Did you know that one in two U.S. citizens have yet to create a plan for their estate? Just about everyone knows they need to get their affairs in order, but most people procrastinate when it comes to estate planning. It's an uncomfortable subject to think about. After all, nobody wants to ponder their death and what happens to their assets when they pass. However, working with an estate planning lawyer in Wadmalaw Island, SC, protects you, your loved ones, and your assets, both while you're alive and after you have died. There isn't a perfect time to plan your estate, but there is a right time and that time is now.
We understand that there is no "one-size-fits-all" solution to your estate planning needs. That's why, at Cobb Hammett Law Firm, we make a concerted effort to speak with our clients personally so that we can create an estate plan that is as unique as they are. Our estate plans are comprehensive, cost-effective, and catered to you. That way, your family is provided if you are incapacitated or pass away.
At the end of the day, our goal is to make sure that every one of our clients leaves our office feeling less stressed and more informed. Peace of mind is valuable currency these days. Why worry about the future of your loved ones when you can use South Carolina law to ensure their stability?
Many of the clients in Wadmalaw Island, SC that walk through our doors have significant questions that require serious answers. They're filled with doubt, stress, and worry. They're worried about their children, their spouse, their relatives, or all the above. They ask questions like:
If these questions sound familiar, know that you are not alone. At Cobb Hammett Law Firm, we have worked with hundreds of clients just like you. Sometimes, these clients are unsatisfied with their current estate planning attorney in Wadmalaw Island, SC. Other times, they have been served with confusing papers or documents that leave them feeling overwhelmed. In either case, clients come to our office knowing they need to manage what is often a sudden, foreign situation.
The good news? We sit down with all new clients for an hour at no extra cost. We do so to get a basic sense of their situation and help steer them in the right direction. That way, they can leave our office feeling a little wiser and a lot better about the future.
Our firm specializes in several areas of estate planning and family law, including:
At Cobb Hammett, LLC, estate planning is like second nature to us. Having worked hundreds upon hundreds of cases, we have the knowledge and experience to assist with all the estate planning needs that you or your family have.
As our client, you will always work directly with your attorney. We do not pass cases off to paralegals or junior associates. Because your concerns and questions don't end when our office closes, we encourage our clients to contact us at any time.
Because we limit the number of cases we accept, we have the time and resources to truly dedicate ourselves to each of our clients. Unlike some competitors, we care about the outcome of every case because we know that our clients' future depends on it.
The word "estate" might make you think of a sprawling mansion in the French countryside. The truth is, you don't have to be rich to have an estate. In fact, most people already have an estate. An estate comprises the assets that a person owns like cars, bank accounts, real estate, businesses, and other possessions. Everyone's estate is different, but we all have one thing in common: none of us can take our estates with us when we die. When that does eventually happen, you will need legal instructions that state who gets what from your estate in plain terms.That, in a nutshell, is estate planning building a framework in advance that names the organizations or people that should receive your assets after you die. Planning your estate now helps make life much easier for your family down the line.
Contrary to popular belief, estate planning isn't just for adults who are approaching retirement age. Estate planning is for everyone. After all, we're all getting older, and none of us know exactly when it will be our time to go.
Although estate planning can be complicated, a well-rounded plan makes a huge difference in what is left to your beneficiaries. Before you start planning your estate, it's important to know a few common topics that may arise as you detail your needs.
Working with a veteran estate planning lawyer is a no-brainer, but you should consider working with a tax advisor too. Your attorney's role is to help guide you through the creation of your estate planning documents. Common documents include your will, health care directives, and power of attorney. Your tax advisor will help guide you through tax issues associated with your estate planning needs.
In this relationship, you make the decisions while your attorney and tax advisor help you understand and think through the options you're considering. As a team, they will help you state your wishes clearly while minimizing mistakes and adjusting your plans as they change. Because significant savings can result from thorough, informed planning, you should seriously consider working with a tax advisor in addition to your estate planning attorney.
If there were one overriding theme of estate planning, it would be maximizing what you plan to leave behind. Thinking through how each of your assets will be distributed is crucial to your estate. Your decisions may change depending on the type of asset, its size, how old you are, and several other factors. With an attorney on your side, you will gain a thorough understanding of what actions you should take to care for your family while minimizing expenses like taxes and court fees.
One of the biggest parts of maximizing what you're leaving behind is to minimize taxes. Federal taxes on estates and gifts are incredibly high. Both forms of taxes usually have exemption limits, which means you can give up to a specific amount without being taxed. Your lawyer can achieve that by using the gift tax exemption to move assets while you are still alive. This strategy maximizes how much your beneficiaries will receive.
