexities of South Carolina's legal system.
Whether you were just hurt badly in an auto accident or you're struggling after getting injured at work, know that our team of personal injury lawyers is ready to help. As insurance claims experts, we employ effective strategies to negotiate with insurance companies, so you get the maximum amount of compensation available.
Unlike some personal injury firms, we never charge you unless we win and always prioritize compassionate service and hard work. That's the Cobb Hammett difference. Contact our offices in South Carolina today so that we can fight for your rights tomorrow.
South Carolina delivers some of the South’s best trips, from barrier island beaches and salt marshes to local markets in historic districts. Edisto Island, a quiet and lightly developed sea island, is worth the trip for the 1.7-mile Spanish Mount Trail, which leads to a 4,000-year-old shell midden. Beaufort, with its antebellum character and live oak-lined streets, stands out for Cypress Wetlands, where visitors can spot alligators and river otters. And Newberry is especially memorable for the Wells Japanese Garden, with its moon bridg...
South Carolina delivers some of the South’s best trips, from barrier island beaches and salt marshes to local markets in historic districts. Edisto Island, a quiet and lightly developed sea island, is worth the trip for the 1.7-mile Spanish Mount Trail, which leads to a 4,000-year-old shell midden. Beaufort, with its antebellum character and live oak-lined streets, stands out for Cypress Wetlands, where visitors can spot alligators and river otters. And Newberry is especially memorable for the Wells Japanese Garden, with its moon bridge and Torii gate, as well as the historic Newberry Opera House downtown. There is plenty of history and natural beauty waiting to be discovered across the state, and the eight towns below show just how rewarding a long weekend in South Carolina can be.
Edisto Island is quiet and largely uninhabited, making it the perfect destination for those wanting to disconnect and unwind. The island's highlight is Edisto Beach State Park, featuring a maritime forest with palmetto trees and rich salt marshes. One of the park's most popular trails, the Spanish Mount Trail, is a 1.7-mile path leading to a 4,000-year-old shell midden that has gradually eroded over time. For those who want to stay immersed in the island’s natural beauty, Edisto Beach State Park also offers rustic cabins tucked among the palmettos and live oaks. The cozy, no-frills cabins sit just steps from the shoreline, allowing visitors to wake up to ocean breezes, spend the day exploring the park’s trails and beaches, and end the evening listening to the sound of waves under a sky full of stars.
Just a short 25-minute drive from Charleston, Folly Beach is a lovely escape with a population of just over 2,000. Stroll along the historic Folly Pier, built in the 1930s, and take in the breathtaking ocean views. Folly Beach County Park is perfect for those looking to swim, sunbathe, or walk along the shore, with lifeguards present during the summer months.
For a taste of fresh, home-cooked seafood, visit Coconut Joe's, conveniently located just a block from the beach. The town also offers a variety of charming inns and hotels, including the Regatta Inn, which features a waterfront view, a sunset terrace, and complimentary golf cart shuttles for added convenience.
Bluffton offers a waterside escape of its own, centered around the scenic May River rather than the Atlantic. Here, visitors can enjoy numerous recreational activities along the river, including dolphin tours, fishing charters, kayaking, and paddleboarding. The town also highlights local artisans and vendors through markets like the Lowcountry Made Artisan Market, an open-air venue showcasing handmade goods, and the Bluffton Farmer’s Market, where you can find fresh produce, spices, barbecue, and honey. If you're searching for a true Southern-style place to stay, consider May River Manor, which boasts 5.5 acres of lush greenery, a pool, and an outdoor patio for a relaxing getaway.
The town of Beaufort sits on Port Royal Island, surrounded by marshy estuaries and shaded by streets lined with live oak trees. The area is home to over 100 bird species, and the nearby Cypress Wetlands, just a ten-minute drive away, are an excellent spot for exploring the wetland ecosystem. Here, you can see diverse wildlife, including minks, river otters, marsh rabbits, and alligators. Beaufort's downtown area is filled with charming local shops, with highlights such as Beaufort River Glass, Monkey’s Uncle toy shop, and the Oyster Cay Collection antiques store. For a picturesque and historic stay, Anchorage 1770 is a heritage boutique inn on the waterfront.
Heading over to the western side of South Carolina, Aiken is renowned for its rich equestrian heritage, while also embodying the best of Southern charm and hospitality. Visitors can tour and meet the horses at Aiken Equine Rescue, the southeastern US’s largest equine rescue center. Those interested in racing can visit the Aiken Thoroughbred Racing Hall of Fame and Museum, which has a large collection of photographs and trophies from some of the country’s best equestrian riders.
The nature around Aiken is priceless as well. The Aiken Arboretum Trail in town, for example, features one of the country’s most diverse tree collections within a municipal landscape. Regarding a unique lodging option in town, The Carriage House Inn, dating back to 1872, is located in Aiken’s historic downtown district and provides a delicious complimentary breakfast and chocolate chip cookies to its guests.
Visitors cannot go wrong with a weekend trip away in Newberry. Its downtown historic district is a particular highlight, with landmarks like the Newberry Opera House and the Newberry Museum offering important insights into the town’s history. The Wells Japanese Garden is also on the National Registry of Historic Places, featuring a temple, moon bridge, Torri gate, and tea room.
Wine lovers will find plenty to enjoy in Newberry, with Enoree River Vineyards & Winery offering the perfect spot to spend an afternoon, surrounded by scenic views of the vineyard. For a quaint stay, the historic, family-run Newberry Manor, located just a block away from the Wells Japanese Garden, is a great option.
Sullivan’s Island is a relaxed, two-and-a-half-mile-long island home to a little over 2,000 residents, making for a quiet escape. After a leisurely morning stroll along its 2.5-mile shoreline, visitors can enjoy lunch at one of the town's coastal cuisine spots, like Sullivan’s Fish Camp. The town also has an involved artist presence, with visitors able to appreciate local art at galleries such as Sandpiper Gallery and Adele’s Pottery.
One of the island’s iconic landmarks is Fort Moultrie, the site of a pivotal nine-hour battle with the British during the Revolutionary War in 1776. The Palms Oceanfront Hotel is one of the nearest and most recommended lodging options, including spectacular views of the ocean, a newly renovated pool deck, and stylish, modern rooms.
If you're interested in South Carolina's history and culture, Pendleton is a must. The town boasts more than 50 historic buildings from the 18th and 19th centuries, numerous art galleries featuring works from local artists, and a vibrant bluegrass music scene. Notable historic sites include Timms Mill, a gristmill originally built along the Six and Twenty Creek in 1784 and relocated in 1898, as well as St. Paul’s Episcopal Church, established in 1822 and still featuring a Jardine pipe organ that has been playing for over 170 years.
To dive into the bluegrass scene, head to Breazeale’s Grocery Bluegrass on the weekends, where you can enjoy jam sessions and occasionally catch performances by nationally recognized artists. For lodging, Liberty Hall Bed & Breakfast, a beautifully restored home built in 1849, offers a charming accommodation option.
Whether you are a native-born South Carolinian or hail from another state, each of these towns offers unique and diverse attractions that will appeal to every member of the family. With everything from fresh seafood to art galleries and bird tours, these towns offer a wide variety of experiences that defy simple categorization. So get out your calendar, mark your dates, and start planning your next adventure in one of these amazing towns.