Inheritance taxes are often based on the value of your estate and paid prior to asset distribution to your beneficiaries.
The executor of your estate plays a key role in your affairs. Their responsibilities include carrying out the terms of your will and seeing the estate settlement process through until the end. Obviously, such a role demands a qualified person. Choosing your executor isn't an easy decision. The person you select should be great at managing money, be savvy financially, and show an ability to be patient. That's because the executor is tasked with:
If the person that you choose as executor is inexperienced with the estate settlement process, it is recommended that they lean on an estate planning attorney in Wadmalaw Island, SC for guidance. It should be noted that you may appoint more than a single executor to your estate. This is common when two individuals have complementary personalities or skill sets.
One of the biggest benefits of planning your estate is the peace of mind it brings to you and your family. With the help of our expert estate planning attorneys, you have the power to protect your assets, privacy, and children's welfare. You can also potentially save money on taxes or even avoid probate. By having your wishes legally documented before death or incapacity, you can minimize any impact on your beneficiaries and take control of your legacy. Without a comprehensive estate plan, you're leaving the future of your loved ones in the hands of the South Carolina court system.
With an estate plan in place, you can plan for incapacity by using a power of attorney or advanced medical directives. Doing so relieves your loved ones of the burden of asking the court for the authority to fulfill your wishes.
At Cobb Hammett Law Firm, we are committed to helping you prepare for both the expected and unexpected through years of experience and a fierce dedication to our clients. From establishing trusts to designing business succession plans, we are here to fight for you.
If a husband and wife each purchase reciprocating will packages we give a discount. Reciprocating just means the husband names the wife and the wife names the husband. Those four documents are:
As mentioned above, everyone's estate planning needs will be different. However, most plans include one or more of the following documents:
Your will is an essential piece of documentation and is often considered the cornerstone of a proper estate plan. Generally speaking, your will is a document that dictates the distribution of your assets after your death. Having an iron-clad will is one of the best ways to make sure that your wishes are communicated clearly. As is the case with most estate planning, it is highly recommended that you work with an estate planning attorney in Wadmalaw Island, SC, to create and update your will.
The contents of a will typically include:
Without a will in place, the State of South Carolina will decide how to distribute assets to your beneficiaries. Allowing the state to distribute your assets is often an unfavorable route to take, since the settlement process may not include what you had in mind for your survivors. Having a will drafted that reflects your wishes will prevent such a situation from happening.
Despite its name, a living will does not instruct your survivors on what assets go where. Also called an advanced directive, your living will allows you to state your end-of-life medical wishes if you have become unable to communicate. This important document provides guidance to family members and doctors and solidifies certain issues like whether you should be resuscitated after an accident.
For example, it's common to direct that palliative care (care to decrease pain and suffering) always be administered if needed. Conversely, you may state that certain measures are not allowed, like CPR.
Traditionally, a trust is used to minimize estate taxes and maximize other benefits as part of a well-rounded estate plan. This fiduciary agreement lets a trustee hold your assets on behalf of your beneficiaries. There are many ways to arrange a trust to specify when and how your assets are distributed.
With a trust in place, your beneficiaries can avoid going to probate. That means they may be able to gain access to your assets quicker than when they are transferred with a standard will. Assets placed in a trust can pass outside of probate, which will save you and your family time, money, and stress.
There are two distinct trust categories that you should be aware of: revocable and irrevocable.
Also called a living trust, a revocable trust helps assets circumvent probate. With this trust, you can control your assets while you are still alive. These trusts are flexible and may be dissolved at any point in time. This type of trust becomes irrevocable upon your death. Revocable trusts can help you avoid the pitfalls of probate but be aware that they are usually still taxable.
This kind of trust transfers assets out of your estate so that they are not taxed and do not have to go through probate. However, once an irrevocable trust has been executed, it may not be altered. That means that once you establish this kind of trust, you lose control of its assets and cannot dissolve the trust. If your primary goal is to avoid taxes on your estate, setting up an irrevocable could be a wise choice.
When drafted with the help of an estate planning lawyer in Wadmalaw Island, SC, your trust can also:
When constructed properly, a trust can protect your estate from your heirs' creditors. This can be a huge relief for beneficiaries who might need to brush up on money management skills.
Probate records are made available for public consumption. With a trust, you may have the choice of having your assets pass outside of probate court so that they remain private. In the process, you may also save money that you would lose to taxes and court fees.
Because you can specify the exact terms of a trust, you have more control over who receives your assets and when they receive them. As an example, you can set up a revocable trust so that your assets are attainable while you're alive. When you pass, remaining assets are distributed, even in complex situations involving children from multiple marriages.
If you know that you need to provide for your family and loved ones after your death, it's time to develop your estate plan. With Cobb Hammett Law Firm by your side, planning your estate doesn't have to be difficult. However, it does need to be accurate and executed exactly to your wishes something that we have been helping clients achieve for years. Don't leave your legacy up to chance contact our office today and secure your future generations.
CONTACT USJOHNS ISLAND — The owners of a Blackfish Road home dumped so much trash and debris on a city of Charleston-owned lot behind their house that it cost Charleston more than $140,000 to remove it all, according to a lawsuit.Now the city is suing Jose and Rosalinda Martinez for that amount and potentially more, saying they made the mess and should be held responsible. The complaint was filed Jan. 30.“I don’t know how I’m going to pay this,” said Jose Martinez, who told a reporter he’s a disabled m...
JOHNS ISLAND — The owners of a Blackfish Road home dumped so much trash and debris on a city of Charleston-owned lot behind their house that it cost Charleston more than $140,000 to remove it all, according to a lawsuit.
Now the city is suing Jose and Rosalinda Martinez for that amount and potentially more, saying they made the mess and should be held responsible. The complaint was filed Jan. 30.
“I don’t know how I’m going to pay this,” said Jose Martinez, who told a reporter he’s a disabled man in his late 50s. “It’s way, way too much.”
Martinez returned a Post and Courier reporter’s phone message left at a number listed for J & J Masonry Contracting, which is registered at the same Blackfish Road address in a residential subdivision on the north side of Maybank Highway.
Behind that property sits about six acres of city-owned vacant land where Charleston is working on the $5.8 million Barberry Woods Drainage Improvement Project. When work began on the project in 2025, the city discovered the construction debris and trash.
On aerial images included in Charleston County’s property records system, tire tracks and piles of debris are clearly visible, going back years.
The county had received complaints about the same property in 2014 and code enforcement found construction debris on the Martinez’s property, which was prohibited. That case ended with the county mailing a violation letter.
According to the 2026 legal complaint, Charleston County put Martinez on notice more than a year ago and issued a ticket, and he removed some of the waste from the city’s land. County records show the process was delayed because of Martinez’ health, the amount of waste and a family medical emergency.
The ticket the county issued was dismissed in May 2025 and the case was closed. But then the full extent of the waste was discovered as the city cleared its adjacent property for the drainage project, according to the county and the city.
It was a roughly 10,000-square-foot area where the waste was between two and eight feet deep, the city claimed.
A contractor hauled it all away, finishing in September 2025, at a cost of $140,862.61, according to the lawsuit.
“I don’t know why they are claiming it’s all my debris,” Martinez said. “Some of it is.”
He said one of the city’s contractors told him not to worry about it, that they would clean it up.
On Jan. 30 the city filed the lawsuit seeking to recoup the cost, plus legal fees and potentially additional damages, along with an injunction barring the couple from trespassing and dumping on city property.
Charleston’s attorney Julia Copeland said the city expects to win a judgment and put a lien on the Martinez’ property, so that the government would get the money it expects to be owed when the property is eventually sold.
The Barberry Woods drainage project is expected to be finished this year.
Drivers along Maybank Highway on Johns Island have been passing a bright green, retro-style sign promising miniature golf is “coming soon.”The wait is almost over.Sea Island Mini Golf & Arcade is slated to open in late February, bringing two full 18-hole micro-layouts and a large indoor arcade with several dozen games.The family-friendly entertainment hub at 3414 Maybank Highway features two separate courses — Alligator Alley and Swampville — ...
Drivers along Maybank Highway on Johns Island have been passing a bright green, retro-style sign promising miniature golf is “coming soon.”
The wait is almost over.
Sea Island Mini Golf & Arcade is slated to open in late February, bringing two full 18-hole micro-layouts and a large indoor arcade with several dozen games.
The family-friendly entertainment hub at 3414 Maybank Highway features two separate courses — Alligator Alley and Swampville — complete with fountains, sand traps and mini bridges behind a warehouse-style building and parking area.
More than 40 arcade games will be installed indoors, along with multiple televisions for watching sports, including golf and a concessions counter inside will serve up soft pretzels, ice cream, slushies, nachos and pretzels.
Pending a permit, the food truck will offer pizza, fries and chicken fingers. The owners have also applied for a beer and wine license.
Each hole on the courses is sponsored by a local business, and the first nine holes on each course are wheelchair accessible. The design allows players to complete a full 18-hole round by combining accessible holes across both courses. A practice putting green is included on site.
Co-owners Sandie and Michael Albenesius, who also own and operate St. John’s Kayaks and Boat Tours, said the idea grew out of a desire to offer more activities for teens and families on the island and nearby James Island. They own the Sea Island Mini Golf with two additional co-owners.
Transforming the former storage warehouse took several years.
Players on the mini golf course will receive putters, golf balls, a scorecard and a tiny pencil upon signing up to play the courses.
Outdoor seating, picnic tables and televisions — including coverage from the Golf Channel — are also part of the setup.
Initially, Sea Island Mini Golf & Arcade plans to operate Wednesday through Sunday from noon to 8 p.m. but will fluctuate based on weather or demand. The owners said hours will likely expand as demand grows, particularly heading into the summer season.
Beyond casual play, the venue plans to host birthday parties, corporate events, themed nights and group outings for kids and adults alike.
A national retailer of farm and rural lifestyle supplies is eyeing a new stire at Foxbank Plantation in Moncks Corner, near a community slated for nearly 3,000 homes.
Tractor Supply and PetSense by Tractor Supply have submitted plans to the S.C. Department of Environmental Services for a 21,930-square-foot retail outpost at 219 Foxbank Town Center. The project’s owner and developer is Twin Rivers Capital.
Tractor Supply carries farm supplies, pet and animal feed, clothing, tools, fencing and other rural essentials. PetSense offers grooming services and pet prescriptions.
Brentwood, Tenn.-based Tractor Supply is described as the largest rural lifestyle retailer in the U.S. The chain operates 2,364 namesake stores in 49 states, along with 206 PetSense locations in 23 states.
The company has opened seven stores in the Charleston area since expanding to South Carolina in 2007.
Gold Digger, an antique jewelry store, repair shop and jewelry design studio, will open Feb. 7 in North Charleston's Park Circle area.
The address is 1080 E. Montague Ave.
Gold Digger is owned by Lisa Thomas and daughter Emma, who source pieces during their travels. Each item is inspected and prepared by a master jeweler.
Thomas also owns DIGS Charleston and DIGS Imports, a curated furniture shop located at the same address, as well as Out of Hand in the Old Village in Mount Pleasant.
In addition to antique and vintage jewelry, the shop will offer repair services and custom, one-of-a-kind jewelry design.
A Cajun-style seafood boil restaurant has opened near Tanger Outlets in North Charleston. Happy Crab Seafood is now serving at 4950 Centre Pointe Drive.
The Habitat for Humanity ReStore on the peninsula is now open on Mondays.
The home goods-focused shop at 731 Meeting St., accepts donations and sells discounted building materials, furniture and home products, with proceeds supporting affordable housing efforts in the Charleston area.
Updated store hours are Monday from 9 a.m. to 5 p.m., Tuesday from 10 a.m. to 5 p.m., Wednesday through Friday from 9 a.m. to 5 p.m. and Saturday from 9 a.m. to 4 p.m.
The wait is over for diners in Goose Creek to get their own outpost of a Johns Island-based diner.
Sunrise Bistro officially opened Feb. 3 at 216 St. James Ave., in the former Ti-Ney Bangkok II Restaurant.
Co-owner Brian Appelt launched the eatery in 2009 with business partner Jessica Welenteichick after the pair spent years working together at Hege’s Restaurant on Johns Island. Other Sunrise Bistro locations are in Mount Pleasant, Johns Island, Aiken and Summerville.
JOHNS ISLAND — It’s beginning to look at lot like Lowes Foods.After months of construction, shoppers on Johns Island are starting to see visible changes at the former KJ’s Market, which is in the process of being converted into a Lowes Foods grocery store.Work started at the grocery store at Maybank Highway and Bohicket Road about eight months ago, when parent company Alex Lee Inc. announced last May the transition from the KJ’s to Lowes to better serve the community’s growing, changing demographic...
JOHNS ISLAND — It’s beginning to look at lot like Lowes Foods.
After months of construction, shoppers on Johns Island are starting to see visible changes at the former KJ’s Market, which is in the process of being converted into a Lowes Foods grocery store.
Work started at the grocery store at Maybank Highway and Bohicket Road about eight months ago, when parent company Alex Lee Inc. announced last May the transition from the KJ’s to Lowes to better serve the community’s growing, changing demographic.
From the outside, the change is clear: new Lowes signage now greets shoppers rather than the KJ’s logo and the construction scaffolding has been removed.
Inside, Lowes' private-label products are steadily appearing on the shelves along with a new THC-infused beverage section.
There are even seasonal King Cakes shipped directly from New Orleans, a signature offering at all locations from the North Carolina-based grocer.
While the location is open and operating, company officials say the conversion is still underway and the full Lowes experience is expected to roll out over the next couple of months. That includes adding a bar that allows customers to drink and shop.
“It's not a fully effective Lowes Foods with everything up and running yet, that's going to be a couple months,” said Kelly Davis, senior director of guest engagement with the grocery chain. “We've got a ways to go inside.”
Davis said the method of staying open during transitions was the same when the company took over the location and transitioned it to KJ’s from Bi-Lo, as construction continued and new products hit the shelves.
Despite the ongoing work and visible construction inside, store traffic has increased steadily each week, Davis said.
Once the conversion is complete, the store is expected to feature signature Lowes offerings such as a community table section with wine and beer tastings, a “chicken kitchen,” kids events and a "Pick & Prep" option that allows customers to buy partial portions of produce that can be chopped, diced and sliced to order, whether its half an onion or half a watermelon.
The overhaul will include a refreshed interior and more higher-end items, like dry-aged beef, more locally sourced products and a bigger specialty cheese section.
The store is also actively hiring as new departments come online and Matt Nowlin, a Lowes division director who lives on Johns Island, will continue to tailoring the store to local shoppers.
A formal grand opening celebration is planned once the full conversion is complete.
The supermarket remains one of the main food-shopping destinations on the island. The next-closest option for residents is a Food Lion about three miles away on Maybank Highway.
In 2020, Alex Lee Inc. acquired 20 Bi-Lo stores from Winn Dixie parent Southeastern Grocers. The Johns Island store is the third former Bi-Lo in the area to become a Lowes Food, following prior conversions in Hanahan and West Ashley.
The other Lowcountry Lowes Foods store is in Mount Pleasant, which opened in 2019 on Highway 41 in a newly built shopping center.
JOHNS ISLAND, S.C. (WCSC) — Charleston city leaders are racing against the clock to find a way to pay for long-needed road and intersection improvements on Johns Island, as traffic congestion continues to worsen and state funding falls short.City council has until February to decide whether to move forward with a Municipal Improvement District (MID), a tool that would allow the city to collect fees from new development to help fund infrastructure upgrades.Charleston City Councilman Jim McBride says the issue isn’t t...
JOHNS ISLAND, S.C. (WCSC) — Charleston city leaders are racing against the clock to find a way to pay for long-needed road and intersection improvements on Johns Island, as traffic congestion continues to worsen and state funding falls short.
City council has until February to decide whether to move forward with a Municipal Improvement District (MID), a tool that would allow the city to collect fees from new development to help fund infrastructure upgrades.
Charleston City Councilman Jim McBride says the issue isn’t the condition of the roads, but their capacity.
“Our population growth has exceeded our infrastructure to support it,” McBride said. “The main reason for that is all the traffic bottlenecks on Johns Island are on state roads — and the state does not have enough money to improve roads and intersections to keep up with the growth.”
Statewide transportation needs total about $70 billion, while projected revenue sits at just $27 billion, leaving a $42 billion funding gap, according to the South Carolina Department of Transportation’s revenue forecast through 2040.
That shortfall has pushed city leaders to consider alternatives like a Municipal Improvement District, which would focus on funding projects the state cannot.
McBride says the idea is to reinvest money from new development back into the community.
“It generates income based on new development on Johns Island that goes back to Johns Island,” he said. “That could be intersection improvements, traffic lights, sidewalks, or pathways connecting neighborhoods to business centers.”
Municipal Improvement Districts allow cities to assess fees on developers whose properties meet specific criteria, helping pay for infrastructure or stormwater drainage improvements tied to growth.
McBride says traffic congestion is already taking a toll on the local economy.
“People aren’t driving to businesses on Johns Island as often because of the traffic,” he said. “That hurts small businesses.”
This is not the first time Charleston has explored the idea. A similar proposal was paused in 2021 while the federal government reviewed its legality. The plan resurfaced at a city council meeting last November, and leaders are now gathering public input before any decision is made.
However, Mayor William Cogswell says timing could limit how effective the district would be.
“It would have been great if this was done 10 years ago,” Cogswell said. “You would’ve had a lot more revenue coming in because it would only be taxing new businesses — and much of Johns Island’s commercial development has already happened.”
The mayor says the city is also considering a Tax Increment District, which would use future growth in property values to pay for infrastructure improvements.
For now, city leaders say no final decision has been made — and traffic on Johns Island remains a growing challenge.